Byju’s Learning App in the COVID-19 Outbreak to Analyze Online Education-A Case Study

Background/Purpose: Byju’s e-learning App is one of the most used online learning mobile applications in India. Byju’s app operations began in 2011. It is launched by two business entrepreneurs Byju Raveendran and Divya Gokulnath. The Company's head office is in Bengaluru, India. The app slogan is "Fall in love with learning.” Byju's app brings new and innovative trends in education, specifically in online education. In the beginning, the Byju e-Learning app consists of all kinds of students, all state boards in India, especially from grades first to 12th. Furthermore, the app provides unique services to graduates attempting to pass competitive tests like GATE, JEE, NEET, UPSC, and Bank Exams. The application's main segment is to provide an electronic learning platform with numerous examples to improve students' concentration. It is Indian's fastest electronics app, focused only on learning the concept by various methods and through various animated videos, more straightforward and effective, where to get the best outcome in learning mathematics and science subjects. Objective: In this paper, we analyze Byju's app's influence on students during the COVID-19 pandemic, and to know whether its subscription increased or not in the Covid 19 outbreak. This paper also analyzes how e-learning apps can focus on enhancing the experience of students and helping to improve customer focusing and subscription rate. Design/Methodology/Approach: A survey is conducted in a semi-urban area to analyze different aspects related to online education through Byju’s app during COVID 19 pandemic. In addition, analyze the information collected from the survey and from various scholarly articles and by using the SWOT analysis framework. Findings/Results: During the COVID-19 pandemic, for online education, Byju's app stands as a leading online education brand, with 85% of parents subscribed to this mobile application for their child's education. So, coronavirus crisis helped Byju’s app to become a leader in online education providers in India. Conclusion: From the conducted survey-increased subscription rate of the app was seen and noticed that customers are loyal to Byju’s App. Also, it is found that most of the students in the semi-urban area use Byju's app for their studies during the Covid 19 pandemic. By SWOT analysis, we have given some suggestions that can be added to Byju's Learning App as a business strategy. Paper Type: Case study-based Research Analysis

Thriving the Transformation Process of MFI through IPOs - Case Study of Indian MFIs

The Indian microfinance firms are stabilizing from the microfinance crisis of 2010. The firms are oscillating in taking the decisions about financing through debt or equity. Some of the firms, even after getting approval from regulatory bodies for going through Initial Public Offer (IPO), are deferring their plans. In this perspective, the present research has been initiated to identify the capital market risk. Four Indian IPOs held between 2016 and 2019 are studied. The result indicates that there is an inverse relationship between the profitability of the firm and the IPO subscription rate.

La Serena School for Data Science: multidisciplinary hands-on education in the era of big data

La Serena School for Data Science is a multidisciplinary program with six editions so far and a constant format: during 10-14 days, a group of ∼30 students (15 from the US, 15 from Chile and 1-3 from Caribbean countries) and ∼9 faculty gather in La Serena (Chile) to complete an intensive program in Data Science with emphasis in applications to astronomy and bio-sciences.The students attend theoretical and hands-on sessions, and, since early on, they work in multidisciplinary groups with their “mentors” (from the faculty) on real data science problems. The SOC and LOC of the school have developed student selection guidelines to maximize diversity.The program is very successful as proven by the high over-subscription rate (factor 5-8) and the plethora of positive testimony, not only from alumni, but also from current and former faculty that keep in contact with them.

Front Matter

NOTICE TO CONTRIBUTORS1. The Journal invites the submission of unsolicited manuscripts. Submissions and correspondence concerning publications should be addressed to Editor-in-Chief, Journal of Law and Commerce, University of Pittsburgh School of Law, Barco Law Building, 3900 Forbes Avenue, Pittsburgh, PA 15260.2. The Journal requests that manuscripts be accompanied by an abstract of not more than 200 words describing the contents of the article.3. Footnotes should conform to The Bluebook: A Uniform System of Citation (20th ed. 2015).4. All manuscripts, including footnotes and abstracts, should be typed and submitted directly to the website.Published twice yearly: Fall, SpringAnnual Subscription Rate: U.S. ‑ $20.00; Foreign ‑ $25.00Internet Address: http://jlc.law.pitt.edu/E-mail Address: [email protected] copies of Volume 36 are $11.00 and may be ordered from the Business Manager, Journal of Law and Commerce, University of Pittsburgh School of Law, Barco Law Building, 3900 Forbes Avenue, Pittsburgh, PA 15260.Volumes 1 through 35 may be ordered from William S. Hein & Co., Inc., 1285 Main Street, Buffalo, NY 14209; (800) 828-7571.If subscription is to be discontinued at expiration, notice to that effect should be sent to the Journal office, otherwise it will be renewed.

Front Matter

NOTICE TO CONTRIBUTORS1. The Journal invites the submission of unsolicited manuscripts. Submissions and correspondence concerning publications should be addressed to Editor-in-Chief, Journal of Law and Commerce, University of Pittsburgh School of Law, Barco Law Building, 3900 Forbes Avenue, Pittsburgh, PA 15260.2. The Journal requests that manuscripts be accompanied by an abstract of not more than 200 words describing the contents of the article.3. Footnotes should conform to The Bluebook: A Uniform System of Citation (20th ed. 2015).4. All manuscripts, including footnotes and abstracts, should be typed and submitted directly to the website.Published twice yearly: Fall, SpringAnnual Subscription Rate: U.S. ‑ $20.00; Foreign ‑ $25.00Internet Address: http://jlc.law.pitt.edu/E-mail Address: [email protected] copies of Volume 36 are $11.00 and may be ordered from the Business Manager, Journal of Law and Commerce, University of Pittsburgh School of Law, Barco Law Building, 3900 Forbes Avenue, Pittsburgh, PA 15260.Volumes 1 through 35 may be ordered from William S. Hein & Co., Inc., 1285 Main Street, Buffalo, NY 14209; (800) 828-7571.If subscription is to be discontinued at expiration, notice to that effect should be sent to the Journal office, otherwise it will be renewed.

Wealth Composition and Drawdown Patterns of Retirees a Comparative Study

This study aims to pursue a two-fold research objective: first, to examine the wealth composition and its drawdown patterns of the retirement-age households in Korea and, second, to assess policy options to safely monetize real estate assets held by them, the reverse annuity mortgage (RAM) in particular. In so doing, we compare our findings to those from the U.S. as reported by Poterba, Venti, and Weiss (2011). The results indicate that, between the U.S. and Korea, the wealth compositions of the retirees are vastly different in several respects: first, the average share of real estate in Korea is far greater than that in the U.S., over 80 percent vs. 24.7; second, the share of the annuitized public and private pensions is far higher in the U.S. compared to Korea, 44.9 percent vs. 7.7 percent in Korea; third, the share of financial assets is roughly similar, that is, 12.6% in the U.S. and 10.3% in Korea; last but not least, the share of non-residence real estate rapidly rose rapidly between 2006 and 2012 in Korea, quite dramatically for certain consumer cohorts. Hence, the Korea case represents an extreme of ‘real estate-rich-cash-poor’ retirees, making it a fertile ground for trading the monetizing instruments such as RAM. Nonetheless, the market penetration by the product is still minimal, the subscription rate of 0.81 percent among all the eligible households as of 2015. To investigate empirically the reasons behind such low subscription rate, we perform a regression analysis on determinants of the propensity for entering the RAM contract; The results show that the bequest motive does reduce the propensity to subscribe the product, and that the two indicators of the consumer knowledge on the product do yield positive and statically significant results. Based on the findings, we stress the need for a heightened level of consumer education on the viewpoint of the protection financial consumers, for which the government, the lending and guaranteeing institutions, as well as academia should put a concerted effort so as to help elderlies make rational decisions.

A Comparative Study of Initial Public Offerings in Hong Kong, Singapore and Malaysia

This paper presents the findings of a comparative study on the performance of the initial public offerings (IPOs) of shares listed on the Hong Kong Stock Exchange (HKX), Singapore Exchange (SGX) and Bursa Malaysia (MYX). One indicator of the success of an IPO is its subscription rate, which can be used as a proxy for the level of investor confidence in the stock being offered. This paper examines the relationship between the performance of an IPO and its subscription rate, and the corporate factors that may affect an investor’s decision to subscribe to an IPO. A previous study conducted in Hong Kong (Ho, 2013) did not find support for the effect of the four corporate factors, namely size, managerial ownership prior to the IPO, industry differences and company age, on the subscription decision. However, managerial ownership prior to the IPO was found to be highly correlated with good performance, which could be attributed to a low agency cost in situations where managerial ownership is substantial. Further evidence from Singapore and Malaysia can help to shed light on the importance of agency cost in the pricing of IPOs.