Do institutions, religion and the economic cycle impact bank stability in dual banking systems?

2022 ◽  
Author(s):  
Eralp Bektas ◽  
Marei Elbadri ◽  
Philip Molyneux
Keyword(s):  
Economic Cycle ◽  
Bank Stability ◽  
Banking Systems

Asset securitizations and bank stability: Evidence from different banking systems

2020 ◽  
pp. 100551 ◽  
Author(s):  
Omneya Abdelsalam ◽  
Marwa Elnahass ◽  
Habib Ahmed ◽  
Julian Williams
Keyword(s):  
Bank Stability ◽  
Banking Systems

scholarly journals Bank Stability Index for Selected Countries with Dual Banking Systems

2019 ◽  
Vol 8 ◽  
pp. 963-980
Author(s):  
Norzitah Abdul Karim ◽  
◽  
Amirul Afiff Muhamat ◽  
Mohamad Nizam Jaafar
Keyword(s):  
Stability Index ◽  
Bank Stability ◽  
Banking Systems

Reinforcing the cyber resilience of a credit institution in Industry 4.0

2020 ◽  
Vol 16 (6) ◽  
pp. 998-1012
Author(s):  
G.V. Fedotova ◽  
D.D. Tkachenko
Keyword(s):  
Content Analysis ◽  
Public Administration ◽  
Data Security ◽  
Industry 4.0 ◽  
Credit Institution ◽  
Security Systems ◽  
Banking Systems ◽  
It Systems ◽  
Smart Technologies ◽  
Banking Development

Subject. The article discusses the modeling of preventive protection of IT systems and evaluates their cyber resilience. Objectives. The study evaluates the existing threats and determines how informatization processes may unfold in the credit segment. Methods. Research is based on methods of regulatory and legislative analysis. We evaluate today’s public administration of cybersecurity in the financial and credit sector. To give a view of the existing situation and sum up the sector’s performance for the recent years, we performed the content analysis of statistics on data hacking and leakages. Results. The article highlights new trends in the financial and credit sector and the growing complexity of data security systems. As proposed by the Bank of Russia, the integration of smart technologies is showed to reinforce the cybersecurity of banking systems. Conclusions and Relevance. The informatization of all banking operation systems, growing complexity of procedures and work logs require new robust resources to be integrated into financial technologies. Stronger cybersecurity should lay a trend in the financial and credit sector in the nearest future. The findings can be used to flag strategic milestones of the banking development in the information-driven society.

Bankers and politicians: mutual interests and contradictions (the historical experience of different countries)

2018 ◽  
Author(s):  
Ирина Юдина ◽  
Irina Yudina
Keyword(s):  
Political Science ◽  
Political Institutions ◽  
Economic History ◽  
Banking System ◽  
Main Idea ◽  
The Political ◽  
Historical Experience ◽  
Banking Systems ◽  
Analysis Tools ◽  
Political Game

This work is an attempt to explain the political roots from which banking systems have evolved in different countries and how they have evolved at different times. For this purpose, materials and analysis tools from three different disciplines were used: economic history, political science and Economics. The main idea that is set out in this paper is the statement that the strength and weakness of the banking system is a consequence of the Great political game and that the rules of this game are written by the main political institutions.

The Moral Context of the Prohibition of Riba in Islam Revisited

1995 ◽  
Vol 12 (4) ◽  
pp. 496-517
Author(s):  
Abdullah Saeed
Keyword(s):  
Banking Systems ◽  
Moral Context ◽  
The World ◽  
The 1960S

The prohibition of riba (interest) in Islam has been a hotly discussedissue among contemporary Muslims since the 1960s. Since rihd is perceivedby a considerable number of Muslims to be bank interest, andalmost all banking systems in the world, including those of the Muslimworld, are based on interest, many Muslims are concerned whether it islawful. For those who regard bank interest as rihd, any increase in a loantransaction over and above the principal is rihd because it involves anincrease over and above the principal. They contend that the fiqhi interpretationof riba is the interpretation and must be followed. For otherMuslims, the prohibition of riba is related closely to the “exploitation” ofthe needy and poor by the relatively well-off, an element that, for them,may or may not exist in modem bank interest. These Muslims have arguedthat the fiqhi interpretation given to riha is inadequate and does not takeinto consideration the moral emphasis associated with the prohibition.This paper looks at a) the overall context of the Qur’anic prohibitionof rihd; b) how the term is used in the Qur’an, the Sunnah, and in thefiqhlliterature; and c) the lack of moral emphasis in the current debate.Riba and the Qur’an: The Context of ProhibitionThe Qur’an’s condemnation and ultimate prohibition of riba was precededby its condemnation of several other morally unacceptable forms ofbehavior toward the socially and economically weaker strata of theMakkan community. From the very beginning of the Prophet’s mission, ...

On the Major Differences between the Banking Systems of the EAEU States

2020 ◽  
Vol 26 (4) ◽  
pp. 397-406
Author(s):  
T. E. Chekanova
Keyword(s):  
Financial Stability ◽  
Systems Approach ◽  
Negative Impact ◽  
Banking Regulation ◽  
Member States ◽  
Banking Systems ◽  
Significant Negative Impact ◽  
The Difference ◽  
The Government ◽  
Major Factors

The presented study examines the problems of integration of the national banking systems of the member states of the Eurasian Economic Union (EAEU).Aim. The study aims to examine the major differences in various aspects of functioning of banking systems in the EAEU member states in terms of their impact on integration processes.Tasks. The author identifies the most prominent features of the banking systems of the EAEU states; reveals the depth of the existing differences through a comparative analysis of various indicators of national banking systems; outlines ways of overcoming integration problems associated with differences in the banking sectors of the Union states.Methods. This study is based on universal general scientific methods and elements of comparative, functional, and economic analysis within the framework of a systems approach. The author uses regulatory documents and banking reports of the EAEU states, statistical and analytical materials of the Eurasian Economic Commission (EEC), and data of Moody’s international rating agency.Results. The study identifies a number of aspects that contain the major differences in the functioning of banking systems in the EAEU member states; highlights the disproportions in the scale, level of development, financial stability, and risks of the banking spheres of the Union states; comparatively analyzes the proportion of banking and non-banking structures in the system and the share of the government and non-resident companies in the capital of banks; marks the difference in the pricing of banking services; determines differences in the existing approaches to banking regulation and the established standards; analyzes the major differences in the legislative acts of the central banks and governments of the EAEU member states and in the terms and definitions used. According to the results of the study, the major factors hindering the development of integration processes between the banking systems of the EAEU states are identified.Conclusions. The existing differences between the banking systems of the EAEU countries are diverse and multifaceted. The author states that the aspects addressed in this study have a significant negative impact on the further development of integration processes, describing the major directions and actions of the member states aimed at minimizing the exiting differences, which are required to facilitate the convergence of the states and the transition towards a common financial market.

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