Genetic Discrimination in Access to Life Insurance: Does Ukrainian Legislation Offer Sufficient Protection against the Adverse Consequences of the Genetic Revolution to Insurance Applicants?

This paper presents an inter-disciplinary study of the risk for, and protections against, genetic discrimination in access to life insurance in Ukraine. It aims (i) to review questions related to genetic information, health status, and family history currently included in Ukrainian life insurance application forms; (ii) to analyze the Ukrainian legislation related to equity and nondiscrimination and to determine whether it provides adequate protection against genetic discrimination (GD). Research findings of our insurance application forms review show that Ukrainian life insurance companies ask broad questions about health and family history that may be perceived by applicants as requiring the disclosure of their genetic information. Our legal analysis shows that today there are no genetic specific law protecting Ukrainians people against GD in insurance. However, Ukrainian human rights legislation provides some protection against multiple grounds of discrimination and given the ratification by Ukraine of the European Convention on Human Rights it is possible that these grounds could be interpreted by tribunals as also including genetic characteristics. As a next step, Ukrainian researchers should develop a survey to obtain much needed data on the incidence and impact of GD in Ukraine. Following this it will be possible for policymakers to better assess whether there is a need for an explicit non-GD law in this country. Such a law would have the benefit of explicitly aligning Ukraine’s legal framework with that of many of its European partners.

Strategic Unification of Artificial Intelligence in Foreign Direct Investment Application Forms

A foreign direct investment (FDI) is a very popular method of investing overseas but different from a stock investment in a foreign company. It could be purchasing of an interest in a company by an investor located outside its borders and in most cases, governments pay special interest on them. This is a business decision to acquire a substantial stake in a foreign business or to buy it outright as to expand its operations to a new region. Embedding artificial intelligence (AI) across the business requires significant investment and a change in overall approach. It is highly constructive and productive transformation that should be planned professionally, applied systematically, and managed strategically. AI drives meaningful value to business through better decision-making and consumer-facing applications. The general perception about filling a FDI application is a cumbersome job. Some countries manage this stage very methodically and investors always give priority for them as they can commence the production/business activities within a short period. Those countries who fail to gain this competitive advantage tend to lose the FDI opportunities even if they own various other advantages of resources to attract investors. This paper attempts to evaluate the potential of embedding a strategic unification of artificial intelligence in the application forms used to fill by investors at the time of starting foreign direct investment projects.

PRAGMATIC PROPERTIES OF APPLICATION FORMS OF UZBEK LANGUAGE FORMS

As with any language unit, the pragmatic aspect of the application forms has its own characteristics. Such units, which represent different meanings, add additional meanings to the main proposition in the communication process. Because the state of speech, or rather the relationship between the speaker and the listener, is the basis of pragmatic research. The pragmatic aspect is one of the new directions in Uzbek linguistics, It is important to study in a new aspect, ie pragmatically, the forms of communication used in the process of interpersonal communication in the Uzbek language. In Uzbek linguistics, the units of reference are interpreted in the form of stimuli, and in the researches of some linguists, they are interpreted as forms of appeals, and in the researches the forms of appeals are studied in detail. This article discusses the use of appeal units in the communication process, the pragmatic features of appeal forms, including dysphemisms, the deictic functions of appeal forms, the presuppositional features, and the role and importance of nonverbal means in address expression.

Sistem Syarikah Abdan dalam Fikih Islam dan Contoh Penerapannya pada Era Kontemporer

Syarikah al-abdan is a form of muamalah that can be applied today in improving the welfare of the people. However, in practice today, it seems that there are problems among Muslims in seeing and sorting out the practice of syarikah al-abdan which is following the Shari'a. For this reason, the purpose of this study is to describe the syarikah al-abdan scheme and its current contemporary application forms. The research method used is a qualitative descriptive research approach with library research techniques and content analysis. The results of this study indicate that syarikah al-abdan is a form of business cooperation between two or more people preceded by mutual agreement in determining the results of the profits and/or wages between them. However, in its implementation, it is necessary to pay attention to the pillars and requirements of the syarikah al-abdan, and to consider the views of the majority of madhhab scholars and the Indonesian Ulama Council (MUI). In practice, this study describes the form of syarikah al-abdan in the profession of fisherman and tailor.

Pengembangan Aplikasi SANTRI PTSL Untuk Percepatan Pengumpulan Data Yuridis di Kantor Pertanahan Kabupaten Kampar

The purpose of this research is to find out how the SANTRI PTSL application can accelerate the juridical data collection and the feasibility of developing the SANTRI PTSL application. Using qualitative methods with a descriptive approach and data collection techniques by means of observation, interviews and questionnaires. SANTRI PTSL is an application that helps the work of the juridical task force. The output of the SANTRI PTSL application is a form of application for land registration that has been filled in automatically following the data submitted by the community to the officers. After training and simulating the use of the SANTRI PTSL application for juridical data collection officers, it is seen that this application is able to accelerate the collection and processing of juridical data, and in terms of the feasibility of developing this application it is also suitable for use in the Kampar Land Office after the feasibility test and simplification of the application forms according to the format used by the Land Office. By using the SANTRI PTSL application, the Kampar Land Office can optimize existing human resources and save time in completing PTSL activities. Inovasi pertanahan guna mendukung percepatan kinerja dan pelayanan pertanahan terus diupayakan. Penelitian ini bertujuan untuk mengetahui bagaimana aplikasi SANTRI PTSL dalam mempercepat pengumpulan data yuridis dan kelayakan pengembangan aplikasi SANTRI PTSL. Metode penelitian dilakukan secara kualitatif deskriptif, pengumpulan data dengan cara observasi dan wawancara.Hasil kajian menunjukkan bahwa aplikasi SANTRI PTSL yang diimplementasikan dapat mengoptimalkan SDM yang ada dan menghemat waktu dalam penyelesaian kegiatan PTSL. Aplikasi ini layak digunakan setelah dilakukanya pengembangan dan penyederhanaan blanko permohonan disesuaikan dengan standar yang ada pada Kantor Pertanahan Kabupaten Kampar. Aplikasi ini juga mampu mengintegrasikan data fisik dan data yuridis untuk mempermudah pengadministrasian pertanahan pada Kantor Pertanahan Kabupaten Kampar.Kata kunci: Pendaftaran Tanah, Inovasi, SANTRI PTSL