The effect of SAMA control on the financial performance of Saudi banks from the perspective of workers in general supervision of banks: أثر رقابة مؤسسة النقد في الأداء المالي السعودية من منظور العاملين في الرقابة العامة على البنوك (دراسة وصفية تحليلية)

The study aimed to identify the impact (influence) of SAMA's control on the financial performance of Saudi banks from the perspective (viewpoint) of the employees responsible for the bank's general control. The study adopted the analytical descriptive approach. The questionnaire was used as a data collection tool applied to a random sample composed of (120) employees. The study concluded several findings, the most important of which is the impact of control through the regulations and instructions in the Saudi banks on financial performance. There is also an effect of control through the inspections in the Saudi banks on financial performance, in addition to the effect of control through data and periodic statements in Saudi banks on financial performance. The study recommended several recommendations, the most important of which is the need to continue banking reforms to keep up with the current global developments witnessed by all banks in the Kingdom, in addition to the need to provide adequate systems and means to assess and measure the various risks encountered by banks and increase attention to prepare and organize courses and training programs in the field of control.

Reparations revisited: the role of economic advisers in reforming German central banking and public finance

The economic advisers of the 1924 Dawes Committee enacted currency and banking reforms as a means of resolving financial and geopolitical problems. Although the committee members stated that they had no plans to resolve the Ruhr occupation, evidence from the technical advisers demonstrated the opposite. Economists Edwin Kemmerer, Joseph Davis and Arthur Young sought to appease Franco-Belgian demands for a resolution to the reparations debate by balancing the German budget and reorganising the banking system, thereby also addressing the question of military occupation. This research delves into the advisers’ reports on public finance, currency stabilisation and the gold standard, arguing that their attempts to assuage reparation-related concerns rested on major reforms to German central banking.

Structural banking reforms and their implications for banks’ corporate governance

Purpose The purpose of this paper is to examine from a comparative perspective, the impact of structural banking reforms on the legal frameworks for the corporate governance of credit institutions. Design/methodology/approach This facilitates a functional analysis of the resulting corporate governance structures, which in turn provides the basis for an analysis of conceptual concerns with regard to the independence of the separate entity. Findings The paper points out that structural banking reforms come with significant implications for existing corporate governance structures of credit institutions. The resulting corporate governance structures rise conceptual concerns with regard to both the effectiveness of the independence of the separate entity and the objectives of structural banking reforms generally. Practical implications The paper shows that the implementation of structural banking reforms is a complex operational issue and process for the banking groups and the regulators. The challenge will be to establish and upheld the ring fence in a way to lower the risk of intra-group contagion. There is a great need for regulatory and supervisory policies that reinforce the settled ring fence obligations. Originality/value This paper’s value lies in providing analysis of the implications of structural banking reforms for the corporate governance of credit institutions. The relevant statutory frameworks as such set only the core components of the new structure. Defining and implementing the design is left to the discretion of the regulators.

Ghanaian banking reforms should strengthen sector

Significance The move follows a streamlining process by the government over the past two years that has seen nine major banks liquidated by the Bank of Ghana (BoG). President Nana Akufo-Addo has said this is necessary to address liquidity shortfalls and combat corporate governance transgressions. Impacts The New Patriotic Party (NPP) government may struggle to counter accusations of a politically biased rationalisation process. Higher capitalisation requirements will compound barriers for new domestic entrants. The government will prioritise financial inclusion measures amid fears over the possible negative effects of rationalisation.