scholarly journals Factors (Benefits, Trust, Self-Efficacy, Ease of Use, Security) Affecting Consumer’s Perception on E-Money in Indonesia

2018 ◽  
Vol 2 (2) ◽  
pp. 24
Author(s):  
Dinna Fatmy Pratiwi ◽  
Citra Kusuma Dewi
Keyword(s):  
Data Analysis ◽  
Self Efficacy ◽  
Quantitative Method ◽  
Ease Of Use ◽  
Multiple Linear Regressions ◽  
Snowball Sampling ◽  
Probability Sampling ◽  
The Government ◽  
Consumer's Perception ◽  
Linear Regressions

This research based on the developments of technology on payment system which replaced the use of cash as a medium of exchange into the non-cash system. The use of e-money as a non-cash system was made to actualize less cash society by the increase of the use of instrument and non-cash channel. However, the government had made a rule by required various costs to use e-money. As the used of e-money seemed forced by a rule, therefore, costumers might have a bad perception toward it. Hence, this research made to know the factors that affected costumers’ perception toward e-money in Indonesia. The method used in this research was quantitative method with type of descriptive and causal research. The variables used in this research are benefits (X1), trust (X2), self-efficacy (X3), ease of use (X4), security (X5), and consumers’ perception (Y). The samples are 400 respondents and using the technique of non-probability sampling which covered purposive sampling and snowball sampling. The data analysis was using multiple linear regressions. The research showed that the factor of self-efficacy and security in partial didn’t significantly affect the consumers’ perception toward e-money in Indonesia, while the factors that significantly affected partially are factors of benefits, ease of use, and trust. However, simultaneously, all factors of Benefits (X1), Trust (X2), Self-efficacy (X3), Ease of Use (X4), and Security (X5) significantly affected consumers’ perception (Y) toward e-money in Indonesia.

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI PENERAPAN SISTEM AKUNTABILITAS KINERJA INSTANSI PEMERINTAH (SAKIP) PADA PEMERINTAH PROVINSI SULAWESI UTARA

2016 ◽  
Vol 5 (2) ◽  
pp. 37
Author(s):  
Harsya K. Tahir ◽  
Agus T. Poputra ◽  
Jessy D. L. Warongan
Keyword(s):  
Data Analysis ◽  
Organizational Commitment ◽  
Quantitative Method ◽  
Coefficient Of Determination ◽  
Multiple Linear Regressions ◽  
North Sulawesi ◽  
Data Analysis Technique ◽  
Analysis Technique ◽  
Linear Regressions

The purpose of this research is to analysis the factors which affecting the implementation of the SAKIP in Government of North Sulawesi, the contain is factor awareness on the laws and regulation (X1), factor organizational  commitment (X2) and factor role of APIP (X3) toward implementation of SAKIP (Y). Method that use in this research are quantitative method. The data analysis technique has been done by using the multiple linear regressions analysis. Result of the research according the partial test show that awareness on the laws and regulation no significantly effect to the implementation of SAKIP, whereas the organizatoinal commitment and role of APIP has significantly effect to the implementation of SAKIP. The value from coefficient of determination test amount of 43,7% has been effect by awareness on the laws and regulation, organizatoinal commitment, role of APIP, whereas the remaining 56,3% is influenced by other factors outside this research. Keywords  : awareness of the laws and regulation, commitment of organization, role of APIP, and SAKIP

scholarly journals Persepsi Mahasiswa dan Kepatuhan Pembayaran Pajak Kendaraan di Kota Samarinda

2021 ◽  
Vol 9 (2) ◽  
pp. 283-292
Author(s):  
Praja Hadi Saputra
Keyword(s):  
Data Analysis ◽  
Tax Compliance ◽  
Multiple Linear Regressions ◽  
Ethical Perceptions ◽  
Internal Factors ◽  
Tax System ◽  
Tax Systems ◽  
The Government ◽  
Linear Regressions ◽  
Practical Implications

This study aims to investigate the perception of compliance of individual vehicle taxpayers in paying their vehicle taxes which are influenced by individual internal factors. Internal factors used are the level of tax understanding, perceptions about the tax system and government, the effectiveness of the tax system as well as the ethical perceptions that individuals have. The results of the survey through questionnaires and data analysis from 93 multiple linear regressions indicated that the internal factors that individuals had regarding the perception of vehicle tax tended to affect their compliance with paying vehicle taxes. The results of this study then have practical implications on the availability of evidence for the government to design relevant vehicle tax systems and regulations because it can give rise to the perception of obedient individuals in paying their vehicle taxes.   Keywords: tax compliance, tax system, tax regulation, tax ethics, vehicle tax

scholarly journals IMPROVING CUSTOMER LOYALTY THROUGH EXPERIENTAL VALUE, SERVICE QUALITY AND TRUST

2020 ◽  
Vol 1 (2) ◽  
pp. 117
Author(s):  
Rifki Arikah An Namla ◽  
Sukaris Sukaris ◽  
Budiyono Pristyadi ◽  
Al Kusani Al Kusani
Keyword(s):  
Service Quality ◽  
Customer Loyalty ◽  
Multiple Linear Regressions ◽  
Probability Sampling ◽  
Service Company ◽  
Sample Amount ◽  
Experiential Value ◽  
Linear Regressions

Customer with high loyalty are the assets of the company because they will provide positive recommendations and indirectly will invite people around to determine and use the product of the service company they use. This research aims to find out whether there is an effect of experiential value, service quality and trust on customer loyalty indihome in Gresik regency. Sampling is used Non Probability Sampling by using Ferdinand formula, where the sample amount is 100 people. The analysis used in this study is multiple linear regressions. The results are proven to show that experiential value, service quality and trust have a positive and significant effect on customer loyalty in Gresik regency

scholarly journals The Influence of Brand Equity and Brand Trust on E-Commerce Consumer’s Loyalty (Zalora Consumer Research)

2020 ◽  
Vol 3 (3) ◽  
pp. 90-95
Author(s):  
Dennis Mahendra Putra ◽  
Liem Gai Sin
Keyword(s):  
Data Analysis ◽  
Brand Equity ◽  
Consumer Research ◽  
Hypothesis Test ◽  
Research Data ◽  
Consumer Loyalty ◽  
Multiple Linear Regressions ◽  
Brand Trust ◽  
Analysis Method ◽  
Linear Regressions

This research aims to analyze the influence of brand equity and brand trust on e-commerce consumer’s loyalty. This research is also titled as hypothesis test research which undertaken test on hypothesis with Zalora’s consumer in Malang city as a source of this research. Data analysis method used multiple linear regressions with variable t and variable t. The result shows that brand equity and brand trust have an influence on Zalora’s consumer loyalty. It indicates that the increasing of brand trust followed by increasing of consumer’s loyalty.

Digital-Locker Services in India

2020 ◽  
pp. 101-131 ◽  
Author(s):  
Sumangla Rathore ◽  
Avinash Panwar
Keyword(s):  
Data Analysis ◽  
Survey Data ◽  
Behavioral Intention ◽  
Ease Of Use ◽  
Electronic Documents ◽  
Intention To Adopt ◽  
The Government ◽  
Awareness Level

On 1st July 2015, Government of India launched a Digital India campaign which is a flagship program of the government with an objective to transform India into a digitally empowered society. One key initiative of the program is digital locker service which aims at sharing and storing of electronic documents at one place in a digital locker. A study was undertaken to assess the awareness level of citizens regarding this service, to identify the problems and challenges associated with its implementation, to identify factors that affect adoption of such initiatives, and to make recommendations to various stake holders. The data analysis revealed that main concerns associated with the service include security, confidentiality, and ease of use. The survey data also revealed that the behavioral intention regarding adoption of this service is mainly determined by the user innovativeness and ease of use, usefulness, and compatibility do not seem to have an impact on the behavioral intention to adopt the service.

scholarly journals HUBUNGAN BEBAN KERJA DAN EFIKASI DIRI DENGAN BURNOUT PADA ANGGOTA SATUAN BRIGADE MOBILE KEPOLISIAN DAERAH SUMATERA UTARA

2019 ◽  
Vol 4 (2) ◽  
pp. 20-30
Author(s):  
Fahruroddin
Keyword(s):  
Data Analysis ◽  
Self Efficacy ◽  
Sampling Techniques ◽  
Probability Sampling ◽  
Significance Level ◽  
Spearman Rank ◽  
The Republic ◽  
Relationship Of ◽  
The Relationship ◽  
North Sumatra

This study aims to determine the relationship between workload and self-efficacy with burnout. The study was conducted at the mobile brigade police of the Republic of Indonesia North Sumatra. The number of respondents in this study were 196 members of the mobile brigade with non probability sampling techniques. Based on Spearman rank data analysis obtained a significant level between workload with burnout with a significant value of 0,000 <0,05, meaning that there is a partial relationship between workload and burnout. While the relationship of self-efficacy with burnout with a significant value of 0,000 <0.05. This proves that there is a partial relationship between self efficacy and burnout. While the significance level of the workload and self efficacy with burnout with a significant value of 0,000 <0,05 are related simultaneously, then the hypothesis in this study is accepted. The correlation between workload and self efficacy with burnout on members of the mobile brigade, North Sumatra is 90%. The conclusions of this research are workload and self efficacy have relationship significant with burnout. Keywords: Burnout, workload, self-efficacy.   Penelitian ini bertujuan untuk mengetahui hubungan beban kerja dan efikasi diri dengan burnout. Penelitian dilaksanakan di satuan brigade mobile kepolisian daerah Sumatera Utara. Jumlah responden dalam penelitian ini adalah 196 anggota satuan brigade mobile dengan teknik pengambilan sampel non probability sampling. Berdasarkan analisis data rank spearman diperoleh taraf signifikan antara beban kerja dengan burnout dengan nilai signifikan 0,000 < 0,05, artinya membuktikan bahwa terdapat hubungan secara parsial beban kerja dengan burnout. Sedangkan hubungan efikasi diri dengan burnout dengan nilai signifikan 0,000 < 0,05. Hal tersebut membuktikan bahwa terdapat hubungan secara parsial konsep diri dengan burnout. Sedangkan taraf signifikasi beban kerja dan efikasi diri  dengan burnout dengan nilai signifikan 0,000 < 0,05 berhubungan secara simultan, maka hipotesis dalam penelitian ini diterima. Besar korelasi hubungan beban kerja dan efikasi diri dengan burnout pada anggota satuan brigade mobile kepolisian daerah Sumatera Utara sebesar 0.90%. Kesimpulan penelitian ini adalah beban kerja dan efikasi diri berhubungan signifikan dengan burnout.   Kata Kunci: Burnout, beban kerja, efikasi diri.

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI PERSEPSI KONSUMEN PADA PENGGUNAAN ELECTRONIC PAYMENT (SERVER BASED)

2019 ◽  
Vol 8 (4) ◽  
Author(s):  
Ajang Mandariza ◽  
Lalu M Furkan ◽  
Lalu Edy Herman Mulyono
Keyword(s):  
Self Efficacy ◽  
Social Influences ◽  
Consumer Perceptions ◽  
Ease Of Use ◽  
Survey Method ◽  
Electronic Payment ◽  
Electronic Cash ◽  
Consumer's Perception

Electronic Cash (Server-Based) is one way to realize a cashless society in Indonesia. However, previous studies have shown that there are antecedents that influence consumers' perceptions of the use of electronic cash which then also influences consumer usage decisions. This study aims to look at the antecedents that affect the perception and usage decisions of Indonesian consumers regarding the use of electronic cash (server-based).The study was conducted by survey method and analyzed using the PLS approach. The results showed that ease of use, trust, security, self-efficacy, and social influences are antecedents that influence consumer perceptions and electronic cash (server-based) usage decisions.Keywords : Electronic Cash, Server Based, Ease of Use, Trust, Security, Self-Efficacy, Social Influences, Usefulness, Consumer’s Perception, Usage Decision.

scholarly journals Pengaruh Pengetahuan Zakat, Motivasi Membayar Zakat dan Sosial Ekonomi Terhadap Kesediaan Dosen Universitas Tridinanti Palembang Dalam Membayar Zakat Profesi Melalui Pemotongan Gaji

2021 ◽  
Vol 14 (2) ◽  
pp. 15-31
Author(s):  
Melia Frastuti ◽  
Deta Trinanti Oktavia
Keyword(s):  
Data Analysis ◽  
Social Economic ◽  
Public Trust ◽  
Multiple Linear Regressions ◽  
The University ◽  
Purposive Sample ◽  
Linear Regressions

The problem of zakat in this country actually started from the low awareness of the muzakki (people who issue zakat) to do it and the low of public trust in the Amil Zakat Agency and the Zakat Institusion, even though any expertise and wok that is lawful, whether done alone or related to other parties, sucs as an employee, if thei income reach the nishab, then zakat must be issued. This study aims to see how the knowledge of zakat, motivation and social-economic on the willingness University of Tridinanti Palembang lecturers in paying professional zakat through salary deductions. The population in this study was 190 lecturers at the University of Tridinanti Palembang (UTP). The sampel technique used was purposive sample with the criteria of lecturers who had obtained lecturer certification, amounting to 121 people from 4 fakulties at UTP. The data analysis used is using multiple linear regressions analysis. The results of the study state that the knowledge of zakat, zakat motivation and social- economic have a positive.

Pengaruh Efikasi Diri Terhadap Minat Berwirausaha Melalui Motivasi Sebagai Variabel Intervening

2020 ◽  
Vol 6 (1) ◽  
pp. 14-24
Author(s):  
Nur Anita Chandra Putry ◽  
Dewi Kusuma Wardani ◽  
Deviska Panggalih Jati
Keyword(s):  
Data Analysis ◽  
Data Processing ◽  
Path Analysis ◽  
Self Efficacy ◽  
Sampling Technique ◽  
Snowball Sampling ◽  
Normality Test ◽  
Study Programs ◽  
The University ◽  
Positive Effect

This study aims to examine the effect of self-efficacy on entrepreneurial interest through motivation as an intervening variable. The population in this study were 186 students of the Faculty of Economics at the University of Sarjanawiyata Tamansiswa Yogyakarta both from Accounting and Management Study Programs. The sampling technique used in this study was snowball sampling while the data analysis used in this study was path analysis. The classical assumption test used in this research are normality test, multicollinerarity test and heteroscedasticity test. The results of this study prove that self-efficacy has a positive effect on motivation. The results of data processing shows that motivation has a positive effect on entrepreneurial interest while self-efficacy has no effect on entrepreneurial interest and self-efficacy has a positive effect on entrepreneurial interest through motivation as an intervening variable.

HUBUNGAN BEBAN KERJA DAN EFIKASI DIRI DENGAN BURNOUT PADA ANGGOTA SATUAN BRIGADE MOBILE KEPOLISIAN DAERAH SUMATERA UTARA

2019 ◽  
Vol 4 (2) ◽  
pp. 20-29
Author(s):  
Fahruroddin
Keyword(s):  
Data Analysis ◽  
Self Efficacy ◽  
Sampling Techniques ◽  
Probability Sampling ◽  
Significance Level ◽  
Spearman Rank ◽  
The Republic ◽  
Relationship Of ◽  
The Relationship ◽  
North Sumatra

This study aims to determine the relationship between workload and self-efficacy with burnout. The study was conducted at the mobile brigade police of the Republic of Indonesia North Sumatra. The number of respondents in this study were 196 members of the mobile brigade with non probability sampling techniques. Based on Spearman rank data analysis obtained a significant level between workload with burnout with a significant value of 0,000 <0,05, meaning that there is a partial relationship between workload and burnout. While the relationship of self-efficacy with burnout with a significant value of 0,000 <0.05. This proves that there is a partial relationship between self efficacy and burnout. While the significance level of the workload and self efficacy with burnout with a significant value of 0,000 <0,05 are related simultaneously, then the hypothesis in this study is accepted. The correlation between workload and self efficacy with burnout on members of the mobile brigade, North Sumatra is 90%. The conclusions of this research are workload and self efficacy have relationship significant with burnout. Keywords: Burnout, workload, self-efficacy.   Penelitian ini bertujuan untuk mengetahui hubungan beban kerja dan efikasi diri dengan burnout. Penelitian dilaksanakan di satuan brigade mobile kepolisian daerah Sumatera Utara. Jumlah responden dalam penelitian ini adalah 196 anggota satuan brigade mobile dengan teknik pengambilan sampel non probability sampling. Berdasarkan analisis data rank spearman diperoleh taraf signifikan antara beban kerja dengan burnout dengan nilai signifikan 0,000 < 0,05, artinya membuktikan bahwa terdapat hubungan secara parsial beban kerja dengan burnout. Sedangkan hubungan efikasi diri dengan burnout dengan nilai signifikan 0,000 < 0,05. Hal tersebut membuktikan bahwa terdapat hubungan secara parsial konsep diri dengan burnout. Sedangkan taraf signifikasi beban kerja dan efikasi diri  dengan burnout dengan nilai signifikan 0,000 < 0,05 berhubungan secara simultan, maka hipotesis dalam penelitian ini diterima. Besar korelasi hubungan beban kerja dan efikasi diri dengan burnout pada anggota satuan brigade mobile kepolisian daerah Sumatera Utara sebesar 0.90%. Kesimpulan penelitian ini adalah beban kerja dan efikasi diri berhubungan signifikan dengan burnout. Kata Kunci: Burnout, beban kerja, efikasi diri.

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