Personal Financial Planning bagi Warga Kecamatan Cempaka Putih, Jakarta Pusat

2018 ◽  
Vol 1 ◽  
pp. 76
Author(s):  
Penny Rahmah F. ◽  
Lily Deviastri ◽  
Musliks Musliks
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Pension Fund ◽  
Self Control ◽  
Planning Program ◽  
Personal Finances ◽  
Post Test ◽  
Effective Condition ◽  
The Right ◽  
Personal Financial Planning

This personal financial planning program aims to foster personal discipline in managing personal finances so as to determine the scale of priorities and self-control. This aspect of self-control will create an efficient and effective condition in managing finances to achieve the right financial goals. The method used in the implementation of this activity is a workshop or training for residents of Cempaka Putih sub-district, Central Jakarta by doing pre-post test and simulating materials Financial management and decision making for the better, Utilization of credit to achieve financial goals, Combination of investment, credit , and insurance, as well as pension fund savings management. Achieving the results of this training program is 90% of participants understand the importance of financial management, understand how to maximize investment and credit to achieve financial goals, and 100% of participants are able to create or develop plans and goals in achieving financial goals. 

scholarly journals Perencanaan Keuangan Pribadi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Papua

2020 ◽  
Vol 5 (2) ◽  
pp. 146-160
Author(s):  
Sarah Usman ◽  
Ted Suruan
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Random Sampling ◽  
Management Education ◽  
Sampling Technique ◽  
Self Control ◽  
The Family ◽  
Learning Research ◽  
The University ◽  
Personal Financial Planning

This research was conducted at the Faculty of Economics and Business, the University of Papua to examine the effect of each variable on personal financial planning. Respondents in this study were 290 students whose sampling technique was proportional stratified random sampling using a quantitative approach. The results of learning research in higher education are influential. Meanwhile, financial management education in the family, self-control, and income do not affect student financial planning. For this reason, students must have the intention/willingness and have clear financial goals to achieve predetermined financial goals.

scholarly journals Perencanaan Keuangan untuk Mencapai Tujuan Finansial

2010 ◽  
Vol 1 (1) ◽  
pp. 183
Author(s):  
Arta Moro Sundjaja
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Investment Planning ◽  
Education Costs ◽  
Retirement Funds ◽  
The Right ◽  
Emergency Fund

Financial planning of individuals started a trend in Indonesia in recent years. This paper will attempt to design an individual financial planning. Object of this project include individual financial planning and financial management, investment planning, financial planning elements, prepare an emergency fund and retirement funds, education costs and achieve other financial goals. Of this paper is expected to increase the knowledge of individuals in managing finances and choosing the right media investments and achieve their financial goals.

scholarly journals Personal Financial Planning

2021 ◽  
Vol 1 (2) ◽  
Author(s):  
Hadijah Febriana ◽  
Jeni Irnawati ◽  
Vega Anismadiyah ◽  
Vidya Amalia Rismanty ◽  
Wirawan Suryanto
Keyword(s):  
Everyday Life ◽  
Financial Planning ◽  
Financial Management ◽  
Boarding School ◽  
Knowledge And Skills ◽  
Face To Face ◽  
Direct Training ◽  
12Th Grade ◽  
The Future ◽  
Personal Financial Planning

Pelatihan ini bertujuan agar para santri di Yayasan Pondok Pesantren Yatim Al Hanif yang masih berusia remaja memahami pentingnya perencanaan keuangan untuk membantu para santri tersebut dalam mengatur keuangan saat ini atau di masa yang akan datang agar keuangannya bisa berjalan dengan baik. Dalam kegiatan ini metode yang dilakukan kepada para santri berupa pelatihan langsung dengan tatap muka di  aula yang melibatkan para santri kelas 12 dan pendamping di yayasan tersebut, selanjutnya diskusi dan tanya jawab. Hasil kegiatan adalah bertambahnya keilmuan dan keterampilan para santri di Yayasan Pondok Pesantren Yatim Al Hanif, khususnya di bidang keuangan yaitu perencanaan keuangan yang akan menjadi bekal para santri dalam mengelola keuangan baik di masa saat ini atau di masa yang akan datang. Ilmu yang didapatkan pada kegiatan ini diharapkan mampu diterapkan dalam kehidupan sehari-hari baik untuk diri sendiri atau keluarga.Kata Kunci: Perencanaan Keuangan This training aims to make students at the Yatim Al Hanif Islamic Boarding School Foundation, who are still in their teens, undersrabd the importance of financial planning to help these students manage theiw finances now or in the future so that their finances can run well. In this activity, the method applied to the students was ni the form of direct training with face to face training in the hall involving 12th grade students and assistants at the foundation, then discussion and question and answer. The result of the activity is the increase in knowledge and skills of the students at the Yatim Al Hanif Islamic Boarding School Fundation, especially in the financial sector, namely financial planning that will provide the students with financial management in the present or in the future. The knowledge gained in this activity is expected to be able to be applied in everyday life for both yourself and your family.Keywords: Personal Financial Planning

scholarly journals A MODEL FOR PERSONAL FINANCIAL PLANNING TOWARDS RETIREMENT

2020 ◽  
Vol 0 (0) ◽  
pp. 1-21
Author(s):  
Teresa C. Herrador-Alcaide ◽  
Montserrat Hernández-Solís ◽  
Gabriela Topa
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
Structural Equation ◽  
Financial Risk ◽  
Management Practices ◽  
Equation Model ◽  
Financial Resources ◽  
Explanatory Variables ◽  
Personal Financial Planning

One problem for sustainability of systems pensions is how people without specialized financial training could manage their resources and their actual personal intentions towards retirement. Research objective is to analyse the relationship among several factors that affect the behaviour towards retirement, the financial management practices and the financial resources, by carrying out a structural equation model (SEM) that was tested in Spanish workers sample in three phases. The influence of financial literacy, financial retirement objectives, optimism on retirement, tolerance to financial risk, and the commitment to financial planning at time 1, are analysed as explanatory variables of financial management practices at time 2. Financial resources for retirement at time 3 are explained by financial management practices. According to results, the model can predict the 36% of the variance of financial management practices and 53% of the variance of financial resources for retirement. Thus, the model can be used for checking of knowledge of the personal financial behaviour before retirement, what enables a better personal financial planning. It would be possible to apply a model based on self-assessment in order to implement a complementary financial planning that would allow to maintain the welfare during retirement.

scholarly journals Financial technologies in personal financial planning: robo-advice vs. human-advice

2020 ◽  
Vol 82 (4) ◽  
pp. 303-317
Author(s):  
Krzysztof Waliszewski ◽  
Anna Warchlewska
Keyword(s):  
Asset Management ◽  
Financial Planning ◽  
Human Factor ◽  
Finance Management ◽  
Personal Finances ◽  
Gradual Development ◽  
The Subject ◽  
Personal Financial Planning ◽  
Potential Customers ◽  
Modern Technologies

The paper presents the essence of financial technologies in personal financial planning, especially robo-advice. The main aim of the paper is to describe the presumptions for the development of robo-advice. An analysis of robo-advice on personal finance management was made. The analysis was based on a review of the subject literature, and on primary and secondary research. Particular attention was paid to the intensification of activities in the implementation of modern solutions and tools supporting the management of personal finances and the gradual development of robo-advisors. Modern solutions are still struggling with great distrust on the part of their current and potential customers, and the development of modern technologies in liquidity and asset management still requires a human factor.

scholarly journals Peningkatan Pendapatan Peternak Bebek Melalui Pelatihan Pakan Ternak Dan Kewirausahaan

2018 ◽  
Vol 2 (1) ◽  
pp. 57
Author(s):  
Pasca Dwi Putra ◽  
Hidir Efendi ◽  
Wasis Wuyung Wisnu Brata
Keyword(s):  
Community Service ◽  
Financial Planning ◽  
Financial Management ◽  
Egg Production ◽  
Animal Feed ◽  
Skill Training ◽  
Appropriate Technology ◽  
Poultry Feed ◽  
Livestock Feed ◽  
The Right

ABSTRAK                Tujuan pengabdian kepada masyarakat ini adalah untuk memberikan teknologi tepat guna dalam menghasilkan pakan ternak yang lebih sehat dan alami serta mengurangi penggunaan pakan ternak yang berasal dari pelet. Oleh karena itu, pelatihan dan penyuluhan pembuatan pakan ternak dapat mengurangi biaya pakan ternak dan dapat meningkatkan jumlah produksi telur bebek. Disamping itu, adanya pelatihan ketrampilan bagi peternak dapat meningkatkan kemampuan peternak dalam perencanaan keuangan dan kewirausahaan sehingga peternak dapat lebih mandiri.  Hasil pengabdian ini menunjukkan bahwa adanya penggunaan teknologi tepat guna dalam menghasilkan pakan ternak yang alami dapat meningkatkan jumlah telur bebek yang dihasilkan serta membuat bebek lebih tahan terhadap penyakit dan perubahan cuaca. Disamping itu, adanya pembuatan pakan ternak dapat mengurani pengeluaran peternak bebek sehingga dapat meningkatkan pendapatan peternak dari sebelumnya. Pelatihan dan penyuluhan manajemen keuangan dan kewirausahaan juga meningkatkan ketrampilan peternak dalam perencanaan keuangan dan pemasaran telur bebek sehingga dapat meningkatkan penjualan. Penggunaan teknologi dapat mengurangi ketergantungan peternak dalam penggunaan pelet dan meningkatkan pendapatan peternak. Kegiatan pengabdian masyarakat ini menunjukkan bahwa pakan ternak yang dihasilkan sendiri dapat mengurangi dan mengganti pakan ternak yang berasal dari pelet, pelatihan perencanaan keuangan dapat merencanakan usaha peternak kedepan, dan adanya variasi produk dapat meningkatkan pendapatan peternak. Kata Kunci :   Pakan Ternak, Teknologi Tepat Guna, Kewirausahaan, Manajemen Keuangan, Variasi Produk. ABSTRACTThe purpose of community service is to provide the right technology to produce healthier and more natural animal feed and to reduce the use of poultry feed originating from pellets. Therefore, training and counseling of livestock feed can reduce the cost of animal feed and can increase the amount of duck egg production. In addition, the skill training for farmers can improve the capability of farmers in financial planning and entrepreneurship so that farmers can be more independent. The results of this dedication show that the use of appropriate technology in the production of natural livestock feed can increase the number of duck eggs produced and make ducks more resistant to disease and weather changes. In addition, the creation of animal feed can reduce the expense of duck breeders so as to increase the income of farmers from the previous. Training and counseling of financial and entrepreneurial management also improves farmers' skills in financial planning and marketing of duck eggs so as to increase sales. The use of technology can reduce the dependence of farmers in the use of pellets and increase the income of farmers. These community service activities demonstrate that self-produced livestock can reduce and replace poultry feeds from pellets, financial planning training can plan future farmers, and the variety of products can increase farmers' income. Keywords : Animal Feed, Appropriate Technology, Entrepreneurship, Financial Management, Variaty Product

scholarly journals Determinan Perilaku Pengelolaan Keuangan pada UMKM di Kabupaten Kediri

2021 ◽  
Vol 31 (10) ◽  
pp. 2467
Author(s):  
Faradila Larasaty ◽  
Makaryanawati Makaryanawati ◽  
Rizka Furqorina
Keyword(s):  
Linear Regression ◽  
Financial Planning ◽  
Financial Management ◽  
Sampling Method ◽  
Sampling Technique ◽  
Self Control ◽  
Financial Knowledge ◽  
Management Behavior ◽  
Convenience Sampling ◽  
Positive Effect

This study aims to determine the effect of financial knowledge, financial planning and self-control on MSME's financial management behavior. The sampling technique in this study uses convenience sampling method. Data collected using questionnaire. This research used a quantitative approach and the analytical method used multiple linear regression. The results of this study are financial knowledge and financial planning have a positive effect on MSME's financial management behavior. Self control has no significant effect on the financial management behavior of SMEs. Based on the results of the study, the average respondent has good financial knowledge and has carried out financial planning well so there is good financial management behavior. Keywords: Financial Knowledge; Financial Planning; Self Control; MSME`s Financial Management.

scholarly journals Developing a framework to investigate the personal financial management knowledge of individuals

2013 ◽  
Vol 10 (1) ◽  
pp. 21-32
Author(s):  
Miemie Struwig ◽  
W Plaatjes
Keyword(s):  
South African ◽  
Financial Management ◽  
Financial Resources ◽  
Future Planning ◽  
Validation Process ◽  
Management Knowledge ◽  
Personal Finances ◽  
Basic Concepts ◽  
Personal Financial Planning ◽  
Real Test

This article focuses on the development of a framework for investigating the personal financial management knowledge of individuals. Content analysis is used to derive the components included in the personal financial management requirements framework. The framework developed includes six components, namely basic concepts in personal finances, management of personal finances, risk management, future planning, investing in financial resources and miscellaneous factors. A qualitative validation process revealed that the framework indeed covers what the average South African citizen is required to know about personal financial planning. The real test of this framework will be to use it in developing an instrument to test individuals’ knowledge of personal financial management. This process of empirically testing the framework, using such an instrument, warrants a separate article.

Sign in / Sign up

Export Citation Format

Share Document