scholarly journals Perencanaan Keuangan untuk Mencapai Tujuan Finansial

2010 ◽  
Vol 1 (1) ◽  
pp. 183
Author(s):  
Arta Moro Sundjaja
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Investment Planning ◽  
Education Costs ◽  
Retirement Funds ◽  
The Right ◽  
Emergency Fund

Financial planning of individuals started a trend in Indonesia in recent years. This paper will attempt to design an individual financial planning. Object of this project include individual financial planning and financial management, investment planning, financial planning elements, prepare an emergency fund and retirement funds, education costs and achieve other financial goals. Of this paper is expected to increase the knowledge of individuals in managing finances and choosing the right media investments and achieve their financial goals.

scholarly journals Peningkatan Pendapatan Peternak Bebek Melalui Pelatihan Pakan Ternak Dan Kewirausahaan

2018 ◽  
Vol 2 (1) ◽  
pp. 57
Author(s):  
Pasca Dwi Putra ◽  
Hidir Efendi ◽  
Wasis Wuyung Wisnu Brata
Keyword(s):  
Community Service ◽  
Financial Planning ◽  
Financial Management ◽  
Egg Production ◽  
Animal Feed ◽  
Skill Training ◽  
Appropriate Technology ◽  
Poultry Feed ◽  
Livestock Feed ◽  
The Right

ABSTRAK                Tujuan pengabdian kepada masyarakat ini adalah untuk memberikan teknologi tepat guna dalam menghasilkan pakan ternak yang lebih sehat dan alami serta mengurangi penggunaan pakan ternak yang berasal dari pelet. Oleh karena itu, pelatihan dan penyuluhan pembuatan pakan ternak dapat mengurangi biaya pakan ternak dan dapat meningkatkan jumlah produksi telur bebek. Disamping itu, adanya pelatihan ketrampilan bagi peternak dapat meningkatkan kemampuan peternak dalam perencanaan keuangan dan kewirausahaan sehingga peternak dapat lebih mandiri.  Hasil pengabdian ini menunjukkan bahwa adanya penggunaan teknologi tepat guna dalam menghasilkan pakan ternak yang alami dapat meningkatkan jumlah telur bebek yang dihasilkan serta membuat bebek lebih tahan terhadap penyakit dan perubahan cuaca. Disamping itu, adanya pembuatan pakan ternak dapat mengurani pengeluaran peternak bebek sehingga dapat meningkatkan pendapatan peternak dari sebelumnya. Pelatihan dan penyuluhan manajemen keuangan dan kewirausahaan juga meningkatkan ketrampilan peternak dalam perencanaan keuangan dan pemasaran telur bebek sehingga dapat meningkatkan penjualan. Penggunaan teknologi dapat mengurangi ketergantungan peternak dalam penggunaan pelet dan meningkatkan pendapatan peternak. Kegiatan pengabdian masyarakat ini menunjukkan bahwa pakan ternak yang dihasilkan sendiri dapat mengurangi dan mengganti pakan ternak yang berasal dari pelet, pelatihan perencanaan keuangan dapat merencanakan usaha peternak kedepan, dan adanya variasi produk dapat meningkatkan pendapatan peternak. Kata Kunci :   Pakan Ternak, Teknologi Tepat Guna, Kewirausahaan, Manajemen Keuangan, Variasi Produk. ABSTRACTThe purpose of community service is to provide the right technology to produce healthier and more natural animal feed and to reduce the use of poultry feed originating from pellets. Therefore, training and counseling of livestock feed can reduce the cost of animal feed and can increase the amount of duck egg production. In addition, the skill training for farmers can improve the capability of farmers in financial planning and entrepreneurship so that farmers can be more independent. The results of this dedication show that the use of appropriate technology in the production of natural livestock feed can increase the number of duck eggs produced and make ducks more resistant to disease and weather changes. In addition, the creation of animal feed can reduce the expense of duck breeders so as to increase the income of farmers from the previous. Training and counseling of financial and entrepreneurial management also improves farmers' skills in financial planning and marketing of duck eggs so as to increase sales. The use of technology can reduce the dependence of farmers in the use of pellets and increase the income of farmers. These community service activities demonstrate that self-produced livestock can reduce and replace poultry feeds from pellets, financial planning training can plan future farmers, and the variety of products can increase farmers' income. Keywords : Animal Feed, Appropriate Technology, Entrepreneurship, Financial Management, Variaty Product

Personal Financial Planning bagi Warga Kecamatan Cempaka Putih, Jakarta Pusat

2018 ◽  
Vol 1 ◽  
pp. 76
Author(s):  
Penny Rahmah F. ◽  
Lily Deviastri ◽  
Musliks Musliks
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Pension Fund ◽  
Self Control ◽  
Planning Program ◽  
Personal Finances ◽  
Post Test ◽  
Effective Condition ◽  
The Right ◽  
Personal Financial Planning

This personal financial planning program aims to foster personal discipline in managing personal finances so as to determine the scale of priorities and self-control. This aspect of self-control will create an efficient and effective condition in managing finances to achieve the right financial goals. The method used in the implementation of this activity is a workshop or training for residents of Cempaka Putih sub-district, Central Jakarta by doing pre-post test and simulating materials Financial management and decision making for the better, Utilization of credit to achieve financial goals, Combination of investment, credit , and insurance, as well as pension fund savings management. Achieving the results of this training program is 90% of participants understand the importance of financial management, understand how to maximize investment and credit to achieve financial goals, and 100% of participants are able to create or develop plans and goals in achieving financial goals. 

Paradigma Pembangunan Desa dalam Pengelolaan Keuangan Desa Berdasarkan Undang-Undang Nomor 6 Tahun 2014 Tentang Desa

2020 ◽  
Vol 3 (2) ◽  
pp. 117-132
Author(s):  
Betha Rahmasari
Keyword(s):  
Regional Development ◽  
Financial Management ◽  
Sustainable Use ◽  
Economic Potential ◽  
Village Community ◽  
Development Organizations ◽  
The People ◽  
The Government ◽  
The Right ◽  
The Village

This article aims to find out the developmentidea or paradigm through village financial management based on Law Number 6 of 2014 concerning Villages. In this study, the researcher used a normative research methodby examining the village regulations in depth. Primary legal materials are authoritatuve legal materials in the form of laws and regulations. Village dependence is the most obvious violence against village income or financial sources. Various financial assistance from the government has made the village dependent on financial sources from the government. The use of regional development funds is intended to support activities in the management of Regional Development organizations. Therefore, development funds should be managed properly and smoothly, as well as can be used effectively to increase the people economy in the regions. This research shows that the law was made to regulate and support the development of local economic potential as well as the sustainable use of natural resources and the environment, and that the village community has the right to obtain information and monitor the planning and implementation of village development.

Specifics of strategic financial planning of enterprise activity in the digital economy

2020 ◽  
Vol 26 (3) ◽  
pp. 499-507
Author(s):  
P.A. Levchaev ◽  
B. Khezazna
Keyword(s):  
Strategic Planning ◽  
Financial Planning ◽  
Financial Management ◽  
Digital Economy ◽  
Economic Life ◽  
Corporate Management ◽  
Economic Relations ◽  
Digital Era ◽  
Analysis And Synthesis ◽  
Corporate Management System

Subject. The article investigates the specifics of strategic financial planning of enterprise operations in conditions of digitalization processes, as well as the introduction of advanced technologies in all spheres of social and economic life. It determines unique opportunities for company development in the international market. Objectives. The study aims at reviewing a set of economic relations and problems emerging in the process of strategic financial planning of enterprise performance in the digital economy, and developing recommendations to improve the financial strategic planning of economic entities. Methods. We employ methods of economic analysis and synthesis, and comparison. The paper rests on works by academic economists on the problems of finance, financial management, and planning. Results. We investigated the most important features and problems of strategic financial planning of enterprises in the digital economy, and how the digital era increases the level of competition of participants for economic dominance. Identified features of financial strategic planning of the corporation's activities in the digital economy are recommended for use in the corporate management system of an industrial enterprise. Conclusions. Improving the strategic management process is a stage of transformations in the digital economy. Enterprises create new priorities through using management models. At the same time, the role of fixed assets is reduced, and intangible assets and information accelerate the business. The effectiveness of company operations is often determined by the availability of accurate and timely information that reflects the necessary aspects of financial and economic practice.

scholarly journals BUDGETING IN INDUSTRIAL ENTERPRISES

2021 ◽  
Vol 2021 (1) ◽  
Author(s):  
Ya. Samusevych ◽  
A. Temchenko
Keyword(s):  
Financial Planning ◽  
Financial Management ◽  
Planning Process ◽  
Minimum Cost ◽  
Cost Effective ◽  
Planning Stage ◽  
Industrial Enterprises ◽  
Planning And Control ◽  
Rational Organization ◽  
Internal And External Factors

The key to successful and cost-effective activities of enterprises is the rational organization of the planning process, which concerns financial indicators and involves writing budgets. The article summarizes the theoretical and practical aspects of the organization and implementation of budgeting in industrial enterprises. The study of approaches of different scholars to the interpretation of the essence of the concept of budgeting allowed defining it as a complex economic process of the management cycle. It is developed at the discretion of the enterprise by determining the amount and composition of the costs of individual units of the entity and ensuring coverage of these costs by the resources of the enterprise to achieve the ultimate goal of the entity – to obtain maximum profit at minimum cost, taking into account both internal and external factors. The role of budgeting for industrial enterprises, its main purpose, the list of entities involved in budgeting, as well as the fundamental criteria for budgeting were clarified. Based on the generalization of a number of the most important criteria for the company, the possible types of budgets as well as their advantages and specifics of use depending on the objectives of the entity were generalized and described. The analysis of the basic stages of budgeting which are carried out in the course of activity of the is enterprise carried out, terms of writing and representation of budgets on an example of the monthly, quarterly and annual financial period are considered. It is determined that the budgeting system is a tool of internal financial planning and control, which significantly increases the efficiency of financial management of the enterprise, preventing the irrational use of financial resources both at the planning stage and at the stage of control over their use. Given the lack of established norms and rules for budgeting in the enterprise, optimizing the organization of the budgeting process and the effectiveness of financial planning are the tasks of the internal system of corporate governance.

Women’s financial planning for retirement

2019 ◽  
Vol 37 (1) ◽  
pp. 120-141 ◽  
Author(s):  
Satish Kumar ◽  
Sweta Tomar ◽  
Deepak Verma
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
Future Research ◽  
Content Type ◽  
Developed Economies ◽  
Factors Influencing ◽  
The Status ◽  
Socio Demographic Factors ◽  
Women's Retirement

PurposeThe purpose of this paper is to examine the status of the research on women’s financial planning for retirement. This paper provides a brief review of the work carried out so far along with a conceptual framework of factors influencing women’s retirement financial planning. In addition, it lists significant gaps and recommends avenues for future research.Design/methodology/approachThe review is based on 151 articles appearing in various peer-reviewed journals published during 1980–2017. The study establishes its prominence by studying the publication activities based on the year of publication and region, citation analysis, research designs, data analysis techniques and findings from the selected articles.FindingsMost of the literature on women’s financial planning for retirement indicates a lack of financial management amongst women and their susceptibility to poverty in postretirement years. The majority of the research works in this field have taken place in developed economies. Empirical research with regression-based models for analysis is the most popular research design. This review also highlights the significant determinants of women’s retirement financial planning as identified through literature. These include socio-demographic factors, psychological constructs, financial literacy, economic and circumstantial forces.Originality/valueThis paper covers the research works done in this area in the past 38 years. To the best of authors’ knowledge, this is the first attempt to provide a systematic and comprehensive compilation of the knowledge in this subject. It further synthesizes the findings of various studies on factors influencing women’s retirement financial planning and gives recommendations for future studies.

Financial Planning and Budgeting of Events

2021 ◽  
Author(s):  
Jelena Janjusevic ◽  
Sunita Mathur
Keyword(s):  
Resource Allocation ◽  
Financial Planning ◽  
Financial Management ◽  
Management Team ◽  
Management Teams ◽  
Clear Understanding ◽  
Financial Awareness ◽  
Event Managers

The importance of financial management and resource allocation for events cannot be understated. Events are an important part of cities’, regions’ and countries’ cultural make-up and represent more than simply entertainment for interested consumers. Given this importance it is imperative that their ability to operate on a regular and ongoing basis is supported by a strong financial awareness of their management teams. How will we price the event to ensure that our objectives are met? How can we ensure that the management team and staff stay on-time and on-budget? How can we determine if we are generating enough revenue from our event to cover costs, and how important is our cash-on-hand for our immediate survival. This chapter aims to provide event managers with a clear understanding of these finance-related questions. The topics presented in this chapter build on, and extend the scope of the concepts discussed in the previous chapter. More emphasis will be on the numerical aspects as illustrated in the examples used throughout this chapter.

scholarly journals Financial Attitudes and Behaviors of Internal Medicine and Internal Medicine–Pediatrics Residents

2018 ◽  
Vol 10 (6) ◽  
pp. 639-645 ◽  
Author(s):  
Rachel Wong ◽  
Patricia Ng ◽  
John Bonino ◽  
Alda Maria Gonzaga ◽  
Alexandra E. Mieczkowski
Keyword(s):  
Internal Medicine ◽  
Financial Planning ◽  
Financial Management ◽  
Financial Education ◽  
Personal Finance ◽  
Financial Knowledge ◽  
Financial Industry ◽  
Financial Attitudes ◽  
Attitudes And Practices ◽  
Educational Debt

ABSTRACT Background Residents graduate from medical school with increasing levels of debt and also may possess poor financial knowledge and practices. Prior studies have assessed resident financial knowledge and interest in financial education, yet additional information regarding their attitudes about personal finance and financial planning could be essential for the development of relevant curricula. Objective We assessed baseline financial attitudes and planning behaviors of internal medicine and internal medicine–pediatrics residents in 3 geographically diverse academic programs. Methods A modified version of the Financial Industry Regulatory Authority National Financial Capability survey was administered anonymously to residents in 3 programs in spring 2017. Outcomes included levels of educational debt, positive financial planning behaviors, perception of finances and debt, and education about personal finance. Results Response rate was 62% (184 of 298). Rates of educational debt were high, with 81% (149 of 184) of respondents reporting educational debt, and the majority owing more than $100,000. Residents' financial practices were variable, and residents could be grouped into 1 of 3 categories—concerned-engaged, concerned-unengaged, and unconcerned-unengaged—based on their engagement with debt and financial management. Residents with high debt (> $250,000) had a bimodal distribution of respondents who strongly agreed and those who strongly disagreed they were concerned about debt. Conclusions Resident financial attitudes and practices are variable, ranging from highly engaged residents actively managing their financial wellness to unengaged residents who have low concern, despite high educational debt.

scholarly journals Personal Financial Planning

2021 ◽  
Vol 1 (2) ◽  
Author(s):  
Hadijah Febriana ◽  
Jeni Irnawati ◽  
Vega Anismadiyah ◽  
Vidya Amalia Rismanty ◽  
Wirawan Suryanto
Keyword(s):  
Everyday Life ◽  
Financial Planning ◽  
Financial Management ◽  
Boarding School ◽  
Knowledge And Skills ◽  
Face To Face ◽  
Direct Training ◽  
12Th Grade ◽  
The Future ◽  
Personal Financial Planning

Pelatihan ini bertujuan agar para santri di Yayasan Pondok Pesantren Yatim Al Hanif yang masih berusia remaja memahami pentingnya perencanaan keuangan untuk membantu para santri tersebut dalam mengatur keuangan saat ini atau di masa yang akan datang agar keuangannya bisa berjalan dengan baik. Dalam kegiatan ini metode yang dilakukan kepada para santri berupa pelatihan langsung dengan tatap muka di  aula yang melibatkan para santri kelas 12 dan pendamping di yayasan tersebut, selanjutnya diskusi dan tanya jawab. Hasil kegiatan adalah bertambahnya keilmuan dan keterampilan para santri di Yayasan Pondok Pesantren Yatim Al Hanif, khususnya di bidang keuangan yaitu perencanaan keuangan yang akan menjadi bekal para santri dalam mengelola keuangan baik di masa saat ini atau di masa yang akan datang. Ilmu yang didapatkan pada kegiatan ini diharapkan mampu diterapkan dalam kehidupan sehari-hari baik untuk diri sendiri atau keluarga.Kata Kunci: Perencanaan Keuangan This training aims to make students at the Yatim Al Hanif Islamic Boarding School Foundation, who are still in their teens, undersrabd the importance of financial planning to help these students manage theiw finances now or in the future so that their finances can run well. In this activity, the method applied to the students was ni the form of direct training with face to face training in the hall involving 12th grade students and assistants at the foundation, then discussion and question and answer. The result of the activity is the increase in knowledge and skills of the students at the Yatim Al Hanif Islamic Boarding School Fundation, especially in the financial sector, namely financial planning that will provide the students with financial management in the present or in the future. The knowledge gained in this activity is expected to be able to be applied in everyday life for both yourself and your family.Keywords: Personal Financial Planning

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