MobiCash: Smart mobile payment system

2014 ◽  
pp. 189-210
Author(s):  
Amila Karunanayake ◽  
Kasun De Zoysa
Keyword(s):  
Payment System ◽  
Mobile Payment ◽  
Smart Mobile

A new mobile payment system with formal verification

2012 ◽  
Vol 4 (1) ◽  
pp. 71 ◽  
Author(s):  
Shaik Shakeel Ahamad ◽  
Siba K. Udgata ◽  
V.N. Sastry
Keyword(s):  
Formal Verification ◽  
Payment System ◽  
Mobile Payment

scholarly journals An Integrated Mobile Phone Payment System Based on 3G Network

2012 ◽  
pp. 128-134
Author(s):  
Rahul Gaikwad ◽  
Shubham Chaudhari ◽  
Dhanwanti Gaikwad
Keyword(s):  
Mobile Phone ◽  
Communication Technology ◽  
Mobile Terminal ◽  
Payment System ◽  
Mobile Internet ◽  
Mobile Payment ◽  
Mobile Environment ◽  
Real Time Processing ◽  
Key Issues ◽  
Mobile Communication Technology

Along with globally approaching of the 3G era, the progress of mobile communication technology and the development of mobile terminal devices will rapidly promote the mobilization development of traditional Ecommerce. In order to ensure it to achieve further development, secure, flexible and reliable mobile payment system is becoming more and more important. Compared with the payment pattern of ordinary commerce, there will be profound changes in the mobile payment, such as special payment channel, payment carrier and etc. After deep studying about previous payment methods and future 3G communication technology, this paper introduces a new mobile payment model by combining with IC chip, mobile phone and mobile internet, and then gives some improvement measures for current settlement mechanisms in the network transaction, which is entirely around payment channel, payment carrier, security authentication and other key issues in 3G environment. The real time processing of information flow, capital flow and logistics in mobile environment can be easily achieved, forming a complete and reliable business operation for mobile users, which can bring some great conveniences and profound influences for mobile payment industry.

scholarly journals Mobile Payment Adoption in the Age of Digital Transformation: The Case of Apple Pay

2020 ◽  
Vol 12 (13) ◽  
pp. 5443 ◽  
Author(s):  
Francisco Liébana-Cabanillas ◽  
Inmaculada García-Maroto ◽  
Francisco Muñoz-Leiva ◽  
Iviane Ramos-de-Luna
Keyword(s):  
Structural Equation ◽  
Payment System ◽  
Equation Modeling ◽  
Mobile Payment ◽  
Intention To Use ◽  
Online Questionnaire ◽  
Business World ◽  
Mobile Payments ◽  
Widespread Acceptance ◽  
Apple Pay

Current developments in information technology and communications, as well as the significant transformations the business world is being forced to make, are generating an opportunity for widespread acceptance of mobile payments. The present research analyzes the intention to use the Apple Pay mobile payment system, as well as contextualizing and evaluating the different antecedents of its use. To carry out the research, 539 users were invited to respond to an online questionnaire, and an analysis of structural equation modeling was used. The results indicate that perceived value is the variable that most influences the intention to use the proposed payment system, followed by perception of utility and risk. This work has important implications for companies in the sector.

Drivers and Inhibitors of Mobile-Payment Adoption by Smartphone Users

2012 ◽  
Vol 8 (3) ◽  
pp. 50-67 ◽  
Author(s):  
Pavel Andreev ◽  
Nava Pliskin ◽  
Sheizaf Rafaeli
Keyword(s):  
Perceived Risk ◽  
Negative Impact ◽  
Positive Impact ◽  
Conceptual Modeling ◽  
Location Based Services ◽  
Mobile Payment ◽  
Research Model ◽  
Mobile Location ◽  
Smart Mobile ◽  
Conceptual Research

The widespread penetration of smart mobile devices has facilitated rapid growth of mobile location-based services (LBS), which provide users with a variety of benefits and are attractive from a marketing perspective. However, mobile-payment (M-Payment) adoption by users has been below expectations. For better understanding of drivers and inhibitors of the willingness to M-Pay for mobile LBS, this study contributes by conceptual modeling and empirical assessment of user willingness to M-Pay. To test the proposed conceptual research model, data from 122 valid responses were analyzed by employing the Partial Least Squares (PLS) technique. The findings show that Perceived Risk is the main inhibitor of user willingness to M-Pay for LBS and that the magnitude of this inhibitor’s negative impact is at least twice the magnitude of any driver’s positive impact.

Role of gender on acceptance of mobile payment

2014 ◽  
Vol 114 (2) ◽  
pp. 220-240 ◽  
Author(s):  
Francisco José Liébana-Cabanillas ◽  
Juan Sánchez-Fernández ◽  
Francisco Muñoz-Leiva
Keyword(s):  
Population Sample ◽  
Behavioral Model ◽  
Payment System ◽  
Ease Of Use ◽  
Mobile Payment ◽  
Content Type ◽  
Moderation Effect ◽  
New Business ◽  
Technological Developments ◽  
Web Experiment

Purpose – The purpose of the research is to try to explain the intention of adopting a new mobile payment (m-payment) system in a country where this type of payment systems does not have a presence. More exactly, to propose and test an integrative theoretical model that allows to determine the relative influence of the determining factors (external influences, ease of use, attitude, usefulness, trust and risk) for the acceptance of a new m-payment system and to analyze the eventual moderating effect of the gender of the consumer in the use of these tools. Design/methodology/approach – To carry out this research, a web experiment based on a general population sample was put in place, in order to analyze the proposed behavioral model towards a new m-payment system. Findings – The empirical results show that the proposed behavioral model was appropriately adjusted, thus proving that the gender of the user introduces significant differences in the proposed relationships between ease of use and usefulness of the new system, between usefulness, attitude and intention to use, as well as between users' trust and a favorable attitude towards its use. Practical implications – The conclusions and implications for management provide alternatives and segmentation strategies to consolidate this new business opportunity under the new technological developments. Originality/value – This paper is a pioneer study about the acceptance of m-payment, analyzing at the same time the importance of the moderation effect of users' gender.

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