Financial Literacy, Behaviour and Well-Being of Millennials in Poland Compared to Previous Generations: The Insights from Three Large-Scale Surveys

There are many concerns about financial competences of Millennials. Initial research on this generation suggests that it is less financially knowledgeable and exhibits less healthy financial behaviours compared to other generations. The goal of the article is to compare Millennials to non-Millennials as a whole, as well as to other generations treated in isolation, to check whether Millennials diverge in terms of financial literacy, behaviour and well-being. To that end, this study uses three distinct datasets from three surveys conducted in 2017 and 2018 on different samples of Poles. The applied statistic tests of significant differences do not confirm that Millennials diverge from other generations with respect to financial literacy as well as behaviours related to cash management, saving and investment. However, the surveyed Millennials perform significantly less healthy credit management and insurance behaviours compared to non-Millennials. We also found that Millennials report significantly higher levels of financial well-being compared to all previous generations.

Assessing the impact of climate change and sea level rise on shrimp farming in Can Gio district, Ho Chi Minh City

Can Gio is only coastal district of the Ho Chi Minh City. It plays a vitally important role in contributing aquatic food in general and shrimp in particular to residents of the city. However, the shrimp farming in there has been significantly fluctuated by climate change and sea level rise impacts in recent years. By approaching community, and using several sectors into applied statistic method, the article quantitated the change of shrimp farming in the study area in times of climate change and sea level rise.

EFEKTIFITAS PEMBELAJARAN MATEMATIKA MELALUI MODEL PEMBELAJARAN REALISTIC MATEMATIC EDUCATION (RME ) TERHADAP PENINGKATAN PEMAHAMAN KONSEP MATEMATIKA SISWA SD

The research purpose was to describe the successfulness of Realistic Mathematic Education Model which was based on the completion aspect of students learning result, students activity level, teachers ability to manage learning, and students response toward the model applied in this research. This research was conducted toward the third year students of SD Islam Terpadu which consist of 25 students. In gathering data, pen and paper test technique was used to measure students achievement. Observation was done to know students activities and teachers ability in manage learning.Questioner was also given to know the students perceptions toward the model applied. Statistic and descriptive analysis were used to analyze the data. The research finding showed that the students activities were not effective, while the teachers ability in managing learning was effective. In the end, standard for students achievement were not reached. On the other hand, students responses toward the model applied were positive.