The Moderating Role Of Subjective Norms Between Online Shopping Behaviour And Its Determinants

Purpose of the study: Internet buying is raising phenomena rapidly these days. A peep in the exponent progress of players in the trade specifies that there is still an enormous reservoir of marketplace potential for e-commerce. The convenience of internet buying raised the interest of sellers and traders to attention to this area. The advanced level of the internet has changed the nature of trade. Internet buying is critical in these days, and it is associated directly with consumers. Therefore, the present study determines the relationship between risks and online shopping behavior while moderating by subjective norms. Methodology: Data was collected by students that buying online, 550 sets of questionnaires used for valid coding and analyzing analysis. Collected data analyzed by using SPSS and Smart PLS to test hypotheses. Results reveal that risks have decreasing effects, and subjective norms enhance online shopping behavior. Main Findings: The way of information sharing has been changed, domestically, and globally. E-commerce changed our life and the smooth, best solution for a hectic lifestyle—furthermore, this study contributing to knowledge and this topic understanding. The deductive approach and research were quantitative. In addition, the main aim of this study to examine the influence of financial, convenience, privacy risks influence online shopping behavior with the moderating role of subjective norms. Research limitations/implications: The scholars put their best enthusiasm to contribute to OSB, but static some boundaries in this study. The study attention on online users only, scholars, but disregard non-users. Coming reviews should focus on consumers and non-users and deliberate other elements. In this study, use moderator, upcoming studies can study mediator. Novelty/Originality of this study: Convenience, financial, privacy risks, online shopping behavior, and subjective norms are the variables of current research. The present study reflects a situation for upcoming researchers who want to study and interested in this area. It can be inferences because of its consequences. This research will be helpful for Govt. to make policies and sellers.

LAW AND ECONOMIC ASPECTS OF APPLICATION ELECTRONIC BUSINESS IN LOCAL SELF-GOVERNMENT UNITS

The use of e-business is the result, the application of information communicationtechnologies (ICT) in modern business. A wide array of informationand financial innovations intensifies competition, affects the improvementof business processes in the business environment, in business betweenbusinesses and related institutions and individuals. The use of ICT, as servicesimplemented for better quality electronic services for citizens in the publicsector, especially at the level of local self-government units, increases the qualityof public sector services.The subject of this research is the analysis of characteristics, developmentfactors and economic effects of electronic business in local governmentunits in Bosnia and Herzegovina. The aim of the paper is to point out possibleeconomic benefits, new ways: communication, access to services, education,acceptance of feedback, organization and delivery of information. The paperemphasizes the necessity of innovating and completing the legislation in thisfield. The underlying hypothesis is that e-business in local government unitsis necessary to positively affect the speed and efficiency of operations and thatthe success depends on effective protection of the financial privacy of users.

Meeting Compliance Requirements While Using Cloud Services

Compliance with government and industry regulations is an essential part of conducting business in several sectors. Many of the requirements revolve around financial, privacy, or security aspects. Most of the requirements are due to federal regulations in USA while some are industry requirements that are applicable globally. Even some of the federal regulations in USA apply to service providers abroad when they are providing service to entities in USA. In that sense, all of the compliance requirements discussed here apply to a global audience. In this chapter, the authors discuss in detail the scope of the Health Insurance Portability and Accountability Act, Sarbanes-Oxley Act, Federal Information Security Management Act, Gramm-Leach-Bliley Act, Payment Card Industry Requirements, and the Statement on Auditing Standards 70. These compliance requirements concern protecting the customer data stored in the cloud with respect to confidentiality and integrity. Several of these requirements have significant enforcement powers associated with them, and businesses need to take these requirements seriously and comply. The compliance aspect involves gathering and reporting appropriate information on a regular basis. The authors present details on all these aspects in this chapter.

Reduced models for uncertainty quantification in the cardiovascular network via domain decomposition

Reduced 1D models of the cardiovascular system are widely employed to study the propagation of pressure waves induced by the mutual interaction between the fluid and the compliant vessel walls. In particular, the interplay between anomalous pressure waves and pathologies like amputations, stenoses or devices like stents is of great interest from a medical viewpoint. However, the parameters that characterize reduced 1D models are often unknown, and feature variability not only from patient to patient, but also within the same individual, depending on physiological conditions (e.g., rest vs. stress, and young vs. old). This motivated the design of mathematical and numerical techniques to quantify the uncertainties in these models. Uncertainty Quantification (UQ) studies on the cardiovascular network entail two major challenges or limitations: (i) The employment of full 3D models for UQ analysis is extremely costly and requires computational resources that may not be easily accessible by users like hospitals, for financial, privacy or time constraints; (ii) Reduced 1D models may be inaccurate in capturing anomalies of the physiology in presence of cardiovascular pathologies like stenoses or aneurysms. Following the DDUQ approach (Carlberg et al, 2018), we enhance the efficiency and parallelism of the solvers by performing UQ at the subsystem level at each time step, and by propagating the information via Domain Decomposition techniques. We plan to enhance accuracy and reliability by replacing the 1D models with educated reduced models such as the Transversally Enriched Pipe Element Method (Mansilla et al, 2017), capable of retaining the local cross-sectional dynamics, approximately at the same cost of 1D reduced models.

Preventing the use of financial institutions for money laundering and the implications for financial privacy

Purpose This paper aims to discuss the implication of money laundering preventive measures for financial privacy, with the focus on banking secrecy. Design/methodology/approach This paper, first, sets out the principal measures imposed on financial service providers to prevent money laundering. The interaction between the preventive measures and the desire for financial privacy is then discussed. Findings The adequate implementation of the preventive measures is highly important for financial institutions to be secure from money laundering. Nonetheless, the enforcement of these measures is becoming much more intrusive into financial privacy. In practice, financial privacy should be weighted fairly against the objectives of preventive measures. Originality/value This paper would be a good guidance on how to deal with tension and potential conflicts of interests between law enforcement authorities and financial service providers and between the protection of financial privacy and the objectives of the money laundering preventive measures.