Konversi Bank Riau Kepri Menjadi Bank Syariah dalam Perekonomian Masyarakat dan Umat Islam di Propinsi Riau

Riau public awareness of a usury-free bank has shown the positive conversion of Riau BUMD Bank Riau Riau Islands into Sharia-based Banking. Riau Kepr Bank can be converted into an Islamic bank by not breaking the existing rules, just the process and mechanism that must be followed in accordance with the procedures and rules set by the Financial Services Authority. Bank Riau Kepri if converted will become a Sharia Bank, has the opportunity to become one of the 10 largest Islamic banks in Indonesia if analyzed from the side of Riau Riau Regional BUMD assets, but still survive in conventional banks, then only in the order of 80 of the 118 banks in Indonesia, clearly it will be increasingly difficult to compete amid the ASEAN economic market and the onslaught of global banks scrambling to enter the Indonesian market. Bumi Lancang Kuning Melayu Riau and Kepri are synonymous with Islam, even though they have lived in neighboring tribes for a long time, but the law that has always been used long ago is Islamic law based on the Book of Allah and the Sunnah of the Prophet and all components of society can live peacefully and peacefully. Bank Riau Kepri was converted into a sharia bank so it would eliminate the doubt (hesitation) in the hearts of employees working in conventional banks especially with the existence of the MUI Fatwa No. 1 of 2004 stating bank interest included Haram and Riba.

RIBA, GHARAR DAN MORAL EKONOMI ISLAM DALAM PERSPEKTIF SEJARAH DAN KOMPARATIF: SATU SOROTAN LITERATUR

Riba, Gharar And Moral Islamic Economics In Historical And Comparative Perspective: A Literature Review. There are several definitions of Islamic banking in the narrow sense, namely interest-free bank. Though the fight against usury command is a cornerstone of Islamic finance but the debate about the significance of the word "Riba" precisely still persistent. since the beginning of the advent of Islam, the majority of scholars has adopted a strict definition of usury, that all forms of interest can be said to be riba. but the debate continually held until now. some opinions reject these definitions and argued that Islam tolerate a reasonable interest rate. Therefore, this article will explain about riba and significance. then will explain about gharar as well as approaches to religion on these issues. On this last point, will be explained on the debate riba and gharar in historical and comparative perspective.Abstrak. Riba, Gharar Dan Moral Eknomi Islam Dalam Perspektif Sejarah dan Komparatif: Satu Sorotan Literatur. Dalam arti sempit definisi dari perbankan syariah yaitu bebas bunga. Meskipun perintah meniadakan riba dijadikan landasan dari keuangan Islam, tapi perdebatan tentang riba justru masih terus-menerus. Sejak awal kedatangan Islam, mayoritas ulama telah mengadopsi definisi yang ketat dari riba, bahwa semua bentuk bunga dapat dikatakan riba. Tetapi perdebatan terus berlangsung hingga sekarang, beberapa pendapat menolak definisi ini dan berpendapat bahwa Islam mentolerir tingkat bunga yang wajar. Oleh karena itu, artikel ini akan menjelaskan tentang riba dan signifikansi. Kemudian akan menjelaskan tentang gharar melihat pendekatan agama pada isu-isu ini. Pada poin terakhir, akan dijelaskan berkaitan riba perdebatan riba dan gharar dalam perspektif sejarah dan komparasi.

Numerical Analysis of Free Field under Horizontal Seismic Excitations

Based on Newmark-β gradual integration method and elastic-plastic mechanical theory, numerical analyses of the effects of soft soil depth and thickness on the characteristics of seismic response of free bank field with soft soil layers are conducted by using finite element program Midas/GTS. The numerical results show that the high frequency components of seismic excitations can be filtered and the low frequency components are amplified correspondingly when seismic waves are transmitted through the free bank field from the bedrock.