UPNM Way Forward: A Proposal of Cost Saving Strategy to Strengthen UPNM Financial Through Saving Plan Package

This study aims to determine and propose appropriate recommendation to the top management of university on how to generate income through saving plan that can be implement by Human Resource Department at UPNM to strengthen the financial issue. This proposal is proposed to assist management team on how to rationalize limited financial issues that can affect financial crisis faced by the university nowadays. At present, all public universities in Malaysia faced a critical challenge due to insufficient financial budget allocation, where the Government's financial allocation is increasingly bubbling. All Universities have been urged to generate their own internal income aside from budget allocation to ensure that the dependency on the Government can be reduce. Hence, some of these significant arrangement need to be carefully strategize and plan by the management of university to generate extra revenue as an effort to encounter financial issues faced by the university. From this case study, the finding can be used to identify and assist Top management of university to overcome issues on revenue generating to support financial operation cost at UPNM.

Corporate Responsibility in Corruption Crimes at PT. Asuransi Jiwasraya (Government Company) (Analysis of Sentence Number 30/Pid.Sus/Tpk/ 2020/PN.Jkt.Pst)

A corporation is an entity or legal subject whose existence makes a major contribution in increasing economic growth and national development, but in reality, corporations sometimes also commit various criminal acts (corporate crimes) that have a detrimental impact on the state and society. A corporation can be considered to have committed a crime based on the actions of a person who controls the management of the corporation. PT. Asuransi Jiwasraya (Company) as a state-owned company in recent years has been in the spotlight. PT. Asuransi Jiwasraya (Government company) is unable to fulfill its customer's maturity policy obligations of around Rp 12.4 trillion. The default of PT. Asuransi Jiwasraya (Government company) actually occurred in one of its flagship products, the JS Saving plan. JS Saving plan is a life insurance product as well as an investment offered through banking or bancassurance. In contrast to unit-linked insurance products where the investment risk is borne by the policyholder, the JS Saving plan is a non-unit-linked investment whose risks are fully borne by the insurance company. The purpose of this study was to determine the implementation of corporate responsibility in the case of PT. Asuransi Jiwasraya (Government company) and to determine the optimization of corporate responsibility for the perpetrators of corruption at PT. Asuransi Jiwasraya (Government company) in returning losses to the state and customers (the public). The type of research used in writing this thesis is a normative legal research type. The results obtained are that in the corruption case that occurred at PT. Asuransi Jiwasraya (Government company) there were several perpetrators who were charged, one of which was Heru Hidayat who is the main commissioner of PT Trada Alam Minera who also manages and controls corporations involved in criminal acts. Corruption Deviations in Financial Management and Investment Funds by PT. Asuransi Jiwasraya (Government company). Heru Hidayat as one of the main actors in the corruption case has now been sentenced to life imprisonment plus a replacement money of Rp 10.73 trillion. Meanwhile, the corporations that have been accused are 13 Investment Manager Companies which have been transferred to the Corruption Court at the Central Jakarta District Court and are currently in the trial process.

Hoje cumpriu-se esta Escritura que ouviste: o Apocalipse de João em perspectiva intertextual a partir do Antigo Testamento

This paper aims to investigate the hermeneutic consequences of the relationship between Apocalypse of John and Old Testament. The author of Patmos, possibly aiming to move his listeners to perseverance on witness of Jesus Christ, not only wrote an apocalypse - which is true - but also drew on a wide range of Old Testament texts, not to support himself by arguments, but to highlight unprecedented facets of the reality. Indeed, if his time is an epoch of tribulation, even before the faithful persons raise their prayers to God, he has already heard them and, in his eternal saving plan, has provided them a complete salvation. The old promises are fulfilled, and the lost paradise is again opened to redeemed humanity. Therefore, we do not have in hand a text that aims to instill fear, but to ignite hope, since history is definitely oriented towards an eschatological completeness in which the whole world created, sanctified, will be a great object of worship to the God who wipes away all the tears.

Debt Close to Retirement and its Implications for Retirement Well-being

Our chapter aims to analyze debt among pre-retirees and its implications for retirement well-being using data from three waves of the National Financial Capability Study (NFCS). In particular, we will analyze what kinds of debt people carry into older ages and how different types of debt are related to older Americans’ ability to save for retirement. Moreover, we will investigate older Americans’ understanding of debt and its consequences by analyzing their level of financial sophistication. For instance, managing debt can be especially difficult for people who do not know the power of interest compounding or do not have the financial savvy to plan for retirement or execute a retirement saving plan. Our analysis is intended to better guide financial sector practitioners as well as policymakers seeking to help older Americans better prepare for retirement and sustain a reasonable standard of living in retirement.

Jesus’ Encounter with a Woman at the Well: A South Asian Perspective

The water of life discourse in the Gospel of John 4 has been of great interest and theological importance to readers of the Bible. This, one of the best-known Bible passages, highlights profound and significant teaching for Christians, which includes but is not limited to: the promised Messiah; God’s saving plan for the world; sovereign grace; living water; eternal life; witnessing for Christ and worshipping God in Spirit and truth. In this article, an attempt has been made to read the encounter through South Asian eyes by placing the sociocultural aspects of the narrative into a present-day South Asian context. Moreover, some applications for Jesus’ counter-cultural behavior are discussed. The article particularly focuses on caste and gender complexities in order to bring out the value of the passage from a South Asian perspective in the twenty-first century.1

Research on Residential District Energy-Saving Plan of Villages and Small Towns

Making plan is the first step of construction. This article demonstrates and illustrates how to make residential district energy-saving plan of villages and small towns. We can make energy-saving plan through application of scientific and reasonable planning techniques of siting, layout, and renewable energy. We can construct energy-saving residential district under the guidance of plan. The popularity of this energy-saving plan mode will contribute a lot to the sustainable development and improvement of environment.