L’assurance vie : un atout pour lutter contre la pauvreté monétaire des travailleurs dans la CEMAC
The objective of this study is to determine the effect of life insurance on the monetary poverty of workers in the CEMAC. To do this, data from the World Bank (2019), the United Nations Program (UNDP, 2018) and the Global Financial Development Database (2019) justified a study period which goes from 2007 to 2017. The estimation of the model used in this work was done, using least squares with indicator variables then corrected for problems of heteroskedasticity and autocorrelation of error terms by panel corrected standard error (PCSE) and the least squares achievable (FGLS), then by the generalized moments method. As a result, it first appears that life insurance can significantly reduce the percentage of working poor in CEMAC. And secondly, it appears that education is an important lever to combat the precariousness of workers in this sub-region. Finally, the results show that political stability and an increase in the growth rate of the gross domestic product (GDP) per capita also reduce the percentage of working poor in the CEMAC.