scholarly journals Employer Responses to Workers' Compensation Insurance Experience Rating

2005 ◽  
Vol 49 (1) ◽  
pp. 41-61 ◽  
Author(s):  
Boris Kralj
Keyword(s):  
Logit Model ◽  
Financial Incentives ◽  
Insurance Premium ◽  
Workers Compensation ◽  
Experience Rating ◽  
Response Data ◽  
Workplace Accidents ◽  
Compensation Claims ◽  
The Impact

This paper investigates the impact of an Insurance premium experience rating mechanism that is designed to induce firms to reduce the incidence of workplace accidents and accident daims costs. Logit model analysis of survey-response data and case study information are used to analyze the impact of the introduction of workers compensation Insurance premium experience rating on employer behaviour in Ontario. The key result is that the financial incentives provided by experience rating have induced employers to alter their behaviours and undertake strategies aimed at both accident prevention (reducing accident frequency rates) and reducing workers ' compensation claims costs.

scholarly journals O2C.5 Increasing costs of occupational injuries in association with high ambient temperatures in adelaide, south australia, 2000–2014

2019 ◽  
Vol 76 (Suppl 1) ◽  
pp. A17.2-A17
Author(s):  
Jianjun Xiang ◽  
Alana Hansen ◽  
Dino Pisaniello ◽  
Peng Bi
Keyword(s):  
Older Workers ◽  
South Australia ◽  
Economic Benefits ◽  
Retail Trade ◽  
Maximum Temperature ◽  
Workers Compensation ◽  
Work Related ◽  
Compensation Claims ◽  
The Impact ◽  
Compensation Costs

ObjectiveTo investigate the impact of ambient temperature on compensation costs due to work-related injuries, and to provide an evidence base about the economic benefits of developing workplace heat prevention strategies in a warming climate.MethodsWorkers’ compensation claims obtained from SafeWork South Australia for 2000–2014 were transformed into daily time series format and merged with meteorological data. The relationship between temperature and compensation costs were estimated using a generalized linear model after controlling for long-term trends, seasonality, and day of week. A piecewise linear spline function was used to account for non-linearity.ResultsA total of 4 64 139 workers’ compensation claims were reported during the 15 year period in South Australia, resulting in AU$14.9 billion dollars compensation payment. Overall, it is a reversed V-shaped temperature-cost association. A 1°C increase in maximum temperature was associated with a 1.1% (95% CI, 0.2%–2.0%) increase in daily injury compensation expenditure below 35.2°C. Specifically, significant increases of injury costs were observed in males (1.4%, 95% CI 0.3%–2.5%), young workers (3.0%, 95% CI 1.2%–4.9%), older workers≥65 years (2.4%, 95% CI 0.5%–4.4%), labourers (2.7%, 95% CI 0.5%–4.8%), machinery operators and drivers (3.5%, 95% CI 1.6%–5.3%) and the following industries: agriculture, forestry, fishing and hunting (12.3%, 95% CI 2.2%–23.3%); construction (7.8%, 95% CI 0.02%–16.3%); and wholesale and retail trade (2.4%, 95% CI 0.5%–4.4%). Costs for compensating occupational burns and ‘skin and subcutaneous tissue diseases’ increased by 3.1% (95% CI 1.2%–5.1%) and 2.7% (95% CI 0.1%–5.4%) respectively, with a 1°C increase in maximum temperature.ConclusionThere is a significant association between temperature and work-related injury compensation costs in Adelaide, South Australia for certain subgroups. Heat attributable workers’ compensation costs may increase with the predicted rising temperature.

scholarly journals The Impact of Provider Choice on Workers' Compensation Costs and Outcomes

ILR Review ◽  
2007 ◽  
Vol 61 (1) ◽  
pp. 121-142 ◽  
Author(s):  
David Neumark ◽  
Peter S. Barth ◽  
Richard A. Victor
Keyword(s):  
Return To Work ◽  
Work Outcomes ◽  
Workers Compensation ◽  
Policy Changes ◽  
Provider Choice ◽  
Compensation Claims ◽  
The Impact ◽  
Recent Policy ◽  
Physical Recovery ◽  
Prior Relationship

Using survey data collected in 2002 and 2003 in California, Massachusetts, Pennsylvania, and Texas on workers injured 3 to 3.5 years earlier, coupled with information on the associated workers' compensation claims from the Workers Compensation Research Institute, the authors examine how provider choice in workers' compensation is related to costs and to workers' outcomes. They find that employee choice of the provider, by comparison with employer choice, was associated with higher costs and worse return-to-work outcomes. Although the same rate of physical recovery was found for both groups, workers who chose their providers reported higher satisfaction with medical care. The higher costs and worse return-to-work outcomes associated with employee choice arose largely when employees selected a new provider, rather than a provider with whom they had a pre-existing relationship. The findings lend some support to recent policy changes limiting workers' ability to choose a provider with whom they do not have a prior relationship.

Financial incentives in workers’ compensation: an analysis of the experience-rating programme in Ontario, Canada

2012 ◽  
Vol 10 (1) ◽  
pp. 118-137
Author(s):  
Emile Tompa ◽  
Hogg-Johnson Sheilah ◽  
Benjamin C Amick ◽  
Wang Ying ◽  
Shen Enqing ◽  
...  
Keyword(s):  
Financial Incentives ◽  
Workers Compensation ◽  
Experience Rating

scholarly journals Privatisation and Workers’ Compensation in Privatised State-Owned Enterprises in Bangladesh

2020 ◽  
Vol 12 (1) ◽  
pp. 16
Author(s):  
Mehadi Mamun ◽  
Mamun Billah
Keyword(s):  
Case Studies ◽  
Qualitative Data ◽  
Qualitative Approach ◽  
Workers Compensation ◽  
Complete Report ◽  
The Impact ◽  
Privately Owned ◽  
Insight Into

This paper examines the impact of privatisation on workers’ compensation in privatised state-owned enterprises in Bangladesh. The study employs five case studies using a qualitative approach. Studying multiple cases is considered more reliable as it permits replication and extension. The qualitative approach helps to build a holistic picture, which allows for the assembling of a comprehensive and complete report of the issues under investigation. The research finds that workers’ compensations in most privatised case study organisations are less than their counterparts in comparable state-owned and privately-owned organisations. The findings have important implications for the privatisation programmes in Bangladesh as the study focuses on workers who are the major workforce of privatised organisations and generates qualitative data that provides greater insight into the impact of privatisation on workers’ compensation in Bangladesh.

scholarly journals Rebuilding downtown: The importance of activity generators in downtown revitalization

2016 ◽  
Vol 15 ◽  
pp. 1
Author(s):  
Patrick McConnell
Keyword(s):  
Financial Incentives ◽  
Public Libraries ◽  
Urban Revitalization ◽  
Farmers Markets ◽  
Sporting Events ◽  
Downtown Revitalization ◽  
Effective Activity ◽  
History Of ◽  
The Impact

<p>This paper looks at recent history of small-metro downtowns, examining their fall from prominence and attempts at revitalization.  The paper suggests activity generators, such as events, venues and attractions, are vital parts of the initial focus of downtown revitalization attempts where office-building employment has remained strong but a disconnect has emerged between the office workers and the rest of the downtown. The impact of activity generators is explored via a case study of London, Ontario. The case study concludes that financial incentives are insufficient on their own but play an important supporting role when paired with effective activity generators.</p><p><strong>Keywords: </strong>downtowns, urban revitalization, farmers markets, public libraries, revitalization, sporting events<strong></strong></p>

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