scholarly journals The Impact of Benefit Generosity on Workers’ Compensation Claims: Evidence and Implications

2020 ◽  
Author(s):  
Marika Cabral ◽  
Marcus Dillender
Keyword(s):  
Workers Compensation ◽  
Compensation Claims ◽  
The Impact

scholarly journals O2C.5 Increasing costs of occupational injuries in association with high ambient temperatures in adelaide, south australia, 2000–2014

2019 ◽  
Vol 76 (Suppl 1) ◽  
pp. A17.2-A17
Author(s):  
Jianjun Xiang ◽  
Alana Hansen ◽  
Dino Pisaniello ◽  
Peng Bi
Keyword(s):  
Older Workers ◽  
South Australia ◽  
Economic Benefits ◽  
Retail Trade ◽  
Maximum Temperature ◽  
Workers Compensation ◽  
Work Related ◽  
Compensation Claims ◽  
The Impact ◽  
Compensation Costs

ObjectiveTo investigate the impact of ambient temperature on compensation costs due to work-related injuries, and to provide an evidence base about the economic benefits of developing workplace heat prevention strategies in a warming climate.MethodsWorkers’ compensation claims obtained from SafeWork South Australia for 2000–2014 were transformed into daily time series format and merged with meteorological data. The relationship between temperature and compensation costs were estimated using a generalized linear model after controlling for long-term trends, seasonality, and day of week. A piecewise linear spline function was used to account for non-linearity.ResultsA total of 4 64 139 workers’ compensation claims were reported during the 15 year period in South Australia, resulting in AU$14.9 billion dollars compensation payment. Overall, it is a reversed V-shaped temperature-cost association. A 1°C increase in maximum temperature was associated with a 1.1% (95% CI, 0.2%–2.0%) increase in daily injury compensation expenditure below 35.2°C. Specifically, significant increases of injury costs were observed in males (1.4%, 95% CI 0.3%–2.5%), young workers (3.0%, 95% CI 1.2%–4.9%), older workers≥65 years (2.4%, 95% CI 0.5%–4.4%), labourers (2.7%, 95% CI 0.5%–4.8%), machinery operators and drivers (3.5%, 95% CI 1.6%–5.3%) and the following industries: agriculture, forestry, fishing and hunting (12.3%, 95% CI 2.2%–23.3%); construction (7.8%, 95% CI 0.02%–16.3%); and wholesale and retail trade (2.4%, 95% CI 0.5%–4.4%). Costs for compensating occupational burns and ‘skin and subcutaneous tissue diseases’ increased by 3.1% (95% CI 1.2%–5.1%) and 2.7% (95% CI 0.1%–5.4%) respectively, with a 1°C increase in maximum temperature.ConclusionThere is a significant association between temperature and work-related injury compensation costs in Adelaide, South Australia for certain subgroups. Heat attributable workers’ compensation costs may increase with the predicted rising temperature.

scholarly journals The Impact of Provider Choice on Workers' Compensation Costs and Outcomes

ILR Review ◽  
2007 ◽  
Vol 61 (1) ◽  
pp. 121-142 ◽  
Author(s):  
David Neumark ◽  
Peter S. Barth ◽  
Richard A. Victor
Keyword(s):  
Return To Work ◽  
Work Outcomes ◽  
Workers Compensation ◽  
Policy Changes ◽  
Provider Choice ◽  
Compensation Claims ◽  
The Impact ◽  
Recent Policy ◽  
Physical Recovery ◽  
Prior Relationship

Using survey data collected in 2002 and 2003 in California, Massachusetts, Pennsylvania, and Texas on workers injured 3 to 3.5 years earlier, coupled with information on the associated workers' compensation claims from the Workers Compensation Research Institute, the authors examine how provider choice in workers' compensation is related to costs and to workers' outcomes. They find that employee choice of the provider, by comparison with employer choice, was associated with higher costs and worse return-to-work outcomes. Although the same rate of physical recovery was found for both groups, workers who chose their providers reported higher satisfaction with medical care. The higher costs and worse return-to-work outcomes associated with employee choice arose largely when employees selected a new provider, rather than a provider with whom they had a pre-existing relationship. The findings lend some support to recent policy changes limiting workers' ability to choose a provider with whom they do not have a prior relationship.

Recreational Marijuana Sales Legalization and Monday Work Injury Claims

2021 ◽  
Vol 0 (0) ◽  
Author(s):  
Xiuming Dong
Keyword(s):  
Claim Data ◽  
Workers Compensation ◽  
Work Injury ◽  
Medium Term ◽  
Short Term ◽  
Recreational Marijuana ◽  
Compensation Claims ◽  
Day Of The Week ◽  
Restricted Use ◽  
The Impact

Abstract An important stylized fact in the literature is that more Workers’ Compensation claims for difficult-to-diagnose injuries are filed on Monday than on any other day of the week. This paper studies the impact of recreational marijuana sales legalization on Monday work injury claims. Using restricted-use Workers’ Compensation claim data in Oregon and a Difference-in-Differences (DiD) model, I find the probability of overall Monday injuries increase by 4 percentage points after recreational marijuana sales legalization. The event study graphs suggest the medium-term effects appear to equal the short-term effects. Additionally, I do not find strong evidence to support those difficult-to-diagnose Monday injuries disproportionately increase after recreational marijuana sales legalization, suggesting a limited moral hazard of Monday injury claiming behavior after recreational marijuana sales legalization.

scholarly journals The impact of industry and body part injured on repeat workers’ compensation claims

2019 ◽  
Vol 62 (8) ◽  
pp. 680-690
Author(s):  
Courtland Keteyian ◽  
Natalie Schwatka ◽  
Miranda Dally ◽  
Molly Tran ◽  
Erin Shore ◽  
...  
Keyword(s):  
Body Part ◽  
Workers Compensation ◽  
Compensation Claims ◽  
The Impact

scholarly journals Employer Responses to Workers' Compensation Insurance Experience Rating

2005 ◽  
Vol 49 (1) ◽  
pp. 41-61 ◽  
Author(s):  
Boris Kralj
Keyword(s):  
Logit Model ◽  
Financial Incentives ◽  
Insurance Premium ◽  
Workers Compensation ◽  
Experience Rating ◽  
Response Data ◽  
Workplace Accidents ◽  
Compensation Claims ◽  
The Impact

This paper investigates the impact of an Insurance premium experience rating mechanism that is designed to induce firms to reduce the incidence of workplace accidents and accident daims costs. Logit model analysis of survey-response data and case study information are used to analyze the impact of the introduction of workers compensation Insurance premium experience rating on employer behaviour in Ontario. The key result is that the financial incentives provided by experience rating have induced employers to alter their behaviours and undertake strategies aimed at both accident prevention (reducing accident frequency rates) and reducing workers ' compensation claims costs.

scholarly journals P.1.19 Increased benefit generosity and the impact on workers’ compensation claiming behaviour: an interrupted time series study in victoria, australia

2019 ◽  
Vol 76 (Suppl 1) ◽  
pp. A82.2-A82
Author(s):  
Tyler Lane ◽  
Shannon Gray ◽  
Luke Sheehan ◽  
Alex Collie
Keyword(s):  
Time Series ◽  
Interrupted Time Series ◽  
Health Claims ◽  
Detectable Effect ◽  
Workers Compensation ◽  
Time Series Study ◽  
Injury Group ◽  
Compensation Claims ◽  
The Impact ◽  
Series Study

ObjectiveTo measure the effect of legislated increases to workers’ compensation benefits on claiming behaviour.MethodsInterrupted time series of workers’ compensation claims in Victoria, Australia (2008–2012), assessing 1) the overall effect of the legislation and 2) raising the wage replacement cap on higher earners, by condition type, in reference to a comparator of other Australian workers’ compensation jurisdictions.ResultsOverall claiming increased 11.7%, driven largely by musculoskeletal condition claims. There was no detectable effect on disability duration overall, though back/neck conditions were up 26.9%. Among higher earners, there was mixed evidence of an increase in claiming, though disability durations were up 32.9%, which was also driven by back/neck conditions. There was mixed evidence of an effect on mental health claims, suggesting either no response or a negative response to benefit generosity.ConclusionsFindings mainly align with existing evidence: more generous benefits increase claiming and disability durations, primarily driven by back/neck musculoskeletal conditions. However, some mixed findings by injury group and among higher earners raise questions about confounders such as co-occurring events.

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