scholarly journals The Influence of Financial Literacy, Lifestyle and Self-Control on the Consumption Behavior of Economic Education Student

2021 ◽  
Vol 8 (8) ◽  
pp. 496-503
Author(s):  
Ririn Eka Fariana ◽  
Bayu Surindra ◽  
Zainal Arifin
Keyword(s):  
Financial Literacy ◽  
Sampling Technique ◽  
Economic Education ◽  
Self Control ◽  
Research Approach ◽  
Education Student ◽  
Sample Collection ◽  
Descriptive Research ◽  
Consumptive Behavior ◽  
Positive Effect

The purpose of this study was to determine financial literacy and lifestyle as well as self-control on the consumptive behavior of Economic Education students at UNP Kediri. This research approach used a quantitative approach as well as descriptive research techniques and multiple linear regressions. The sample collection used was a purposive sampling technique totaling 46 students. The results of this study indicated that financial literacy had a positive effect and had a significant value on student consumptive behavior, this can be seen in the value of Sig 0.027 <0.05. This lifestyle had a positive effect and had a significant value on the consumptive behavior of students, this could be seen in the value of Sig 0.038 <0.05. Self-control had a positive effect and had a significant value also on the consumptive behavior of students, this could be seen in the value of Sig 0.002 <0.05. Financial literacy, lifestyle and self-control had a significant and significant effect on the consumptive behavior of students, this could be seen in the value of Sig 0.000 <0.05. Keywords: Financial Literacy, Lifestyle, Self Control, Consumptive Behavior.

scholarly journals Pengaruh Life Style, Self Control Dan Financial Literacy Terhadap Perilaku Konsumtif Mahasiswa Melakukan Online Shopping

2020 ◽  
Vol 16 (1) ◽  
pp. 29
Author(s):  
Ratih Dewi Titisari Haryana
Keyword(s):  
Social Media ◽  
Consumer Behavior ◽  
Financial Literacy ◽  
Life Style ◽  
Online Shopping ◽  
Sampling Technique ◽  
Self Control ◽  
Sample Data ◽  
Convenience Sampling ◽  
Consumptive Behavior

The development of technology is related to people's behavior in Indonesia. Indonesian people, especially the younger generation, are very fond of social media. Besides used to communicate, send emails, social media is also used to online shopping. This is evidenced by the growing number of marketplaces in Indonesia such as Bukalapak, Tokopedia, Shoppee, Lazada and the others. This study aims to determine the effect of life style, self control and financial literacy on consumptive behavior in online shopping. This research is a quantitative study using explanatory design. The sample used was FEB students in East Surabaya. Sample data that can be used are 102 respondents. The sampling technique uses convenience sampling. Data collection using questionnaire distribution techniques using multiple linear regression data analysis techniques. The results showed that life style had a positive and significant effect on consumer behavior in doing online shopping. While self control and financial literacy variables negatively and significantly affect consumer behavior in doing online shopping.

scholarly journals Pengaruh Literasi Keuangan dan Pengendalian Diri terhadap Perilaku Konsumtif Mahasiswa

Jurnal Ecogen ◽  
2021 ◽  
Vol 4 (1) ◽  
pp. 24
Author(s):  
Diary Prihatini ◽  
Agus Irianto
Keyword(s):  
Financial Literacy ◽  
Random Sampling ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Descriptive Study ◽  
Self Control ◽  
State University ◽  
Analysis Technique ◽  
Economics Faculty ◽  
Consumptive Behavior

This study aims to determine and analyze 1) the effect of financial literacy on the consumptive behavior of students of the Economics Faculty of Padang State University 2) the effect of self-control on the consumptive behavior of students of the Economics Faculty of Padang State University, and 3) the effect of financial literacy on self-control. This type of research is an inferential descriptive study. The sampling technique used in this study was proportional random sampling technique with a sample of 86 students. The data analysis technique used in this research is descriptive analysis and path analysis. The results showed that (1) financial literacy has a significant effect on the consumptive behavior of students of the Economics Faculty of Padang State University, (2) Self-control has a significant effect on the consumptive behavior of students in the Economics Faculty of Padang State University, and (3) Financial literacy has a significant effect on self-control of students in the Economics Faculty of State University field.Abstrak ditulis salam bahasa inggris, menggunakan jenis huruf Palatino Linotype 10 pt spasi satu,  Max 200 kata.Keywords : financial literacy, self-control, consumptive behavior

scholarly journals THE EFFECT OF FINANCIAL LITERATURE AND SELF CONTROL ON CONSUMPTION BEHAVIOR (STUDY ON STUDENTS OF THE FACULTY OF ECONOMICS AND BUSINESS UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA)

2021 ◽  
Vol 1 (2) ◽  
pp. 135-144
Author(s):  
Maya Sari ◽  
Nur Adilla Bahri Lubis ◽  
Jufrizen Jufrizen
Keyword(s):  
Financial Literacy ◽  
Quantitative Research ◽  
Self Control ◽  
Research Approach ◽  
Study Program ◽  
Management Study ◽  
Behavior Study ◽  
Analysis Technique ◽  
Consumptive Behavior ◽  
Financial Concentration

The purpose of this study was to determine and analyze the effect of financial literacy on consumptive behavior of students with financial concentration in 2017 in the Management Study Program, Faculty of Economics and Business, Universitas Muhammadiyah Sumatera Utara. to find out and analyze the effect of self-control on consumptive behavior. Students with 2017 financial stambuc concentration in Management Study Program, Faculty of Economics and Business, Universitas Muhammadiyah Sumatera Utara. This study uses a quantitative research approach. The data analysis technique in this study uses multiple linear analysis techniques. The results of the study indicate that partially there is a significant effect of the Financial Literacy variable on the Consumptive Behavior of the Students of the Faculty of Economics and Business, Universitas Muhammadiyah Sumatera Utara. The results of this study conclude that partially there is a significant effect of the variable Self-Control on Consumptive Behavior in Students of the Faculty of Economics and Business, Universitas Muhammadiyah Sumatera Utara. Economics and Business Universitas Muhammadiyah Sumatera Utara.

scholarly journals PENGARUH LITERASI KEUANGAN, PENDAPATAN SERTA MASA BEKERJA TERHADAP PERILAKU KEPUTUSAN INVESTASI

2018 ◽  
pp. 1867 ◽  
Author(s):  
IGA MERTHA DEWI ◽  
Ida Bagus Anom Purbawangsa
Keyword(s):  
Financial Literacy ◽  
Investment Decision ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Decision Behavior ◽  
Financial Conditions ◽  
New Employee ◽  
Long Time ◽  
Positive Effect

Research respondents are employees of PT Bank Pembangunan Daerah Bali Branch Renon with a sample of 76 people. Sampling technique in this research use random sampling. Data were analyzed by using Multiple Linear Regression Analysis. The result of this indicate that financial literacy, income has a positive effect on investment decision behavior, but the work period positively has no effect on investment decision behavior. This is because in the banking industry, the entire new employee and who have been working long time get the training and obtain informations about financial developments and financial conditions that occur at this time. In the other words the undertanding of financial literacy and employee behavior is almost the same. Based on the results of statistical data, financial literacy variables have the most influence in determining the behavior of investment decisions compared to income. This explains that a good understanding of finance is a major factor in determining an invesment decisions.

scholarly journals Dinamika Kemandirian Mahasiswa Perantauan

2021 ◽  
Vol 1 (3) ◽  
pp. 167
Author(s):  
Nadia Fauzia ◽  
Asmaran Asmaran ◽  
Shanty Komalasari
Keyword(s):  
Parenting Style ◽  
Sampling Technique ◽  
Research Approach ◽  
Overseas Students ◽  
Descriptive Research ◽  
Change Factors ◽  
The Family ◽  
Qualitative Descriptive ◽  
The Subject ◽  
Selection Of

The purpose of this study is to discuss the dynamics of the independence of UIN Antasari Banjarmasin students and what factors are behind the independence of UIN Antasari Banjarmasin students. The reason is because overseas there are changes in conditions and situations, so that students who leave will experience dynamics of independence. This type of research is a qualitative descriptive research approach. Selection of subjects using purposive sampling technique, which is based on the characteristics of the subject in accordance with the research objectives to be carried out. The object of this research is the dynamics of independence, the subject is 5 overseas students. Data collection techniques using interviews and observations. Based on the results of research that overseas students of UIN Antasari Banjarmasin need a process to be independent in living their lives overseas. That is because overseas there has been a change. Factors that influence the dynamics of independence of overseas students at UIN Antasari Banjarmasin are factors of parenting style, the order of children in the family, age and the education system in schools.

scholarly journals Analisis Pengaruh Layanan Digital Perbankan Syariah terhadap Literasi Keuangan Syariah Generasi Milenial

2021 ◽  
Vol 6 (1) ◽  
pp. 75
Author(s):  
Rozaq Muhammad Yasin ◽  
Nurzahroh Lailyah ◽  
Mochamad Edris
Keyword(s):  
Financial Literacy ◽  
Sampling Method ◽  
Rating Scale ◽  
Positive Impact ◽  
Internet Banking ◽  
Banking Services ◽  
Descriptive Research ◽  
Digital Era ◽  
Quantitative Descriptive ◽  
Positive Effect

Good financial literacy, especially in the digital era now is important to be understood by millennials. The digitization of Islamic which is able to provide more efficient, safer, faster financial products and the risk of losing money is less well understood by this generation. Islamic digital banking services like mobile banking and internet banking, which describe the virtual process to support all services, are expected to be able to significantly increase the level of Islamic banking literacy and have a positive impact on business growth in general. This study used a quantitative descriptive research design. The sampling method used purposive sampling method. Data was obtained by using questionnaire which was distributed to 100 millennial respondents who used m-banking or i-banking in Kudus. The answers to the questionnaire were measured using a rating scale, then data was analysed by multiple linear regression. The results showed that m-banking and i-banking had a significant and positive effect to the literacy of millennials about Islamic banks in Kudus. It was proven by a significance value of 0.000 (p <0.05). The R-square value is 0.775, which means the contribution of the influence provided by m-banking and i-banking services to millennials Islamic financial literacy in Kudus is 77.5%, while the remaining 22.5% is influenced by other variables.

scholarly journals Effect of Work Commitment, Supervision, and Discipline on the Quality of Work of Employees at PT. Bintang Saudara Semesta Jaya

2021 ◽  
Vol 8 (12) ◽  
pp. 535-541
Author(s):  
Hendra Jonathan Sibarani ◽  
Dennis Choandy ◽  
Suriyani Halim
Keyword(s):  
Sampling Technique ◽  
Coefficient Of Determination ◽  
Research Approach ◽  
Work Commitment ◽  
Quality Of Work ◽  
Descriptive Research ◽  
Analysis Technique ◽  
Saturated Sample ◽  
Quantitative Descriptive

The purpose of this study was to determine the effect of work commitment, supervision, and discipline on the quality of work of employees of PT. Bintang Saudara Semesta Jaya, either partially or simultaneously. This research approach is based on a quantitative approach. This type of research is a type of quantitative descriptive research. The population of this study are all employees of PT. Bintang Saudara Semesta Jaya, which based on data obtained in October 2021, totaled 61 employees from all divisions except managers. The sampling technique used a saturated sample so that the sample used was representative of the entire population, namely 61 people. The data analysis technique used is multiple linear analysis technique. Hypothesis testing by means of Simultaneous partial (t test), (F test), and coefficient of determination (R2). The results of the study indicate that there is effect of work commitment on the quality of work of employees at PT. Bintang Saudara Semesta Jaya. There is effect of supervision on the quality of work of employees at PT. Bintang Saudara Semesta Jaya. There is effect of discipline on the quality of work of employees at PT. Bintang Saudara Semesta Jaya. Simultaneously there are effect of work commitment, supervision, and discipline on the quality of work of employees at PT. Bintang Saudara Semesta Jaya. The results of the regression calculation can be seen that the coefficient of determination (R square) obtained is 0.409, this result means that 40.9% of the quality of work of employees can be explained by the work commitment, supervision, and discipline, while the remaining 59.1% is explained by other variables which is not researched. Keywords: Work Commitment, Supervision, Discipline, Quality of Work, Employees.

scholarly journals Pengaruh gaya hidup, kecerdasan emosional dan literasi keuangan terhadap rasionalitas konsumsi mahasiswa pendidikan ekonomi angkatan 2018 Universitas Negeri Malang

2021 ◽  
Vol 1 (7) ◽  
pp. 697-686
Author(s):  
Aida Miftachul Jannah ◽  
Lisa Rokhmani
Keyword(s):  
Emotional Intelligence ◽  
Financial Literacy ◽  
Random Sampling ◽  
Linear Regression Analysis ◽  
Economic Education ◽  
Economics Education ◽  
State University ◽  
Significant Positive Effect ◽  
Education Students ◽  
Positive Effect

Abstract In this modern era, the world is enjoying the phenomenon of increasingly rapid technological development, this phenomenon is called the industrial revolution 4.0. Humans will be required to become more rational individuals in carrying out consumption activities and also to fulfill various desires that arise in them. This study aims to determine the partial and simultaneous influence on lifestyle, emotional intelligence, and financial literacy on consumption rationality in 2018 Economics Education students, State University of Malang. This research uses a quantitative approach with quantitative descriptive research. The population of this research is all students of economic education class 2018 State University of Malang. The technique used in sampling is proportional random sampling. To determine the sample size is calculated using the Slovin formula. This study used a sample of 99 students spread over 6 classes from a population of 131 students. The instruments in this study were questionnaires and multiple-choice tests. The data analysis method in this study uses multiple linear regression analysis with the help of the SPSS version 25 program. The results of the analysis in this study show that: (1) Lifestyle has a significant effect on consumption rationality. (2) Emotional Intelligence has a significant positive effect on consumption rationality. (3) Financial Literacy has a significant positive effect on the rationality of student consumption. (4) Lifestyle, emotional intelligence, and financial literacy affect the consumption rationality of 2018 Economics Education students Abstrak Pada era modern ini dunia sedang menikmati fenomena perkembangan teknologi yang semakin pesat, fenomena ini disebut dengan revolusi industri 4.0. Manusia akan dituntut untuk lebih menjadi individu yang rasional dalam melakukan kegiatan konsumsi dan juga untuk memenuhi berbagai keinginan yang muncul dalam dirinya. Penelitian ini bertujuan untuk mengetahui pengaruh secara parsial dan simultan pada gaya hidup, kecerdasan emosional dan literasi keuangan terhadap rasionalitas konsumsi pada mahasiswa Pendidikan Ekonomi angkatan 2018 Universitas Negeri Malang. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian deskriptif kuantitatif. Populasi penelitian ini adalah seluruh mahasiswa pendidikan ekonomi angkatan 2018 Universitas Negeri Malang. Teknik yang digunakan dalam pengambilan sampel adalah proportional random sampling. Untuk menentukan besarnya sampel dihitung dengan menggunakan rumus slovin. Penelitian ini menggunakan sampel sebesar 99 mahasiswa yang tersebar di 6 kelas dari populasi yang berjumlah 131 mahasiswa. Instrumen dalam penelitian ini adalah angket dan tes pilihan ganda. Metode analisis data dalam penelitian ini menggunakan analisis regresi linear berganda dengan bantuan program SPSS versi 25. Hasil analisis dalam penelitian menunjukkan bahwa: (1) Gaya Hidup berpengaruh signifikan terhadap rasionalitas konsumsi. (2) Kecerdasan Emosional berpengaruh positif signifikan terhadap rasionalitas konsumsi. (3) Literasi Keuangan berpengaruh positif signifikan terhadap rasionalitas konsumsi mahasiswa. (4) Gaya hidup, kecerdasan emosional dan literasi keuangan berpengaruh terhadap rasionalitas konsumsi mahasiswa Pendidikan Ekonomi angkatan 2018.

scholarly journals IMPACT OF ENVIRONMENT CONGRUENCY ON ORGANIZATIONAL PERFORMANCE: THE MEDIATING EFFECT OF CULTURE AND STRATEGY

2021 ◽  
pp. 86-97
Author(s):  
Nancy Haidar Ismail
Keyword(s):  
Organizational Performance ◽  
Data Gathering ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Mediating Effect ◽  
Research Approach ◽  
Personal Connection ◽  
Finance Management ◽  
Job Support ◽  
Descriptive Research

This research has been aimed at evaluating the effect on the performance of workers of the Finance Management Institute. Descriptive research approach has been utilized for this. Simple random sampling technique was used to select the respondents for this study. The sample consisted of 25 senior employees and 25 younger employees (thus 50 in total). For data gathering, structured questionnaires have been utilized. The results of the research show that workplace organization has an effect on the respondents. The study has also shown that if management addresses the issues that have been discovered throughout research, the workers would enhance their performance. Such problems include flexibility in the workplace, noise distractions, personal connection of supervisors with workers, the availability of job support, the use of feedback for promotion and incentives. The results of our research also indicated that in order to resolve employee complaints, the company must have regular meetings with its workers as part of the motivating element. Management should develop methods and means of informing its workers of its objectives and plans so as to accomplish its mission, vision and business.

scholarly journals Efek Sabar dan Syukur Terhadap Penyesuaian Pernikahan

2020 ◽  
Vol 8 (2) ◽  
pp. 105-113
Author(s):  
Nafira Zuliana ◽  
Anisia Kumala
Keyword(s):  
Multiple Regression ◽  
Marital Adjustment ◽  
Sampling Technique ◽  
Dyadic Adjustment ◽  
Self Control ◽  
Research Approach ◽  
Dyadic Adjustment Scale ◽  
New Information ◽  
Positive Feelings ◽  
Age Of Marriage

AbstractOne of the keys to achieving a quality of marriage is the marital adjustment. Marital adjustment is defined as the process of mutual adjustment between husband and wife in all aspects of their life. There are many challenges faced, so it requires patience and gratitude. Patience is self-control from bad actions, accompanied by an optimistic attitude, never giving up, being open to new information and solutions, and not easily complaining. Meanwhile, gratitude can be defined as positive feelings to oneself, others, the environment and even God, and is expressed in behavior. This study aimed to explore effect of patience and gratitude on marital adjustment. The research approach used is quantitative, involving 203 respondents (male = 64, female = 139), taken by purposive sampling technique. Criteria of respondent are married Muslim, age of marriage between 0-2 years. The scale used in this study is the RDAS (Revision Dyadic Adjustment Scale) for marital adjustments with 0.796 reliability, the Patience Scale with 0.749 reliability and the Gratitude Scale in Islamic Psychology with a reliability of 0.839. Statistical analysis techniques use multiple regression. The results of this study indicate an F value of 18,717 with a probability value of 0.000 (p <0.05). This data shows that the variables of patience and gratitude have an effect on marital adjustments by 15.8 percent, or with the R square coefficient (R²) value of 0.158.AbstrakSalah satu kunci dari tercapainya kualitas pernikahan adalah adanya penyesuaian pernikahan.  Penyesuaian pernikahan didefinisikan proses saling menyesuaikan antara suami dan istri pada seluruh aspek kehidupannya. Pada prosesnya banyak tantangan yang dihadapi sehingga membutuhkan variabel sabar dan syukur. Sabar adalah pengendalian diri dari tindakan yang tidak baik, disertai sikap optimis, pantang menyerah, terbuka kepada informasi baru maupun solusi, serta tidak mudah mengeluh. Sedangkan syukur dapat diartikan perasaan positif kepada diri sendiri, orang lain, lingkungan dan bahkan Tuhan dan diekspresikan dalam perilaku. Penelitian ini berupaya untuk melakukan studi tentang pengaruh sabar dan syukur terhadap penyesuaian pernikahan. Pendekatan penelitian yang digunakan adalah kuantitatif, melibatkan 203 responden (Laki-laki=64, Perempuan=139), diambil dengan teknik purposif, dengan kriteria yang sudah menikah, Muslim, usia pernikahan 0-2 tahun. Adapun skala yang digunakan pada penelitian ini adalah RDAS (Revision Dyadic Adjustment Scale) untuk penyesuaian pernikahan dengan reliabilitas 0.796, Skala Sabar dengan reliabilitas 0.749 dan Skala Syukur dalam Psikologi Islam dengan reliabilitas sebesar 0.839. Teknik Analisa statistik menggunakan multiple regression. Hasil penelitian ini menunjukan adanya nilai F sebesar 18.717 dengan probabability value sebesar 0.000 (p< 0.05). Data ini menunjukkan bahwa variabel sabar dan syukur memberikan pengaruh terhadap penyesuaian pernikahan sebesar 15,8 persen, atau dengan nilai koefisien R square (R²) sebesar 0.158 

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