EVALUATION OF BANK PERFORMANCE MEASURES AND PROPOSES A COMMON MEASURE FOR COMMERCIAL BANKS IN THE EAST AFRICAN COMMUNITY (EAC) COUNTRIES

2017 ◽  
Vol 2 (6) ◽  
pp. 60
Author(s):  
Dr. Rutto Peter Ketyenya
Keyword(s):  
Performance Measures ◽  
Commercial Banks ◽  
Secondary Data ◽  
Bank Performance ◽  
East African ◽  
Return On Assets ◽  
Policy Makers ◽  
East African Community ◽  
For Profit ◽  
African Community

Purpose: The purpose of this study was to Evaluate bank performance measures and proposes a common measure for commercial banks in the East African Community (EAC) countries Methodology: The study used cross country data analysis of 100 commercial banks and collected secondary data from annual published audited financial statements for the period 1997-2011Results: The results indicate that the OPM which combines productivity and profitability captured a high percentage of similar banks when the top 20 commercial banks were ranked; 80% for return on assets, 60% for profit margin and 55% for net interest margin.Policy recommendation: The study recommended that OPM will enable central banks to assess the performance levels of banks and be able to detect those that are underperforming and take corrective measures to either improve productivity, profitability or both. For policy makers in the EAC secretariat, the measure will enable comparison on the performance of banks in East Africa for subsequent integration to the monetary union.

scholarly journals PERFORMANCE MEASUREMENT, GROWTH AND STRUCTURE OF COMMERCIAL BANKS IN EAST AFRICA

2017 ◽  
Vol 1 (5) ◽  
pp. 63
Author(s):  
Dr. Rutto Peter Ketyenya
Keyword(s):  
Performance Measurement ◽  
East Africa ◽  
Commercial Banks ◽  
Secondary Data ◽  
Financial Structure ◽  
Return On Assets ◽  
Policy Makers ◽  
For Profit ◽  
Net Interest Margin ◽  
And Performance

Purpose: The purpose of this study was to analyze Performance Measurement, Growth and Structure of Commercial Banks in East AfricaMethodology: The study used cross country data analysis of 100 commercial banks and collected secondary data from annual published audited financial statements for the period 1997-2011Results: The results indicate that the OPM which combines productivity and profitability captured a high percentage of similar banks when the top 20 commercial banks were ranked; 80% for return on assets, 60% for profit margin and 55% for net interest margin. A positive and significant relationship between economic growth and performance measures was confirmed. Similarly market structure had a positive relationship with the performance. The results further showed an insignificant relationship with financial structure which conforms to the financial structure theory.Policy recommendation: The study recommended that the OPM should enable central banks to assess the performance levels of banks and be able to detect those that are underperforming and take corrective measures to either improve productivity, profitability or both. For policy makers in the EAC secretariat, the measure will enable comparison on the performance of banks in East Africa for subsequent integration to the monetary union

scholarly journals Fighting non-communicable diseases in East Africa: assessing progress and identifying the next steps

2020 ◽  
Vol 5 (11) ◽  
pp. e003325
Author(s):  
Christian Kraef ◽  
Pamela A Juma ◽  
Joseph Mucumbitsi ◽  
Kaushik Ramaiya ◽  
Francois Ndikumwenayo ◽  
...  
Keyword(s):  
Communicable Disease ◽  
National Policy ◽  
Sub Saharan Africa ◽  
East African ◽  
Policy Makers ◽  
East African Community ◽  
Monitoring Tools ◽  
The Status ◽  
African Community ◽  
Sub Saharan

Sub-Saharan Africa has seen a rapid increase in non-communicable disease (NCD) burden over the last decades. The East African Community (EAC) comprises Burundi, Rwanda, Kenya, Tanzania, South Sudan and Uganda, with a population of 177 million. In those countries, 40% of deaths in 2015 were attributable to NCDs. We review the status of the NCD response in the countries of the EAC based on the available monitoring tools, the WHO NCD progress monitors in 2017 and 2020 and the East African NCD Alliance benchmark survey in 2017. In the EAC, modest progress in governance, prevention of risk factors, monitoring, surveillance and evaluation of health systems can be observed. Many policies exist on paper, implementation and healthcare are weak and there are large regional and subnational differences. Enhanced efforts by regional and national policy-makers, non-governmental organisations and other stakeholders are needed to ensure future NCD policies and implementation improvements.

scholarly journals Political Dimension in Pan-African Cross-border Banking: An Inhibitor or Catalyst?

2019 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Okoche Michael
Keyword(s):  
Commercial Bank ◽  
Secondary Data ◽  
Political Environment ◽  
East African ◽  
Political Dimension ◽  
East African Community ◽  
Cross Border ◽  
Pan African ◽  
Regulatory Frameworks ◽  
African Community

The emergence and the dominance of African banks in Africa have been touted as one of the popular mechanisms for financial development leading to a concept termed as Pan-African cross-border banking. African Banks have become dominant in the African market as opposed to European colonial banks substantially increasing their geographic footprints on the continent. African banks have become economically significant beyond their home countries and of systematic importance in a number of jurisdictions. This systematically examined the influence of the political environment on Pan-African cross-border banking using Kenya Commercial bank as a case study.Interpretive research paradigm guided the study seeking using qualitative data by interviewing employees, managers, and policymakers from the three subsidiaries of Kenya Commercial Bank; Uganda, Rwanda, and Burundi. This was further supported by secondary data collected from journal articles and reports from the Kenya Commercial Bank.The study established that political environment plays an important role in influencing Pan-African cross-border banking either through catalysing or inhibiting. Despite effort integration by African Union, regional unions like East African Community there still areas for improvement. In order to enhance Pan-African cross-border banking, there has to be systematically management of political environment which was distorted by history, ideologies, different political systems, different regulatory frameworks between the subsidiaries and home countries. This will further enhance the significance of Pan-African banks African cross-border banks enhancing economic development within Africa.

scholarly journals PO 8569 INNOVATIVE DOMESTIC FINANCING FOR HEALTH RESEARCH & DEVELOPMENT IN THE EAST AFRICAN COMMUNITY

2019 ◽  
Vol 4 (Suppl 3) ◽  
pp. A55.1-A55
Author(s):  
Jean De Dieu Ngirabega ◽  
Novat Twungubumwe ◽  
Nandan K Pulakkal ◽  
Prince N Bahati ◽  
Anatoli Kamali ◽  
...  
Keyword(s):  
Health Research ◽  
Social Impact ◽  
Secondary Data ◽  
East African ◽  
East African Community ◽  
R And D ◽  
Private Sector Investment ◽  
Social Impact Bonds ◽  
African Community ◽  
Sin Taxes

BackgroundAccess to domestic financial resources is a pre-requisite for strengthening health research and development (R&D). Therefore, the East African Health Research Commission (EAHRC) commissioned a study to assess the financial needs of the East African Community (EAC) region and propose innovative domestic financing mechanisms for R and D in East Africa.MethodsThis study used a four-pronged approach as follows: a desk review of secondary data, followed by a survey to collect quantitative data from health R&D organisations and relevant ministries, followed by key informant interviews and, finally, a validation workshop. The study used 2014–2015 as the baseline year.ResultsOnly 51 out of 160 organisations responded to the survey. Using triangulation of desk reviews, national budgets documents and reported organisational budgets, the annual investment in health R&D in the EAC is estimated at USD 301.71 million of which 86% is financed from external sources. The share of health R&D financing in the GDP and health budget stood at 0.21% and 1.27% respectively, while the share of domestic financing of health R&D to GDP was as low as 0.03%The innovative domestic financing options suggested included: allocation of 10% of the USD 560 million of the sin-taxes collected; taxing 1% of the estimated USD 3 billion from inward remittances; fundraising for at least 2.5% of the USD 18.67 private sector investment in corporate social responsibility; issuing social impact bonds and the EAC Health Research Fund with an estimated annual performance of USD 20 million.ConclusionIn order to sustain health R&D investments in EAC, the EAHRC proposes to develop a 10 year domestic financing roadmap using a strategic mix of tax- and non-tax-based innovations.

scholarly journals Liquidity Management and Financial Performance: Evidence From Commercial Banks in Botswana

2020 ◽  
Vol 11 (5) ◽  
pp. 399
Author(s):  
C.R. Sathyamoorthi ◽  
Mogotsinyana Mapharing ◽  
Mashoko Dzimiri
Keyword(s):  
Financial Performance ◽  
Commercial Banks ◽  
Negative Relationship ◽  
Secondary Data ◽  
Return On Assets ◽  
Liquidity Management ◽  
Policy Makers ◽  
Return On Equity ◽  
Research Population ◽  
The Impact

The study examined the impact of liquidity management on the financial performance of commercial banks in Botswana. The study used Return on Assets and Return on Equity to measure financial performance. Cash and cash equivalents to total assets ratio, Cash to deposits ratio, Loans to deposits ratio, Loans to total assets ratio, Liquid assets to total assets ratio, and Liquid assets to deposits ratio were used as proxies for liquidity management. The research population was all the 9 commercial banks in Botswana and the study covered a period of 9 years from 2011 to 2019. This descriptive study sourced monthly secondary data from Bank of Botswana Financial Statistics database. Descriptive statistics, correlation and regression analyses were applied to analyse the data. The results from regression analysis show statistically significant positive relationships for Loans to total assets ratio and Liquid assets to total assets ratio with return on assets and return on equity. Loans to deposits ratio and Liquid assets to deposits ratio had statistically significant negative relationships with return on assets and return on equity. Cash and cash equivalents to total assets ratio had statistically insignificant positive relationship with return on assets and return on equity whilst cash to deposits ratio had statistically insignificant negative relationship with return on assets and return on equity. Findings suggest that the commercial banks should try to optimize liquidity variables to boost bank performance. The policy makers also, through the Central Bank, should come up with initiatives such as prescribing minimum liquidity requirements that will help banks to stay profitable.

scholarly journals Towards Adopting an `Economic Impact’ Approach in the Classification of the Burden of Oral Diseases: The Case of the East African Community Countries

2020 ◽  
Vol 5 (6) ◽  
pp. 215-218
Author(s):  
Okemwa . ◽  
A kenneth. ◽  
Ruttoh . ◽  
simon. K
Keyword(s):  
Dental Caries ◽  
Economic Impact ◽  
Specific Reference ◽  
Oral Diseases ◽  
East African ◽  
Policy Makers ◽  
East African Community ◽  
African Community ◽  
Dental Diseases

This commentary argues for a change in the way we communicate the burden of dental diseases to policy makers so that the economic impact of these diseases can be more easily and realistically appreciated. Specific reference to dental caries in the East African Community countries (EAC) will be used to argue out the case.

The performance of Islamic banking among the commercial banks in Malaysia

2008 ◽  
Vol 5 (1) ◽  
pp. 59
Author(s):  
Samsuwatd Zuha Mohd Abbas ◽  
Norli Ali ◽  
Aminah Mohd Abbas
Keyword(s):  
Commercial Banks ◽  
Positive Impact ◽  
Bank Performance ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Return On Assets ◽  
Return On Equity ◽  
Accounting Performance ◽  
Significant Difference ◽  
The Mean

This paper examines the accounting performance of the Islamic banking among (??) commercial banks in Malaysia. A total of 18 commercial banks which include 4 Islamic banks are selected as samples covering the period of 2000 - 2006. Accounting performance is measured by the return on assets (ROA) and return on equity (ROE). The objective of the study is (1) to determine whether Islamic banking performance is at par with the conventional banking and (2) to investigate whether the type (Islamic or conventional bank) and age of bank influence the performance. Result of the independence t-test of the study shows that there is no significant difference in the performance of the Islamic and the conventional banking in Malaysia although the mean score for conventional banking is higher. The regression results show that the age of banks has a positive impact on the bank performance where as none of the types of banks influence performance.

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