scholarly journals MERGERS IN BANKING SECTOR WITH SPECIAL REFERENCE TO SBI - A CASE STUDY

2011 ◽  
pp. 147-152
Author(s):  
Mohammad Khaja Moinoddin
Keyword(s):  
Mergers And Acquisitions ◽  
Banking Sector ◽  
Economic Condition ◽  
Financial Institution ◽  
Asian Country ◽  
Future Time ◽  
Bankruptcy Code ◽  
International Investors ◽  
Area Unit

In the previous few years, Asian country had witnessed a considerable lag within the mergers and acquisitions (“M&A”) activity. within the year 2014, Indian firms were concerned in transactions value $ thirty three billion whereas within the year 2015, the worth of M&A activity saw a dip to $ twenty billion. it's forecasted that 2016 can see heightened world M&A activity and it's anticipated that the worth of transactions would cross $ thirty billion simply. One will expect the rise within the M&A deals and activities within the future time as each native and international investors and business homes area unit eyeing Asian country with a hope of tremendous growth. the start of 2017 proceeded with the executive amendment motivation of the administration particularly, product and Services Tax (GST), property regulatory agency (RERA), combined with the legal translations on a number of elements of the not terribly very previous economic condition and Bankruptcy Code (IBC) that has reimagined the obligation and liquidation scene in Asian country. The year 2017 was loaded up with nice live of discusses company reconstruction and mergers and acquisitions – thanks to the relative facilitating of the executive setting and primarily thanks to the event of the IBC, that at one hand offers recovery/liquidation of the organizations in doldrums and at different hand offers the monetary fund sound organizations to develop/grow by gaining the opposition/focuses at seductive valuations. The arrangements examined loosely were within the medium half Vodafone-Idea merger, Bharti Airtel procuring Telenor Asian country, and Bharti Airtel merger with Tata Teleservices. Among the most important M&A arrangements to be culminated were – Russia's Rosneft PJSC willing to get Essar Oil Ltd, Flip kart procuring the Indian arm of Ebay, Axis Bank forward management over the versatile installment application – FreeCharge, olla gaining Foodpanda, the partners of depository financial institution of Asian country (SBI) connexion into SBI, during this means upgrading the muscle intensity of individuals normally division behemoth.

scholarly journals Rebranding and its Impact on Banking Activities – Case Study

2019 ◽  
Vol 13 (1) ◽  
pp. 57-64
Author(s):  
Marta Kiss
Keyword(s):  
Mergers And Acquisitions ◽  
Commercial Bank ◽  
Brand Image ◽  
Financial Institution ◽  
Market Environment ◽  
Economic Transformations ◽  
The Impact ◽  
Loyal Customers ◽  
Target Markets

AbstractRebranding is regarded as a necessary form when an organisation faces different problems due to the economic transformations of the society that requires new ways of visibility and decides to assign revitalization techniques to the brand image in order to refresh it. Nowadays, most of the Romanian banking companies went through the rebranding process firstly because they were involved in mergers and acquisitions, and secondly, to expand their target markets and to keep their loyal customers in an ever-changing market environment. This study aims to outline the impact of rebranding on a financial institution in Romania, CEC Bank, the oldest Romanian bank operating on the Romanian market since 1864. Following the 2007 rebranding, the purpose of the bank was to create a competitive commercial bank image. For this bank the rebranding process proved to be successful.

The Impact of Corporate Social Responsibility (CSR) on Bank Reputation and Financial Performance (Case study: Iranian banks)

2020 ◽  
Vol 1 (1) ◽  
pp. 1-6
Keyword(s):  
Corporate Social Responsibility ◽  
Social Responsibility ◽  
Financial Performance ◽  
Banking Sector ◽  
Positive Impact ◽  
Financial Institution ◽  
Private Banks ◽  
Corporate Social ◽  
The Impact

Banks and financial institutions play a significant role in the economy by facilitating the transfer of resources between lenders and borrowers. This article is an endeavor to map the corporate social responsibility (CSR) practices of major players in the Iranian banking sector and to find out the impact of such practices on their performance and image. This study examines the impact of CSR on bank reputation and financial performance. This research is based on local sample of 24 private banks and financial institution in Iran. We use a questionnaire for assessing reputation and for assessing performance we check bank income by their annual statements. The main hypotheses of research show the positive relationship between these indicators. The findings of study suggest that banks in Iran have increased their CSR activities, which also have a positive impact on performance of the business, apart from improving their reputation and goodwill.

scholarly journals Impact of Basel III framework on financial distress: A case study of Pakistan

2017 ◽  
Vol 3 (1) ◽  
pp. 1-20 ◽  
Author(s):  
Irum Saba ◽  
Hafiz Muhammad Waqas Ashraf Ashraf ◽  
Rehana Kouser
Keyword(s):  
Financial Distress ◽  
Banking Sector ◽  
Financial Institution ◽  
Probability Model ◽  
The Status ◽  
Capital Ratios ◽  
The Stability ◽  
Definition Of ◽  
Logistic Probability

Purpose: New liquidity rules phased under the Basel lll define the new stable funding ratios (NSFR) increase the stability of the funding structure of the financial institution. Using a Pakistani banking data, we tested the relevance of both Structural liquidity and Capital ratios as defined in the Basel lll. We used the broad definition of the failure and distress to check the status of the banking sector. If the banks fail, then it denoted by 1 otherwise 0.  We use the logistic regression in our study. Estimate from several versions of the logistic probability model indicate that the likelihood of failure and distress decrease with increase liquidity holding while capital ratios are not significant. Our result provides support for the Basel lll that the NSFR has the inverse relation with the bank failure and distress. This study also compared the two versions of the NSFR. NSFR-10 and NSFR-14 are the two versions. Our analysis tells that the NSFR-14 is more reliable as compare to the NSFR-10. We also check the bank situations whether it lies in the failure and distress condition or in active banks. In this study we also check the other variables that have an important impact on the stability and failure and distress of the banks.

scholarly journals Intellectual capital in mergers and acquisitions: a case study in a world-class financial institution

2017 ◽  
Vol 52 (3) ◽  
pp. 268-284 ◽  
Author(s):  
Ricardo Vinícius Dias Jordão ◽  
Victor Luiz Teixeira Melo ◽  
Frederico Cesar Mafra Pereira ◽  
Rodrigo Baroni de Carvalho
Keyword(s):  
Mergers And Acquisitions ◽  
Intellectual Capital ◽  
Financial Institution ◽  
World Class

scholarly journals Fuzzy Multi Criterion Decision Making Method to Analyze Performance of Banking Sector

2021 ◽  
Vol 9 (5) ◽  
pp. 159-165
Author(s):  
Sheikh Ahmed Hossain
Keyword(s):  
Performance Evaluation ◽  
Banking Sector ◽  
Financial Institution ◽  
Fuzzy Ahp ◽  
Evaluation Process ◽  
Comprehensive Model ◽  
Suggested Approach ◽  
Priority Weights ◽  
Net Profit

Performance evaluation of any financial institution is extremely important to look after the health and prospect of the institution. In many research of performance evaluation analysis of banks, several ratio parameters are used mostly in statistical analysis. Designing effective and comprehensive model for evaluation process of financial matters in banking sector is complex due to multiple criteria and parameters, mostly uncertain in nature. This paper presents a comprehensive process considering several financial criteria of several alternatives on the basis of several expert’s (decision maker’s) opinion and subjective judgment. Intensity of importance is represented in fuzzy scale. We used fuzzy AHP-preference programming (FPP) to obtain priority weights associated with each criteria and compromise ranking method (VIKOR) considering Market Capital, Net Sales, Net Profit, Total Assets, and Other Income in ranking alternatives. A case study involving ten active Indian Public Sector Unit (PSU) banking industries is undertaken to illustrative the feasibility of the suggested approach. A sensitivity analysis is also carried out for checking the method reliability.

Cyber crimes in the banking sector: Case study of Vietnam

2020 ◽  
Vol 6 (05) ◽  
Author(s):  
LE Thanh Tam ◽  
Nguyen Minh Chau ◽  
Pham Ngoc Mai ◽  
Ngo Ha Phuong ◽  
Vu Khanh Huyen Tran
Keyword(s):  
Financial Literacy ◽  
Commercial Banks ◽  
Banking Sector ◽  
Secondary Data ◽  
Legal Framework ◽  
Economic Sectors ◽  
Technological Revolution ◽  
Survey Results ◽  
Cyber Crimes

The technological revolution 4.0 brings great opportunities, but also cybercrimes to economic sectors, especially to banks. Using secondary data and survey results of 305 bank clients, the main findings of this paper are: (i) there are several types of cybercrimes in the banking sector; (ii) Vietnam is one of the top countries worldwide having hackers and being attacked by hackers, especially the banking sector. Three most common attacks are skimming, hacking and phishing. Number of cybercrime attacks in Vietnam are increasing rapidly over years; (iii) Vietnamese customers are very vulnerable to cybercrime in banking, as more than 58% seem to hear about cybercrimes, and how banks provide services to let them know about their transactions. However, more than 50% do not have any deep knowledge or any measures for preventing cybercrime; (iii) Customers believe in banks, but do not think that banks can deal with cybercrime issues well. They still feel traditional transactions are more secure than e-transactions; (iv) the reasons for high cybercrimes come from commercial banks (low management and human capacity), supporting environment (inadequate), legal framework (not yet strong and strict enough on cybercrimes), and clients (low level of financial literacy). Therefore, several solutions should be carried out, from all stakeholders, for improving the cybersecurity in Vietnamese banks. 

The Role of Mobile Money in Moderating Financial Exclusion: A Tanzanian Experience

2020 ◽  
Vol 2 ◽  
pp. 1-24 ◽  
Author(s):  
Deogratius Joseph Mhella
Keyword(s):  
Developing Countries ◽  
Financial Institutions ◽  
Banking Sector ◽  
Research Question ◽  
Microfinance Institutions ◽  
Mobile Money ◽  
Access To Credit ◽  
Financial Exclusion

Prior to the advent of mobile money, the banking sector in most of the developing countries excluded certain segments of the population. The excluded populations were deemed as a risk to the banking sector. The banking sector did not work with cash stripped and the financially disenfranchised people. Financial exclusion persisted to incredibly higher levels. Those excluded did not have: bank accounts, savings in financial institutions, access to credit, loan and insurance services. The advent of mobile money moderated the very factors of financial exclusion that the banks failed to resolve. This paper explains how mobile money moderates the factors of financial exclusion that the banks and microfinance institutions have always failed to moderate. The paper seeks to answer the following research question: 'How has mobile money moderated the factors of financial exclusion that other financial institutions failed to resolve between 1960 and 2008? Tanzania has been chosen as a case study to show how mobile has succeeded in moderating financial exclusion in the period after 2008.

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