scholarly journals CREDIT MANAGEMENT SYSTEMS AND FINANCIAL PERFORMANCE OF SAVINGS AND CREDIT COOPERATIVES (SACCOs) IN MID-WESTERN UGANDA

2020 ◽  
Vol 5 (1) ◽  
pp. 43
Author(s):  
Baguma John Muhunga Kule ◽  
Nixon Kamukama ◽  
Nsambu Frederick Kijjambu

Purpose: To ascertain the relationship between credit management systems and financial performance of SACCOs in Mid-Western Uganda.Methodology: A cross-sectional research design and positivist paradigm were used to collect data from 93 SACCOs in Mid-Western Uganda using a closed-ended questionnaire. Standard linear regression analysis was carried out.Findings: The study findings reveal a moderate, positive and significant relationship between credit management systems and financial performance of SACCOs in Mid-Western Uganda.Unique contribution to practice and policy: This study suggests to management a need to put into place effective credit management systems if SACCOs are to improve their financial performance by ensuring that favorable terms and conditions, and adequate client appraisal process are in place. In addition, government should support SACCOs by providing staff trainings on credit terms and conditions formulation and improving their competencies in client appraisal

2020 ◽  
Vol 5 (1) ◽  
pp. 15
Author(s):  
Baguma John Muhunga Kule ◽  
Nixon Kamukama ◽  
Nsambu Frederick Kijjambu

Purpose: To establish the relationship between control environment and financial performance of SACCOs in Mid-Western Uganda.Methodology: A cross-sectional research design and positivist paradigm were used to collect data from 93 SACCOs in Mid-Western Uganda. A closed-ended questionnaire was used to collect data. Correlation and standard linear regression analyses were conducted.Findings: The study findings reveal a strong, positive and significant relationship between control environment and financial performance of SACCOs in Mid-Western Uganda.Unique contribution to practice and policy: This study emphasizes the need for top management to emphasize the importance of designing and implementing effective and efficient control environment. In addition, the government of Uganda needs to review its strategies that are geared at ensuring that SACCOs achieve sustainable financial performance


2021 ◽  
Vol 6 (1) ◽  
pp. 24-34
Author(s):  
Cranimar Muhindo ◽  
John Rwakihembo

Purpose: This study set out to empirically examine the relationship between inventory management and private hospitals' financial performance in Western Uganda. Methodology: The study adopted a positivist approach and a cross-sectional research design to collect data from 32 Private hospitals in Western Uganda. The study used a closed-ended questionnaire to collect data and simple linear regression for data analysis. Findings: Results revealed inventory management as a significant predictor of private hospitals' financial performance in Western Uganda. The study recommended that private hospitals adopt robust and scientific inventory management systems and models that aim to optimise stock levels and minimise costs if they are to achieve substantial financial performance. Contribution to Practice and Policy: The study has deep-rooted the urgent need for private hospitals to adopt more stringent inventory management systems that will ensure adequate stock levels, minimise costs and enhance superior financial performance. However, the study was positivistic, thus subject to methods bias that could have affected the results' validity.


2018 ◽  
Vol 3 (1) ◽  
pp. 80
Author(s):  
PUTRI PUSPITA_AYU

The research is to find out and analyze the contribution of Original income Equalization Funds against the region and the financial performance of local Government Counties and the city of se-West Java province. Hypothesis testing in this study using multiple regression analysis (Multiple Regression) on the grounds that its independent variable more than one. This analysis is used to determine the relationship between financial performance areas with independent variables (the original Revenue Equalization Fund and regional). To know the influence between independent variables with the performance levels of local government then performed testing of hypothesis testing research on the variables with the determination coefficient and t-test. Linear regression analysis of the barganda equation KKPD = 1.452 + 0, 561PAD – 0, 171DP + e. Whereas determinasinya coefficients (R2) of 25.3%. based on the research results obtained the conclusion that Equalization Fund of PAD effect partially against the financial performance of local government.


2019 ◽  
Author(s):  
Bramma Kiswanjaya ◽  
Hanna H Bachtiar-Iskandar

Abstract Background The purpose of this study was to investigate the association between the severity of the mandibular inferior cortex (MIC) porosity and the number of remaining teeth in elderly Indonesian people.Materials and methods This cross-sectional study was conducted by measuring secondary data on panoramic digital examinations of patients aged 50 years and older. A total of 428 panoramic radiographs were measured from January 2017 to December 2018. The number of remaining teeth (including the third molars) was evaluated. Mandibular porosity was measured by using panoramic radiographs, according to the MIC classification: normal; mildly to moderately eroded; and severely eroded cortex.Statistical analysis used Data analysis was done using Mann-Whitney nonparametric tests to verify the relationship between the MIC classification and the number of remaining teeth. Multiple linear regression analysis was performed to investigate the relationship between confounding variables.Results A significant correlation was found between MIC classification and the number of remaining teeth on the Mann-Whitney test (P < 0.001). Multiple linear regression analysis showed that MIC classification was significantly associated with the value of the number of remaining teeth after controlling for gender and age (β = -0.37, R2 = 0.22, P < 0.001). Subjects with MIC class 3 were 7.14 times more likely to lose their teeth than subjects with MIC class 1 or class 2.Conclusions Our study demonstrated that there was an association between the severity of mandibular inferior cortex porosity and the number of remaining teeth in elderly Indonesian people.


2021 ◽  
pp. 276
Author(s):  
Santi Hikmawati ◽  
Sutrisno Sutrisno

This research aims to analyze the effect of risk management on bank financial performance with corporate governance as a moderating variable. The independent variables used in this research are risk management, consist of credit risk (NPL), liquidity risk (LDR), and operating risk (OEIR). The dependent variable used is financial performance (ROA). Meanwhile, corporate governance as a moderating variable and firm size as a control variable. The regression model used are multiple linear regression analysis and moderated regression analysis. The sample was selected through purposive sampling method and 43 banks were selected as research sample. The result of this research showed that NPL and OEIR have a negative and significant impact on financial performance. Meanwhile, LDR has not significant effect on financial performance. Corporate governance was able to moderate the relationship between NPL and OEIR on financial performance, but unable to moderate the relationship between LDR on financial performance.


2020 ◽  
pp. 1-12
Author(s):  
Bennur Koca ◽  
Gulcihan Arkan

Abstract Objective: The current study aimed to investigate the relationship between nutrition literacy (NL) and food habits (FH) in adolescents, and the factors affecting the relationship. Design: The study used a cross-sectional design. The data were collected using socio-demographic information forms, the Adolescent Nutrition Literacy Scale (ANLS) and the Adolescent Food Habit Checklist (AFHC). The socio-demographic characteristics of adolescents were analysed using descriptive statistics, and the factors affecting NL and FH were determined using the t test, Mann–Whitney U test and ANOVA. The correlation between ANLS and AFHC scores was tested with correlation analysis, and linear regression analysis was employed to predict the change in the NL of adolescents at the level of FH. Setting: The study was conducted in the city of Izmir in Turkey. Participants: The study consisted of a total of 467 adolescents. Results: There was a statistically significant relationship between NL of adolescents and their gender, education level of the father, grade, BMI values and daily lifestyle behaviours (DLB), as well as between their FH and DLB. There was a positive and significant relationship between ANLS and AFHC. The ANLS and its subscales were found to have a statistically significant effect on AFHC. According to the linear regression analysis, the nutritional habits of adolescents were found to be significantly affected by NL (β = 0·357). Conclusions: As ANLS scores increased, AFHC scores were determined to increase as well. This finding shows that the FH of adolescents have changed positively with increase in their NL.


Author(s):  
Ebenezer Larnyo ◽  
Baozhen Dai ◽  
Abigail Larnyo ◽  
Christabel Seyram Ankah

The relationship between eHealth adoption and life expectancy is complex. Research outcomes show different and contradictory results on this relationship. How and why eHealth adoption affect life expectancy is still to a large extent not clear. A causal link between the two is yet to be proven. Without such knowledge, effects of increase or decrease in eHealth adoption on life expectancy may be overestimated or underestimated. This study analyzes the relationship between life expectancy at birth and eHealth adoption in healthcare amongst five selected countries; 3 BRICS countries (China, Russia and South Africa), USA and Ghana, taking into account eHealth foundations, electronic health records, use of health eLearning in health sciences, social media and big data.</p> <p>This cross-sectional study analyzed WHO Global Survey on eHealth data of five selected countries collected between April and August 2015 by calculating and describing the bivariate correlation between the dependent variable and independent variables. A forward linear regression analysis is also applied to determine the predictive capability of the model.</p> <p>A significant negative correlation was observed between total health expenditure and eLearning overview, ICT development index rank and internet users and between life expectancy at birth and social media with coefficients of<em> rs = -0.95, p = .014, rs = -1.00, p < .001 and rs = -0.96, p < .001</em> respectively. Apart from social media indicator of eHealth’s eLearning overview that was significantly correlated with life expectancy at birth, no other correlation was observed between life expectancy at birth and any of the indicators of eHealth. The regression analysis of the predictors show a near perfect result of 100% predictive ability of the model. The study observed that countries that incorporated social media into their eHealth action, through the promotion of health messages on social media as a part of health promotion campaigns, managing patient appointments, sought feedback on services, made general health announcements on social media turn to have citizens that have a significant longer life expectancy. In order to realize high life expectancy of citizens, policy measures have to be directed towards investment in social media incorporation into eHealth strategies.


2020 ◽  
Vol 9 (2) ◽  
pp. 60
Author(s):  
Farid Madjodjo ◽  
Charis Muhammad Saleh ◽  
Fadli Dahlan

This study aims to test the relationship of intergovernmental revenue and clarity of budget targets on the regional government financial performance. This study uses quantitative approach with primary data obtained from the results of distributing questionnaires and then measured by using a five-point Likert scale. The population of this study is the Regional Apparatus Organization which is official in the city of Tidore Islands, with the number of samples that have been determined as many as 45 samples. The sampling technique of this study is purposive sampling and conducts the multiple linear regression analysis as hypothesis testing. This study finds that the intergovernmental revenue and clarity of budget targets in partial have positive and significant effect on the regional government financial performance. The findings of this study imply that agency theory can explain the performance of local government of the City of Tidore Islands.


2019 ◽  
Vol 4 (2) ◽  
pp. 245 ◽  
Author(s):  
Abdul Gaffar Rafid ◽  
Hotman Tohir Pohan ◽  
Ice Nasyrah Noor

<p><em>The Study examined the effect of the allocation of the cost of social responsibility as a proxy of the disclosure of Corporate Social Responsibility) on the relationship between ROA as a proxy of the financial performance of the company’s value and the impact of the cost allocation of social responsibility as a proxy of the financial performance of the company’s value. The purpose of research is to find empirical evidence of (a) the effect of financial performance ROA on firm value, (b) the effect of the financial performance of CR on firm value (c) the effect of CSR on the relationship between ROA enterprise value (d) the effect of CSR on the relationship between CR with the value of the company.</em></p><p><em>The sample in this research is manufacturing companies listed in Indonesia Stock Exchange (IDX) in the range of 2013-2015. Samples were as many 33 companies with 95 observation. Analysis of data using multiple linear regression analysis.</em></p><em>Result of research by linear regression analysis showed that the ROA have negative significant effect on firm value. Than the results of linear regression analysis showed that the CR also has a negative significant effect on firm value. Furtermore, linear regression analysis reveals that the disclosure of CSR is not able to oderate the relationship between ROA on firm value. But unlike the CR, research results show that the disclosure of CSR is able to moderate the relationship between CR on firm value. Simulataneous the independent variable affects the company’s value.</em>


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