scholarly journals Financial Re-Engineering and Financial Performance of Saccos

2020 ◽  
Vol 5 (1) ◽  
pp. 19
Author(s):  
Emily Esokomi ◽  
Willys Otuya

Purpose: The current study sought to establish the trends in financial re-engineering and financial performance of SACCOs and present existing knowledge gaps that need to be filled based on studies done in other contexts. Methodology: The study adopted a desktop literature review method (desk study). This involved an in-depth review of studies related to financial re-engineering and its effects on financial performance of SACCOs. Three sorting stages were implemented on the subject under study that is financial reengineering and financial performance of SACCOs, in order to determine the viability of the subject for research. After an in-depth search into the top key words (financial strategies, financial innovation, financial reengineering and financial performance of SACCOs), the researcher arrived at 15 articles that were suitable for analysis. Results: The study noted that from the survey, majority of the studies were based and cited most between the year 2012 and 2018, implying the relevance of the subject in the current decade. From the analysis, most of the publications on financial reengineering and financial performance of SACCOs, were from the renowned Journal published under various journal platforms. This is an indication of the credibility of the subject under review by many scholars. In addition, the survey provides evidence as to why the subject under review is of importance in the African context since majority of the studies under review were from the European and Asian regions.  A trend analysis was conducted indicating that over the period the studies were researched. Financial reengineering and performance subject have been receiving the concerns by various authors. This was drawn from the upwards increasing trend in the subject of the study since 2012 to 2019. The survey likewise found that descriptive research design was the trending technique to survey studies on financial reengineering and performance. Majority of the studies from the analysis revealed a positive relationship between financial reengineering and financial performance of SACCOs. Unique contribution to theory, practice and policy: Based on the survey findings, the study recommended that financial reengineering effect on financial performance in SACCOs is a maiden study that other authors from other parts can use to base future studies on. Findings from this study may be used to shape policy in the area of managing financial performance in SACCOs. Currently, the existing financial strategies are weak, not standard and not competitive since the competition from other related financial institutions is stiff. The findings would help to further develop an adaptive strategy for to step up in the competition in the financial sector.

2019 ◽  
Vol 32 (2) ◽  
pp. 225-243 ◽  
Author(s):  
Sabina Scarpellini ◽  
Pilar Portillo-Tarragona ◽  
Luz Maria Marin-Vinuesa

Purpose The purpose of this paper is to explore the determinants of successful eco-innovation processes, using R&D intensity and green patents as metrics for eco-innovation measurement and analysis. Design/methodology/approach The paper reports the results of a quantitative study based on a sample of 2,218 firms with proactive profiles in eco-innovation, 249 of which have green patents registered in Spain or in the European Union. Findings The results suggest positive relationships between the activity of eco-innovation of firms with both the innovation activity in firms and the R&D intensity. The findings also confirm the influence of implementing innovation in the financial performance of business. Research limitations/implications The results will be useful for future studies on the subject and for practitioners making decisions on investments in collaborative R&D and its protection through industrial property in the form of green patents. The main determinants of eco-innovation analysed in this paper can be directly translated into practices because they provide information on how to strengthen these determinants in environmental R&D investments and the registration of green patents. Practical implications The results will be useful for future studies on the subject and for practitioners making decisions on investments in collaborative R&D and its protection through industrial property in the form of green patents. The main determinants of eco-innovation analysed in this paper can be directly translated into practices because they provide information on how to strengthen these determinants in environmental R&D investments and the registration of green patents. Originality/value Despite the popularity and potential impact of the eco-innovation on economy or society, it has fallen short in terms of its potential to improve financial performance in firms. This paper argues that the level of eco-innovation activity explains some variability in financial performance. In fact, those firms that have greater levels of innovation increase their performance.


2019 ◽  
Vol 12 (1) ◽  
pp. 86-93
Author(s):  
Nozuko Glenrose Mangi ◽  
Daniel Ter Goon ◽  
Elizabeth Matsidiso Yako

Introduction: Self-efficacy plays a major role in the behaviour of a human being by how he/she approaches a goal, task or a challenge so that a desired level of performance is produced. The objective of this paper is to review and analyse literature on self-efficacy and clinical performance among professional nurses regarding quality of care in implementation of NIMART programme. Methodology: A literature review was conducted using online resources. Search engines included EBSCO, Google Scholar, Medline, PubMed, Psych info and BIOMED Central articles and journals published between 2007 and 2017. Relevant papers on self-efficacy and clinical performance regarding the implementation of NIMART programme in South Africa were analysed. Results: 278 papers were identified and 22 eligible papers were selected for analysis. Reviewed literature exhibited that self-efficacy is very crucial in the clinical performance of nurses in the implementation of NIMART. Self-efficacy helps to predict motivation and performance of individuals. Lack of mentoring, support and exposure to clinical practice had negative effect on nurse’s self-efficacy. Conclusion: Given the paucity of information on self-efficacy and clinical performance of NIMART in the South African context, future studies are warranted to gain more understanding of self-efficacy in the clinical performance of professional nurses.


2019 ◽  
Vol 11 (12) ◽  
pp. 3438 ◽  
Author(s):  
Xinming Deng ◽  
Xianyi Long

Based on the behavioral theory of firm and prospect theory, we investigate how corporate social responsibility (CSR) activities will respond to underperformance in past and in future. Using samples of Chinese listed firms from 2011 to 2016, this paper found that CSR increases with the distance by which financial performance in the last year falls below goals and decreases with the distance by which expected financial performance will fall below targets. In addition, the future underperformance will weaken the effect of the past underperformance on CSR. Besides, the value of financial performance in the last year will weaken the impact of underperformance in the last year on CSR and strengthen the impact of underperformance in the next year on CSR. The findings suggest that future studies should take both value of financial performance and performance gaps into consideration to have a better understanding of organizational decisions and behaviors.


1998 ◽  
Vol 06 (01) ◽  
pp. 111-146 ◽  
Author(s):  
SHAKER A. ZAHRA ◽  
JEFFREY G. COVIN ◽  
PATRICIA H. ZAHRA

The importance of a firm's formal organisational structure for stimulating corporate entrepreneurship (CE) has been the subject of interest and debate in the literature. A firm's organisational structure usually provides the context, incentives and impetus for its CE activities and determines the success of its innovative ventures. This study empirically examines the association of the dimensions of organisational structure with CE activities in a sample of 130 banks. The results suggest that low formalisation, low centralisation, high professionalism, high participation, and intensive organisational-wide communication are positively associated with CE. Further, CE is positively associated with bank financial performance measures. Finally, the fit between the dimensions of organisational structure and CE is associated with successful organisational performance.


2019 ◽  
Vol 4 (1) ◽  
pp. 75
Author(s):  
Muli Dickson Mbuva ◽  
Kevin Wachira

Purpose: The SMEs play critical role in creating job opportunities and growth of the economy.  Currently, the rate at which the new firms formed have stagnated and those with less than 5 years are closing down is very high. This has triggered research on the financial performance of the SMEs especially in areas with high levels of poverty since most studies concentrate on developed economies and urban centres. This study investigated the effect of access to finance on financial performance of processing SMEs in Kitui County. Methodology: Descriptive research design was applied to conduct the study. The target population was the 25 processing SMEs in Kitui County where for each firm; the Chief Executive Officer, the finance manager and the Chief accountant were considered as respondents giving rise to a total of 75 respondents. An interview and Semi- structured questionnaires were used to collect primary data from the respondents. The data was inspected for completeness, accuracy, reliability and consistency then analysed using SPSS Version 20 Software. Descriptive statistics such as mean, and the standard deviation were computed to describe the data collected. Moreover, inferential statistics at 95% confidence level were used. Results: The findings of the study indicated that financial performance positively correlated with the access to finance. The findings were supported by the literature reviewed by the study. With reference to the findings, various recommendations were made. Unique Contribution to Theory, Practice and Policy: To start with, the study recommended financial institutions to create favourable policies to enable SMEs access loans easily. Secondly, the study recommended government to offer incentives and funding to SMEs at a lower cost to boost their financial performance. Finally, the study recommended more studies to identify other factors that influenced the financial performance of SMEs in Kenya.


2021 ◽  
Vol 9 (3) ◽  
pp. 856-863
Author(s):  
Samina Naz ◽  
Malik Amir Atta ◽  
Abdul Ahad Roshan Saeed ◽  
Shagufta Naz

Purpose of the study: This study was intended to reveal the effect of the instructional environment on the performance of the subject specialists. The purpose of the was to find out correlation exists between instructional environment and performance of the SS in terms of exam results of students in HSSC Part II and to find out correlation exists between the performance of SS within the classroom and the availability of a conducive instructional environment in schools. Methodology: Quantitative method with descriptive research was used in this study. Checklist and student's exam results were used to collect the data and analyses were done through SPSS. Main Findings: There found a significant negative correlation between instructional environment and performance of the SS in terms of exam results of students in HSSC Part II and there found a significant negative correlation between the performance of SS within the classroom and the availability of a conducive instructional environment in schools. Applications of this study: This study is applicable in the given context of Southern districts of Khyber Pakhtunkhwa as well as the results can be utilized and checked in another context within the province and in the country. This study will surely contribute to bringing the attention of policymakers and government officials to put their efforts into improving the current situation related to the instructional environment and performance of the subject specialists. Novelty/Originality of this study: The novelty of this study lies in the results that contradict usual and normal results that show that the instructional environment has a positive association with the performance of the teachers. This study brings into light the opposite side of the worldwide results. This will open grounds for future researchers to work in this area in different contexts to explore that whether a negative correlation exists in other contexts and if so, what factors are contributing to developing such a negative relationship.


2021 ◽  
Vol 5 (4) ◽  
pp. 23-34
Author(s):  
Elysée Byukusenge ◽  

The research intended to analyze the effect of financial inclusion strategies on performance of commercial banks in Rwanda, a case of I&M Bank Rwanda Ltd. The specific objectives of the study were to examine the effect of agency banking, financial innovation and loan products on financial performance of commercial banks in Rwanda and guided by three theories which are agency theory, constraint-induced theory and innovation theory. A sample size of 92 employees among 1,232 was taken and data was collected through questionnaires and interview guide. SPSS 23, descriptive research design, correlation and regression statistic were used in the analysis of collected data. The results of the study indicated that agency banking application is the important driver to facilitate people to get banking services form banks. The results established that agency banking and financial inclusion are satisfactory in explaining the performance of commercial banks. The coefficient of determination, also known as the R square, was 0.594 (59.4%). This implied that agency banking and financial inclusion strategies explain 59.4% of the variations in the performance of commercial banks. As conclusions, financial inclusion strategies analysed in this research play an important role in the performance of commercial banks in Rwanda. Financial institutions in Rwanda use financial inclusion strategies to boost their financial performances. Automated Teller Machine (ATM) is important and very effective because it facilitates the customers the access of their accounts to withdraw or deposit money as it is for digital banking, debit cards and smart cards. This enables banks to increase sales and influence its financial performance. For loan product, it is concluded that this is an important strategy of I&M Bank to attract customers thus affect the financial performance of the bank. The study recommended that I&M Bank has to improve its agency banking by increasing their number and location. I&M Bank has to extend its branches to remote areas and increase the number of ATMs so that people in remote areas get different financial services easily. Keywords: financial inclusion strategies, agency banking, financial performance, I&M Bank, Rwanda


2019 ◽  
Vol 4 (2) ◽  
pp. 19
Author(s):  
Priscah Jepchumba ◽  
Dr.Eddie Simiyu

ELECTRONIC BANKING ADOPTION AND FINANCIAL PERFORMANCE OF COMMERCIAL BANKS IN KENYA, NAIROBI CITY COUNTY   1*Priscah Jepchumba 1Post Graduate Student: Kenyatta University *Corresponding Author’s Email: [email protected] 2 Dr.Eddie Simiyu Lecturer: Kenyatta University   Abstract Purpose: This research was done to establish how e- banking adoption has improved the financial performance of commercial banks in Kenya. Methods: The study used descriptive research design and structured questionnaires to collect data.The target population was all the 41 commercial banks in Nairobi. The sampling design was census where general managers and credit managers were targeted in Nairobi headquarters. The source of data was primary and secondary data; Primary data was collected from source through questionnaires while secondary data was sourced from annual central bank reports, bank financial statements as well as periodical journals and reports. Results: The findings of the study has indicated that most of the respondents had served the banking industry for a period of at least five years and education level of at least a college diploma.  The study also rejected all the null hypotheses and concluded that electronic banking has positive effect on financial performance of commercial banks.  The study has contributed to knowledge through provision of scholarly literature on electronic banking and financial performance of commercial banks in Kenya. Unique Contribution to Theory, Practice and Policy: The study’s recommendation to management is to implement strategies which: increase Speed in Electronic Services, increase investments in Electronic banking,  promote training programs to employees and adopt suitable techniques to reduce  threats to e-banking.  The study’s recommendation is that a similar research should be conducted with a moderating or mediating variable in the same industry.


Jurnal Ecogen ◽  
2020 ◽  
Vol 3 (2) ◽  
pp. 223
Author(s):  
Zuwita Permata Sari ◽  
Marwan Marwan ◽  
Tri Kuniawati

This research aims to analyze the financial performance of USP KPRI-RSUD Dr. Achmad Muchtar Bukittinggi in 2014-2018 based on Regulation of Deputy of Supervision in Ministry of Cooperatives and SMEs Number: 06 / Per / Dep.6 / IV / 2016.This research is a type of evaluative descriptive research. The subject of this research is savings and loan units’ cooperatives of the Republic of Indonesia employees Dr. Achmad Muchtar regional public hospitals Bukittinggi and the object of this research is the financial performance. Data collection in this study uses documentation and interview methods. The data analysis technique uses in this study is evaluative descriptive analysis. The results of this study indicate that overall, the financial performance of savings and loan units’ cooperatives of the Republic of Indonesia employees Dr. Achmad Muchtar regional public hospitals Bukittinggi in 2014-2018 is in the categorized as supervision by getting an average score of 56.35.Keywords : the financial performance, cooperative savings, loans unit


2019 ◽  
Vol 5 (1) ◽  
pp. 45-52
Author(s):  
Herman Herman ◽  
Sri Hartini

This study aims to describe employee empowerment both in total and dimension, describe employee performance in both total and dimension, and the relationship of empowerment to the performance of the administrators of Village Owned Enterprises (BUM Desa) in Megamendung District, Bogor Regency. This research was designed using quantitative descriptive research. The subject of this research is the management of the Village-Owned Enterprises (Bum Desa) sub-district of Megamendung Bogor Regency as many as 23 people, while the object is the empowerment and performance of employees. Data were collected using a questionnaire. Data were analyzed descriptively and correlatively using SPSS 23. The results showed that there was a relationship between empowerment and employee performance indicated a significance value of 000 <0.05. There is a very strong relationship between Empowerment and Performance among Bumdes employees in Megamendung sub-district, Bogor Regency, with a correlation value of 0.813. The implications of this research can be an important input for BUMDesa administrators to increase employee involvement in order to improve the performance of BUM Desa administrators in Megamendung District so that they can have high competitiveness.


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