Mobile Phone

Author(s):  
William Clifford Gomera ◽  
George S. Oreku

This article describes how loan monitoring tools are integrated applications designed to help Micro Finance Institutions (MFIs) to improve efficiency and effectiveness in loan collection. The task of loan monitoring is monumental to loan officers, forcing them to travel long distances to serve a large number of customers leading to ineffective use of time and money. For that reason, it is of great advantage to have an integrated system that can manage their business with the click of the mobile phone button, allowing MFI and MB to concentrate on their day to day business operations. The application is expected to provide an easy way to track loans and collections from micro businesses owners as well as improving transparency through provision of customers' report. The study conducted through in-depth literature review, interviews, focus group discussion and questionnaire. All this allowed end user participatory approach for good insight to the solution. The data was analyzed through the coding approach (qualitative approach). The test performance through a white and black box was designed and conducted MFI premises.

2020 ◽  
Vol 22 (1-2) ◽  
pp. 137-144
Author(s):  
Hidajet Salkić ◽  
Amir Softić ◽  
Amer Salkić

The electric power system, as an integrated system for transmission, distribution and consumption of electricity, is one of the most complex technical and economic systems today. Customers affect on the voltage quality of power network, but the network also has an impact on customers. All disturbances in the network can disrupt operation of the network and affect on operation of the customers, as well as reduce the level of efficiency and operation life or even seriously damage network. Number of customers is increasing every day, as well as proportion of customers who generate disturbances in the network and, at the same time, are sensitive to them. These circumstances impose the need for frequent monitoring of the network, so the analysis of power quality is not unjustified cost but extremely important and profitable investment. The quality of electricity, as part of the overall quality supply of electricity customers in deregulated conditions of liberal electricity market becomes significant regulatory parameter for network operators and a significant contracting parameter on the electricity market. Network operators are obliged to establish a system of individual measurements and a system of permanent monitoring of power quality parameters to determine the state and improve the parameters to the standardized level. Technical parameters are determined by the recommendations made at the international level and may, but do not need, be legally binding. Maintaining a certain level of voltage quality at some point of the network is the responsibility of electricity distributor. This task distributor executes by limiting of negative effects of producer/customer to the network. Therefore, each electricity producer/customer is obliged to reduce own negative feedback effects (injection of higher harmonics, taking of reactive power, emissions of flickers and loads unbalances) to a prescribed, prearranged, limited values. There are many norms that describe the quality of electricity, but in Europe the best known is EN50160 (issued by CENLEC). This paper presents the approach to measuring the voltage quality at the point of electricity delivery from distributed source into distribution network from the aspect of limiting the negative feedback of distributed source on the voltage quality.


2020 ◽  
Vol 245 ◽  
pp. 03036
Author(s):  
M S Doidge ◽  
P. A. Love ◽  
J Thornton

In this work we describe a novel approach to monitor the operation of distributed computing services. Current monitoring tools are dominated by the use of time-series histograms showing the evolution of various metrics. These can quickly overwhelm or confuse the viewer due to the large number of similar looking graphs. We propose a supplementary approach through the sonification of real-time data streamed directly from a variety of distributed computing services. The real-time nature of this method allows operations staff to quickly detect problems and identify that a problem is still ongoing, avoiding the case of investigating an issue a-priori when it may already have been resolved. In this paper we present details of the system architecture and provide a recipe for deployment suitable for both site and experiment teams.


2018 ◽  
Vol 6 (1) ◽  
pp. 40-47
Author(s):  
Fitria Nur Anggraeni

Akses masyarakat terhadap lembaga keuangan merupakan salah satu kunci terwujudnya sistem keuangan yang stabil. Namun data OJK (2015) menunjukan hanya 41% masyarakat Jawa Tengah yang memiliki akses terhadap lembaga keuangan formal. BAPPENAS, BI dan Kementrian Sosial bekrjasama mengkombinasikan uang elektronik dan telefon genggam dalam penyaluran dana Program Keluarga Harapan untuk meningkatkan keuangan inklusif. Penelitian ini bertujuan untuk mengetahui kesiapan masyarakat, manfaat dan hambatan penggunaan uang elektronik dalam penyaluran dana PKH di Desa Genting, Kecamatan Jambu, Kabupaten Semarang.Penelitian ini menggunakan data primer dengan teknik pengambilan sampel populasi. Teknik pengambilan data primer yang digunakan antara lain kuesioner, Forum Group Discussion, Observasi. Teknik analisis data yang digunakan adalah analisis deskripsi pesentase.Hasil penelitian diperoleh bahwa seluruh responden menyatakan sudah siap menggunakan uang elektronik karena memberikan manfaat efisiensi dan efektifitas serta menjadi jembatan awal bagi masyarakat unbanked untuk masuk kedalam sektor keuangan sedangkan kendala yang masih dihadapi masyarakat belum memiliki pengetahuan mengenai uang elektronik serta masih ada yang belum memiliki telefon genggam. Untuk itulah diperlukan peningkatan literasi keuangan agar program tersebut dapat dilaksanakan.   Public access to financial institutions is one key to the realization of a stable financial system. But OJK (2015) showed only 41% of people in Central Java who have access to formal financial institutions. Bappenas, BI and Kementrian Sosial collaboration to combines emoney and mobile phones in the disbursement of funds PKH for increase financial inclusion. This study aims to determine the readiness of the community, benefits and barriers to the use of electronic money in the disbursement of funds CCT Genting Village, District Jambu, Semarang.Penelitian district uses primary data by sampling techniques populations. Primary data collection techniques used include questionnaires, Forum Group Discussion, Observations. Data analysis technique used is pesentase.Hasil description analysis showed that all respondents stated are ready to use electronic money for the benefit of efficiency and effectiveness as well as being a bridgehead for unbanked people to enter into the financial sector, while challenges still faced people had no knowledge about the electronic money and there are those who do not yet have mobile phones. That's necessary to increase financial literacy so that the program can be implemented.


2019 ◽  
Vol 2 ◽  
pp. 665
Author(s):  
Indra Muis ◽  
Solikin Solikin ◽  
Dwiza Riana

The aim of organizing strategic marketing and digital marketing training activities for the rattan processing industries in Cirebon Regency, West Java, Indonesia was to provide knowledge and skills in strategic and digital marketing. The training which was held for 8 (eight) hours was attended by 20 marketing managers and owners of the rattan processing industries who were members of the Cirebon Regency Association of Indonesian Industry and Crafts Association. It is hoped that through this training the participants would be able to improve the performance of export marketing of rattan-based products to foreign countries through their competitive advantages. The training methods used are lecturing, group discussion, and training evaluation. The results of the training were that participants were able to explain how to implement a market orientation culture in their business operations. In addition, the participants were also able to explain the efforts made in implementing export marketing strategies and export marketing capabilities. The trainees were also able to explain the factors that influence export marketing performance. Furthermore, this training also improved the skills of managers in implementing digital marketing approach in the marketing activities of the rattan processing industry.


Author(s):  
Mohammed Adam Abbas Hamad ◽  
Muneer Eltahir ◽  
Adam Elradi Mohamed Ali ◽  
Adam Muhana Hamdan ◽  
Amgad Ahmed Hamad Elsafi

The access to agricultural information in Sudan continues to be challenging to farmers due to use of inadequate sources and traditional extension approaches. The rapid growth of smart-mobile phones usage in developing countries resulted in several advantages compared to other alternatives in term of costs, geographic coverage and ease of use. This research was conducted in North Kordofan Sate to explore the role of smart-mobile phone in accessing agricultural information. Primary data were obtained by structured questionnaires and focus group discussion through participatory rural appraisal and observation while secondary data were collected from scientific journals, books and authenticated web sources. A number of 230 respondents (10% from total farmers) were interviewed and five focus group discussions were done. Statistical Packages for Social Science (SPSS) version 22 was used to analyze the data with aid of descriptive statistics and Chi-squire Test. The result indicated that most of the respondents fall in age group between 21-40 years, and they depend on farm activity. There was 90% of farmers processed mobile phone since more than three years ago, 90.8%continuedto use smart mobile phone to access agricultural information and showed positive contribution towards income generation. The results also revealed that there was positive perception towards using mobile phones which showed more efficient in use than radio and TVs. The results showed great advantages of using smart mobile phone where 75.2 % of respondents preferred to get agricultural information, logistics and other needs through successful communication in the mid of agricultural season. Results of Chi-squire test showed significant differences between the parameters tested. The study recommended that farmers should be connected with mobile phones to admit ease communication with agricultural extension offices and quick access to their needs and logistics.


2019 ◽  
Vol 6 (1) ◽  
pp. 21-29
Author(s):  
Francis K. OBENG ◽  
Salifu GUMAH ◽  
Stephen Mintah

Extension methodologies for communicating technologies to farmers have evolved over the past 200 years from so-called traditional methodologies to more advanced and technology-based methodologies that enable extension staff to reach many people within the shortest possible time in a more effective and efficient way. Though traditional methods are still relevant and effective, current trends require the use of more innovative and cost-effective methodologies.  This paper examined the perceptions of farmers on the use of ICTs in Extension Service delivery in the Northern Region of Ghana. Ninety farmers were randomly sampled from 6 communities in 6 districts in the region. Data was collected using semi-structured questionnaire. A 5-point Likert scale was used to determine farmers’ perceived effects of ICT on extension delivery. Data were analysed using means, standard deviations, t-test, frequencies and percentages. The most widely used ICTs by farmers are radio, mobile phone and television. Farmers perceive the use of mobile phone to have resulted in timely delivery of information, increased interaction among farmers and between farmers and AEAs and effective use of time and energy by AEAs. The use of radio has improved adoption of technologies and enhanced farmers’ awareness of innovations. It is concluded mobile phone, radio and television are used widely in the region and have very positive effects on extension service delivery.  


Author(s):  
Yuli Wibowo ◽  
Febriansah Eka Prasetyadana ◽  
Bertung Suryadharma

Oyster mushroom commodity has been widely used as raw material for processed food products, monitoring of temperature and humidity intensively, the quality will be well maintained. Monitoring at Rumah Jamur Barokah full 24 hours, so it will be difficult if done manually. This is the reason why it is necessary to design monitoring tools in maintaining the ideal temperature and humidity with the concept of the Internet of Things. This research aims to design temperature and humidity monitoring tools (IoT), and how much the increase value of time efficiency and effectiveness after the tool is implemented. The blackbox testing method is performed for performance feasibility testing, by comparing thermo-hygrometers and sensors. The result of the tool performance test at the temperature parameter obtained an error value 0.33 0C and the DHT22 tolerance limit ± 0.5 0C. In the humidity parameter obtained an error of 1.8% RH and the DHT22 tolerance limit ± 2% RH, so the DHT22 sensor feasible to use. In the analysis of efficiency calculation obtained a result of 77.95% for improved time efficiency. In the analysis of the quality effectiveness value of oyster mushrooms is less than ideal, getting an increase in value by 143% to 163%. Keywords: blackbox testing, cultivation, internet of things (iot), monitoring, oyster mushroom


Author(s):  
Julius Nyerere Odhiambo ◽  
Elyjoy Muthoni Micheni ◽  
Benard Muma

The quest for sustainable competitive advantage and the urge to adapt to a challenging business environment has made firms around the globe to adopt enterprise resource planning systems so as optimally leverage on the enterprise-wide resources and be more responsive to customer demands. Globally organizations seeking to enhance their competitiveness have utilized Enterprise Resource Planning (ERP) systems to enhance their operational efficiency. The ERP philosophy advocates for the incorporation of personnel, finance, manufacturing, distribution, sales, and marketing modules into a single integrated system and a central database, allowing an organization to efficiently and effectively utilize its resources. The planning and better management of organizational resources, improved business performance, and better integration of business operations can be facilitated by an ERP system to offer an avenue of excellence for a business. Despite the potential benefits an ERP system offers an organization, few studies have explored the ERP reliability in the context of competition driven business imperatives.


2017 ◽  
Vol 1 ◽  
pp. 228
Author(s):  
Fhesti Mayang Sari

Curriculum, syllabus and technology are the educational terms with their certain components and importance. They are also could be said as the guidelines for gaining educational goals. The use of mobile phone has become an essential part of nowadays students’ lives in the world. That is why the role of technology is also could not be separated with the content of the syllabus. This article aims to discuss the use of technology−in the form of Telegram as one of the mobile phone application−by inserting it in the syllabus related to the teaching and learning English especially for teaching reading. At the end of the discussion, it is found that those variables are influencing each other. Curriculum is as the reference of syllabus whereas syllabus is as the implementation of curriculum and technology supports them. A teacher could use Telegram by setting up a certain group discussion in a single classroom to maximize the learning process. When the teachers provided a Telegram group discussion with its interesting and appropriate context for students, it is possible to make students curious. When the students’ curiosity occured, the habitual process of reading begins. This could be one of a problem solving of students’ laziness of going to the school library. By the time the students have read several books or articles or another media that they like, the teachers could encourage them to share it with their classmates in some ways by maximizing their Telegram group.


2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Mutamimah Mutamimah ◽  
Suryani Alifah ◽  
Gunawan Gunawan ◽  
Made Dwi Adnjani

Purpose This paper aims to propose a framework for information and communication technology (ICT)-based collaborative zakat management to improve zakat management in Indonesia, especially in collection, distribution and empowerment. Design/methodology/approach This paper used a constructive method that used the 3 C (communication, coordination and cooperation) model to develop a framework. This included initial assessment of the current usage of ICT in zakat management and the expectation of collaborative zakat management through in-depth interviews and questionnaires. A focus group discussion was conducted to validate the model. Findings ICT is currently used for the administration of zakat management, providing zakat online services and reporting zakat to the public; ICT is not used for collaboration. The proposed collaboration using the 3 C model consists of communication, coordination and cooperation. The focus group discussion validates the proposed ICT-based collaboration framework as an effective strategy for increasing zakat management. Practical implications The results highlight strengthening institutional capacity and decreasing overlaps in zakat collection, distribution and empowerment. Zakat institutions need to restructure and reconstruct business processes based on ICT collaboration, and government must provide regulations and ICT infrastructure. Social implications The results increase equity and capacity in zakat distribution and empowerment, therefore it can improve poverty alleviation. Originality/value The potential and usage of ICT for collaboration among zakat management organisations have not been thoroughly explored. This paper proposes a conceptual framework for collaboration among zakat institutions using ICT to enhance the efficiency and effectiveness of zakat management.


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