Deposit Protection in Eurasia and its Adaptation in Kyrgyzstan
In article the author describes the deposit protection system in Eurasia. Systems are compared with each other. It is also proposed to apply and improve the system of the Kyrgyz security deposits in a future perspective. Over the past 10 years in the scientific community and international financial institutions there was a notable rethinking of attitudes towards the protection of deposits, the role and place of the respective systems. If previously it was more neutral and cautious attitude, now at the international level has clearly proved the importance and effectiveness of this instrument of state policy. There is describes the principles of effective systems of deposit protection in article. There is proposed increase in the threshold compensation of the sum insured in those countries where it is not too large. There is justified by the transition from a single system of contributions to fund the deposit protection system to the differentiated contributions to the countries in which today the law contributions made by a simple calculation. The author asks: Should, in the light of international experience, to extend insurance coverage to the means of legal persons? The author believes that this successful experience, the acquisition of which countries should aspire to. But it is necessary to aware that the program deposit protection of legal persons requires completely different conditions, such as from banks, and by the Fund, acting as a deposit guarantee.