scholarly journals FINANCIAL INSURANCE FOR ENTERPRISES – ANALYSIS OF DEMAND AND SUPPLY

2020 ◽  
Vol 50 (50) ◽  
pp. 29-36
Author(s):  
Aleksandra Wicka
Keyword(s):  
Financial Supervision ◽  
Financial Risks ◽  
Market Growth ◽  
Secondary Sources ◽  
Time Period ◽  
Central Statistical ◽  
Leading Position ◽  
Central Statistical Office ◽  
Business Entities ◽  
Financial Insurance

The aim of the article is to assess changes in the enterprises’ demand for financial insurance. The analysis covered expenses incurred by business entities on purchase thereof and supply by the entity. Data used in the study came from secondary sources published in studies by the Polish Financial Supervision Authority (KNF), the Polish Chamber of Insurance (PIU) and the Central Statistical Office (GUS). Furthermore, information from the studies-related literature has been included. The time period of studies covered the years 2005–2018. Selected types of insurance included in financial insurance have been presented herein and industries which these products are especially targeted at have been indicated. Moreover, supply by entities has been discussed with an indication of insurers who hold a leading position in the financial insurance sales in Poland. It has been stated that the demand (by value) for financial insurance in the years 2005–2018 was growing. The amount of the gross premium written in 2018 was twice as high as in 2005 and amounted to PLN 1.09 billion. Furthermore, it has been determined that the highest average dynamics of market growth concerned insurance from various financial risks (group 16), which are usually offered jointly with other insurance products, but also the dynamics of expenses incurred on purchasing surety was over 200%, whereas, in 2018 it was even 360%.

scholarly journals Ubóstwo w Polsce i Unii Europejskiej a formy jego przezwyciężania w kontekście zrównoważonego rozwoju i doświadczeń UE

2018 ◽  
Vol 18(33) (1) ◽  
pp. 38-47
Author(s):  
Agnieszka Biernat-Jarka ◽  
Paulina Trębska
Keyword(s):  
European Union ◽  
Sustainable Development ◽  
The European Union ◽  
Secondary Sources ◽  
Central Statistical ◽  
Central Statistical Office

The aim of this article is to assess the forms of overcoming poverty in Poland against the background of the European Union in the context of sustainable development and the experience of the European Union. The article presents the scale of poverty in Poland and in the European Union, reviewing literature from this area and analysis of secondary sources from the Central Statistical Office and EUROSTAT.

scholarly journals PERSONAL FINANCE MANAGEMENT IN POLAND FROM 2004-2013

2015 ◽  
Vol 3 ◽  
pp. 213-217
Author(s):  
Marta Musiał
Keyword(s):  
Risk Aversion ◽  
Central Bank ◽  
Household Finance ◽  
Personal Finance ◽  
The State ◽  
Finance Management ◽  
Time Period ◽  
Central Statistical ◽  
Central Statistical Office

This article describes the state of household finance management in Poland. The analysis consists of three basic elements of household finance, such as income and expenditure of Polish households, savings and investments of Polish households, and Polish households debt. The presented data represent the time period from 2004 to 2013. The data came from reports of National Central Bank in Poland and Central Statistical Office in Poland. Based on the presented data, it can be said that the situation of Polish household has improved during the analyzed period. Moreover, Polish household characterized risk aversion decision by saving their money mostly in the form of bank deposit or cash.

The foodservice business in big Polish cities

2018 ◽  
Vol 53 (1) ◽  
pp. 57-63
Author(s):  
Edyta Gheribi
Keyword(s):  
Geographic Distribution ◽  
Comparative Method ◽  
Sources Of Information ◽  
Secondary Sources ◽  
Tourist Destinations ◽  
Central Statistical ◽  
Central Statistical Office ◽  
Foodservice Industry ◽  
Research Period ◽  
Intensive Development

Abstract The article presents the development of the foodservice industry in major cities in Poland. The paper uses secondary sources of information such as data of the Central Statistical Office (CSO), business reports, and industry newsletters and publications. The research period was the years 2000–2015. A comparative method was applied to the analysis of the data and material collected. Analysis shows that foodservice businesses form one of the most vigorous sectors in Poland. The number of foodservice enterprises changed in every year since the start of analysis in 2000. Also in more recent years the revenue from foodservice activity grew significantly. The development of foodservice enterprises differs between cities in Poland, and is affected by various factors whose interrelations with it are correlated in different ways. Intensive development is particularly often found in major cities (metropolises), where residents earn higher than average incomes, and in attractive tourist destinations. The geographic distribution of foodservice enterprises in the regions of Poland is uneven: the highest concentration of enterprises is in the Mazowieckie voivodeship. Warsaw, capital of Poland takes first place in the country in terms of the number of foodservice enterprises. Foodservice enterprises have shown a significant improvement in quality and variety of services.

scholarly journals Dynamics of Changes in the Level of Competitiveness of Manufacturing in Poland

2020 ◽  
Vol 34 ◽  
Author(s):  
Elżbieta Roszko-Wójtowicz
Keyword(s):  
Economic Policy ◽  
Total Factor Productivity ◽  
Labour Productivity ◽  
Factor Productivity ◽  
Manufacturing Enterprises ◽  
Central Statistical ◽  
Central Statistical Office ◽  
Level Of Aggregation ◽  
The Subject ◽  
Business Entities

The development of modern economies is inseparably connected with the phenomenon of competition and competitiveness of business entities. Issues in the field of competitiveness of economies, sectors and enterprises have become the subject of intensive analysis worldwide. In Poland, there is also an urgent need to conduct research on various aspects of competitiveness which should thoroughly diagnose the situation in this respect and indicate the development of adequate instruments of economic policy stimulating the growth of competitiveness. This article is a response to this need. The main aim of the study is to assess and compare selected aspects of competitiveness of enterprises from manufacturing divisions. Therefore, the analysis covered manufacturing enterprises (Section C) at the two-digit level of aggregation, i.e. at the level of divisions in this Section. To assess competitiveness in the years 2010-2016, the following measures were used: export/import ratio, intra-industrial trade index (IIT), sold production, labour productivity, and total factor productivity (TFP). The research proceedings were based on data published by the Central Statistical Office (Statistics Poland).

scholarly journals Structure of Demographic Types of Small Towns in Poland. Spatial and Temporal Approach

2017 ◽  
Vol 23 (2) ◽  
pp. 27-47
Author(s):  
Wioletta Kamińska ◽  
Mirosław Mularczyk
Keyword(s):  
Demographic Transition ◽  
Small Towns ◽  
Natural Increase ◽  
Second Stage ◽  
Time Period ◽  
Urban Settlements ◽  
Central Statistical ◽  
Central Statistical Office ◽  
And Migration ◽  
The Eu

The aim of this paper is to determine changes in the structure of demographic types of small towns in Poland between 2004 and 2013. It is assumed in the paper, following the Central Statistical Office of Poland, that small towns are urban settlements having less than 20,000 inhabitants. The time period covered in this study is the time of Poland’s accession to the EU, which brought reduction of many barriers on the labour market and in migration movement. Demographic types of small towns were determined using Webb’s typology. Natural increase and migration indicators constitute its base. It was found that the share of towns of progressive character decreased and the share of those of regressive character increased in the analyzed period. A negative migration balance had the greatest effect on the number of inhabitants of the analyzed settlement units. The described demographic changes in small towns in Poland were connected with the second stage of demographic transition.

THE DEVELOPMENT OF TECHNICAL INFRASTRUCTURE BETWEEN 2004-2014 AS A FACTOR OF A SUSTAINABLE DEVELOPMENT OF THE MUNICIPALITIES OF KAMPINOSKI NATIONAL PARK

2017 ◽  
Vol 166 (46) ◽  
pp. 85-95
Author(s):  
Konrad Podawca ◽  
Krzysztof Karsznia
Keyword(s):  
Sustainable Development ◽  
National Park ◽  
Service Level ◽  
Living Standards ◽  
Local Data ◽  
Time Period ◽  
Central Statistical ◽  
Wastewater Systems ◽  
Central Statistical Office ◽  
Current Stage

The article describes the changes that have taken place over 11 years in the development of technical infrastructure of the Kampinoski National Park (KPN) municipalities. The availability of waterworks and wastewater systems is important both in the context of health protection as well as for the preservation of unique natural values of KPN. Regarding that, a multifactoral analysis was performed for the time period 2004-2014 by increments of 5 years, ex. for 2004, 2009, 2014 etc. with the use of statistic data provided by Central Statistical Office of Poland (GUS) in the Local Data Base (BDL). The assessment of the socio-spatial availability is based on factors referred to surface or population. The analysis made it possible to point on differences in terms of living standards of the inhabitants of municipalities significantly influenced by nature. The graphical attachments show not only the current stage but also the dinamics of changes of technical infrastructure considered on the inhabitant service level which stands a base for a sustainable development.

scholarly journals The influence of benzene air pollution on leukemia incidence and mortality rates

2021 ◽  
Vol 20 (1) ◽  
pp. 5-13
Author(s):  
Agnieszka Pilarska ◽  
Aleksandra Pospieszyńska
Keyword(s):  
Air Quality ◽  
Population Data ◽  
Data Bank ◽  
Local Data ◽  
Time Period ◽  
Incidence And Mortality ◽  
Benzene Concentration ◽  
Icd 10 ◽  
Central Statistical ◽  
Central Statistical Office

Abstract The following study identifies areas where adverse conditions related to benzene pollution are concurrent with leukaemia incidence and mortality (C91–C95). Moreover, it determines the similarities between benzene and leukaemia levels, as well and rules defining their co-occurrence. The analysis covered the period of 2015–2017. Data were obtained from Dane.gov.pl (number of leukaemia cases), the Polish National Cancer Registry website (number of deaths), the Local Data Bank of the Central Statistical Office (population data) and the Chief Inspectorate of Environmental Protection and the Air Quality Portal (data on air quality). Based on the conducted analysis, it was concluded that the following poviat towns have an unfavourable epidemic situation related to leukaemia: Kielce (incidence), Rzeszów (incidence), Elbląg (mortality); meanwhile, high leukaemia incidence and mortality co-occurred with high average benzene concentration in 2015–2017 in the following poviat towns: Kielce, Rybnik, Płock and Rzeszów. It was found that leukaemias belonging to the three-character ICD-10 categories C94, C95 and C92 show the highest rate of co-occurrence with benzene concentration. In addition, two main rules for the co-occurrence of benzene pollution and leukaemia were identified. It was also noted that it is necessary to continue the research for a longer time period, especially in the poviat towns of Kielce and Rzeszów.

scholarly journals Development Conditions of Polish Housing Market During Economic Crisis

2015 ◽  
Vol 22 (4) ◽  
pp. 68-80
Author(s):  
Ewa Siemińska ◽  
Małgorzata Rymarzak
Keyword(s):  
Financial Crisis ◽  
Housing Market ◽  
Economic Crisis ◽  
Global Financial Crisis ◽  
Financial Supervision ◽  
Economic Downturn ◽  
Secondary Sources ◽  
Central Statistical ◽  
The One ◽  
The Global Financial Crisis

Abstract The main purpose of the paper is to present some of the mechanisms connected with the functioning of the Polish housing market, with due regard to demand and supply volatility as well as the changing financial conditions at the time of the global financial crisis of the first decade of the present century. Special attention is given to the financial and legal regulations concerning the housing market, which were introduced in response to the economic downturn. On the basis of research conducted by the authors, as well as available reports and statistics for 2007-2013, the article will explore market phenomena (the size and pattern of demand, supply and prices on the housing market, and the changes they undergo) on the one hand, and the legal and financial regulatory changes directly affecting them, on the other. It will also study the effects of the implementation of the recommendations made by the Polish Financial Supervision Authority (KNF) by banks in the wake of the global financial crisis. These cause banks to tighten their credit policies and, accordingly, have an impact on their loan portfolios. Information from secondary sources has also been used, notably from the Central Statistical Office (GUS), the KNF, the National Bank of Poland (NBP), as well as the Polish Bank Association (ZBP) and the Credit Information Bureau (BIK). Changes that occurred during the period of economic crisis in the availability of housing have also been examined.

scholarly journals Business Urban Sprawl. A Financial Evaluation of Enterprises in Poland

2021 ◽  
Vol SI (11) ◽  
pp. 5-13
Author(s):  
Piotr LITYŃSKI
Keyword(s):  
Urban Sprawl ◽  
Control Method ◽  
Added Value ◽  
Control Group ◽  
Synthetic Control ◽  
Main Hypothesis ◽  
Production Factors ◽  
Central Statistical ◽  
Central Statistical Office ◽  
Business Entities

The aim of the article is to assess the costs and benefits of enterprises situated in urban sprawl areas in Poland. The main hypothesis is that urban sprawl is beneficial for the businesses located within the urban sprawl area. The synthetic control method used is based on the results of surveys and financial data provided by the Central Statistical Office in Poland for the enterprises located within the urban sprawl area. The object of the research is therefore the finances of those enterprises that are based around the largest Polish cities. The main hypothesis was positively verified. The results of the investigation indicate that lower wage costs are not more significant compared to those of the economic entities in the control group. The benefits for enterprises located in the urban sprawl zone were also diagnosed, including lower burdens resulted from real-estate taxes, energy, foreign services. The added value of the research is also the indication of the financial mechanism of benefits from the location of business entities in the urban sprawl zone. This mechanism is based on the reduction of spatial costs, more efficient use of fixed assets and more intensive use of production factors.

INFLOW OF COMPANIES WITH FOREIGN CAPITAL AND KEY MACROECONOMIC INDICATORS IN WESTERN BORDER REGIONS OF POLAND 1999-2009

2011 ◽  
Vol 162 (4) ◽  
pp. 383-397
Author(s):  
Maciej POPŁAWSKI
Keyword(s):  
Foreign Direct Investment ◽  
Direct Investment ◽  
Foreign Capital ◽  
Secondary Sources ◽  
Border Regions ◽  
Macroeconomic Indicators ◽  
Central Statistical ◽  
Western Border ◽  
Central Statistical Office ◽  
The Subject

The article presents the results of the studies on foreign direct investment influencing the economy of the western borderlands of Poland from 1999 to 2009. The research used the comparative analysis of the dynamics of the inflow of foreign direct investment to companies and the most important macroeconomic indicators such as gross domestic product as well as employment and unemployment levels. The studies were based on secondary sources (data from the Central Statistical Office) as well as the literature on the subject.

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