scholarly journals PERSONAL FINANCE MANAGEMENT IN POLAND FROM 2004-2013

2015 ◽  
Vol 3 ◽  
pp. 213-217
Author(s):  
Marta Musiał

This article describes the state of household finance management in Poland. The analysis consists of three basic elements of household finance, such as income and expenditure of Polish households, savings and investments of Polish households, and Polish households debt. The presented data represent the time period from 2004 to 2013. The data came from reports of National Central Bank in Poland and Central Statistical Office in Poland. Based on the presented data, it can be said that the situation of Polish household has improved during the analyzed period. Moreover, Polish household characterized risk aversion decision by saving their money mostly in the form of bank deposit or cash.

2021 ◽  
Vol 17 ◽  
pp. 181-191
Author(s):  
Beata Sadowska ◽  
Zimon Grzegorz ◽  
Nina Stępnicka

A defined forested area performs various functions such as economic, protective and social. Regardless of the level of civilization development and human knowledge, it cannot be stated that humans have full control over the phenomena occurring in forests or their surroundings. Forest hazards, including fire hazards, constitute a direct or indirect factor of human activity that has an effect on nature. Forest fires cause specific losses and generate costs, thus affecting a financial result. The research area of the study is forest fires and losses caused by them, i.e. determining the financial and non-financial effects of fires. The main aim of the study is to present the problem of forest fires in selected European countries, including Poland, and to determine the level of losses caused by them. The research hypothesis is: "Forest fires occurring in European countries, including Poland, cause significant losses in the natural and social environment, which forces organizations to incur costs of implementing measures to protect forest areas against fires". In the case of Poland, the area of interest is public forests managed by the State Forests National Forest Holding. The following research methods were used: critical analysis of the literature, comparative method, desk research, the method of induction and synthesis. In the field of empirical research, the current research results and studies of the Central Statistical Office and the reports of the State Forests were used.


Author(s):  
Marek Zieliński ◽  
Jolanta Sobierajewska

The paper described the network of Natura 2000 sites in Poland, the state of spending funds on Package 4. “Valuable habitats and endangered species of birds in Natura 2000 sites of the Agri-environmental-climate measure implemented under the RDP 2014-2020” (Package 4. of the AECM under the Rural Development Programme 2014-2020) as of 31.12.2017 and also assessed the functioning of farms belonging to beneficiaries of this package against a background of farms from outside Natura 2000 sites, which kept accounts for the Polish FADN in the years 2015-2017. It has been determined that, in Poland, the share of areas covered by the Natura 2000 network in the land area of the country is 19.6%, however, in the case of voivodeships and districts, it is varied. In addition, it has been determined that the state of spending funds under Package 4 has, so far, been PLN 518.8 million and has accounted for 29.6% of total funds spent as part of the AECM under the RDP 2014-2020. It turned out that farms belonging to beneficiaries of Package 4, against a background of other farms which kept accounts for the Polish FADN in the years 2015-2017, were characterised, inter alia, by lower production intensity and lower productivity of production factors. Moreover, those farms obtained lower income per 1 ha of UAA. Analyses have been carried out based on the data from the General Directorate for Environmental Protection, the Central Statistical Office in Warsaw, the Agency for Restructuring and Modernisation of Agriculture, the Polish Farm Accountancy Data Network (Polish FADN) and the Institute of Soil Science and Plant Cultivation National Research Institute.


2017 ◽  
Vol 23 (2) ◽  
pp. 27-47
Author(s):  
Wioletta Kamińska ◽  
Mirosław Mularczyk

The aim of this paper is to determine changes in the structure of demographic types of small towns in Poland between 2004 and 2013. It is assumed in the paper, following the Central Statistical Office of Poland, that small towns are urban settlements having less than 20,000 inhabitants. The time period covered in this study is the time of Poland’s accession to the EU, which brought reduction of many barriers on the labour market and in migration movement. Demographic types of small towns were determined using Webb’s typology. Natural increase and migration indicators constitute its base. It was found that the share of towns of progressive character decreased and the share of those of regressive character increased in the analyzed period. A negative migration balance had the greatest effect on the number of inhabitants of the analyzed settlement units. The described demographic changes in small towns in Poland were connected with the second stage of demographic transition.


2016 ◽  
Vol 58 (3) ◽  
pp. 163-169
Author(s):  
Adam Kaliszewski ◽  
Wojciech Młynarski ◽  
Piotr Gołos

Abstract The aim of the paper is to present the potential for afforestation of agricultural lands under the ‘National Programme for Expanding of Forest Cover’ (KPZL) in Poland until 2020. The analysis is based on the ongoing social and economic changes in rural areas in the past decade as well as factors limiting implementation of the Programme. The data used have been derived from annual reports of the Agricultural Property Agency (ANR), the Central Statistical Office and also other official documents and legal acts related to the issue. Assuming that the area of agricultural lands transferred by the ANR to the State Forests Holding – an institution responsible for implementing the KPZL on state-owned lands – remains approximately 350 ha per year, the overall extent of afforestation on state-owned lands will not exceed 4,500–4,600 ha until 2020. In case of private lands, a further decline in annual afforestation area will be observed. The lack of a stable financing system is a major reason for the decrease in the area of agricultural lands transferred for afforestation. The projections show that the average annual afforestation area on private lands will not exceed 2,500 ha until 2020. Altogether, it can be expected that during the period 2015–2020, approximately 20,000 ha of agricultural lands will be afforested. The study shows that the current rate of afforestation is insufficient for reaching the target defined in the KPZL (afforestation of 680,000 ha of lands during the period 2001–2020). Low supply of private lands for afforestation and insufficient financial support for farmers are the most important factors limiting the implementation of the KPZL. The situation could be improved by free transfer of public lands for afforestation from the ANR to the State Forests Holding and by implementing financial instruments for afforestation of private lands from the Forest Fund resources.


Author(s):  
Konrad Podawca ◽  
Krzysztof Karsznia

The article describes the changes that have taken place over 11 years in the development of technical infrastructure of the Kampinoski National Park (KPN) municipalities. The availability of waterworks and wastewater systems is important both in the context of health protection as well as for the preservation of unique natural values of KPN. Regarding that, a multifactoral analysis was performed for the time period 2004-2014 by increments of 5 years, ex. for 2004, 2009, 2014 etc. with the use of statistic data provided by Central Statistical Office of Poland (GUS) in the Local Data Base (BDL). The assessment of the socio-spatial availability is based on factors referred to surface or population. The analysis made it possible to point on differences in terms of living standards of the inhabitants of municipalities significantly influenced by nature. The graphical attachments show not only the current stage but also the dinamics of changes of technical infrastructure considered on the inhabitant service level which stands a base for a sustainable development.


2021 ◽  
Vol 20 (1) ◽  
pp. 5-13
Author(s):  
Agnieszka Pilarska ◽  
Aleksandra Pospieszyńska

Abstract The following study identifies areas where adverse conditions related to benzene pollution are concurrent with leukaemia incidence and mortality (C91–C95). Moreover, it determines the similarities between benzene and leukaemia levels, as well and rules defining their co-occurrence. The analysis covered the period of 2015–2017. Data were obtained from Dane.gov.pl (number of leukaemia cases), the Polish National Cancer Registry website (number of deaths), the Local Data Bank of the Central Statistical Office (population data) and the Chief Inspectorate of Environmental Protection and the Air Quality Portal (data on air quality). Based on the conducted analysis, it was concluded that the following poviat towns have an unfavourable epidemic situation related to leukaemia: Kielce (incidence), Rzeszów (incidence), Elbląg (mortality); meanwhile, high leukaemia incidence and mortality co-occurred with high average benzene concentration in 2015–2017 in the following poviat towns: Kielce, Rybnik, Płock and Rzeszów. It was found that leukaemias belonging to the three-character ICD-10 categories C94, C95 and C92 show the highest rate of co-occurrence with benzene concentration. In addition, two main rules for the co-occurrence of benzene pollution and leukaemia were identified. It was also noted that it is necessary to continue the research for a longer time period, especially in the poviat towns of Kielce and Rzeszów.


Author(s):  
Aleksandra Wicka

The aim of the article is to assess changes in the enterprises’ demand for financial insurance. The analysis covered expenses incurred by business entities on purchase thereof and supply by the entity. Data used in the study came from secondary sources published in studies by the Polish Financial Supervision Authority (KNF), the Polish Chamber of Insurance (PIU) and the Central Statistical Office (GUS). Furthermore, information from the studies-related literature has been included. The time period of studies covered the years 2005–2018. Selected types of insurance included in financial insurance have been presented herein and industries which these products are especially targeted at have been indicated. Moreover, supply by entities has been discussed with an indication of insurers who hold a leading position in the financial insurance sales in Poland. It has been stated that the demand (by value) for financial insurance in the years 2005–2018 was growing. The amount of the gross premium written in 2018 was twice as high as in 2005 and amounted to PLN 1.09 billion. Furthermore, it has been determined that the highest average dynamics of market growth concerned insurance from various financial risks (group 16), which are usually offered jointly with other insurance products, but also the dynamics of expenses incurred on purchasing surety was over 200%, whereas, in 2018 it was even 360%.


2019 ◽  
pp. 55-72
Author(s):  
Anna Ross

This chapter explores the nature of the Prussian state on the eve of 1848 and the administrative challenges it posed to officials. This includes an overview of Prussia’s territories and administrative structures. Within this bureaucratic geography, the Prussian Central Statistical Office comes to the fore as an institution that would be of great importance to state-building in the post-revolutionary decade. The chapter examines the activities undertaken by the director of this office and the bureaucrats who worked with him. It also establishes their role in facilitating an exchange of government materials with other states in the 1850s. The Prussian Ministry of State would rely on many of these statistical materials in exacting reforms, as will be indicated in the chapters that follow.


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