scholarly journals Determinants of Farming Households’ Credit Accessibility in Rural Areas of Vietnam: A Case Study in Haiphong City, Vietnam

2020 ◽  
Vol 12 (11) ◽  
pp. 4357
Author(s):  
Ta Linh ◽  
Dang Anh Tuan ◽  
Phan Thu Trang ◽  
Hoang Trung Lai ◽  
Do Quynh Anh ◽  
...  
Keyword(s):  
Rural Areas ◽  
Poverty Reduction ◽  
Market Access ◽  
Emerging Market ◽  
National Income ◽  
Linear Regression Models ◽  
Informal Markets ◽  
Informal Credit ◽  
Credit Access

The role of agricultural sectors in the economic development of a country is undeniable, especially in developing and least-developed ones, ensuring food supply, increasing national income, export earnings and poverty reduction. Vietnam is known as an emerging market, depending directly on agriculture-related activities for their livelihood, in which the issue of rural credit access still remains a confounding problem. The paper focuses on identifying the determinants of credit access in rural areas of Vietnam using Haiphong city as a case study, including formal and informal credit. The paper uses data collected from a survey of 180 rural households in a district of Haiphong city. The probit and linear regression models are applied to investigate the factors that determine household credit accessibility, i.e., the household’s decision to borrow and borrowing amounts. Results of this analysis reveal the different significant determinants of formal and informal credit market access. Group membership and connection are found to have significantly strong impacts on formal credit accessibility while informal credit access is strongly influenced by agriculture income and dependency ratio. The implications of these findings for enhancing formal credit accessibility and decreasing the dependence on informal markets are discussed.

Eligibility to Use the Fund's Facilities for Concessinal Financing

Policy Papers ◽  
2013 ◽  
Vol 2013 (20) ◽  
Author(s):  
Keyword(s):  
Poverty Reduction ◽  
Market Access ◽  
National Income ◽  
Gross National Income ◽  
Small States ◽  
Executive Directors ◽  
Short Term ◽  
Small Countries ◽  
Per Capita ◽  
One Year

During the 2012 Review of Poverty Reduction and Growth Trust (PRGT) Eligibility, Executive Directors expressed a number of concerns about the eligibility framework. The Board decided to bring forward the next review of eligibility by one year, to early 2013, in light of these concerns. In particular, Directors called for the review to assess: Possible shortcomings of the gross national income (GNI) per capita criterion in the case of small states, and whether additional or alternative variables should be used to better capture members‘ circumstances, particularly those of small states; as well as further options to enhance the flexibility of the PRGT-eligibility framework to cover small and very small countries; The application of the short-term vulnerabilities criterion for graduation, which can lead to repeated non-graduation of members that meet either the income or the market access criteria for graduation.

scholarly journals Pengelolaan Dana Desa di Kecamatan Balong Kabupaten Ponorogo

2019 ◽  
Vol 7 (1) ◽  
pp. 63
Author(s):  
Maretha Berlianantiya Muhammad Ridwan Eka Wardani
Keyword(s):  
Rural Communities ◽  
Rural Areas ◽  
Urban Areas ◽  
Poverty Reduction ◽  
Agricultural Sector ◽  
Rural Poverty ◽  
Infrastructure Development ◽  
The Impact ◽  
The Village

<p><em>Poverty often occurs in rural areas rather than urban areas, low education which results in low quality of human resources and lack of access is often the cause of rural poverty. In addition, most of the economies of rural communities rely solely on the traditional agricultural sector. Various poverty reduction policies have been implemented, including village fund policies. This study aims to examine the management of village funds in the Balong sub-district of Madiun Regency with a case study in the villages of Tatung and Karangmojo villages covering the management of village funds in Tatung village and Karangmojo village. Balong Subdistrict and the impact of empowerment in the villages of Tatung and Karangmojo, Balong District. This research was conducted in Balong Subdistrict, Ponorogo Regency with a Case study in Tatung Village and Karangmojo Village with qualitative methods. In the village of Tatung village funds are managed as tourist villages with a focus on Paragliding tourist rides. Whereas in Karangmojo village it is used for Bumdes in the form of Lovebird birds, providing Gapoktan assistance, and infrastructure development.</em></p>

scholarly journals Is Access to Agribank Credit an Effective Tool in Improving Household Income? Evidence from the Northern Mountainous Region of Vietnam

2016 ◽  
Vol 12 (8) ◽  
pp. 110
Author(s):  
Do Xuan Luan ◽  
Nguyen Thanh Vu ◽  
Kieu Thi Thu Huong ◽  
Duong Thi Thu Hang ◽  
Siegfried Bauer
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Household Income ◽  
Poverty Reduction ◽  
Nearest Neighbor ◽  
Banking System ◽  
Credit Access ◽  
Access To Credit ◽  
The Impact ◽  
Radius Matching

<p class="a"><span lang="EN-US">Access to credit has been thought to be a key factor in rural development and poverty reduction. In Vietnam, the Vietnam Bank for Agriculture and Rural Development (Agribank) emerged from the mono-tier banking system in 1988 and performs as a profit-oriented commercial bank sustaining the development of rural areas. During the last two decades, the bank has clearly expanded its share of credit outstanding in total rural credit market volume and this process is in line with the trending development of the national economy. The aim of this study is to examine whether Agribank credit improves household income in the Northern Mountains of Vietnam, where the poor and ethnic minorities are overrepresented in the population. In order to create robust estimates, a joint consideration of all four matching algorithms (</span><span lang="EN-US">nearest-neighbor matching, radius matching, Kernel matching and stratification matching) </span><span lang="EN-US">is applied to the Propensity Score Matching. The study found that access to extension services, ethnicity, and total savings emerged as reliable predictors of credit access among household endowments. Loan volumes increase with total value of household assets. In addition, the impact of credit lies in the range increase of 14.56% to 43.78% of total income, 12.09% to 51.83% of per capita income and 43.64% to 111.60% of nonfarm income of household with credit access. The agricultural bank credit has contributed in improving household income in the Northern Mountains of Vietnam. Results in this study provide further support for the hypothesis that the remarkable progress in poverty reduction in the last two decades in Vietnam is partly attributed to the development of Agribank credit. Experiences of the Agribank in lending to rural areas could be worthwhile for intermediary financial institutions to support rural development in Vietnam.</span></p>

Running out of steam on emerging markets? The limits of MNE firm-specific advantages in China

2018 ◽  
Vol 26 (3) ◽  
pp. 207-224 ◽  
Author(s):  
Louise Curran ◽  
Lee Keng Ng
Keyword(s):  
Emerging Markets ◽  
Market Entry ◽  
Multinational Enterprises ◽  
Market Access ◽  
Emerging Market ◽  
Local Networks ◽  
Content Type ◽  
Over Time

Purpose The purpose of this paper is to explore the extent to which the firm-specific advantages (FSAs) which underlie international expansion have proved resilient for European multinational enterprises (MNEs) operating in a key emerging market – China. Design/methodology/approach The authors adopt a qualitative, case study approach, using interview data to explore the companies’ FSAs on market entry, how they evolved over time and the strategies adopted to defend them. They undertook 15 in-depth interviews with decision makers in six companies addressing their experience since market entry. To control for sector-level effects, the authors focus on companies in the environmental protection sector. Findings The authors found examples of significant erosion of the FSAs among the case study companies, which undermined their position on the host market and their long-term competitiveness. The key sources of erosion were limitations in market access, exclusion from local networks and the emergence and upgrading of local competitors, often firms with whom the MNEs had collaborated in the past. Research limitations/implications The relatively small number of cases (six) limits the generalisability of the findings by the authors. However, the authors are convinced that, given that the case companies are generally large and have long experience in China, the conclusions made are well grounded. In addition, there was the high level of coherence in the reported experiences of the interviewees, providing further support for the findings. Practical implications The experience of these case study companies highlights that MNEs have difficulty retaining their unique FSAs when faced with rapidly evolving local competition in a key emerging market. Key strategies mobilised included focussing on a sub-sector of the market and localising both the company and their supply chains. The difficulties experiencing by these case study companies in retaining their FSAs underline the need for MNEs in emerging markets to avoid complacency and constantly innovate, but they also raise questions about their capacity to extend their international reach in the long term. Originality/value Very few studies have explored the FSAs of firms and how they evolve over time using a case study-based qualitative approach, especially in emerging markets.

How Women Entrepreneurs Impact

2022 ◽  
pp. 217-236
Keyword(s):  
Rural Women ◽  
Rural Areas ◽  
Women Entrepreneurs ◽  
Poverty Reduction ◽  
Local Level ◽  
Sub Saharan Africa ◽  
Rural Setting ◽  
Economic Role ◽  
Sub Saharan

In this chapter, a case study of women entrepreneurs provides the avenue to understand the challenges of poverty reduction and social change at the grassroots level, particularly in rural areas. This case is first among three cases that are worth noting in this book because this case exemplifies women entrepreneurs in a rural setting, where they mobilize groups of women to transform their household and community, to help impoverished Tanzanian rural women increase earnings and autonomy through nonfarm business. From these perspectives and lessons garnered, there is a tacit but general agreement that women's economic role at the local level is critical for development and that women entrepreneurs are a great resource in the Sub-Saharan Africa region.

CONTEMPORARY ISSUES AND CHALLENGES IN POVERTY: A CASE STUDY OF MALAYSIA

2010 ◽  
Vol 44 (02) ◽  
pp. 135-150 ◽  
Author(s):  
AZLINDA AZMAN ◽  
JAMALLUDIN SULAIMAN ◽  
SAIDATULAKMAL MOHD ◽  
ISMAIL BABA
Keyword(s):  
Rural Areas ◽  
Poverty Reduction ◽  
Well Being ◽  
Absolute Poverty ◽  
Official Statistics ◽  
Disadvantaged Group ◽  
The Poor ◽  
The Absolute ◽  
Poor Population

Poverty in Malaysia has decreased significantly from a relative high of more than 50% before independence in 1957 to less than 10% today. The incidence of hardcore or the absolute poor is less than 1%, according to official statistics in 2007. And, it is Malaysia's aim to achieve zero absolute poverty by 2015. However, the rate of poverty reduction based on recent data appears to have slowed down beginning the mid 1990s. The slowdown in poverty reduction raises serious concern as this affects the well-being of this disadvantaged group of population. Generally, the poor in Malaysia are the aged households, female and live in the rural areas. Several studies conducted in 2007–2008 identified several issues relating to poverty in the country. This paper will analyse some of the issues and suggest practical solutions that will benefit the poor population.

Determinants of Adoption of Ecosystem-Friendly Farming Practices for Sustainable Agricultural Development in Ghana

2018 ◽  
Vol 1 (1) ◽  
pp. 68-81
Author(s):  
S. I. Moari ◽  
A. M. Akudugu ◽  
J. S. Dittoh
Keyword(s):  
Food Security ◽  
Crop Production ◽  
Poverty Reduction ◽  
Agricultural Development ◽  
Market Access ◽  
Northern Region ◽  
Farming Practices ◽  
Negative Effects ◽  
Credit Access ◽  
Expected Benefits

Agriculture plays a key role in economic growth, enhancing food security, poverty reduction and rural development. Future food security and economic independence of developing countries would depend on resilient ecosystems for a sustainable agricultural development. Intensive agriculture with high inputs has resulted in rapid crop production in Ghana, accompanied by negative environmental effects. The adoption of ecosystem-friendly farming technologies, which do not destroy nature, would ensure these negative effects are addressed. However, the rate of adoption of these practices has remained low in Ghana. This paper explores the determinants of adoption of ecosystem-friendly farming practices (EFFPs) in Northern region of Ghana with a sample of 300 farmers. The results revealed that sex, age, educational level, household size, production system, credit access, previous income, market access, and expected benefits from the adoption influenced EFFPs adoption. The adoption of EFFPs should be made a precondition for farmers to gain access to desirable opportunities such as input subsidies, good pricing among others.

scholarly journals Access to Rural Credit Markets in Developing Countries, the Case of Vietnam: A Literature Review

2019 ◽  
Vol 11 (5) ◽  
pp. 1468 ◽  
Author(s):  
Ta Linh ◽  
Hoang Long ◽  
Le Chi ◽  
Le Tam ◽  
Philippe Lebailly
Keyword(s):  
Developing Countries ◽  
Literature Review ◽  
Poverty Reduction ◽  
Credit Markets ◽  
Emerging Market ◽  
Secondary Data ◽  
Capital Allocation ◽  
Credit Access ◽  
Rural Credit ◽  
Rural Credit Markets

Agricultural sectors play an important role in the process of economic development of a country, especially in developing ones. Vietnam is known as an emerging market, which depends directly on agriculture-related activities for their livelihood, in which the issue of rural credit access still remains a confounding problem. The paper focuses on the characteristics of rural credit markets, the determinants of farmer access to the markets, the socio-economic impacts of credit access in Vietnam and briefly comparing with those of some developing countries. This question is addressed by reviewing existing literature and empirical evidence, followed by a comprehensive case study in Vietnam. Comprehensive literature review with secondary data collection and key informant interviews are methods that are applied in this research. The results of this analysis indicate the features of Vietnam markets as participated constraints, government intervention, and segmentation. Other results reveal the significant determinants of credit accessibility. Impacts of credit access on output production, household income, and poverty reduction are highlighted in this paper. Some managerial implications are recommended for households through participation in lending networks; for financial institutions relating to expand target clients as well as capital allocation; and, for policy-makers via ensuring market competitiveness and sustainable development in the long run.

Agricultural productivity, credit and farm size nexus in Africa: a case study of Ghana

2016 ◽  
Vol 76 (2) ◽  
pp. 288-308 ◽  
Author(s):  
Mamudu Abunga Akudugu
Keyword(s):  
Financial Services ◽  
Market Access ◽  
Agricultural Productivity ◽  
Farm Size ◽  
Informal Credit ◽  
Policy Makers ◽  
Content Type ◽  
Access To Credit ◽  
Competitive Model

Purpose – The purpose of this paper is to examine the connections of agricultural productivity, access to credit and farm size in Africa using Ghana as a case study. Design/methodology/approach – The paper employs mixed methods – quantitative and qualitative strategies for data collection and analyses. The hierarchical competitive model was used for the quantitative analyses supplemented with qualitative analyses using key informant interviews, focus group discussions and household case studies. Findings – The results show that there is significant relationship between credit from formal and informal sources and agricultural productivity. Thus access to formal and informal credit increases farm household agricultural productivity by about 0.10 (p=0.05) and 0.45 (p < 0.01), respectively. The quadratic terms of formal and informal credit as well as farm size were found to significantly influence agricultural productivity. The implication of this is that the relationships between formal credit, informal credit and farm size on one hand and agricultural productivity on the other are non-linear in nature. The interactions of formal credit with informal credit; informal credit with farm size; and formal and informal credit with farm size have significant relationships with agricultural productivity. The amount of remittance received by farm households has negative and insignificant influence on agricultural productivity. Market access is also an insignificant determinant of agricultural productivity in Ghana. Originality/value – This paper provides new insights on whether the scale of production (farm size as proxy) and access to financial services (credit as a proxy) matter in promoting agricultural productivity in Africa using Ghana as a case study. Thus the paper is of relevance to policy-makers and practitioners in Africa and Ghana in particular who are seeking to make informed policy decisions on effectively incorporating credit provision into the agricultural transformation agenda of the continent.

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