Perbedaan NPF dan FDR Bank Muamalat antara Sebelum dan Selama Pandemi Covid-19

2021 ◽  
Vol 4 (2) ◽  
pp. 57-69
Author(s):  
Dematria Pringgabayu ◽  
Kurnia Fajar Afgani ◽  
Alda Ricederia
Keyword(s):  
Secondary Data ◽  
Research Data ◽  
T Test ◽  
The Public ◽  
Financing Risk ◽  
The Difference

This research was conducted to analyze and describe the NPF and FDR ratio of Bank Muamalat Indonesia between before and during the Covid-19 pandemic. The method used in this research is quantitative with research data in the form of secondary data. The data were collected using the documentation method and analyzed using the descriptive statistic and independent sample t-test. The results of the study state that the NPF and FDR value of Bank Muamalat Indonesia was differ between before and during the Covid-19 pandemic, although not statistically significant. The difference in terms of NPF indicates that the financing risk faced by Bank Muamalat Indonesia during the pandemic period is greater. The difference in terms of FDR indicates the existence of prudence from banks in distributing financing to the public because the business situation is not conducive during the Covid-19 pandemic.

scholarly journals THE EFFECT OF BASIC LIFE ASSISTANCE TRAINING (BHD) ON MOTIVATION AND DEMEANOUR OF CLASS XI STUDENTS IN RESCUING TRAFFIC ACCIDENTS IN SMA NEGERI 2 TENGGARONG

2019 ◽  
Vol 7 (1) ◽  
pp. 39-47
Author(s):  
Indah Nur Imamah ◽  
Alfi Ari Fakhrur Rizal ◽  
Milkhatun Kalimantan Milkhatun
Keyword(s):  
Traffic Accidents ◽  
Life Support ◽  
Sampling Technique ◽  
T Test ◽  
Control Group ◽  
P Value ◽  
Public Attention ◽  
The Public ◽  
Before And After ◽  
The Difference

Traffic accidents are one of the public health problems that affect all sectors of life. The phenomenon of traffic accidents so far has not received much public attention as a cause of death. The increase in mortality rates that occur on the highway is very high and quite a concern and vigilance for the community. This usually happens one of them because the Indonesian people do not know how to help victims who are good and right when finding victims. As a result most of actions is wrong, so  it can add to injury and  death. This study aims to determine the effect of basic life support (BLS) training on the motivation and demeanour of class XI students in rescuing  traffic accidents in SMA Negeri 2 Tenggarong. This study uses a quasy experimental method of pre and post design with a control group. Proportional stratified random sampling technique with a sample of 78 students and data collection using a questionnaire sheet. Data that was analyzed by paired t test in each group showed a p-value of 0,000 <0.05, meaning that there was a statistically change in motivation and attitude between before and after treatment in the form of BLS training for class XI students at SMAN 2 Tenggarong.  The result is not much different from the independent t test which showed p-value 0,000 <0.05, which means there is a statistically different demeanour between the difference before and after treatment in the form of BLS training in the control and intervention groups. The results showed that there was a statistically significant change in motivation and demeanour between before and after the BLS training was given to the motivation and demeanour of class XI students at SMAN 2 Tenggarong with a p-value of 0,000 <0.05.

scholarly journals Internet Financial Reporting: Studi Komparasi Bank Umum Syariah Di Indonesia Dan Malaysia

2017 ◽  
Vol 3 (11) ◽  
pp. 886
Author(s):  
Taqiyah Dinda Insani ◽  
Noven Suprayogi
Keyword(s):  
Financial Reporting ◽  
Secondary Data ◽  
Reporting Quality ◽  
T Test ◽  
Quantitative Approach ◽  
Financial Reporting Quality ◽  
Islamic Banks ◽  
The Difference

The purpose of this study was to determine the differences of Internet Financial Reporting Quality. This study was using quantitative approach with independent sample t test and mann whitney u test. The population of this study was official website of islamic banks in Indonesia and Malaysia. determination of the number of samples using (sampling jenuh), where all of the population is used as a sampel. Data that being used was secondary data. The data was collected from official website of the sentral banks in each country. The result of this study showed that there was significant differences of Internet Fianncial Reporting Quality between Indonesia and Malaysia. The difference is caused there are significant differences between the quality of content and timeliness components. Meanwhile, there is no differences between technology and user support components.

scholarly journals The Community Perception Toward Health Quality Service Provided in Malaysia

2018 ◽  
Vol 2 (2) ◽  
pp. 47-51
Author(s):  
Cipta Estri Sekarrini ◽  
Puspanathan Puspanathan
Keyword(s):  
Secondary Data ◽  
Health Financing ◽  
Universal Coverage ◽  
Community Perceptions ◽  
Community Perception ◽  
Financing System ◽  
The Public ◽  
Health Quality ◽  
The Difference ◽  
Perception Of Health

The purpose of this research to find out about community perceptions toward health quality services provided by the Malaysia government. The type of research was used descriptive qualitative with data collection techniques in the form of observation, interviews, and documentation. The type of data in the form of primary and secondary data obtained from interviews with the public about the perception of health quality services provided by the Malaysia government. The results of the research obtained the data that community perceptions of health quality services provided by the Malaysia government to indigenous people with the migrant population were the same, the difference was that the financing of treatment for migrants was slightly more expensive than the indigenous population. Both in the royal hospital and in private hospitals. The Malaysian government sets Universal Coverage, that was, all citizens were guaranteed health services received by paying only 1 RM (Malaysian Ringgit) for treatment with a general practitioner and 5 RM for treatment with a specialist. However, severe illnesses were not included in this health financing system because it was expensive. In medicine must be ensured complete self-document so that treatment can run well.

scholarly journals Pemanfaatan Bioetanol Limbah Kelapa Muda dan Pengaruhnya Terhadap Emisi Sepeda Motor Empat Langkah Injeksi

2020 ◽  
Vol 1 (1) ◽  
pp. 1-8
Author(s):  
Sugiartono Sugiartono ◽  
Wagino Wagino ◽  
Darul Afdal ◽  
Retno Wahyudi
Keyword(s):  
Emission Reduction ◽  
Reduction Rate ◽  
Research Data ◽  
T Test ◽  
Primary Data ◽  
Test Results ◽  
Gas Analyzer ◽  
Additional Amount ◽  
Post Test ◽  
The Difference

This article discusses the use of Pertamax fuel and young coconut bioethanol with mixed variations (BE5, BE10, BE15, BE20) on injection step motorcycle exhaust emissions. The methodology used in this study is the post test only design control, one of the research in qualitative research. The research data is primary data, obtained directly on the gas analyzer during the trial. All data is then collected, looking for average test results, described and closed with a different test (t test). Based on the data obtained at the time of testing there was a decrease in CO and HC gas levels with each additional amount of young coconut ethanol in Pertamax fuel. The results of the difference analysis test (t test) are not significant, t arithmetic <t table which means accepted and rejected. Can reduce the use of young coconut bioethanol mixture has variations in CO and HC emission reduction, but the reduction rate is not significant Artikel ini bertujuan untuk membahas pengaruh penggunaan bahan bakar pertamax dan bioetanol kelapa muda dengan variasi campuran (BE5, BE10, BE15, BE20) terhadap emisi gas buang sepeda motor empat langkah injeksi. Metodologi yang digunakan dalam penelitian ini adalah post test only control desain, salah sau pendekatan riset dalam penelitian kualitatif. Data penelitian merupakan data primer, didapatkan secara langsung pada alat gas analizer pada saat uji emisi. Seluruh data kemudian dihimpun, di cari rata-rata hasil pengujian, di deskripsikan serta ditutup dengan uji beda (uji t). Berdasarkan data yang didapatkan pada saat pengujian terjadi penurunan kadar gas CO dan HC pada setiap peningkatan jumlah campuran bioetanol kelapa muda pada bahan bakar pertamax. Hasil dari analisis uji beda (t test) pengaruh penambahan campuran tidak signifikan, t hitung <  t tabel yang berarti Ho diterima dan Ha ditolak. Dapat disimpulkan penggunaan campuran bioetanol kelapa muda memiliki pengaruh penurunan kadar emisi gas CO dan HC, tetapi angka penurunan tidak signifikan.

scholarly journals Political Motives for the Plan for the Expansion of New Autonomous Regions in Papua

2021 ◽  
Vol 3 (2) ◽  
pp. 221-238
Author(s):  
Dafrin Muksin ◽  
Sahrail Robo ◽  
Ahmad Rizali Pawane
Keyword(s):  
Secondary Data ◽  
Research Data ◽  
Political Elite ◽  
The Political ◽  
Autonomous Region ◽  
The Public ◽  
The People ◽  
Political Interests ◽  
Study Results ◽  
Systematic Framework

This study examines the political motives of the plan to expand the new autonomous region in Papua. This is because the expansion of new autonomous areas is not always purely for the welfare of the people but is very closely related to political interests, namely power, and position. This study used qualitative research methods. The data used in the form of secondary data was obtained through reputable media and documents in journals. Next, the data is sorted to form a systematic framework. To analyze the research data, Nvivo plus 12 was used. From the analysis, it was described, and a conclusion was drawn. The study results indicate that the political motives for the plan to expand the new autonomous region in Papua are very material-intensive, namely the interests of the political elite, both central and local, to obtain rewards, position, and power. There is a narrative in the ideological incentive motive that regional expansion is for the public interest, namely providing services, developing infrastructure, increasing human resources, and alleviating poverty. However, in reality, some of the ongoing divisions in Papua have not yet impacted the Papuan people.

scholarly journals Interpersonal Meaning in Netanyahu’s Speech

2015 ◽  
Vol 4 (1) ◽  
pp. 103
Author(s):  
Arif Firmansah
Keyword(s):  
Prime Minister ◽  
Research Data ◽  
Functional Grammar ◽  
Systemic Functional Grammar ◽  
The Public ◽  
Research Questions ◽  
The Difference ◽  
Field Influence

This study investigates how the interpersonal meaning is realized in the speech of Israeli Prime Minister Benjamin Netanyahu. This study aimed to uncover (1) the mood structure which realized in Netanyahu‘s speech of Iran and Palestine and (2) To what extent the difference in field determine the interpersonal metafunction of the speaker. This study is largely qualitative but in order to answer those research questions, this study will be assisted by some descriptive quantification to observe the trend in the interpersonal meaning of the speaker. It applies Hallidayan theory of Systemic Functional Grammar (SFG) in analyzing the research data. The data were taken from the websites which are readily accessible to the public. Two different transcribed speeches are discovered to extract the data which are needed to investigate the interpersonal meaning. Subject, Finite and Modality are the main tools to realize the interpersonal meaning of Netanyahu in his speech. It can be realized by discovering the use of those parts in his speech in different issue and occasion. It is found that Netanyahu‘s interpersonal meaning is realized through the placement of Subject and the utilization of Finite, Modality and Mood Adjuncts. It is also found that the differences of the field influence the interpersonal meaning of the speaker through the comparison of subject and finite. The findings in this present study are expected to be useful for some purposes in the future.Keywords: Interpersonal meaning, mood, modality.

scholarly journals The Legal Binding of Mui's Fatwa Number 18 Year 2020 in Relation to The Rejection The Buried Process of Corps with Positive Corona Virus in Kecamatan Jati Asih, Kota Bekasi from March 2020-December 2020

2021 ◽  
Vol 04 (12) ◽  
Author(s):  
Zulkifly Sanusi ◽  
Keyword(s):  
Virus Disease ◽  
Secondary Data ◽  
Research Data ◽  
Public Knowledge ◽  
Primary Research ◽  
The Public ◽  
Existing Problems ◽  
Corona Virus ◽  
Research Type ◽  
Society Today

The 2019 corona virus disease is an infectious disease that is currently endemic to the point of causing death. The problem in society today is the refusal to bury the bodies of patients suffering from this disease. MUI issued fatwas to help the public in dealing with existing problems related to the COVID-19 epidemic. The research aims to determine the application and regulation of the MUI Fatwa in connection with the burial of corpses who died as a result of COVID-19. Sociological juridical research type with a descriptive-analytic approach. The data taken consists of secondary data, in the form of primary legal materials, secondary legal materials and tertiary legal materials. In addition, as an analysis material, primary research data obtained from Jati Asih District was also used for the period of March 2020 - December 2020, where it is known that there are still many people who do not understand how to treat the bodies of patients infected with the COVID 19 virus. due to the absence of binding regulations regarding the handling of the bodies of COVID-19 patients and the lack of public knowledge regarding the handling of the bodies of patients infected with this virus. So that there is a need for binding regulations regarding the burial process of the bodies of COVID-19 patients.

scholarly journals A DIVERGENT PATTERN OF LOCAL GOVERNMENT REVENUES AND SPENDING IN ELECTION YEAR - A CASE OF INDONESIA

2020 ◽  
Vol 8 (4) ◽  
pp. 92-100
Author(s):  
Hasan Basri ◽  
Yusnin Husaini ◽  
Heru Fahlevi ◽  
AK Siti-Nabiha
Keyword(s):  
Local Government ◽  
Local Governments ◽  
T Test ◽  
Strong Indication ◽  
The Public ◽  
The Social ◽  
Election System ◽  
The Difference ◽  
Public Money ◽  
Social Expenditures

Purpose of the study: The purpose of this study is to empirically examine the difference in budgeted own-source revenues and social expenditures between districts headed by incumbent candidates and non-incumbent candidates in the Indonesian head of district elections in 2015. The difference between both budgets indicates the use of public money by incumbent candidates to win the election. Methodology: This study focuses on local governments/districts in Indonesia. Using the Slovin formula, 226 observations were analysed. The sample was classified into two groups, namely 75 districts with incumbent candidates (or 66.4%) and 38 districts with non-incumbent candidates (or 33.6%). Data was compiled from the official district's budget for 2014 and 2015 (the election year) and analysed using pair t-test and independent t-test. Main Findings: This study revealed that in the budgets of incumbent candidates, own-source revenue and grant expenditures are statistically higher in the election year as compared to the pre-election year, except for the social aid fund. Additionally, local owned revenues, grant and social aid expenditures in the budgets of districts with incumbents were statistically higher than districts where there were no incumbent candidates in the general election. Applications of this study: The results of this study confirm a strong indication of the public money used by incumbent candidates for their political interest. Thus, the regulation of local government budgets, especially in the election year should be amended and tightened up. Novelty/Originality of this study: Studies on how public money is exploited by incumbent candidates are still scanty, especially in developing countries where a direct vote election system is adopted.

scholarly journals Evaluasi nilai ekspor dan impor regional Association of Southeast Asian Nations Sebelum dan setelah Krisis ekonomi tahun 1998

INFERENSI ◽  
2018 ◽  
Vol 11 (2) ◽  
pp. 329-350
Author(s):  
Agus Eko Sujianto ◽  
Sokib Sokib
Keyword(s):  
Economic Crisis ◽  
Trade Balance ◽  
Secondary Data ◽  
Research Data ◽  
Paired Sample ◽  
Asean Member ◽  
Regional Association ◽  
Main Variable ◽  
Before And After ◽  
The Difference

The purposes of this research are to evaluate the difference of export value of ASEAN member countries before and after economic crisis in 1998 and to evaluate the difference of import value of ASEAN member countries before and after economic crisis in 1998. While export and import become the main variable of research this sekgus is an important component of the preparation of the trade balance. The research data used secondary data of export and import in 1982-1997 (period before economic crisis in 1998) and 1999-2014 (period after economic crisis in 1998) from annual publication of ADB. Based on the Paired Sample t-Test test it can be argued that: the export value of ASEAN member countries before and after the crisis differed significantly and the import value of ASEAN member countries before and after crisis differed significantly

PENGARUH PRODUK, HARGA, PROMOSI DAN TEMPAT TERHADAP KEPUTUSAN PEMBELIAN PRODUK SALON KECANTIKAN (Studi Pada Rumah Cantik Arlova Di Kec. Blega Kab. Bangkalan)

2021 ◽  
Vol 1 (1) ◽  
Author(s):  
Mukarromah Mukarromah ◽  
Suyono Suyono
Keyword(s):  
Data Analysis ◽  
Random Sampling ◽  
Quantitative Research ◽  
Secondary Data ◽  
Research Data ◽  
T Test ◽  
Purchase Decision ◽  
Test Results ◽  
Beauty Salon ◽  
Analysis Technique

This research aims to know and analyze: 1. Product influence on decision of purchase of product product rca 2. The price of product purchase decision on the rca 3 beauty salon decision. The influence of the promotion on the decision to buy products from the rca 4 beauty parlor. Impact on the decision of purchasing products from the rca beauty parlor. Retrieval. The study was conducted with a kind of quantitative research using primary and secondary data. The technique for taking a sample sample is random sampling. Data from the rca customers as many as 84 of those who bought rca products during July through September 2020. This research data analysis technique USES the t test and test f using SPSS version 23. The results of the t-test known products, promotions and places are inherently positive and significant to the decision of the purchase while the price is substantially positive and insignificant to the decision of the purchase. While the results of the known f test results, prices, promotions and places together (simultaneous) affect the decision of the purchase.

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