scholarly journals PENGARUH RELIGIUSITAS DAN PROFIT MARGIN TERHADAP TINGKAT PERKEMBANGAN JUMLAH NASABAH DI BANK SYARIAH MANDIRI GARUT

2018 ◽  
Vol 1 (1) ◽  
pp. 1-19
Author(s):  
Yasir Muharram Fauzi
Keyword(s):  
Consumer Preferences ◽  
National Level ◽  
Profit Margin ◽  
Survey Method ◽  
Islamic Banking ◽  
Prediction Ability ◽  
Central Java ◽  
The People ◽  
Number Of Customers ◽  
Main Factor

Various previous studies show different results. Religiosity/emotional variables, for example, turn out to be the main factor of public preference for choosing Islamic banks for the people of Central Java. While for the people of West Java and East Java was religiosity / religiosity does not become the main factor of choice and preference for the utilization of sharia banks. On the other hand shows that the growth of DPK in 2004 of sharia banks in Central Java reached 247.81% exceeds the national level of only 106.55%. On average, the growth of Islamic banking DPK in Central Java between 2004 and 2009 was 74.87%. While the national level between 2004 to 2009 only ranged 45.14%. Consumer preferences according to the concept of sharia are not based on the spirit of the value of rationalism and utilitarianism, but based on the value of "falah" Chapra, (2001) which in Weber's theory (1969) is called the value of religious absolutism. Utilitarianism refers only to satisfaction based on rationality of benefit (F) calculation of economical, while falah refers to the consideration of the benefit (M). The above conditions will affect the behavior of one's economic choices against conventional banking savings products that only contain elements of F, or Islamic banking that contains elements of M. This research uses a survey method used for explanatory research method that is explanatory research Causal relationships between variables through hypothesis testing. The results showed that the variable religiosity and profit margin variables showed a significant effect on the level of development of the number of customers. The prediction ability of the two variables to the level of the development of the number of customers in this study amounted to 19.3%, while the rest influenced other factors not included in the study.

scholarly journals ANALISIS KEUNTUNGAN PEDAGANG DAGING BABI BERDASARKAN PREFERENSI KONSUMEN DI PASAR TRADISIONAL KOTA MANADO

ZOOTEC ◽  
2019 ◽  
Vol 40 (1) ◽  
pp. 1
Author(s):  
Octavino M.V Osak ◽  
V V.J Panelewen ◽  
T D.F Lumy ◽  
F N.S Oroh
Keyword(s):  
Sampling Method ◽  
Consumer Preferences ◽  
Profit Margin ◽  
Survey Method ◽  
Cost Ratio ◽  
Traditional Markets ◽  
Profit Analysis ◽  
Traditional Market ◽  
The City ◽  
Margin Analysis

PROFIT ANALYSIS OF PORK RETAILERS BASED ON CONSUMER PREFERENCES IN TRADITIONAL MARKETS IN MANADO CITY.This study aims to analyze the level of profit and its ability to generate profit (profitability) by the pork retailers on  traditional markets in Manado City. This research was conducted using a survey method, where the sampling method was purposive sampling toward 31 samples of pork seller. To meet the goal of this studi, revenue cost ratio and profit margin  analysis was implied.  Based on the results of the study it was found that the average overall cost of the business of retailers of pork components per week was IDR.22,558,822. with a total total cost of IDR. 699,323,491. The amount of carcass and non carcass sales of pigs based on consumer preferences averaged 398 Kg/week or 70.40 percent, while non carcasses sold an average of 168 Kg/week or 29.60 percent. The amount of sales based on consumer preferences in traditional markets in the city of Manado was IDR.848,890,000 per week with an average of IDR.27,383,548.39/week per retailer. The amount of profit according to the number of sales based on consumer preferences both carcass and non carcass of pig per week in the traditional market of Manado City was IDR.848,890,000 per week or an average of IDR.27,383,548.39 per week for each retailer. The amount of gross profit of pork retailers in the traditional market of Manado City was IDR.149,566,509 per week or an average of IDR.4,824,726 per week, while Gross Profit Margin was an ability to obtain profits based on the number of sales, which was 18%, which means average the average sales of both carcasses and non carcasses of pork according to consumer preferences provide gross profit of 18 percent per week.

scholarly journals Identifikasi Karakteristik dan Faktor Pengaruh pada Berbagai Tipe Longsor

2019 ◽  
Vol 39 (2) ◽  
pp. 97
Author(s):  
Pranatasari Dyah Susanti ◽  
Arina Miardini
Keyword(s):  
Water Conservation ◽  
Soil Depth ◽  
Sampling Technique ◽  
Disaster Mitigation ◽  
Ground Movement ◽  
Trigger Factor ◽  
Survey Method ◽  
Slope Length ◽  
Central Java ◽  
The People

Landslide disaster mitigation is necessary in areas vulnerable to this disaster. Banjarnegara is one of the regencies in Central Java Province with high ground movement potential, hence, it is prone to landslides. The aim of this study was to determine the characteristics and factors that influence the type of landslides in Banjarnegara District. The observation of the research was based on the results of landslide vulnerability analysis. Identification of the landslides characteristics, both in types and factors that influence them, are carried out by a survey method with a purposive random sampling technique by considering the locations that have experienced landslides, and the level of vulnerability to landslides. The survey was conducted using a landslide control card (KKL) which was compiled based on the factors that cause landslides. Scoring was done to determine the determinants of the landslide type quantitatively, on a scale of 1 to 5. The results showed that there were three types of landslides found in the study location, namely rotational slide, creep slide and flows. Factors that influenced rotational slide in the study site were slope, soil depth, faults, and infrastructure, while for creep slide were faults, slope, length of slope, and infrastructure. In addition, flows were affected by faults and infrastructure. The highest KKL value was 77 in the rotation landslide type and the lowest was 51 in the creep landslide type. Rainfall is also a trigger factor for the three types of landslides. It is highly recommended to do technical mitigation by observing the principles of soil and water conservation and high adaptation to the people living in this area. 

scholarly journals THE OPTIMIZATION OF LOCAL GOVERNMENT ASSET UTILIZATION IN SUPPORTING LOCAL INCOME (PAD): AN EMPIRICAL STUDY IN SALATIGA CITY, CENTRAL JAVA, INDONESIA

2021 ◽  
Vol 56 (5) ◽  
pp. 415-423
Author(s):  
Suwardi ◽  
Achmad Choerudin
Keyword(s):  
Asset Management ◽  
City Government ◽  
Third Party ◽  
Survey Method ◽  
The Third ◽  
Central Java ◽  
The People ◽  
Strategic Value ◽  
The Third Party ◽  
Asset Size

This study aims to optimize the utilization of the Local Government's asset in supporting Local Original Income (PAD) in Salatiga City, involving: (1) Asset lease to a third party not based on leasing tariff because Salatiga City Government has not had Local Regulation yet about redistribution of local wealth; (2) The direct use of income resulting from the asset leasing to the third party in which the leasing income is used directly for repairing the damaged object. It is because of an agreement loosely governing right and obligation; and (3) Inadequate supervision over object/asset that the third party can utilize. This research uses a survey method conducted in Salatiga, Central Java, Indonesia, which involves relevant regional apparatus organizations, resource persons, and community leaders. The local asset has strategic value. The quality of asset management should be improved along with the attempt to optimize local income. The effectiveness and efficiency of institutional management can be seen, among others, from the comparison between asset size and income. Asset management of Salatiga City Government is conducted, not merely referring to legislation. However, it should also pay attention to usefulness value to improve local original income and usefulness to the people. This research found that asset optimization is inhibited by the function sustainability of internal management and legislative technique.

scholarly journals Analisis Profitabilitas Pengembangan Usaha Ternak Itik Petelur di Kecamatan Banyubiru Kabupaten Semarang Jawa Tengah

2017 ◽  
Vol 1 (1) ◽  
pp. 8-16
Author(s):  
Aditya Dwi Mulyono ◽  
Wulan Sumekar ◽  
Dwi Sunarti
Keyword(s):  
Profit Margin ◽  
Survey Method ◽  
Monthly Income ◽  
Central Java ◽  
Net Profit ◽  
Average Monthly Income ◽  
Central Java Province

The purpose of this study is to know the profitability of laying ducks farm in Banyubiru Subdistrict, Semarang Regency, Central Java Province. This research were collected using 59 respondents was conducted survey method. The results showed that the average ducks farmers in District Banyubiru maintained 116 ducks. Average monthly income of farmers IDR 1.917.808,00. Profitability laying ducks farming business is shown by Net Profit Margin value of 42.74%, ROI of 26.54%, and Cost-Profit Ratio of 74.63%.

scholarly journals Analysis of youths’ perspective in India on and during the pandemic of Covid-19

2020 ◽  
Author(s):  
Aman Basu ◽  
Ajishnu Roy ◽  
Amit Kumar Hazra ◽  
Kousik Pramanick
Keyword(s):  
Policy Implementation ◽  
National Level ◽  
Ground Level ◽  
Scientific Development ◽  
Survey Method ◽  
Future Research ◽  
The People ◽  
Socio Economic Impact ◽  
Novel Coronavirus ◽  
Almost All

Around the world, almost all countries have sought to stop the spread of the 2019 novel coronavirus (Covid-19) by lockdown and quarantine protocols, implemented from local to the national scale. For every scientific development and policy implementation which comprehensively connects this pandemic, the event is not very sound about the extensive socio-economic impact ushered with this disaster. In this paper, using a combined qualitative-quantitative approach, Q method, we have tried to assess the peoples’ discernment from different perspectives. This work was done through questionnaire survey method, during the national level lockdown 1.0 in India. We have differentiated the perception of youth respondents into 7 factors taking 6 dimensions on Covid-19 pandemic (viz. science, society, environment, economy, politics and religion). This work yielded a firsthand ground level insight on the comprehensive but diverse responses from the youths and their opinion for Covid-19 pandemic in India. We are hopeful that this work might open new avenues to understand the people-Covid-19 connection, both for future research and policy implementation.

Identifikasi Perubahan Fungsi Ruang pada Rumah Tinggal Joglo Studi kasus : Rumah Joglo di Desa Keji,Kecamatan Muntilan, Kabupaten Magelang, Jawa Tengah

PRAXIS ◽  
2019 ◽  
Vol 2 (1) ◽  
pp. 49
Author(s):  
Maria Damiana Nestri Kiswari
Keyword(s):  
Traditional Architecture ◽  
Central Java ◽  
The People ◽  
Modern Era

Abstract A house is a building that has function to live in a certain period. The house has some spaces and rooms that accomodate all inhabitans’activities. In Javanese culture, philosophy of house is more than a place where all the people stay and live, communicate each other. The spaces and rooms of the house have specific meanings. Joglo is a name of Javanese traditional house partiularly in Central Java. As a traditional Javanese houses in the modern era, the existence of Joglo houses is interesting to be studied. The study is to identify the room arrangement and the change in function of spaces and rooms in Joglo house. It was conducted on one house in Keji Village, Muntilan District, Magelang Regency. The house is a residence of the former headman of Keji village. It has been choosen because it has Joglo tipical roof and its appeareance is still traditional house. This study uses a descriptive quality method which is by observing and defining the spaces and the rooms in the Joglo house along with their functions and activities inside. By studying this Joglo house, an overview and understanding of the changes in the spaces and room in the traditional architecture of Central Java in the present time will be obtained. Keywords: Joglo house, space and room, change in function Abstrak Rumah merupakan bangunan yang memiliki fungsi untuk bertempat tinggal dalam jangka waktu tertentu. Sehingga sebagai tempat tinggal rumah memiliki ruang-ruang untuk menampung aktivitas penghuninya. Dalam budaya Jawa, fisosofi tentang rumah merupakan tempat yang memiliki makna lebih dari sekedar tempat bernaung dan berkumpul keluarga. Joglo merupakan bentuk arsitektur dari rumah tinggal tradisional di Jawa khususnya Jawa Tengah. Sebagai rumah tradisional Jawa, keberadaan rumah Joglo yang masih ada di jaman sekarang ini, menjadi menarik untuk dipelajari tatanan ruang-ruangnya dan perubahan dari fungsi ruang-ruang tersebut. Untuk mempelajari dan memahami aristektur Joglo dan perubahan fungsi ruang yang ada di dalamnya, dilakukan penelitian terhadap salah satu rumah tinggal di Desa Keji, Kecamatan Muntilan, Kabupaten Magelang. Penelitian ini dengan menggunakan metoda deskriptif kualitati yaitu dengan mengamati dan mengidentifikasi ruang-ruang yang ada di rumah Joglo beserta fungsi dan aktivitasnya. Dengan meneliti rumah Joglo ini akan didapatkan gambaran dan pemahaman terhadap perubahan fungsi ruang-ruang yang ada dalam arsitektur tradisional khususnya Jawa Tengah. Kata kunci : rumah joglo, fungsi ruang, perubahan fungsi

Komparasi Unsur Budaya (Kepercayaan) pada Masyarakat Talaga, Majalengka dan Masyarakat Nagoya, Jepang

Metahumaniora ◽  
2017 ◽  
Vol 7 (3) ◽  
pp. 306
Author(s):  
Asri Soraya Afsari
Keyword(s):  
Qualitative Method ◽  
Field Method ◽  
The Other ◽  
Survey Method ◽  
Cultural Comparison ◽  
Other Hand ◽  
The People ◽  
Descriptive Qualitative

AbstrakPenelitian ini bertujuan mengkaji perbandingan kepercayaan masyarakat Talagadi Majalengka dan masyarakat Nagoya di Jepang. Kepercayaan yang dimaksud dalampenelitian ini adalah kepercayaan yang berhubungan dengan tabu atau pamali dankepercayaan yang berhubungan dengan keberuntungan pada kedua masyarakat tersebut.Untuk mencapai tujuan tersebut digunakan metode deskripstif kualitatif. Dalam memupudata digunakan metode lapangan karena peneliti terjun langsung ke masyarakat. Disamping itu, digunakan pula metode survey melalui penyebaran daftar kuesioner. Hasilpenelitian menunjukkan bahwa bentuk kepercayaan yang berhubungan dengan tabu ataupamali pada masyarakat Talaga dan Nagoya meliputi kegiatan yang dilakukan oleh manusia.Adapun kepercayaan yang berhubungan dengan keberuntungan pada kedua masyarakattersebut berkaitan dengan binatang, benda, dan kegiatan manusia. Sampai saat ini baikmasyarakat Talaga maupun Nagoya masih memegang teguh kepercayaan tersebut.Kata kunci: kepercayaan, Talaga, Nagoya, deskriptif kualitatif, komparasi budaya.AbstractThe aim of this research is to review the comparison of belief between the society ofTalaga in Majalengka and the society of Nagoya in Japan. The intended belief on this study isthe one related with a taboo or pamali, and the belief correlated to luck on both societies. Inachieving the goal, this research uses a descriptive qualitative method. To get the data, thewriter uses a field method that he (/she) directly involves with the people. On the other hand,the writer also uses a survey method by distributing questioners. The result shows that the beliefcorrelated with the taboo or pamali of Talaga and Nagoya societies covers the activities doneby human. Also with the belief related to luck of both societies corresponds to animals, things,and human’s activities. Until now, either Talaga society or Nagoya’s still keeps those beliefs.Keyword: belief, Talaga, Nagoya, descriptive qualitative, cultural comparison.

JUSTICE AND SOCIAL CHANGE FOR INCLUSIVE EDUCATION IN INDONESIA AND ASEAN FOR DISABLED PERSONS (STUDY ON PEOPLE AFFECTED BY LEPROSY)

2017 ◽  
Vol 1 (1) ◽  
pp. 1-5
Author(s):  
Nuah Perdamenta Tarigan ◽  
Christian Siregar ◽  
Simon Mangatur Tampubolon
Keyword(s):  
Inclusive Education ◽  
Local Governments ◽  
Disabled Persons ◽  
Equal Rights ◽  
Central Java ◽  
The People ◽  
Asean Countries ◽  
The Government ◽  
The Moment ◽  
The Right

Justice that has not existed and is apparent among the disabilities in Indonesia is very large and spread in the archipelago is very large, making the issue of equality is a very important thing especially with the publication of the Disability Act No. 8 of 2016 at the beginning of that year. Only a few provinces that understand properly and well on open and potential issues and issues will affect other areas including the increasingly growing number of elderly people in Indonesia due to the increasing welfare of the people. The government of DKI Jakarta, including the most concerned with disability, from the beginning has set a bold step to defend things related to disability, including local governments in Solo, Bali, Makassar and several other areas. Leprosy belonging to the disability community has a very tough marginalization, the disability that arises from leprosy quite a lot, reaches ten percent more and covers the poor areas of Indonesia, such as Nusa Tenggara Timur, Papua, South Sulawesi Provinces and even East Java and West Java and Central Java Provinces. If we compare again with the ASEAN countries we also do not miss the moment in ratifying the CRPD (Convention of Rights for People with Disability) into the Law of Disability No. 8 of 2016 which, although already published but still get rejections in some sections because do not provide proper empowerment and rights equality. The struggle is long and must be continued to build equal rights in all areas, not only health and welfare but also in the right of the right to receive continuous inclusive education.

scholarly journals The Effect of Knowledge, Promotion, and Religiosity on Intention to Use Islamic Banking Services

2020 ◽  
Vol 11 (2) ◽  
pp. 128
Author(s):  
Kardoyo . ◽  
Ahmad Nurkhin ◽  
Muhsin . ◽  
Hasan Mukhibad ◽  
Fatmala Dewi Aprilia
Keyword(s):  
Significant Influence ◽  
Research Result ◽  
Educational Background ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Banking Services ◽  
The Public ◽  
Central Java ◽  
And Gender ◽  
Knowledge Promotion

This study aims to examine the effect of knowledge, promotion, and religiosity on the interest in using Islamic banking services. The purpose of the next research is to examine the effect of knowledge on religiosity. In addition, this study also examines the effect of educational background and age on saving interest in Islamic banks. The population in this study are customers of Bank Syariah Mandiri, Brebes, Central Java, Indonesia. Ninety-nine research samples were obtained. The data collection method used was questionnaires. The data analysis method used was SEM-PLS. The results showed that only promotion proved to have a positive and significant effect on interest in using the services of Islamic banks. Knowledge and religiosity have not been proven to have a significant effect on interest in using services of Islamic banks. Likewise, background and gender do not have a significant effect. The next research result is that there is a positive and significant influence of knowledge on religiosity; there is also a positive and significant influence on the promotion of knowledge. This study recommends the importance of continuing socialization and education from Islamic banking stakeholders in Indonesia to continue introducing Islamic banks to the public.

scholarly journals Normative Aspects of Nudging in the International Sphere

AJIL Unbound ◽  
2021 ◽  
Vol 115 ◽  
pp. 263-267
Author(s):  
Doron Teichman ◽  
Eyal Zamir
Keyword(s):  
Energy Consumption ◽  
Organ Donation ◽  
Low Cost ◽  
National Level ◽  
The Past ◽  
The People ◽  
Posthumous Organ Donation ◽  
Regulatory Problems

The use of nudges—“low-cost, choice-preserving, behaviorally informed approaches to regulatory problems”—has become quite popular at the national level in the past decade or so. Examples include changing the default concerning employees’ saving for retirement in a bid to encourage such saving; altering the default about consent to posthumous organ donation to increase the supply of organs for transplantation; and informing people about other people's energy consumption to spur them to reduce theirs. Nudges are therefore used to promote the welfare of the people being nudged, and of society at large. However, the use of nudges has sparked a lively normative debate. When turning to the international arena, new arguments for and against nudges can be raised. This essay focuses on the normative aspects of using nudges in the international arena.

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