Assisting Sharia banking financing programs in the development of MSMEs in Malang Regency

2021 ◽  
Vol 6 (10) ◽  
pp. 1806-1815
Author(s):  
Mohammad Rizal ◽  
Muhammad Ridwan Basalamah ◽  
Arini Fitria Mustapita
Keyword(s):  
Financial Management ◽  
Business Management ◽  
Islamic Banks ◽  
Financial Reports ◽  
Rapid Rural Appraisal ◽  
Strategic Plans ◽  
Before And After ◽  
Financial Administration ◽  
Rural Appraisal

The MSMEs sector has a very important role in supporting the economy of Malang Regency. However, MSMEs have difficulty obtaining access to Islamic banking financing because of a few reasons: their management lacks a good financial administration system, business management is still manual and traditional, and most MSME owners are unable to separate the operational money for their households and businesses. These technical constraints make the owner think less about the goals or long-term strategic plans of his business. In Karangsuko Village, most of its population still rely on the MSMEs sector as a means of livelihood. This service aims to make MSMEs actors understand financial management, sharia accounts, financing rules from Islamic banks, preparation of financial reports, and drafting financing proposals to Islamic banks. This activity was implemented using the RRA (Rapid Rural Appraisal) method. With the systematic implementation of service activities by a team of lecturers at the Islamic University of Malang, the percentage of participants' understanding before and after the assistance was 18% and 87.20% respectively.

scholarly journals ASSISTANCE OF SHARIA BANKING FINANCE PROGRAM IN MSME DEVELOPMENT IN MALANG REGENCY

2021 ◽  
Vol 1 ◽  
pp. 40-44
Author(s):  
Mohammad Rizal
Keyword(s):  
Financial Management ◽  
Vital Role ◽  
Islamic Banks ◽  
Financial Reports ◽  
Administration System ◽  
Business Goals ◽  
Operational Costs ◽  
Strategic Plans ◽  
Financial Administration

The MSME sector has a vital role in supporting the economy of Malang Regency. The factor that makes it difficult for MSMEs to access Islamic banking financing is an unorganized financial administration system characterized by operational costs inseparable from household expenses. Technical constraints make MSME owners less concerned about their long-term business goals or strategic plans. Karangsuko Village, located in the Malang Regency area, most of the population still relies on the MSME sector as a livelihood. This service aims to make MSME actors understand financial management, sharia accounts, financing rules from Islamic banks, preparation of financial reports, and the formation of proposals for submitting financing to Islamic banks.

scholarly journals Analisis Perbandingan Kinerja Keuangan Dan Ekonomi Sosial Bank Syariah Antara Sebelum Dan Sesudah Ditetapkannya Fatwa MUI Tentang Haramnya Bunga Bank

2017 ◽  
Vol 3 (12) ◽  
pp. 973
Author(s):  
Lia Auliah Rachmah ◽  
Nisful Laila
Keyword(s):  
Social Performance ◽  
Secondary Data ◽  
T Test ◽  
Quantitative Approach ◽  
Islamic Banks ◽  
Financial Reports ◽  
Significant Difference ◽  
Before And After

This study aims to find out the comparison between the performance of Islamic Banks including financial performances such as the ratio of ROA, ROE, FDR and CAR as wells economic and social performance such as MMR ratio before and after the determination of fatwa regarding the prohibition against bank interest. Quantitative approach and independent sample t-test has been used in this study. The data is a secondary data which was obtained by collecting the annual financial reports. The result of the independent sample t-test shows that there are significant differences between the performance of the Islamic banks before and after the fatwa on the ratio of ROE, FDR and MMR. Whereas on the ratio of ROA and CAR have no significant difference before and after the fatwa.

scholarly journals PENGARUH PERUBAHAN STATUS, EMPLOYEE ENGAGEMENT, DAN PEMANFAATAN TEKNOLOGI INFORMASI TERHADAP KUALITAS PELAPORAN KEUANGAN

2017 ◽  
Vol 19 (4) ◽  
pp. 495
Author(s):  
Nani Yuheti Yuniatin ◽  
Noer Azam Achsani ◽  
Hendro Sasongko
Keyword(s):  
Information Technology ◽  
Employee Engagement ◽  
Financial Reporting ◽  
Financial Management ◽  
Test Results ◽  
Financial Reports ◽  
Significant Difference ◽  
Before And After ◽  
The Status

This study aimed to examine the effect of changes in status, employee engagement, and the utilization of information technology on the quality of financial reporting. Analysis of variance (ANOVA) was used to examine changes in the status of Bogor Agricultural University. Moreover we employ a multiple regression analysis to examine the effect of employee engagement and information technology in performance financial of report.  In addition, Ultrecht Work Engagement Scale (UWES) was used to examine the financial human resource mapping. The results of ANOVA test showed that there was no significant difference of the financial management of Bogor Agricultural University before and after the implementation of Public Service Board (BLU). Furthermore, multiple linear regression test results showed that the factors that affect the performance of financial reports are employee engagement and use of information technology. However, it is found that the factor that really affects the performace of financial reports is the use of information technology. Finally, the test results of the mapping showed that employee engagement of human resources staff of Bogor Agricultural University are in medium position indicating that it needs to be maintained and improved.

scholarly journals administrasi keuangan

2020 ◽  
Author(s):  
Mustika
Keyword(s):  
Financial Management ◽  
School Principal ◽  
Financial Reports ◽  
Program Funding ◽  
To Come ◽  
Education Delivery ◽  
One Year ◽  
Financial Administration ◽  
State Schools ◽  
Academic Year

financial administration is a process or all activities related to the financial goals that aim to achieve certain goals that have been fixed in an organization and later there must be financial reports that are given at the end of the activity. Financial Administration Process include the preparation of the RPS , preparation of RKAS: RKAS is a detailed plan of funding and program funding for one year, and official school budget documents are approved by the school principal and endorsed by the world of education intended for state schools and education delivery for private schools, and the RKAS period is valid for one academic year to come consisting of income and expenses. Is a report of all activities that will be carried out in the implementation of financial management in schools and reported in accordance with established procedures.)

scholarly journals Good Corporate Governance dan Manajemen Keuangan dalam Ekonomi Syariah

2013 ◽  
Vol 4 (2) ◽  
pp. 199
Author(s):  
Syafrudin Arif marah Manunggal
Keyword(s):  
Corporate Governance ◽  
Financial Management ◽  
Social Economic ◽  
Islamic Finance ◽  
Islamic Banks ◽  
Financial Reports ◽  
Finance Management ◽  
Good Corporate Governance ◽  
Entire World

The Good Corporate Governance (GCG) facing challenges to Islamic banks nowadays not only in Indonesia but also in the entire world. GCG is necessary to the Islamic banks due to significance of the stakeholders trust towards Islamic banks its self. But in practice, the GCG could serve as an obligatory and formal instrument for delivering transparant public financial reports of the Islamic banks. In avoiding its shortage of application, Islamic finance management gives guide for encountering the formalistic condition of the GCG of the Islamic banks. For the GCG and the Islamic financial management both are very important, this paper discusses a likely convergence between both principle. Finally, the GCG has to be applied by guiding the Islamic financial management. The Islamic financial management is something to do with weather the religious normative assumptions and social economic ones.

scholarly journals 7. Administrasi Keuangan

2020 ◽  
Author(s):  
Ditri Wily Mandayanti ◽  
Hade Afriansyah
Keyword(s):  
Financial Management ◽  
School Management ◽  
School Development ◽  
School Activities ◽  
School Programs ◽  
Development Plans ◽  
One Year ◽  
Financial Administration

The purpose of writing this article is to find out how important financial administration greatly influences the objectives and processes in financial administration education is the management which includes all activities related to finance to achieve the goals of a particular organization or company. With good financial administration, a more comfortable and productive working atmosphere will be created. Through financial management activities, funding needs for school activities can be planned, sought for procurement, recorded transparently, and used to finance the implementation of school programs effectively and efficiently. With good financial administration, a more comfortable and productive working atmosphere will be created. The financial administration process includes the preparation of School Development Plans (RPS) which is one form of one of the most important functions of school management, which must be owned by schools to be used as a guide in organizing education in schools, both for the long term (20 years), middle ( 5 years) or short (one year); preparation of RKAS, use and accountability. In addition, in financial administration there is examination and reporting.

scholarly journals Economic analysis of the fishery activities of Bergobindapur baor at Chaugachha upazila under Jessore district of Bangladesh

2016 ◽  
Vol 2 (3) ◽  
pp. 436-441
Author(s):  
BM Newaz Sharif ◽  
Md Yousuf Ali ◽  
Manos Kumar Saha ◽  
Md Anam Ahmad ◽  
Md Aminur Islam ◽  
...  
Keyword(s):  
Cost Benefit ◽  
Vital Role ◽  
Participatory Rural Appraisal ◽  
Personal Observation ◽  
Average Income ◽  
Strategic Plans ◽  
Net Profit ◽  
Cost Benefit Ratio ◽  
Rural Appraisal

The study was conducted on Bergobindapur baor at Chaugachha upazila under Jessore district. The study period was February to June, 2015. Data were collected by using participatory rural appraisal (PRA) tools and personal observation. Net return was loss in 2013-2014 and the loss amount was BDT 254200. Cost benefit-ratio in 2013-2014 was 0.99. Major income (83.30%) of the fishermen community was drawn from the fishery activities of Bergobindapur baor. In 2014-2015, average income of fishermen was BDT 25250 during the fishing period. Within the household of fishermen community, the expenditure for food was 19%, clothing, 3%, children’s education, 19%, medical, 3%, dowry and religion, 33%, agriculture, 13% and others, such as business, accommodation, sanitation etc. 10%, which came from baor activities. The findings of this study indicated that Bergobindapur baor plays a vital role for the support of livelihood of fishermen and net profit from baor was not satisfactory. A long-term strategy should be developed to make the baor profitable. The developed strategic plans should be initiated immediately for the profitability of the baor as well as improving the livelihood conditions of the fishermen engaged with the boar fishery activities.Asian J. Med. Biol. Res. September 2016, 2(3): 436-441

scholarly journals Peningkatan Kapasitas Pelaporan Keuangan Bumdesa Gesang Sejahtera Desa Gesang Kecamatan Tempeh Kabupaten Lumajang

2017 ◽  
Vol 1 (1) ◽  
Author(s):  
Moh. Hudi Setyobakti
Keyword(s):  
Financial Reporting ◽  
Financial Management ◽  
Financial Statement ◽  
Financial Reports ◽  
Transportation Services ◽  
Financial Report ◽  
Management Capability ◽  
Village Government ◽  
Financial Administration ◽  
The Village

Business Unit of Village Unit or Bumdesa is mandate of Law no. 6 Year 2014 on the Village. The establishment of BUMDesa is an effort to accommodate all activities in the field of economy and / or public services managed by the village and / or inter-village cooperation. The regulation on BUMDesa is regulated through Village Regulations. Bumdesa Gesang Sejahtera was established in 2017, with a legal umbrella of village law. The effort developed by Bumdesa is based on the potential of agriculture and other sectors that have become embryos before. Businesses managed by Bumdesa include; (1) agriculture with organic rice production and fertilizer business, organic agricultural medicine, (2) waste transportation services, (3) HIPPA water service. The problem faced by Bumdesa Gesang Sejahtera as a partner is not yet optimal financial management Bumdesa, which consists of planning, implementation, administration and financial accountability. The pressing issue is financial administration, where Bumdesa has not been able to present financial reports and report to the Village Government. Devotion is done, is training and mentoring activities on (1) standardization of financial format, (2) process of preparation of financial statement, (3) OJT prepare financial report. The output of this devotion is the management capability for the operational operators in the process of administration and financial reporting Bumdesa covers the aspects of cognitive, psychomotor and affective.

scholarly journals PENGARUH PERUBAHAN STATUS, EMPLOYEE ENGAGEMENT, DAN PEMANFAATAN TEKNOLOGI INFORMASI TERHADAP KUALITAS PELAPORAN KEUANGAN

2018 ◽  
Vol 19 (4) ◽  
pp. 495-515
Author(s):  
Nani Yuheti Yuniatin ◽  
Noer Azam Achsani ◽  
Hendro Sasongko
Keyword(s):  
Information Technology ◽  
Employee Engagement ◽  
Financial Reporting ◽  
Financial Management ◽  
Test Results ◽  
Financial Reports ◽  
Significant Difference ◽  
Before And After ◽  
The Status

This study aimed to examine the effect of changes in status, employee engagement, and the utilization of information technology on the quality of financial reporting. Analysis of variance (ANOVA) was used to examine changes in the status of Bogor Agricultural University. Moreover we employ a multiple regression analysis to examine the effect of employee engagement and information technology in performance financial of report.  In addition, Ultrecht Work Engagement Scale (UWES) was used to examine the financial human resource mapping. The results of ANOVA test showed that there was no significant difference of the financial management of Bogor Agricultural University before and after the implementation of Public Service Board (BLU). Furthermore, multiple linear regression test results showed that the factors that affect the performance of financial reports are employee engagement and use of information technology. However, it is found that the factor that really affects the performace of financial reports is the use of information technology. Finally, the test results of the mapping showed that employee engagement of human resources staff of Bogor Agricultural University are in medium position indicating that it needs to be maintained and improved

scholarly journals MEMAJUKAN UKM CONFETTI DENGAN MEMANFAATKAN TEKNOLOGI DIGITAL

Abdimisi ◽  
2020 ◽  
Vol 1 (2) ◽  
pp. 119
Author(s):  
Ardijan Handijono ◽  
Rudy Irawan Gunarto ◽  
Eka Kusuma Dewi ◽  
Samsul Marpitasa ◽  
Yunita Kwartarani
Keyword(s):  
Organizational Structure ◽  
Financial Management ◽  
Business Management ◽  
Digital Marketing ◽  
Job Descriptions ◽  
Job Description ◽  
Financial Reports ◽  
Current Technology ◽  
Professional Business ◽  
Approach Method

Our PKM partners are a family company engaged in the manufacture of T-shirt sheets, which have the trademark "confetti" in Depok area. The problems they face include their limited expertise in utilizing technology for marketing, overlapping employee job descriptions, and financial management which only uses simple bookkeeping.The approach method used in PKM activities is brainstorming to open a mindset about the importance of more professional business management, teaching technology that supports marketing, and making correct financial reports. The solutions offered include proposing the use of current technology, compiling an organizational structure with job description of each role and teaching how to prepare proper financial reports.Keywords: Financial management Digital Marketing, SAAS.   

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