Evaluating The Influence of Work Rules and Procedures, on the Performance of Savings and Credit Cooperatives, Focusing on Wakiso District, Uganda

Critiques of liberal, top-down approaches to peacebuilding have motivated a discussion of alternative, locally-led, and community-based approaches to achieving and maintaining sustainable peace. This article uses a case study of women's savings and credit cooperatives in post-violence Nepal to examine the ways in which grassroots-based, locally-led peace initiatives can counter top-down approaches. The article presents ethnographic evidence from fieldwork in Nepal on how cooperatives expand through their everyday activities the definition of peace to include not only the absence of violence (negative peace) but transformatory goals such as social justice (positive peace). By focusing on ongoing root causes of structural violence, cooperatives problematize the postconflict period where pre-war normalcy is presumed to have returned. They emphasize local agency and ownership over formal peace processes. The findings suggest ongoing struggles that cooperatives face due to their existence within larger, liberal paradigms of international postconflict aid and reconstruction assistance. Their uneasy relationship with liberal economic structures limit their scale and scope of effectiveness even as they provide local alternatives for peacebuilding.

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Analysis of the Consumer Behavior of the Members of the Savings and Credit Cooperatives for the Integration of Electronic Financial Services in the City of Guayaquil

International Journal of Business and Administrative Studies ◽

10.20469/ijbas.5.10005-5 ◽

2019 ◽

Vol 5 (5) ◽

Author(s):

Eduardo Andrés Guzmán Barquet

Keyword(s):

Consumer Behavior ◽

Financial Services ◽

Credit Cooperatives ◽

The City

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UMA ANÁLISE DA DIMENSÃO EDUCATIVA DAS COOPERATIVAS DE CRÉDITO RURAL SOLIDÁRIO NO TERRITÓRIO DO SISAL - BAHIA/An analysis of the educational dimension of solidary rural credit cooperatives in the Territory of Sisal – Bahia

REVISTA NERA ◽

10.47946/rnera.v0i34.4983 ◽

2017 ◽

pp. 176-202

Author(s):

Gracieda Dos Santos Araújo ◽

Pedro Ivan Christoffoli

Keyword(s):

Rural Credit ◽

Rural Credit Cooperatives ◽

Credit Cooperatives

Neste artigo buscamos investigar a ação pedagógica desenvolvida pelas cooperativas de crédito rural do sistema Associação das Cooperativas de Apoio a Economia Familiar - ASCOOB, no Território do Sisal, tendo em vista a perspectiva da transformação social e a construção do desenvolvimento camponês. Apesar das contradições identificadas ao longo da pesquisa, é possível afirmar que a criação das cooperativas de crédito solidário no referido território foi fundamental para o acesso ao crédito por parte dos agricultores historicamente excluídos pelo sistema tradicional bancário. Entretanto, com base na perspectiva do materialismo histórico-dialético, não se pode afirmar que o acesso ao crédito, por si só, pode criar as condições necessárias para a transformação social desse território. Observa-se que o cooperativismo de crédito solidário no Território do Sisal avançou, mas dentro do limite das contradições do Estado, estabelecido pela modernização conservadora, vivida pelo país nas últimas décadas. A partir destes pressupostos apontamos os desafios postos à educação dos trabalhadores, na perspectiva de desenvolver projetos com potencial de transformação social.

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Work Rules: Whose Responsibility?

Challenge ◽

10.1080/05775132.1960.11469072 ◽

1960 ◽

Vol 8 (6) ◽

pp. 44-49

Author(s):

Philip Taft

Keyword(s):

Work Rules

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Small-scale Credit Institutions

The Oxford Handbook of Banking and Financial History ◽

10.1093/oxfordhb/9780199658626.013.10 ◽

2016 ◽

pp. 190-214

Author(s):

R. Daniel Wadhwani

Keyword(s):

Institutional Arrangements ◽

Small Scale ◽

Organizational Size ◽

Cultural Narrative ◽

Savings Banks ◽

Theoretical Perspectives ◽

Political Theories ◽

Credit Cooperatives ◽

Sources Of Variation ◽

Credit Institutions

This chapter begins by examining the reasons for the growing historiographical and theoretical interest in small-scale credit institutions, and in understanding variations in the institutional arrangements of intermediaries more broadly. It then briefly surveys the literature on a selection of these institutions—ROSCAs, savings banks, credit cooperatives, and building associations—to identify patterns of organization and development over time and place. Finally, it examines a number of theoretical perspectives that have been used to account for variation in in the organizational size, form, and practices that such small credit institutions embody. Specifically it considers transaction cost theories, location-based theories, socio-political theories, and cultural/narrative theories, and assesses their contributions and limitations in understanding the sources of variation and change in institutional arrangements.

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Cooperative Сrediting: Prospects of F.V. Raiffeisen Approaches Application in Ukrainian Agricultural Sector

Central Ukrainian Scientific Bulletin. Economic Sciences ◽

10.32515/2663-1636.2021.6(39).106-114 ◽

2021 ◽

pp. 106-114

Author(s):

Andrii Panteleimonenko ◽

◽

Vladyslav Honcharenko ◽

Svitlana Kasyan ◽

◽

...

Keyword(s):

Local Governments ◽

Agricultural Sector ◽

Agricultural Producers ◽

Rural Credit ◽

Professional Journals ◽

Credit Cooperatives ◽

Depth Study ◽

State And Local ◽

Rural Producers ◽

The 19Th Century

It is emphasized that at the beginning of the XXI century application of cooperative lending experience of F.W. Raiffeisen cooperatives model in Ukrainian practice allowed credit unions to abandon collateral as the main form of credit security. For many small agricultural producers, especially farmers, signing of a group agreement on joint and several liability (formation of the so-called loan circle) was almost the only opportunity to obtain loans. The main reason for stopping this practice is indicated. It was caused by the consequences of the global financial and economic crisis, the first appearances of which have been felt in Ukrainian economy since 2008. It is discovered that the content of publications presented in scientific professional journals of Ukraine only to some extent reveals the essence of F.W. Raiffeisen approaches on lending to small rural producers. The need for in-depth study of such experiences is emphasized. It is proposed to establish rural credit societies in Ukraine, which are based on the experience of F.W. Raiffeisen credit cooperatives. The important role of state and local governments in the financial support of this process is emphasized. The external financing mechanism for such cooperatives, especially at the initial stage of their activity, with the use of F.W. Raiffeisen loan circles practice is described. Establishing rural credit societies to finance peasants and farmers are indicated as promising. A model of a rural credit society is proposed. It was successfully functioning in Germany, as well as on the territory of other European countries, including Ukrainian provinces, starting from the end of the 19th century. And provided that appropriate changes are made to current Ukrainian legislation, these rural credit societies can become a source of affordable loans for the development of farming. The expediency of detailing the proposed model of a credit cooperative is indicated, taking into account all the principles typical for cooperatives of F.W. Raiffeisen model.

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