Dissuade Of Crop Insurance In Telangana State

2019 ◽  
Vol 118 (9) ◽  
pp. 161-164
Author(s):  
S Tulasi Ram ◽  
,Dr.T.Srinivasa Rao
Keyword(s):  
Cover Crop ◽  
Crop Insurance ◽  
Work Force ◽  
Primary Data ◽  
Insurance Company ◽  
Pests And Diseases ◽  
Agriculture Sector ◽  
Indian Agriculture ◽  
Cooperative Society ◽  
Telangana State

  Contribution of Indian Agriculture sector is much higher than the world average and it is also called backbone for Indian economy by providing employment opportunities. Telangana, a newly formed state in India and majority of work force depends on agriculture and allied activities. In India agriculture is called playing dice with rains and even it badly affected by natural calamities, pests and diseases too. Crop Insurance is one the best option to mitigate the risk that associated with the agriculture sector.  Agriculture Insurance Company of India ltd (AICI) one of the general insurance company that dedicated to cover crop insurance in India. AICI statistics shows that only two farmers from Telangana state opted for crop insurance under national agriculture Insurance Scheme. This proposed research will be an explorative in nature to identify the reasons behind farmers not opting for crop insurance. Primary data collected with the help of questionnaire from farmers, interaction with primary agriculture cooperative society secretaries, bankers and Agriculture officers. 

scholarly journals Farmers perception and awareness about agriculture insurance scheme – a study of north karnataka

2021 ◽  
Vol 10 (3) ◽  
pp. 33-40
Author(s):  
N Maruti Rao
Keyword(s):  
Climate Change ◽  
Crop Insurance ◽  
High Time ◽  
Crop Loss ◽  
Insurance Company ◽  
Insurance Policy ◽  
Insurance Scheme ◽  
Indian Economy ◽  
Agriculture Sector ◽  
Awareness Programme

Agriculture is considered the backbone of Indian economy. The agriculture sector determines the growth and sustainability of Indian economy. About 52% of India’s workforce and 21% of India’s population still relies on agriculture for employment and livelihood. In spite of this, 197 farmers had committed suicide in 2015 in Karnataka (till September) and North-Karnataka accounted for 25 percent of such suicide cases compared to an average of 15 percent in remaining 5 regions of Karnataka (as per political map of Karnataka). As per the officials from agriculture department, none of the farmers who committed suicide had taken a crop insurance policy. These lives might have been saved if the crop is insured against climate change. As per the records of Agriculture Insurance Company of India (AIC) Ltd, only 16.3 percent of all farmers in Karnataka are covered under the NAIS. In the light of this observation, the researcher felt that it is high time to assess the awareness and existing knowledge about crop insurance among farmers. It is also necessary to assess perception of farmers about crop insurance. The study reveals that farmers have lot of faith in Pradhan Mantri Fasal Bima Yojana. They have strong confidence in PMFBY that it will provide security against Crop Loss. However, they opined that there is no provision in the policy for risk coverage of both Kharif and Rabi Seasons. It is suggested that crop insurance should be delivered along with crop loan through banks. The agriculture department (GOK) should conduct an awareness programme in collaboration with Management Educational Institutes. This will not only help in creation of awareness but also educating farmers about crop insurance

scholarly journals Agriculture Insurance’s outreach constrained by Procedural delays and Norms: Reflections from North Karnataka, India

2020 ◽  
Vol 1 (1) ◽  
pp. 39
Author(s):  
Nayanatara S. Nayak ◽  
Narayan Billava ◽  
Ashalata K.V.
Keyword(s):  
Central Government ◽  
Crop Insurance ◽  
Insurance Coverage ◽  
Primary Data ◽  
Specific Reference ◽  
Severe Drought ◽  
Agricultural Crop ◽  
Insurance Company ◽  
Crop Failure ◽  
Average Percentage

Karnataka is one of the states, which experienced severe drought continuously for four years since 2014. In addition, heavy rainfall for the past two years has adversely affected agriculture produce in the entire state putting farmers into debt trap as most of them are not covered by crop insurance for crop failure. Although crop insurance was available to farmers in India since 1972, the coverage across the states including Karnataka was not found to be satisfactory. The average percentage of farmers covered under crop insurance was less than 10% during 1999-2015,both for India and Karnataka. It was 11.3% under NAIS 2015 kharif,increased to 12.2% in 2016, 17.1% in 2017 going down to 15.6% in 2018 and to 14.1% in 2019 under Pradhan Mantri Fasal Bima Yojana (PMFBY)kharif in Karnataka. PMFBY was one new kind of agriculture insurance company and introduced throughout the country in 2016.This paper examines the performance of this scheme with specific reference to north Karnataka based on primary data collected from farmers’ survey in four districts, secondary data collected from official documents and first-handinformation gathered from regional stakeholder workshops organized in six selected districts of north Karnataka. The study tries to look into the extent of coverage and, flaws and merits of crop insurance schemes with reference to problems faced by farmers in getting insurance coverage and claims. The study covered around 1000 stakeholders including farmers,officials of banks, department of economics and statistics, agriculture department and insurance agencies, representatives of gram panchayats and cooperative societies. Three agricultural crop seasons have passed since then. Central government has brought in some changes in guidelines and is likely to make further changes in procedures in response to concerns expressed by States and farmers’ representatives. Follow up discussions with key stakeholders in Karnataka held after the initial farmers’ survey reveal that while a few of the anomalies in applying for crop insurance have been addressed by the concerned departments, major obstacles in assessment and claims continue to exasperate farmers who are miffed bythese procedural lapses. This paper throws light on some of these issues and discusses measures to make crop insurance, particularly PMFBY farmers’ friendly.

scholarly journals AWARENESS OF THE RESPONDENTS TOWARDS ACTIVITIES OF CO-OPERATIVE SOCIETY IN PATNA DISTRICT OF BIHAR

2021 ◽  
Vol 8 (8) ◽  
pp. 1-15
Author(s):  
Amit Kumar ◽  
Dipak Kumar Bose ◽  
Jahanara Jahanara ◽  
Saloni Sarraf
Keyword(s):  
Agricultural Development ◽  
Work Force ◽  
Agricultural Products ◽  
Primary Data ◽  
Interview Schedule ◽  
Agricultural Credit ◽  
Descriptive Research ◽  
The Core ◽  
Indian Agriculture ◽  
Better Regulation

Agriculture being the backbone of Indian economy also acts as the core of Bihar’s economy, employing 77 per cent of the work force and generating 35 per cent of the state domestic product. Meanwhile, the modernization and improvement of agriculture needs considerable investment. Whereas, Indian agriculture remained as poor man’s occupation institutional credit plays an important role in agricultural development. Thus, Agricultural Credit Societies (PACS) provide cheaper credit to agriculture. Descriptive research design is adopted. 120 respondents from Baruna, Chipra and Faziabad in Sampatchak block of Patna district in Bihar was purposively selected for the study since it had more number of co-operative society are present as compared to others. The primary data were collected with the help of interview schedule and the responses were recorded, classified and tabulated and appropriate statistical tools were employed. The results indicated that 48.33 per cent of the respondents were aware of the functions of the co-operative society and 45 per cent of the respondents opined that the co-operative society performance was average in marketing of agricultural products. It also implied that rules, regulations and laws should be enacted and standardized for better regulation of co-operative societies.

Role of Research and Development in Sustaining Indian Agriculture: A Brief Review

2020 ◽  
pp. 396-401
Keyword(s):  
Research And Development ◽  
Production Process ◽  
Annual Increase ◽  
Agriculture Sector ◽  
The Past ◽  
Indian Agriculture ◽  
Self Sufficiency ◽  
Development Institutions ◽  
Agriculture Development

Technology united with research and development has evolved as a grave differentiator of the agriculture sector in India including production, processing, and agriculture packing and marketing of given crops. Near about 50 percent of the Indian workforce was engaged in the agriculture sector but its share in GDP was only 14 percent, much lower in comparison to former. Though, certain agriculture items showed a steady annual increase in terms of kilograms per hectare. Agriculture transformed significantly over the past few decades but when it comes to investment in research and development there is a lot more which needs to be done. The paper analyzes the role of various research and development institutions in boosting the growth of the agriculture sector that helps in attaining sustainable agriculture development and self-sufficiency in the production process since independence. It also focusesed on the various issues faced by these development institutions. The findings unveiled that since independence a lot more was done to boost the research and development in the agriculture sector at both the center and state levels but a proper implementation of these policies along with transparency could bring more desirable outcomes than were gained at present.

scholarly journals IMPLEMENTASI PASAL 11 AYAT (1) UNDANG-UNDANG NOMOR 42 TAHUN 1999 TENTANG JAMINAN FIDUSIA : PERSPEKTIF PERJANJIAN KREDIT DENGAN JAMINAN FIDUSIA PADA PERUSAHAAN PERSEROAN PEGADAIAN

Acta Comitas ◽  
2016 ◽  
Author(s):  
Ni Wayan Tirtawati ◽  
I Dewa Gde Atmadja ◽  
Gde Marhendra Wijaatmadja
Keyword(s):  
Government Regulation ◽  
Moving Objects ◽  
Secondary Data ◽  
Descriptive Study ◽  
Primary Data ◽  
Sampling Techniques ◽  
Insurance Company ◽  
Legal Research ◽  
Collecting Techniques ◽  
Study Sites

Pawnshop Company is a State Owned Enterprises (SOEs), which is engaged in the business of providing credit services and applicable statutory lien for anyone with a moving objects collateral requirement. In order to develop the business, so Government Regulation No. 103 of 2000 was issued, stated of the granting of the loan based on the collateral of fiduciary money. As an institution that provides credit to guarantee the fiduciary shall comply with the provisions set out in Law No. 42 of 1999, especially Article 11, paragraph (1) which states that the objects are burdened with fiduciary collateral required to be registered, but in reality there is no Pawnshop Company comply with Article 11 paragraph (1) of Law No. 42 of 1999 on Fiduciary. Based on the gap das sein and das sollen, then can be formulated the problem of how fiduciary guarantee enrollment application pursuant to Article 11 paragraph (1) of Law No. 42 of 1999 on Company Pawnshop and how execution of fiduciary insurance company that is not registered by the Company Pawnshop when borrowers are in default. Empirical legal research is used in this thesis, because it’s getting out of the gap between das Sein and das sollen. The approach used in this thesis is the legislation approach, case-based approach, and the analytical approach. The nature of the research in this study was a descriptive study, sites in the Pawnshop Company branch Denpasar and Tabanan. The data used in this thesis is the primary data / field data and secondary data / literature. Data collecting techniques used in this thesis is planned interview techniques and reading literature. Sampling techniques used in this thesis is purposive sampling and the data obtained are presented in descriptive qualitative. The results of this problem study is application of fiduciary guarantee enrollment on the Pawnshops Company, that disobedience to law number 42 of 1999 Article 11 paragraph (1) was happened, while the execution of fiduciary insurance company that is not registered by Pawnshop Company if debtor in default is done by a family way.

scholarly journals AN EXPLORATORY RESEARCH STUDY OF MARKETING STRATEGIES OF IDBI FEDERAL INSURANCE CO. LTD

2021 ◽  
pp. 478-483
Author(s):  
Himanshi Goyal ◽  
Dr. Navneet Joshi ◽  
Sanjive Saxena
Keyword(s):  
Life Insurance ◽  
Coming Out ◽  
Research Study ◽  
Research Work ◽  
Marketing Strategies ◽  
Insurance Companies ◽  
Primary Data ◽  
Exploratory Research ◽  
Insurance Company ◽  
Insurance Cover

This paper is covers the exploratory research study on the marketing strategies of IDBI Federal Insurance, Company. In the Indian context, Insurance companies are playing a major role in the development of Indian economy. With the entry of many private players in the insurance industry, the competition has risen manifold and hence insurance companies are coming out with innovative marketing strategies to woo the customer. This was the reason for narrowing down the scope of the research work. The present paper is an exploratory research study on the marketing strategy of IDBI Federal Insurance Company. The paper seeks to address the following objectives (a) To determine the marketing strategies of IDBI Federal Life Insurance Co. Ltd (b) To determine the means and mechanism deployed by IDBI Federal Life Insurance Co. Ltd. Applying the marketing mix and to determine the effectiveness of the strategy and (c) to understand the reasons which provide competitive advantage to IDBI Federal Life Insurance Co. Ltd. The paper is developed on the basis of elementary primary and secondary data available in the Internet and other documents and journals. The design of the paper follows a structured approach. The literature review resulted in the generation of the research objectives. The primary data was collected by means of Google Forms and MS Excel was used for data analysis. Descriptive Statistics is used to arrive at the findings and interpretation. The findings indicate that the majority of the people seek insurance cover for the purpose of having risk cover and availing several benefits associated with the life insurance policies. Further, the findings indicate that there is a need to capitalize social media platform for generating awareness to drive the market growth. KEY WORDS: IDBI, Insurance, Marketing, Policies, Strategies

The importance of pesticides in Indian food production

1967 ◽  
Vol 167 (1007) ◽  
pp. 145-154 ◽  
Keyword(s):  
Food Production ◽  
Geographical Area ◽  
Tree Crops ◽  
Cropping Patterns ◽  
Pests And Diseases ◽  
Indian Agriculture ◽  
Permanent Pasture ◽  
Indian Food ◽  
Grazing Lands

A brief background of Indian agriculture, climate, crops and cropping patterns will help in understanding the problems of pests and diseases and their magnitude. The geographical area of India is 326-9 million hectares and about 78-45 million hectares are under forests and about 14 million hectares are under permanent pasture and grazing lands. The total cropped area is 156-7 million hectares, out of which 20-5 million hectares are sown more than once, leaving a net cultivated area of 136-2 million hectares. In addition, about 4-6 million hectares are put to miscellaneous tree crops and orchards.

scholarly journals Dealing with Water Scarcity and Salinity: Adoption of Water Efficient Technologies and Management Practices by California Avocado Growers

2020 ◽  
Vol 12 (9) ◽  
pp. 3555
Author(s):  
Julie Reints ◽  
Ariel Dinar ◽  
David Crowley
Keyword(s):  
Water Scarcity ◽  
Management Practices ◽  
Crop Yields ◽  
Saline Water ◽  
Primary Data ◽  
Irrigated Agriculture ◽  
Water Supplies ◽  
Self Organizing Maps ◽  
Agriculture Sector ◽  
Elevated Salinity

The irrigated agriculture sector has been facing an increased scarcity of good quality water worldwide. Consequently, the sustainability of water intensive crops, such as avocado, is threatened when water becomes scarce and expensive, or when growers must use saline water supplies that reduce crop yields. A variety of irrigation technologies and water management practices are now recommended to help growers through times of limited water supplies and elevated salinity levels. To examine how growers adopt different practices and combinations of practices, we collected data from a sample of avocado growers in California. We used Kohonen self-organizing maps, and developed logit models to identify the most common bundles of technologies and management practices that growers are using to deal with water scarcity. We test the validity of the proposed bundles and factors affecting their adoption, using primary data obtained from a survey of California avocado growers at the height of the drought during 2012–2013. Results show that farm location, share of income from agricultural production, use of cooperative extension advice, and farmer characteristics, such as age and education, all play important roles in grower adoption of individual and bundled methods to adapt to water scarcity.

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