Decomposing Automobile Insurance Policy Buying Behavior: Evidence of Adverse Selection

2006 ◽  
Author(s):  
Chu-Shiu Li ◽  
Chwen-Chi Liu ◽  
Jia-Hsing Yeh
Keyword(s):  
Adverse Selection ◽  
Automobile Insurance ◽  
Insurance Policy ◽  
Buying Behavior

Explaining Insurance Policy Provisions via Adverse Selection

1997 ◽  
Vol 22 (2) ◽  
pp. 121-134 ◽  
Author(s):  
Virginia R. Young ◽  
Mark J. Browne
Keyword(s):  
Adverse Selection ◽  
Insurance Policy

THE IMPORTANCE OF THE CHOICE OF TEST FOR FINDING EVIDENCE OF ASYMMETRIC INFORMATION

2014 ◽  
Vol 44 (2) ◽  
pp. 173-195 ◽  
Author(s):  
Catherine Donnelly ◽  
Martin Englund ◽  
Jens Perch Nielsen
Keyword(s):  
Asymmetric Information ◽  
Adverse Selection ◽  
Insurance Coverage ◽  
Insurance Premium ◽  
Insurance Market ◽  
Automobile Insurance ◽  
Selection Models ◽  
Positive Correlation ◽  
Using Data

AbstractWe put one of the predictions of adverse-selection models to the test, using data from the Danish automobile insurance market: that there is a positive correlation between claims risk and insurance coverage. We can find a statistically significant insurance coverage--risk correlation when coverage is expressed relative to the insurance premium, but not when it is expressed in monetary terms.

Testing for Evidence of Adverse Selection in the Automobile Insurance Market: A Comment

2001 ◽  
Vol 109 (2) ◽  
pp. 444-453 ◽  
Author(s):  
Georges Dionne ◽  
Christian Gouriéroux ◽  
Charles Vanasse
Keyword(s):  
Adverse Selection ◽  
Insurance Market ◽  
Automobile Insurance
Sign in / Sign up

Export Citation Format

Share Document