Testing for Evidence of Adverse Selection in the Automobile Insurance Market: A Comment

2001 ◽  
Vol 109 (2) ◽  
pp. 444-453 ◽  
Author(s):  
Georges Dionne ◽  
Christian Gouriéroux ◽  
Charles Vanasse
Keyword(s):  
Adverse Selection ◽  
Insurance Market ◽  
Automobile Insurance

THE IMPORTANCE OF THE CHOICE OF TEST FOR FINDING EVIDENCE OF ASYMMETRIC INFORMATION

2014 ◽  
Vol 44 (2) ◽  
pp. 173-195 ◽  
Author(s):  
Catherine Donnelly ◽  
Martin Englund ◽  
Jens Perch Nielsen
Keyword(s):  
Asymmetric Information ◽  
Adverse Selection ◽  
Insurance Coverage ◽  
Insurance Premium ◽  
Insurance Market ◽  
Automobile Insurance ◽  
Selection Models ◽  
Positive Correlation ◽  
Using Data

AbstractWe put one of the predictions of adverse-selection models to the test, using data from the Danish automobile insurance market: that there is a positive correlation between claims risk and insurance coverage. We can find a statistically significant insurance coverage--risk correlation when coverage is expressed relative to the insurance premium, but not when it is expressed in monetary terms.

Regulatory Adverse Selection in the Life Insurance Market

2004 ◽  
Author(s):  
Mattias K. Polborn ◽  
Michael Hoy ◽  
Asha Sadanand
Keyword(s):  
Adverse Selection ◽  
Life Insurance ◽  
Insurance Market
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