Did the Introduction of Fixed-Rate Federal Deposit Insurance Increase Bank Risk?

2006 ◽  
Author(s):  
Gayle L. DeLong ◽  
Anthony Saunders
Keyword(s):  
Deposit Insurance ◽  
Bank Risk ◽  
Fixed Rate ◽  
Federal Deposit Insurance

Federal Deposit Insurance, Regulatory Policy, and Optimal Bank Capital

1981 ◽  
Vol 36 (1) ◽  
pp. 51 ◽  
Author(s):  
Stephen A. Buser ◽  
Andrew H. Chen ◽  
Edward J. Kane
Keyword(s):  
Deposit Insurance ◽  
Regulatory Policy ◽  
Bank Capital ◽  
Federal Deposit Insurance

The Risk Assessment Enhancement Process at the Federal Deposit Insurance Corporation

2021 ◽  
pp. 407-420
Author(s):  
Rania Mousa
Keyword(s):  
Risk Assessment ◽  
Deposit Insurance ◽  
New Technologies ◽  
Assessment Process ◽  
Technology Selection ◽  
Government Agencies ◽  
Process System ◽  
Banking Institutions ◽  
Timely Fashion ◽  
Federal Deposit Insurance

Supervisory banking institutions are often daunted by the volume and complexity of the data received on a regular basis from filer banks. Chief technology officers and data strategists face challenges as they strive to implement a technology that could facilitate the data collection and processing to produce secure, timely and reliable information for decision making purpose. Technology selection might be a concern for adopting government agencies, but the methodology of developing and implementing technologies could present a bigger challenge. This is due to the fact that government agencies may not adapt easily to new technologies in a timely fashion or accommodate further developments to their current systems while operating under strict budget. To strengthen its bank supervisory role and develop its bank examination applications, the FDIC decided to adopt The Rational Unified Process System Methodology, known as the RUP®. The chapter examines how the FDIC followed the RUP® to develop an existing bank examination tool application to support its risk assessment process.

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