Commercial Mortgage Underwriting: How Well Do Lenders Manage the Risks?

SSRN Electronic Journal ◽

10.2139/ssrn.641285 ◽

2004 ◽

Author(s):

Robert Grovenstein ◽

C. F. Sirmans ◽

John P. Harding ◽

Sansanee Thebpanya ◽

Geoffrey K. Turnbull

Keyword(s):

Mortgage Underwriting

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Commercial Mortgage Underwriting and Leveraged Feasibility Analysis

Real Estate Investment ◽

10.1002/9781119526124.ch9 ◽

2020 ◽

pp. 229-246

Keyword(s):

Feasibility Analysis ◽

Mortgage Underwriting

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Real Estate Taxation and Commercial Mortgage Underwriting

Decision Sciences ◽

10.1111/j.1540-5915.1992.tb00441.x ◽

1992 ◽

Vol 23 (5) ◽

pp. 1162-1173 ◽

Cited By ~ 4

Author(s):

Leon Shilton ◽

Walter O'Connor ◽

John Teall ◽

James R. Webb

Keyword(s):

Real Estate ◽

Estate Taxation ◽

Mortgage Underwriting

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What do we know about Racial Discrimination in Mortgage Markets?

The Review of Black Political Economy ◽

10.1007/bf02689922 ◽

1993 ◽

Vol 22 (1) ◽

pp. 101-120 ◽

Cited By ~ 17

Author(s):

Cathy Cloud ◽

George Galster

Keyword(s):

Racial Discrimination ◽

Case Studies ◽

Information Sources ◽

Mortgage Lending ◽

Sufficient Evidence ◽

Mortgage Markets ◽

Statistical Studies ◽

Mortgage Underwriting

The article summarizes evidence regarding racially discriminatory acts in the mortgage lending market. Various information sources are considered: paired-testing studies, statistical studies of lending patterns and loan rejections, administrative histories, legal suits, case studies, and mortgage underwriting standards. The review demonstrates that, although there remain many unanswered questions about the scope and nature of racial discrimination in mortgage lending, there is sufficient evidence to conclude that the problem still exists.

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