What do we know about Racial Discrimination in Mortgage Markets?

1993 ◽  
Vol 22 (1) ◽  
pp. 101-120 ◽  
Author(s):  
Cathy Cloud ◽  
George Galster
Keyword(s):  
Racial Discrimination ◽  
Case Studies ◽  
Information Sources ◽  
Mortgage Lending ◽  
Sufficient Evidence ◽  
Mortgage Markets ◽  
Statistical Studies ◽  
Mortgage Underwriting

The article summarizes evidence regarding racially discriminatory acts in the mortgage lending market. Various information sources are considered: paired-testing studies, statistical studies of lending patterns and loan rejections, administrative histories, legal suits, case studies, and mortgage underwriting standards. The review demonstrates that, although there remain many unanswered questions about the scope and nature of racial discrimination in mortgage lending, there is sufficient evidence to conclude that the problem still exists.

Comparative Case Studies

2005 ◽  
Vol 10 (1) ◽  
pp. 3-16 ◽  
Author(s):  
I. William Zartman
Keyword(s):  
Case Studies ◽  
Deep Knowledge ◽  
Large Numbers ◽  
Statistical Studies ◽  
The Subject ◽  
Comparative Case Studies

AbstractCase studies embody a deep knowledge of the subject and can be used to test or generate theoretical propositions for explaining negotiated outcomes. Their value is increased when they are employed comparatively, using a number of instances of negotiation – flawed or successful – in the same conflict or problem or a number of negotiations of different conflicts. While it might appear that statistical studies of large numbers of cases would be even more advantageous, these studies tend to lose the feel and understanding that comparative cases can command. Thus, comparative case studies lie at the crossroads of reality and theory; they present their evidence through the eyes of a knowledgeable specialist and they test it against the hypothetical constructs of a creative conceptualist. The challenge is as high as the payoffs.

scholarly journals Does Multiculturalism Inhibit Intercultural Dialogue? Evidence from the Antipodes

2021 ◽  
Vol 2 (1) ◽  
pp. 11-23
Author(s):  
Geoffrey Brahm Levey
Keyword(s):  
United Nations ◽  
Cultural Diversity ◽  
Racial Discrimination ◽  
Case Studies ◽  
Intercultural Dialogue ◽  
Policy Outcomes ◽  
Ethnic Communities ◽  
International Debate ◽  
United Nations Educational ◽  
Cultural Organization

In recent years, an international debate has erupted over whether and how interculturalism differs from multiculturalism as a response to cultural diversity. An influential argument in this debate is that multiculturalism itself militates against intercultural dialogue. This article scrutinises this argument and challenge its applicability in the Australian context. I examine two case studies of fraught intercultural dialogue: the 2006 clash between the Howard government and the Ethnic Communities’ Council of Victoria over the proposed introduction of a citizenship test; and the Abbott government’s proposed reform of the anti-vilification provisions of the Racial Discrimination Act 1975 (Cth) during 2013–14. The cases suggest that far from undermining intercultural dialogue, respecting the terms of Australian multiculturalism would help to make it possible. Moreover, the cases suggest that if pursued genuinely, intercultural dialogue could contribute improved policy outcomes.1 1This article is a revised version of Geoffrey Brahm Levey (2017) ‘Intercultural dialogue under a multiculturalism regime: pitfalls and possibilities in Australia’ in Fethi Mansouri (ed) Interculturalism at the crossroads: comparative perspectives on concepts, policies and practice, United Nations Educational, Scientific and Cultural Organization, France, pp. 103-25

On the Factors of Housing Mortgage Lending Dynamics in Russia and Some of its Regions

2020 ◽  
pp. 42-55
Author(s):  
A.S. Tanasova ◽  
M.P. Tskhovrebov
Keyword(s):  
Russian Federation ◽  
Federal District ◽  
Bank Lending ◽  
Mortgage Lending ◽  
Mortgage Markets ◽  
Monetary Authorities ◽  
Its Regions ◽  
The Russian Federation ◽  
Main Factors ◽  
Near Future

Housing lending is one of the fastest growing and most promising segments of Bank lending in the country. The article analyzes the main factors of housing mortgage lending dynamics in Russia and some of its regions: subjects of the Russian Federation of the Volga Federal district. The latest features of the relevant regional mortgage markets, including those reflecting the reality of the beginning of this year, are revealed. In the near future, the author substantiates the forecast conclusions, according to which: a) if the overall positive dynamics of the all-Russian and regional mortgage markets is maintained, their growth will slow down; b) if the monetary authorities implement an effective anti-crisis policy, including providing effective support to these markets, their degree of competitiveness and consolidation will increase.

Strategic Decision-Making in Japanese Trading Companies: Case Studies of Information Search Activities

2003 ◽  
Vol 9 (1) ◽  
pp. 27-41 ◽  
Author(s):  
David Gilbert
Keyword(s):  
Decision Making ◽  
Case Studies ◽  
Information Search ◽  
Information Sources ◽  
Decision Makers ◽  
Strategic Decision ◽  
Strategic Decision Making ◽  
Sources Of Information ◽  
Managerial Practices ◽  
Research Task

ABSTRACTThe paper describes an investigation into the information search activities of senior Japanese executives involved in strategic decision-making in Japanese trading companies. The research task was conducted over a twelve-month period between 2000-2001, at five well-known Japanese kaisha (see Appendix 1 for a list of Japanese expressions used in this paper) headquartered in Tokyo. This paper identifies sources of information that are dev-eloped and used by executive decision-makers in evaluating strategic alternatives. As well modes of access to the identified sources are highlighted and analysed.Results from the study indicate the prominence of distinctive Japanese managerial practices such as nemawashi and settai, in developing information sources. As well it was found that these practices strongly influence how information sources are accessed. Executive decision-makers from the Presidential level to Divisional Manager level who participated in this study were emphatic in their belief that strategic decision-making in most situations is reliant upon the network of information sources cultivated by decision-makers as well as their skill in accessing the various sources.

scholarly journals Arts and Culture in Building and Sustaining Peace

2021 ◽  
Vol 7 (1) ◽  
pp. 36-43
Author(s):  
Binod P. Bista
Keyword(s):  
Case Studies ◽  
Social Services ◽  
Soft Power ◽  
Government Support ◽  
Sufficient Evidence ◽  
Institutional Failure ◽  
Post Conflict ◽  
Local Municipalities ◽  
Arts And Culture ◽  
Local Actors

Peace, harmony and development are essential conditions for any society, developed or developing, to progress. The 2011 World Development Report revealed that growing recognition of the link between social services, conflict and peace has helped in inclusion of social services’ provision in peace agreements. A report from ‘Policy Link’ gives equitable development as the key to peace. Music plays a great role in building peace in conflict situations, so does religion, media, performance, theatre. For achieving peaceful conditions there is a need to strike a balance between two extremes including inner and outer peace. Salzburg Global Seminar (2014) focused on using soft power, especially arts and culture, since cultural engagement helps transform perceptions. Case studies referred to in this write up provide sufficient evidence of the high usefulness of arts and culture in every phase of conflict. A detailed portfolio of case studies covering seven countries including Nepal of Asia describes the importance of ‘narratives’ and ‘story telling’, preservation of historical artifacts, photographs etc. for building peace mostly in post conflict stage. The researchers were of the view that the affected persons or beneficiaries needed to be involved right from the beginning of a peace project. British Council’s publication named ‘The Art of Peace’ emphasizes on the importance of local actors’ engagement as well as arts and cultural programs in linking culture, security and development. A project launched by the World Bank and the United Nations, entitled pathways to peace, offered guiding principles, namely, target institutional failure responsible for conflict, to be of inclusive nature, and form sustainable overtime character. Arts and Culture have a distinct place in resolving conflict thus it deserves adequate government support and a networking with other actors such as local municipalities, societies and groups.

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