Анализ возможностей инвестирования с целью создания стоимости в секторе финансовых технологий на примере криптовалют (Analysis of Investment Opportunities for the Purpose of Creating Value in the Financial Technology Sector Using the Example of Cryptocurrency)

2019 ◽  
Author(s):  
Andrey Gusev
Keyword(s):  
Technology Sector ◽  
Investment Opportunities ◽  
Financial Technology

FinTech Strategies in the GCC

2020 ◽  
pp. 67-85
Author(s):  
Konstantinos Tsanis
Keyword(s):  
Financial Services ◽  
Ecosystem Development ◽  
Development Mode ◽  
Technology Sector ◽  
Gcc Countries ◽  
Generic Term ◽  
Gulf States ◽  
Financial Technology

The Gulf states, attempting to diversify their economies, have focused largely on transforming their economies. Part of their transformation focus areas is the technology sector. FinTech is a generic term used for all financial technology developments, and has gained a lot of traction in the recent years. As Financial services is one of the main sources of GDP for the GCC states, the GCC governments have focused in promoting the FinTech entrepreneurship spirit, through different initiatives. In the chapter, the authors analyze the FinTech ecosystem development mode for all the GCC countries, focusing on understanding the reason that have made it one of the most successful FinTech ecosystems globally.

Financial Technology Sector in the Context of a New Digital Paradigm

2021 ◽  
pp. 245-251
Author(s):  
K. N. Ermolaev ◽  
K. L. Dragileva ◽  
E. S. Nedorezova
Keyword(s):  
Technology Sector ◽  
Financial Technology

Obama's visit will bring Vietnam economic benefits

2016 ◽  
Keyword(s):  
Economic Benefits ◽  
Content Type ◽  
Policy Initiatives ◽  
Technology Sector ◽  
Investment Opportunities ◽  
Us Technology

Subject Outlook for US President Barack Obama's visit to Vietnam in May. Significance Hanoi and Washington are finalising plans for US President Barack Obama's trip to Vietnam in May, his first visit as president. Beforehand, the two countries hope to complete several policy initiatives intended to signal a new level of bilateral trust. Impacts The visit will probably see fresh investment opportunities for the aviation, energy and healthcare sectors. As Vietnam-US ties strengthen, demand for bilateral tourism and education links will grow. Vietnamese demand for US technology will expand, along with that for greater cooperation in the technology sector.

scholarly journals Blockchain and Cryptocurrencies Technology: a survey

2019 ◽  
Vol 3 (4) ◽  
Author(s):  
Bashar Ibrahim Hameed
Keyword(s):  
Global Economy ◽  
New Technology ◽  
Banking System ◽  
Systematic Investigation ◽  
Decentralized System ◽  
The Sustainable Development ◽  
Technology Sector ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
Financial Technology

Blockchain  and Cryptocurrency has gotten wider considerations as of late. The decentralized digital Cryptocurrency  and its underlying “Blockchain ” technology has created much excitement in the technology community. The financial technology sector sees high potential value in Cryptocurrency Blockchain  protocols, or distributed-ledger technology. The key advantage of this technology lies in the fact that it enables the establishment of secured, trusted, and decentralized autonomous ecosystems for various scenarios, especially for better usage of the legacy devices, infrastructure, and resources. In this paper, we presented a systematic investigation of Blockchain  and Cryptocurrencies with explained simply in a way that Cryptocurrency is a form of digital currency that is being used to make transactions using a ledger known as Blockchain  which is a decentralized system of banking in which there is no centralized authority and all the control lies on an algorithm and its controlling users. Blockchain , a financial tool that can potentially play an important role in the sustainable development of the global economy. The new technology is expected to bring massive benefits to consumers, to current banking system and to the whole society in general. 

scholarly journals Possibilities for Financial Technology Sector Development and its Impact on Banking Sector Profitability in Lithuania

2019 ◽  
Vol 16 (1) ◽  
pp. 12-23
Author(s):  
Greta Keliuotytė-Staniulėnienė ◽  
Gintarė Smolskytė
Keyword(s):  
Regression Analysis ◽  
Business Models ◽  
Banking Sector ◽  
Evaluation Method ◽  
Financial Sector ◽  
Expert Assessment ◽  
Technology Sector ◽  
The Government ◽  
The Impact ◽  
Financial Technology

Abstract Research purpose. The development of financial technology sector (fintech) poses a challenge for traditional financial institutions. Therefore, it is important to analyze not only how financial technologies can change, but also how the fintech sector affects banks and their profitability. The aim of the paper is to analyze the possibilities for the development of financial technology sector and quantitatively evaluate its impact on the banking sector’s profitability in Lithuania. Design / Methodology / Approach. After the analysis of academic literature and statistical data, the authors used expert evaluation method in order to identify development opportunities of fintech in Lithuania and correlation-regression analysis was applied to evaluate the impact of fintech on the profitability of the Lithuanian banking sector. Findings. According to the results of expert assessment research, Lithuania possesses favorable conditions for fintech enterprises to enter the Lithuanian finance market; it is expected that this sector will continue to rapidly expand mostly in payments and banking business models. Correlation-regression analysis showed that fintech indicators has an effect on the banking sector’s profitability but the effect in not very significant. The significance of the connection is lower because banking sector adapts technologies and is influenced by fintech from inside and outside the environment. Originality / Value / Practical implications. The fintech sector in Lithuania is still new and so far very little researched. The outcomes of this research have expanded the scope of research of the Lithuanian fintech sector. The obtained results would be useful and relevant to (i) the government sector to manage risks and ensure stability in the financial sector; (ii) financial sector entities to monitor possible developments and prepare them accordingly; and (iii) banking sector to analyze the impact of technology and fintech entities on them and take strategic decisions in this regard.

scholarly journals UNDERSTANDING CUSTOMER ACCEPTANCE TO FINANCIAL TECHNOLOGY; STUDY IN INDONESIA

2021 ◽  
Author(s):  
Deni Wardani ◽  
Nuri Wulandari ◽  
Chico Adhi Baskara
Keyword(s):  
Social Factors ◽  
Intention To Use ◽  
Technology Study ◽  
Technology Sector ◽  
Banking And Finance ◽  
Potential Value ◽  
Customer Acceptance ◽  
The World ◽  
Minimal Effort ◽  
Financial Technology

In the Era of Digital 4.0, technology is of undeniable importance to any industry, including banking and finance. The disruption of technology and economic crisis has brought us the innovation of financial technology which is now mushrooming throughout the world. Financial Technology is an instrumental tool for financial inclusion thus has a big potential value in countries such as Indonesia. However, the acceptance of this new way of financial alternative still leaves a huge area for investigation. Especially in the acceptance of this technology as an alternative to conventional way of doing financial investment.The article is trying to investigate the acceptance of the financial technology sector to customers and the intention to use it in the future. The research found that the minimal effort and the availability of resources that facilitate contribute greatly to the acceptance of financial technology to the users. Furthermore, the result implies that social factors, hedonic motivation and habits have no significant effect on the intention of adapting this new way of doing financial activities. 

FinTech Strategies in the GCC

2021 ◽  
pp. 94-106
Author(s):  
Konstantinos Tsanis
Keyword(s):  
Financial Services ◽  
Ecosystem Development ◽  
Development Mode ◽  
Technology Sector ◽  
Gcc Countries ◽  
Generic Term ◽  
Gulf States ◽  
Financial Technology

The Gulf states, attempting to diversify their economies, have focused largely on transforming their economies. Part of their transformation focus areas is the technology sector. FinTech is a generic term used for all financial technology developments, and has gained a lot of traction in the recent years. As Financial services is one of the main sources of GDP for the GCC states, the GCC governments have focused in promoting the FinTech entrepreneurship spirit, through different initiatives. In the chapter, the authors analyze the FinTech ecosystem development mode for all the GCC countries, focusing on understanding the reason that have made it one of the most successful FinTech ecosystems globally.

scholarly journals COMPARATIVE REVIEW OF REGULATORY FRAMEWORK OF VIRTUAL CURRENCY (CRYPTOCURRENCY) IN SELECTED COUNTRIES

2019 ◽  
Vol 35 (4) ◽  
pp. 7-26
Author(s):  
Marcin Kasprzyk
Keyword(s):  
Technological Progress ◽  
Legal Framework ◽  
The Other ◽  
Legal Regulations ◽  
Virtual Currency ◽  
Business Operation ◽  
Technology Sector ◽  
Comparative Review ◽  
Financing Of Terrorism ◽  
Financial Technology

In the era of rapid technological progress, the legislators of individual countries face the challenge of submitting new technological phenomena to the legal framework. The business operation in the field of virtual currencies (cryptocurrencies),widely, in the financial technology sector (hereinafter referred to in as “fintech”), create a chance to attract investors and develop the economy. On the other hand, the same might be misused for illegal purposes, such as, in particular,money laundering or financing of terrorism. This study provides for an overview of the legal regulations of selected states in the field of virtual currencies (cryptocurrencies). Although, presented laws and regulations herein are in favour of thecryptocurrencies, the scope of implemented acts varies significantly.

scholarly journals IMPACT OF FINANCIAL TECHNOLOGY IN INDIA ON BANKING SECTOR

2020 ◽  
pp. 44-50
Author(s):  
Mrs.G.Yasmin ◽  
M.A.S. Raja Mohammed
Keyword(s):  
Financial Services ◽  
Business Models ◽  
Banking Sector ◽  
Financial Industry ◽  
Middle Income ◽  
Technology Sector ◽  
New Business ◽  
City Of London ◽  
The Impact ◽  
Financial Technology

Technology has, to some degree, always been part of the financial world. The term fintech refers to the synergy between finance and technology, which is used to enhance business operations and delivery of financial services. Financial technology is the application of new technological advancements to products and services in the financial industry. It includes B2C (Business to Client), Crowdfunding Platforms, Block chain and Cryptocurrency, Mobile Payments, Insurance, Robo-Advising, Stock-Trading Apps, Budgeting Apps, Fintech Stocks. Fintech market in India is likely to expand to $31 billion in 2020," India is a dominant force in the financial technology sector globally with 29 per cent annual returns on investments, a report released by the City of London Corporation. The study is important to analyse the impact of fintech in banking sector through analyzing its performance and growth pattern. Implementation of new business models driven by technologies such as Artificial Intelligence and Machine Learning Wide middle-class expansion by 2030, India will add 140 million middle-income and 21 million high-income households which will drive the demand and growth on the Indian Fin Tech space. KEY WORDS: Fintech, Financial services, banking sector, India, technology

scholarly journals P2P lending platforms in Malaysia: What do we know?

F1000Research ◽  
2021 ◽  
Vol 10 ◽  
pp. 1088
Author(s):  
Lan Thi Phuong Nguyen ◽  
Wisdom Kalabeki ◽  
Saravanan Muthaiyah ◽  
Cheng Ming Yu ◽  
Kwan Jing Hui ◽  
...  
Keyword(s):  
Interest Rates ◽  
Credit Rating ◽  
Investment Decision ◽  
Individual Investors ◽  
Investment Opportunities ◽  
P2p Lending ◽  
Potential Risks ◽  
Original Insight ◽  
Insight Into ◽  
Financial Technology

Background - With the recent evolution of Financial Technology (FinTech), 11 peers to peer (P2P) lending platforms have been regulated by the Securities Commission in Malaysia since 2016. P2P lending platforms offer new investment opportunities to individual investors to earn higher rates on return than what traditional lenders usually provide. However, individual investors may face higher potential risks of default from their borrowers. Therefore, individual investors need to understand the potential exposure to such P2P lending platforms to make an effective investment decision. This study aims to explore the potential risk exposures that individual investors may experience at Malaysia's licensed P2P lending platforms.   Methods - Based on data collected manually from nine P2P lending platforms over five months, relationships between interest rates and various risk classifying factors such as credit rating, industry, business stage, loan purpose, and loan duration are examined.    Results- This study shows that loans with a similar credit rating and with or without similar loan purpose; and a business stage may offer investors significantly different interest rates. In addition, loans with shorter durations may provide investors with higher interest rates than those with longer durations. Finally, loans issued by companies from the same industry appeared to be charged with similar interest. These findings are valuable to investors to prepare themselves before making their investments at the P2P lending platforms.   Conclusion- With first hand-collected data, this study provides an original insight into Malaysia's current P2P lending platforms. Findings obtained for relationships between interest rates and risk classifying factors such as credit rating, industry, business stage, loan purpose and loan duration are valuable to investors of Malaysian P2P lending platforms.

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