scholarly journals Technology Adoption and Access to Credit Via Mobile Phones

2019 ◽  
Author(s):  
Apoorv Gupta ◽  
Jacopo Ponticelli ◽  
Andrea Tesei
Keyword(s):  
Technology Adoption ◽  
Mobile Phones ◽  
Access To Credit

Promoting Voluntariness on Technology Usage in Organisations

2016 ◽  
Vol 5 (2) ◽  
pp. 38-48
Author(s):  
Renatus Mushi ◽  
Said Jafari
Keyword(s):  
Technology Adoption ◽  
Mobile Phone ◽  
Mobile Phones ◽  
Mobile Technology ◽  
Technology Diffusion ◽  
Technology Usage ◽  
Desktop Computer ◽  
Mobile Phone Technology ◽  
Thin Client ◽  
The Impact

Voluntariness in technology adoption and use is vital in promoting technology diffusion and use in organisations. Various technology adoption models have been proposed to explain the adoption of technologies in different settings, such as organizational and individual, as well as in the voluntary and mandatory contexts. Recently, uptake of mobile phones in achieving organisational targets has been increased in developing countries and Tanzania in particular. This is due to the notable improvements in both hardware performance and sophistications. In organisation context, not all users are willing to use technology as required. In such circumstances, they are mandated to use it in order to fulfil their working duties. This leads to poor uptake of technology and results to unclear understanding regarding to their attitudes towards using it. While some studies have discussed the impact of voluntariness in using traditional desktop computer systems and thin client computing, mobile phone technology has not received the deserved attention. Discussing voluntariness in using mobile phone technology in organisations in relation to other technologies is essential especially due to its usage in both working and private purposes. This paper describes the voluntary aspects of using mobile phones in performing activities of the firms in Tanzania and compares it with desktop and thin client technologies. Also, it proposes possible ways of handling such situation in order to improve its use. Among others, the paper has analysed mandotoriness on usage of mobile technology. Further, it highlights key areas which should be addressed in order to improve the usage of mobiletechnology in organisations and eventually cover the gap caused by such mandatory situations.

The Curious Case of Farmer Credit Cards: Evidence from an Indian Policy Reform

2019 ◽  
Vol 19 (1) ◽  
Author(s):  
Somdeep Chatterjee
Keyword(s):  
Technology Adoption ◽  
Credit Card ◽  
Policy Reform ◽  
Credit Cards ◽  
Risk Tolerance ◽  
District Level ◽  
Indian Policy ◽  
High Yielding Variety ◽  
Access To Credit ◽  
Suggestive Evidence

Abstract In this paper, I study India’s Kisan (farmer) Credit Card (KCC) program and end up with an apparently counter-intuitive finding. Exploiting plausibly exogenous variation in the reach of the program and using a district panel dataset, I find evidence of increases in agricultural output of rice, which is the major crop of the country. I also find that on average the use of high-yielding variety seeds increases at the district level, providing suggestive evidence of technology adoption. However, there is no evidence of higher borrowing among households in response to this policy. Although there is evidence of increased borrowing among the unconstrained borrowers, this suggests that KCCs did not provide new access to credit. Yet, large increases in production can be observed. Although apparently puzzling, the findings may be explained in terms of the changing risk tolerance of farmers who may perceive KCCs as supplementary self-insurance products.

‘Mobile’izing Agricultural Advice Technology Adoption Diffusion and Sustainability

2020 ◽  
Author(s):  
Shawn A Cole ◽  
A Nilesh Fernando
Keyword(s):  
Technology Adoption ◽  
Willingness To Pay ◽  
Mobile Phones ◽  
Sources Of Information ◽  
Advisory Service ◽  
New Information ◽  
Cotton Farmers ◽  
The Cost ◽  
Ict Revolution

Abstract Mobile phones promise to bring the ICT revolution to previously unconnected populations. A two-year study evaluates an innovative voice-based ICT advisory service for smallholder cotton farmers in India, demonstrating significant demand for, and trust in, new information. Farmers substantially alter their sources of information and consistently adopt inputs for cotton farming recommended by the service. Willingness to pay is, on average, less than the per-farmer cost of operating the service for our study, but likely exceeds the cost at scale. We do not find systematic evidence of gains in yields or profitability, suggesting the need for further research.

scholarly journals FACTORS INFLUENCING TECHNOLOGY ADOPTION BY TRADITIONAL AFRICAN VEGETABLE FARMERS IN NORTHERN GHANA

2021 ◽  
Vol 8 (1) ◽  
pp. 474-487
Author(s):  
Yakubu Balma Issaka ◽  
George Nyarko ◽  
Doris Quaidoo
Keyword(s):  
Technology Adoption ◽  
Northern Region ◽  
Policy Support ◽  
Farm Size ◽  
Northern Ghana ◽  
Vegetable Production ◽  
Access To Credit ◽  
Vegetable Farmers ◽  
African Vegetables ◽  
Improved Technology

The production of traditional African vegetables is an age-old tradition among the people of the northern region of Ghana. However, the knowledge base of traditional African vegetable production remains local due to a lack of research and policy support. Therefore, the adoption of improved technology among traditional vegetable farmers is generally low and impedes efforts to promote widespread cultivation, consumption and even commercialisation. This study aims at clarifying potential factors that determine the adoption of technologies by traditional African vegetable farmers in the northern region of Ghana. One hundred and five (105) respondents in five communities and across two administrative districts in the northern region were selected for an in-depth survey using a combination of quantitative and qualitative data collection methods. In addition, a logit regression was used to determine the effect of various factors on technology adoption by farmers. Among the factors, the educational level of a farmer, access to credit, farm size, experience in farming and access to extension support were found to be important factors affecting the decision of traditional African vegetable farmers to adopt improved technology. The results of this study can help enhance the effectiveness of policy re-orientation towards a more effective commercialisation of traditional African vegetables in Ghana and elsewhere.

scholarly journals Mobile Phones and Attitudes Towards Women’s Participation in Politics: Evidence from Africa

2021 ◽  
Author(s):  
Carlotta Varriale ◽  
Luca Maria Pesando ◽  
Ridhi Kashyap ◽  
Valentina Rotondi
Keyword(s):  
Technology Adoption ◽  
Gender Equality ◽  
Mobile Phones ◽  
Significant Relationship ◽  
Political Representation ◽  
Well Being ◽  
Gender Attitudes ◽  
African Countries ◽  
Positive Attitudes ◽  
Women's Participation

This study explores the relationship between technology adoption and attitudes towards gender equality in political representation by relying on diffusion theories coupled with frameworks of ideational change, social interaction, and world society. We examine whether the use of mobile phones shapes gender attitudes towards women’s participation in politics by making it more widely accepted that women hold institutional roles. We do so by using micro-level data from the AfroBarometer, covering 36 African countries and adopting a multilevel modeling approach. Our results suggest that regular use of mobile phones is associated with more positive attitudes towards women’s participation in politics. The significant relationship – robust to the use of instrumental variable (IV) techniques – is observed only among women. This finding strengthens the idea that technology adoption on the part of women, by improving connectivity and expanding access to information, may be a successful lever to raise women’s status and promote societal well-being, ultimately contributing to achieving Sustainable Development Goal (SDG) 5 that seeks to “achieve gender equality and empower all women and girls.” Concurrently, the lack of a significant relationship for men highlights an important yet often neglected issue: policies aimed at changing gender attitudes are often targeted towards women, but men’s attitudes can be stickier than women’s, thus requiring further attention.

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