Financial Fitness : , , (Financial Status of Household by Income Class and Financial Fitness Analysis Focusing on Index of Household Surplus, Debt Burden, and Propensity to Invest)

2016 ◽  
Author(s):  
So-Hyun mname Joo ◽  
Kyung-Wook mname Cha ◽  
Min Jeung mname Kim ◽  
So-Yun mname Kim
Keyword(s):  
Financial Status ◽  
Income Class ◽  
Debt Burden ◽  
Fitness Analysis

scholarly journals Predicting debt burden status among Malaysia civil servants

2019 ◽  
Vol 7 (3) ◽  
pp. 1
Author(s):  
Mohamad Fazli Sabri ◽  
Nuranini Abdullah ◽  
Husniyah Abdul Rahim ◽  
Mohamad Amim Othman ◽  
Ahmad Hariza Hashim
Keyword(s):  
Random Sampling ◽  
Sampling Method ◽  
Civil Servants ◽  
Cost Of Living ◽  
Financial Status ◽  
Debt Burden ◽  
Multi Stage ◽  
High Inflation ◽  
Income Ratio ◽  
Long Time

Under the pressure of high inflation and cost of living, concerns have arisen over the debt problem among civil servants in Malaysia. Therefore, this paper aims to investigate the determinants of debt burden status within a civil servants sample. Questionnaires were distributed using multi-stage random sampling method. A total of 600 respondents were collected. Results from logistic regression showed several significant predictors of debt burden status, namely savings to income ratio, financial status, and income adequacies. This study outlined predictors of debt burden status among Malaysian civil servants, providing civil servants some ideas to counter debt issues which have been prevalent for a long time.

Leisure Activities and the Subjective Well-Being of Older Adults in Croatia

GeroPsych ◽  
2018 ◽  
Vol 31 (1) ◽  
pp. 31-39 ◽  
Author(s):  
Ljiljana Kaliterna Lipovčan ◽  
Tihana Brkljačić ◽  
Zvjezdana Prizmić Larsen ◽  
Andreja Brajša-Žganec ◽  
Renata Franc
Keyword(s):  
Older Adults ◽  
Leisure Activities ◽  
Leisure Activity ◽  
Later Life ◽  
Perceived Health ◽  
Well Being ◽  
Hierarchical Regression ◽  
Subjective Well Being ◽  
Convenience Sample ◽  
Financial Status

Abstract. Research shows that engagement in leisure activities promotes well-being among older adults. The objective of the current study was to examine the relationship between subjective well-being (flourishing) and leisure activities (total number of different activities in the previous year) in a sample of older adults in Croatia, thereby considering the variables of sex, marital status, financial status, and self-perceived health. The differences in the examined variables between the groups of older adults who reported to be engaged in new activities with those who did not were also examined. The sample of N = 169 older adults aged 60 years and above was drawn from a convenience sample of adult internet users in Croatia. Participants reported their self-perceived health and the number of leisure activities they engaged in over the previous year as well as completing the Flourishing Scale. Hierarchical regression analyses indicated that older adults who were engaged in more various leisure activities, who perceived better financial status, and who were married reported higher levels of flourishing. A comparison of the two groups of older adults with and without engagement in leisure activities showed that those engaged in at least one leisure activity were more likely to be women, reported higher levels of flourishing, and perceived their own financial status as better. This study indicated that engaging in leisure activities in later life might provide beneficial effects for the well-being of older adults.

College, Depression, and Stress: The Influence of Financial Status and living Situation on Psychopathology

2008 ◽  
Author(s):  
Allesandra M. Salazar ◽  
Zachary Snow ◽  
Theresa Kay ◽  
Dianna Rangel
Keyword(s):  
Living Situation ◽  
Financial Status

The Relevance of Energy Service Contracts in the Budget Sphere

2018 ◽  
pp. 64-68
Author(s):  
George V. Boos ◽  
Elena Yu. Matveeva
Keyword(s):  
Public Sector ◽  
Institutional Development ◽  
The Public ◽  
Debt Burden ◽  
Comprehensive Plan ◽  
Effective Implementation ◽  
Service Contracts ◽  
The Face ◽  
Energy Service ◽  
The Russian Federation

The problematic aspects related to the implementation of energy saving policy in the budget sphere are examined in the article. The factors hindering the mass and effective implementation of energysaving measures are highlighted in the article. Among these factors, there is the technical complexity of energysaving projects, the presence of innovative and investment risks, problems with the financial provision of costs in the face of increasing debt burden in most public budgets. The article concludes that in these circumstances only the energy service contract is a tool that allows implementing energy­saving measures without the first participation of budgetary funds in financing and allows transferring the risks of making technically inefficient decisions directly to the investor. In the article, the authors substantiate the importance of the institutional development of energy services directly in the public sector and analyze the measures of the comprehensive plan to improve the energy efficiency of the economy of the Russian Federation aimed at expanding the scope of energy service contracts in the public sector.

Regionss Debt Burden: Awating Budget Loans

2016 ◽  
Author(s):  
Elena Fomina ◽  
Arseny Mamedov
Keyword(s):  
Debt Burden
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