scholarly journals Predicting debt burden status among Malaysia civil servants

2019 ◽  
Vol 7 (3) ◽  
pp. 1
Author(s):  
Mohamad Fazli Sabri ◽  
Nuranini Abdullah ◽  
Husniyah Abdul Rahim ◽  
Mohamad Amim Othman ◽  
Ahmad Hariza Hashim

Under the pressure of high inflation and cost of living, concerns have arisen over the debt problem among civil servants in Malaysia. Therefore, this paper aims to investigate the determinants of debt burden status within a civil servants sample. Questionnaires were distributed using multi-stage random sampling method. A total of 600 respondents were collected. Results from logistic regression showed several significant predictors of debt burden status, namely savings to income ratio, financial status, and income adequacies. This study outlined predictors of debt burden status among Malaysian civil servants, providing civil servants some ideas to counter debt issues which have been prevalent for a long time.

2020 ◽  
Vol 17 (2) ◽  
pp. 135-153
Author(s):  
Mohamad Fazli Sabri ◽  
T. Syahrul Reza ◽  
Rusitha Wijekoon

Women have made an amazing progress personally, financially, and professionally however, with regards to the field of finance, an extensive effort to be done to become well performers comparing to the men. Therefore, women must begin understanding, and thinking the significance of money, savings, and its investment perspectives to overcome critical circumstances at any phase of their lives. Therefore, the major objective of this research is to investigate the relationships among financial management, savings and investment behavior, andfinancial well-being (FWB) of working women in the public sector in Malaysia. A sum of 722 respondents were selected using the multi-stage random sampling method in Malaysia. According to the financial status of working women, 39.2% felt that their assets were more than their debt, and 44.3% was said that their salary was sufficient to meet only their basic requirements. Furthermore, more than 80% of the respondents were followed good financial management practices such as, keeping updated records of the expenses, planning the expenses, doing investments monthly, keeping the loan payment on schedule, settling all the bills on time, and maintaining a savings account. Moreover, it also showed that Malaysian working women have good financial management practices which are indicated by their abilities in performing the savings and investment behaviors to manage their surplus money wisely in order to achieve higher FWB levels. Further, this study was detected some specific financial challenges that Malaysian public sector working women meet over their lifetime, and offered possible solutions for the present and future.


Author(s):  
Moslem Basti ◽  
Farzan Madadizadeh

Background: Sampling methods are one of the main components of each research. Familiarity with a variety of sampling methods is essential for researchers. Objective: The main purpose of this study was to teach different probabilistic and non-probabilistic sampling methods to improve the knowledge of researchers in conducting more accurate research. Methods: In this tutorial article, useful information about each sampling method, as well as how to properly use each method and its strengths and weaknesses are provided. Results: Five cases of probabilistic sampling methods and four cases of non-probabilistic sampling methods that are common are mentioned. Probabilistic sampling included simple random sampling, stratified random sampling, cluster sampling, systematic random sampling, and multi-stage random sampling. In addition to introducing each method, its strengths and weaknesses are also mentioned. Conclusion: Probabilistic sampling methods despite limiting assumptions provide more reliable results. Therefore, if it is possible, researchers should use probabilistic sampling methods to increase the accuracy of the study.


Jurnal MIPA ◽  
2019 ◽  
Vol 8 (3) ◽  
pp. 227
Author(s):  
Ifanayanti Ali ◽  
Sendy B. Rondonuwu ◽  
Farha N. J. Dapas

Merkuri merupakan salah satu logam berat berbahaya diantara logam berat lainya seperti Timbal (Pb), Arsenik (As), Kadmium (Cd), Kromium (Cr) dan Nikel (Ni). Merkuri memiliki sifat beracun yang sangat kuat diketahui dapat terakumulasi dan tetap berada di dalam tubuh mahluk hidup dalam jangka waktu yang lama sebagai racun yang terakumukasi. Penelitian ini di lakukan untuk mengetahui kandungan merkuri pada tanah dan Umbi tanaman ubi kayu (Manihot esculenta Crantz) di daerah pertambangan Desa Soyowan Minahasa Tenggara. Dengan menggunakan Metode Purposive Random Sampling. Pengambilan sampel terbagi atas tiga stasiun dengan tiga kali ulangan. Hasil penelitian menunjukkan bahwa kandungan merkuri dalam tanah tidak terdeteksi oleh alat AAS (Atomic ansorption Spectrometry) karena kandungan merkuri pada tanah terlampau kecil, sedangkan pada sampel umbi tanaman ubi kayu memiliki kandungan merkuri yaitu 0,1414 ppm. Konsentrasi merkuri (Hg) melebihi ambang batas sehingga tanaman pada Stasiun II tidak layak lagi untuk dikonsumsiMercury is one of the heavy metals containing other heavy metals such as Lead (Pb), Arsenic (As), Cadmium (Cd), Chromium (Cr) and Nickel (Ni). Mercury has very strong and accountable characteristics and remains in living things for a long time as an educated conversation. Manihot esculenta Crantz in the Mining Area of Soyowan Village, Southeast Minahasa. By using the Purposive Random Sampling method, sampling was divided into three stations with three replications. The results showed that the mercury content in the soil could not be found by the AAS tool because the mercury content in the soil was too small, whereas the tuber samples of cassava plants had a mercury content of 0.1414 ppm. excessive mercury (Hg)  concentration threshold so plants at Station II are no longer suitable for consumption


2015 ◽  
Vol 7 (16) ◽  
pp. 66-76
Author(s):  
Dwi Agnes Setiana ◽  
Sugeng Maryanto ◽  
Indri Mulyasari

Stunting is one of the consequences that arises from a state of malnutrition that lasts a long time. One of the lack of nutrients is proteins. The deficit of intake of animal and vegetable protein will impact on growth. The aim of this study was known the relationship between the intake of animal and vegetable protein and stunting in children aged 3-5 years old in Penawangan Village, Pringapus Subdistrict, Semarang regency. This research was Correlational study with cross-sectional approach. The population in this study was all mothers and children aged 3-5 years old in Penawangan village, Pringapus subdistrict, Semarang regency. It obtained the samples of 64 children with proportional random sampling method. Data collecting used microtoise, bath room scales, and semi-quantitative FFQ. Bivariate analysis used spearman rho (α= 0,05). Most animal protein intake was in the category of severe deficit which was 39.1%, the category of moderate deficit which was 1.6%, the category of mild deficit which was 3.1%, the category of normal which was 37.5%, the category of over which was 18.8%. The intake of vegetable protein was mostly in the category of severe deficit which was 51.6%, the category of moderate deficit which was 32.8%, the category of mild deficit which was 14.1%, the category of normal which was 1.6%. The incidences of stunting were in 33 children (51.6%) and unstunting were in 31 children (48.4%). There was a relationship between the intake of animal protein with the incidences of stunting (p = 0.0001, r = 0.798). There was a relationship between the intake of vegetable protein with the incidences of stunting (p = 0.0001, r = 0.560). There was a relationship between the intake of animal and vegetable protein with stunting in children aged 3-5 years old in Penawangan village, Pringapus subdistrict, Semarang regency.


2018 ◽  
Vol 31 (4) ◽  
pp. 427
Author(s):  
Tuti Budirahayu ◽  
Marhaeni M. Wijayanti ◽  
Katon Baskoro

The diversity of Indonesian people can be a problem when they do not have a sense of brotherhood based on the diversity of religion, culture, language and ethnic groups. Understanding diversity is known by young people through various media outlets. This study aims to understand the level of the knowledge of youths concerning the values of pluralism and multiculturalism. This study also intends to find out whether social media influence the knowledge and their understanding of pluralism and multiculturalism. However, the demographic bonus could be a burden for the countries involved, particularly when the generation lacks competitiveness. This can even cause the disintegration of this nation. This study was a quantitative research study conducted using the survey method. The respondents consisted of 400 young people in high school or the equivalent. The study was conducted in three cities in East Java, namely Surabaya, Pasuruan, and Kediri. The samples were taken using the multi-stage cluster random sampling method. The data was obtained through structured questionnaires and processed using SPPS for Windows 16. The results can be explained as follows; even though more than fifty percent of the youths in this study claimed to have never heard or known of the term “pluralism” and “multiculturalism”, their level of comprehension of pluralism and multiculturalism values was good enough. This was influenced by the information that they got through social media. The values that are understood more by the youths through social media in this study tend to be more orientated to pluralism values than multiculturalism. The most understood pluralism values are plurality and diversity. This is in line with their assessment of the role and quality of the information available on social media, which tends to contain pluralism values rather than multiculturalism values.


2020 ◽  
Vol 11 (3) ◽  
Author(s):  
Maryam Khormehr ◽  
Elham Abdolahi Shahvali ◽  
Marzieh Ziaeirad ◽  
Azam Honarmandpour

: Although living in a children’s home provides physical security, nutrition, and shelter, it may lack psychological security. Therefore, attention needs to be focused on the quality of life of children and adolescents living in children’s homes. This descriptive-analytic study was conducted from April to January 2015 to compare the quality of life and happiness in adolescents and children in residential care and those in parental care in Ahvaz. This study, using an available multi-stage random sampling method, was performed on 150 children and adolescents aged 18 - 8 years old, the information of 75 children available in residential care, and 75 children and adolescents in parental care were gathered. The result showed the mean quality of life scores and happiness in children and adolescents in residential care (80.8 ± 9.08, 67.05 ± 13.59) was significantly lower than the mean score quality of life and the happiness of children and adolescents in parental care (103.61 ± 8.88, 83.24 ± 15.92) (P < 0.0001). Children and adolescents in residential care had a lower quality of life and happiness than children and adolescents in parental care.


2021 ◽  
Vol 914 (1) ◽  
pp. 012007
Author(s):  
Sanudin ◽  
T S Widyaningsih ◽  
E Fauziyah

Abstract The local community has managed peatlands for a long time with various commodities and levels of management. The success of farming in peatland requires the seriousness of farmers and proper land management to produce peatland’s high productivity and sustainability, including farmer’s competence. The research aims to analyze farmers’ competence in peatland farming and identify factors that influence farmers’ competence in peatland management. The research was conducted from August to October 2017 in Rasau Jaya Dua Village, Kubu Raya District, West Kalimantan. The selection of 48 respondents was made by a simple random sampling method. Primary data, including characteristics of respondents and farmer’s competence in peatland management, were collected through interviews using questionnaires and field observations. Data were analyzed qualitatively and quantitatively using the correlation test of Rank Spearman. The results showed that the farmers’ competence level in peatland farming in Rasau Jaya Dua Village was moderate. Factors that must be considered to develop the farming competence in peatland are age, motivation, and interaction with extension workers. Increasing the farming competence of farmers in peatland management can be achieved through improving the interaction between farmers and extension workers.


2019 ◽  
Vol 6 (2) ◽  
Author(s):  
Priyo Susilo ◽  
Widodo Nugroho

The aim in this study is to analyze the influence of Career Development,Health and Communications working on the Performance of militarypersonnel and civil servants in Kostrad Health corps. The method usedin this research is explanatory research that aims to make it clearinfluence between the variables through statistical analysis. The studypopulation was military personnel and civil servants in Kostrad Healthcorps, amounted to 112 people. This research sample totaled 53people, stratified random sampling method is used for sampling.Hypothesis Testing done in advance through the validity and reliabilitytests continued to the basic assumptions test and Classical Assumptiontest.The Results of this study show that each variable careerdevelopment, occupational health and Communications is positive andsignificant impact on the performance of military personnel and civilservants in Kostrad Health corps. Together that career development,occupational health and communication have significantly positive effecton the Performance of military personnel and civil servants in KostradHealth corps. And the results of this study showed that the higheroccupational health variables influence on the performance of militaryand civil servants in Kostrad Health corps. It can be concluded that theperformance of military personnel and civil servants in Kostrad Healthcorps will increase if Career Development, Health and Communicationswork is also getting better.


2018 ◽  
Vol III (IV) ◽  
pp. 102-113 ◽  
Author(s):  
Muhammad Arshad ◽  
Zia Ahmad Qamar ◽  
Faheem Huma Gulzar

This paper determines the influence of school's physical facilities on students' achievement. The study was quantitative in nature and survey technique was used. The sample of the present study was selected by multi-stage random sampling method from Sahiwal division of Punjab, Pakistan. The researcher developed and validated a Check-List for Physical Facilities (CLPF) prior to data collection. Multiple regression analysis are run in the current research to analyze data. Measurement of the achievement of students from test scores of grade 8th conducted by Punjab Examination Commission in the year 2017 is analyzed. The study shows that ventilation, plants, play grounds, first aid medical box, LCD/LED significantly influenceed students' achievement. All the physical facilities contributed about 15.4% towards students' academic achievement.


Author(s):  
Evi Mariana

The purpose of this study was to analyze the factors that influence the decisionof the students chose to study in Obstetrics Prodi STIKES Muhammadiyah Ciamis and analyze the factors that most influence the decision of the students chose to study in Obstetrics Prodi STIKES Muhammadiyah Ciamis. Collecting data in this study was conducted using a survey by questionnaire to 114 students by stratified random sampling method. Methods of data analysis using multiple linear regression, F test and test T. The result is a marketing mix that significantly is the product, place, and physical evidence. And that does not affect the marketing mix is price, promotion, place, and processes


Sign in / Sign up

Export Citation Format

Share Document