scholarly journals Evaluating the Information in the Federal Reserve Stress Tests

2015 ◽  
Author(s):  
Mark J. Flannery ◽  
Beverly Hirtle ◽  
Anna Kovner
Keyword(s):  
Federal Reserve ◽  
Stress Tests

scholarly journals Evaluating the information in the federal reserve stress tests

2017 ◽  
Vol 29 ◽  
pp. 1-18 ◽  
Author(s):  
Mark Flannery ◽  
Beverly Hirtle ◽  
Anna Kovner
Keyword(s):  
Federal Reserve ◽  
Stress Tests

scholarly journals Have Stress Tests Impacted Small-Business Lending?

2019 ◽  
pp. 1-6
Author(s):  
Yuliya Demyanyk
Keyword(s):  
Small Business ◽  
Federal Reserve ◽  
Small Businesses ◽  
Banking System ◽  
Economic Conditions ◽  
Bank Holding Companies ◽  
Stress Tests ◽  
Small Business Lending ◽  
Holding Companies ◽  
The Impact

The Federal Reserve conducts stress tests of the largest bank holding companies to ensure that the banking system has sufficient capital to stay financially sound in the event of worsening economic conditions. Some groups have raised concerns that the stress tests will reduce lending to small businesses. This article describes recent research investigating the impact of the stress tests on small-business lending. It finds that the banks that are most affected by stress tests have reduced their small-business credit, but aggregate credit to small businesses has not fallen.

An examination of bank behavior around Federal Reserve stress tests

2020 ◽  
Vol 41 ◽  
pp. 100789 ◽  
Author(s):  
Marcia Millon Cornett ◽  
Kristina Minnick ◽  
Patrick J. Schorno ◽  
Hassan Tehranian
Keyword(s):  
Federal Reserve ◽  
Stress Tests ◽  
Bank Behavior

scholarly journals A Comprehensive Stability Indicator for Banks

Risks ◽  
2020 ◽  
Vol 8 (1) ◽  
pp. 13
Author(s):  
Robert J. Powell ◽  
Duc H. Vo
Keyword(s):  
Risk Factors ◽  
Federal Reserve ◽  
Bank Risk ◽  
Financial Health ◽  
Stress Tests ◽  
Traffic Light ◽  
Light System

Stability indicators are essential to banks in order to identify instability caused by adverse economic circumstances or increasing risks such as customer defaults. This paper develops a novel comprehensive stability indicator (CSI) that can readily be used by individual banks, or by regulators to benchmark financial health across banks. The CSI incorporates the three key risk factors of Creditworthiness, Conditions and Capital (3Cs), using a traffic light system (green, orange and red) to classify bank risk. The CSI achieves similar outcomes in ranking the risk of 20 US banks to the much more complex US Federal Reserve Dodd–Frank stress tests.

Algorithms Could Replace Stress Tests

2005 ◽  
Vol 35 (13) ◽  
pp. 18
Author(s):  
SHERRY BOSCHERT
Keyword(s):  
Stress Tests

Stress Tests in Banking – main theoretical and practical aspects

2011 ◽  
Vol 3 (7) ◽  
pp. 163-165 ◽  
Author(s):  
Prof. Piotr Masiukiewicz ◽  
◽  
Paweł Dec Paweł Dec
Keyword(s):  
Stress Tests

The Priority of Democracy

2011 ◽  
Author(s):  
Jack Knight ◽  
James Johnson
Keyword(s):  
Decision Making ◽  
Monetary Policy ◽  
Political Institutions ◽  
Federal Reserve ◽  
Democratic Politics ◽  
Institutional Choice ◽  
Democratic Process ◽  
Strong Case ◽  
The Subject ◽  
The Relationship

Pragmatism and its consequences are central issues in American politics today, yet scholars rarely examine in detail the relationship between pragmatism and politics. This book systematically explores the subject and makes a strong case for adopting a pragmatist approach to democratic politics—and for giving priority to democracy in the process of selecting and reforming political institutions. What is the primary value of democracy? When should we make decisions democratically and when should we rely on markets? And when should we accept the decisions of unelected officials, such as judges or bureaucrats? This book explores how a commitment to pragmatism should affect our answers to such important questions. It concludes that democracy is a good way of determining how these kinds of decisions should be made—even if what the democratic process determines is that not all decisions should be made democratically. So, for example, the democratically elected U.S. Congress may legitimately remove monetary policy from democratic decision-making by putting it under the control of the Federal Reserve. This book argues that pragmatism offers an original and compelling justification of democracy in terms of the unique contributions democratic institutions can make to processes of institutional choice. This focus highlights the important role that democracy plays, not in achieving consensus or commonality, but rather in addressing conflicts. Indeed, the book suggest that democratic politics is perhaps best seen less as a way of reaching consensus or agreement than as a way of structuring the terms of persistent disagreement.

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