scholarly journals Employer-Sim Microsimulation Model: Model Development and Application to Estimation of Tax Subsidies to Health Insurance

2014 ◽  
Author(s):  
Edward Miller ◽  
Thomas M. Selden ◽  
Jessica S. Banthin
2006 ◽  
Vol 25 (6) ◽  
pp. 1568-1579 ◽  
Author(s):  
Thomas M. Selden ◽  
Bradley M. Gray

2021 ◽  
pp. 63-87
Author(s):  
Cathal O'Donoghue

This chapter discusses the development of a static microsimulation model for the purpose of undertaking an anti-poverty policy reform. Microsimulation models, which simulate the legislative detail of poverty-reduction instruments, can be used to make social-protection instruments more effective in this objective by helping to improve the targeting of these instruments. This chapter describes firstly the structure of the dataset required for microsimulation modelling. It then creates a theoretical understanding of the structure of social transfers, and of the concept of a hypothetical microsimulation model. Although the model developed in this chapter abstracts from the population complexity described in Chapter 1, it allows us in a simpler way to understand the targeting and structure of anti-poverty policies. Some of the issues that arise in creating a base dataset for a microsimulation model are discussed. As validation, debugging, and error checking are paramount in model development, the use of a hypothetical family model to use for validation purposes is introduced. We define some concepts used to calculate the poverty efficiency of a social-protection instrument. Finally, the chapter undertakes a simulation of the development of a means-tested benefit.


10.3386/w5147 ◽  
1995 ◽  
Author(s):  
Jonathan Gruber ◽  
James Poterba

2015 ◽  
Vol 105 (2) ◽  
pp. 710-746 ◽  
Author(s):  
Neale Mahoney

This paper examines the implicit health insurance that households receive from the ability to declare bankruptcy. Exploiting multiple sources of variation in asset exemption law, I show that uninsured households with a greater financial cost of bankruptcy make higher out-of-pocket medical payments, conditional on the amount of care received. In turn, I find that households with greater wealth at risk are more likely to hold health insurance. The implicit insurance from bankruptcy distorts the insurance coverage decision. Using a microsimulation model, I calculate that the optimal Pigovian penalties are three-quarters as large as the average penalties under the Affordable Care Act. (JEL D14, H51, I13, K35)


2000 ◽  
Vol 19 (1) ◽  
pp. 72-85 ◽  
Author(s):  
Jonathan Gruber ◽  
Larry Levitt

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