How Consumers Shape the Future of the Dutch Pension System

2009 ◽  
Author(s):  
Niels Kortleve ◽  
Alfred Slager
Keyword(s):  
Pension System ◽  
The Future

scholarly journals Combining Work and Pension in Norway: Gathering Information and Imagining the Future

2021 ◽  
Author(s):  
Anne Skevik Grødem ◽  
Ragni Hege Kitterød
Keyword(s):  
Older Workers ◽  
Pension System ◽  
Qualitative Interviews ◽  
Early Death ◽  
Institutional Trust ◽  
Retirement Savings ◽  
Sense Of Ownership ◽  
Information Strategies ◽  
The Future

The Norwegian pension system has provided unprecedented flexibility to combine work and pension drawing from the age of 62, and this has become a popular option. Using qualitative interviews with 28 older workers, we explore their information strategies and motivations. We find that many informants struggle to understand the various options and their consequences and use different strategies to shield themselves from insecurity: they downplay the issue or point to factors beyond their control. Two key motives for early pension take-up are the desire to secure the money for one’s family in the event of early death and to get the money while still vigorous. Informants typically imagine life after 80 as quiet and with fewer material demands. In conclusion, the analysis shows how adaptations to the flexible pension system are embedded in notions of ageing, institutional trust, and a newfound sense of ownership regarding one’s retirement savings.

The Politics of Retirement Age Increase in Russia: Proposals, Protests and Concessions

2019 ◽  
Vol 4 (3) ◽  
pp. 375-399 ◽  
Author(s):  
Elena Maltseva
Keyword(s):  
Large Scale ◽  
Pension System ◽  
Retirement Age ◽  
Russian Government ◽  
Russian Economy ◽  
The Future ◽  
Policy Shifts ◽  
Recent Policy ◽  
Economic Risks

The article discusses the changes to the Russian pension system since 2013, focusing specifically on the most recent policy moves. It argues that, despite the apparent instability of the Russian pension system caused by numerous policy shifts that have occurred since 2015, one element has remained constant: since the early 1990s the transformation of the Russian pension system has been driven primarily by neoliberal economic advisers to the Russian government. Passage of the long-delayed decision to raise the retirement age, which provoked large-scale protests, can be understood in light of the current geopolitical and economic risks that complicate the future of Russian economy.

Social Policy in the Czech “Republic”: The Past and the Future of Reforms

2008 ◽  
Vol 22 (3) ◽  
pp. 496-517 ◽  
Author(s):  
Jiří Večerník
Keyword(s):  
Czech Republic ◽  
Work Motivation ◽  
Pension System ◽  
The Political ◽  
The Czech Republic ◽  
The Past ◽  
The Future ◽  
The Right ◽  
Political Scene

The article describes the development of Czech policy after 1989 and the controversies it caused. It first looks at the ambiguous nature of the communist welfare state and then proceeds to outline the theoretical alternatives. After early and energetic changes in the system, stagnation set in around the mid-1990s. Despite some problems, the current performance of the system is satisfactory, but its outlook in terms of long-term efficiency is unsatisfactory, as it will generate a rising debt into the future. In particular, the disadvantaged situation for families, the insufficient work motivation, and the frozen pension system are all causes for concern. The political shift to the right after 2006 ushered in reform measures and new reform plans. While reforms are necessary, their feasibility is uncertain owing to the fragility of the Czech political scene.

Debate on Rationality and Legitimacy of “House-for-Pension” Pension Model Use in People’s Republic of China

10.12737/6732 ◽  
2014 ◽  
Vol 2 (6) ◽  
pp. 36-39 ◽  
Author(s):  
C Вэйдун ◽  
Cyuy Veydun ◽  
Хунтин ◽  
Yan Hongting
Keyword(s):  
Pension System ◽  
People’S Republic Of China ◽  
Pension Scheme ◽  
Chinese Society ◽  
People's Republic Of China ◽  
Similar Model ◽  
Reverse Mortgage ◽  
Republic Of China ◽  
Budget Support ◽  
The Future

“House-for-pension” scheme also known as reverse mortgage is used in many countries nowadays. An interest to this model is increasing in Chinese society too. But is “house-for-pension” scheme really suitable for China? In the present paper possible options related to "house for pension" scheme adaptation to the Chinese conditions have been analyzed, and a conclusion that the similar model doesn´t suit China has been drawn. Chinese pension system still needs for state budget support as a main source of financing, and for using of traditional pension provision. “House-for-pension” scheme will be able become a supplement source of financing only in the future.

scholarly journals PRIVATE AND PUBLIC PENSION SYSTEMS WORLWIDE: CASE OF RUSSIA

2016 ◽  
pp. 258-264
Author(s):  
A. V. Pudovkin
Keyword(s):  
Pension System ◽  
Practical Interest ◽  
Pension Systems ◽  
Current State ◽  
The Future ◽  
Private And Public ◽  
System Review ◽  
High Level ◽  
State Pension ◽  
Further Development

The article deals with the Russian pension system and make recommendations for its further development on the basis of international experience. The Russian pension system is in a state of transition. The reform of 2013-2015 is not completed, since in its current state pension system is still characterized by very low replacement rate value at a very high level of government spending. Moratorium on pension accumulation introduced in the course of recent reforms calls into question the future of the mandatory funded pension system. Review of international pension systems formation suggests that the most successful of them are not limited solely to public system, and use a combination of distribution and accumulation units. When choosing between mandatory or voluntary options they are guided by the characteristics of the national economy. Studying the successes and mistakes of world practice of voluntary and mandatory funded pension systems is of great scientific and practical interest, since it can contribute to a more accurate choice of the future path of development of the national pension system.

scholarly journals System emerytalny i jego zmiany w Polsce w kontekście deficytu budżetowego oraz długu publicznego w latach 1999–2014

2015 ◽  
Vol 4 (3) ◽  
pp. 219-232
Author(s):  
Jolanta Ciak ◽  
Bożena Kołosowska
Keyword(s):  
Public Finance ◽  
Economic Policy ◽  
Public Debt ◽  
Pension System ◽  
The State ◽  
Future Generations ◽  
Financial Policy ◽  
State Budget ◽  
The Public ◽  
The Future

Since January 1999 a new pension system based on the reformed Social InsuranceInstitution (ZUS) and open pension funds (OFE) has been in force. The reformsdid not concern all the insured in ZUS uniformly, due to its scope and costs. The aim of the article is to present the changes in the Polish national pension systemand their influence on the public finance including the state budget. The influenceis considerable due to the long-lasting imbalance in the state budget and theaccumulating public debt. The authors discern that the changes suggested by thegovernment can be assessed as the choice between being responsible for presentand being responsible for the future. Thus the effects of the current changesin the pension system are moved to the future generations and the sources of theirfinancing, whether they are in the form of higher taxes, smaller public expenditureor higher public debt, will depend on the future economic policy includingthe financial policy.

scholarly journals Los retos del derecho del trabajo en el siglo XXI. Propuestas de cambio en una época de transición

2018 ◽  
pp. 581
Author(s):  
Alejandra Selma Penalva
Keyword(s):  
Social Security ◽  
Labour Market ◽  
Pension System ◽  
Economic Indicator ◽  
Current Situation ◽  
Economic Situation ◽  
The Social ◽  
Employment Situation ◽  
The Future

La situación laboral de un país, resulta un buen indicador práctico de su condición económica. Pero no solo eso. No se puede olvidar que las condiciones en las que se encuentre el mercado de trabajo condicionarán el nivel de recursos de los que disponga la Seguridad Social, y con ello, el futuro próximo de nuestro sistema de pensiones. De tal forma quizá sea el momento de emprender cierto tipo de reformas con el fin de incentivar la cotización y minimizar el fraude. En el presente trabajo se analizan con detenimiento los distintos problemas de los que actualmente adolece el mercado de trabajo español al tiempo que se plantean ciertas estrategias de reforma que podrían ayudar a mejorar la situación económica de la Seguridad Social.The employment situation of a country is an economic indicator, but not only that. We cannot forget that the current situation of the labour market will determine the level of resources available at Social Security, and with it, the future of our pension system. May be the time to undertake certain type of reforms to encourage the quote and minimize the fraud. This paper analyzes with detail different problems of which currently suffers Spanish laobur market to improve the economic situation of the Social Security.

Retirees without pensions and welfare: The social effects of pension privatization in Poland

2017 ◽  
Vol 38 (2) ◽  
pp. 407-417 ◽  
Author(s):  
Piotr Żuk ◽  
Paweł Żuk
Keyword(s):  
Pension System ◽  
The Elderly ◽  
Social Effects ◽  
Retirement Age ◽  
Right Wing ◽  
Complete Elimination ◽  
The Social ◽  
The Future ◽  
Law And Justice ◽  
The Right

This article describes the chaos caused by the 1999 privatization of the pension system in Poland. The recent measures taken by the right-wing populist government of the Law and Justice (PiS) party, which reduced the retirement age and announced the complete elimination of ‘open’ (private) pension funds at the end of 2016, have not improved the situation of present and future retirees. Various forecasts show that the elderly will not be able to count on state aid in the future. The future of retired women (who tend to be less economically active) and those employed on ‘junk contracts’, from which social security contributions were not deducted, seems to be completely hopeless.

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