Dealing with Country Diversity: Challenges for the IMF Credit Union Model

The objective of this contribution is to work out the customer relationship management and the commercial performance of the institutions of microfinance (IMF) in Cameroon in order to show its impacts on the performance indicators of the latter. To achieve this goal, we have simultaneously applied the nonparametric method of the Data Envelopment Analysis (DEA) and the censored Tobit model on a sample of 60 IMF belonging to the Cameroon Cooperative Credit Union League (CAMCCUL) network. The different statistical tests carried out have first of all permitted us to estimate the IMF performance levels and then to assess the different factors which influence the commercial performance of the IMF, taking into account the indicators obtained from the literature review. As a general rule, we have realized from our results that the IMF of the CAMCCUL network are globally inefficient as regards the commercial performance, the women influence on the scores of performance being very significant, insofar as the IMF which are in majority made up of women have relatively been more impressive compared to those which are in majority made up of men. Among the factors influencing the performance, we have noted that the computerized management of the customer relationship and the proximity (closeness) of the social contacts exert a positive influence on the performance, while the satisfaction towards the past experiences with the IMF exerts a negative and very significant influence on this one.

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The role of interstellar filaments in shaping the IMF and regulating star formation

EAS Publications Series ◽

10.1051/eas/1575023 ◽

2015 ◽

Vol 75-76 ◽

pp. 137-141

Author(s):

P. André ◽

V. Könyves ◽

A. Roy

Keyword(s):

Star Formation ◽

The Imf

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Financial Assessment of A Credit Union In West Timor, Indonesia

Recoletos Multidisciplinary Research Journal ◽

10.32871/rmrj1402.02.19 ◽

2017 ◽

Vol 2 (2) ◽

pp. 195-208

Author(s):

Paskalis Seran ◽

◽

Corazon Anzano ◽

Keyword(s):

Credit Union ◽

Financial Assessment ◽

West Timor

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Latent Growth Curve Modeling for the Relationship Study between a New Loan on Security and a New Loan on Credit of Credit Union

Journal of Korea Service Management Society ◽

10.15706/jksms.2015.16.3.010 ◽

2015 ◽

Vol 16 (3) ◽

pp. 221-245

Author(s):

강만수 ◽

하홍열 ◽

손희영

Keyword(s):

Growth Curve ◽

Credit Union ◽

Growth Curve Modeling ◽

Latent Growth Curve Modeling ◽

Latent Growth Curve ◽

Latent Growth ◽

Curve Modeling ◽

Relationship Study ◽

The Relationship

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FALSE ECONOMY :A SURPRISING HISTORY OF THE WORLD BY ALAN BEATTIE

GBAMS- Vidushi ◽

10.26829/vidushi.v6i01.9680 ◽

2014 ◽

Vol 6 (01) ◽

Author(s):

Roli Pradhan

Keyword(s):

The World ◽

History Of ◽

The Imf

The book is a thorough examination of economics from the age of empire to the age of the IMF. Beattie's analysis dazzles with economic particulars. The book discusses Roosvelt's attempt to save capitalism from itself.

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IMF Stabilization Programs, Policy Conduct and Macroeconomic Outcomes: A Case Study of Pakistan

THE LAHORE JOURNAL OF ECONOMICS ◽

10.35536/lje.2006.v11.i1.a3 ◽

2006 ◽

Vol 11 (1) ◽

pp. 35-62

Author(s):

Nawaz A. Hakro ◽

Wadho Waqar Ahmed

Keyword(s):

Current Account ◽

Inflation Rate ◽

Current Account Balance ◽

Macroeconomic Policies ◽

Explanatory Variables ◽

Fiscal Balance ◽

Macroeconomic Impacts ◽

The Individual ◽

The Imf

This study is designed to assess the macroeconomic performance of fund-supported programs, and the sequencing and ordering of macroeconomic policies in the context of the Pakistan economy. The generalized evaluation estimator technique has been used to assess the macroeconomic impacts of the IMF supported programs. GDP growth, inflation rate, current account balance, fiscal balance and unemployment are used as the target variables in order to gauge economic performance during the program years. The vector of policy variables (that might have been adopted in the absence of programs) and the vector of foreign exogenous variables are also taken as explanatory variables in the model, so that the individual effect of the IMF supported programs could be assessed. The result suggests that as the IMF prescriptions were applied, the current account balance has worsened, the unemployment rate has significantly increased, and the inflation rate has increased during the years of fund-supported programs. Only the budget balance has shown signs of improvement. Furthermore an inadequate sequencing of reforms has contributed to the further worsening of the economic scenario during the program period.

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THE INFLUENCE OF INTERNAL CONTROL SYSTEM EFFECTIVENESS, COMPENSATION COMPLIANCE, AND INFORMATION ASYMMETRY ON THE TENDENCY OF ACCOUNTING FRAUD (A CASE STUDY ON SEHATI CREDIT UNION)

Journal of Business Economics ◽

10.35760/eb.2019.v24i1.1853 ◽

2019 ◽

Vol 24 (1) ◽

pp. 23-35

Author(s):

Amalia Nurul Hidayah ◽

Misdiyono

Keyword(s):

Control System ◽

Information Asymmetry ◽

Significant Influence ◽

Internal Control ◽

Secondary Data ◽

Credit Union ◽

Accounting Fraud ◽

Internal Control System ◽

System Compensation ◽

System Effectiveness

A cooperative is a governmental organization established to enhance economic growth and national unity. As the development of the law on cooperatives, the present and developing institutions similar to Savings and Loan Union is called Credit Union. A cooperative is very vulnerable to the risk of loss. Insecurity is possible because of the tendency of accounting fraud. Some things that can affect the tendency of accounting fraud are internal control, compliance compensation, and information asymmetry. This research aims to determine whether there is any influence of internal control system effectiveness, compensation compliance, and information asymmetry on the tendency of accounting fraud. The research uses the quantitative method, and the research subject is Sehati Credit Union. The research data consist of primary and secondary data, especially the purposive sampling data which are collected from 36 respondents. Whereas, the data analysis technique uses multiple regression analysis using SPSS 21 software for Windows. The research concludes that the effectiveness of internal control system has a partially positive significant influence on the tendency of accounting fraud, compensation compliance has a partially negative significant influence on the tendency of accounting fraud, and information asymmetry has a partially positive significant influence on the tendency of accounting fraud. It means that the effectiveness of the internal control system, compensation compliance, and the information asymmetry have significant influences on the tendency of accounting fraud. Keywords: Internal Control System, Compensation Compliance, Information Asymmetry, Accounting Fraud.

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