scholarly journals The Effect of Employer Health Insurance Offering on the Growth and Survival of Small Business

2011 ◽  
Author(s):  
Adela Luque ◽  
C. J. Kriszan ◽  
Alice Zawacki
Keyword(s):  
Health Insurance ◽  
Small Business ◽  
Growth And Survival ◽  
Employer Health Insurance

Protected Health Information (PHI) in a Small Business

2013 ◽  
pp. 1208-1218
Author(s):  
James Suleiman ◽  
Terry Huston
Keyword(s):  
Information Technology ◽  
Health Insurance ◽  
Information Security ◽  
Small Business ◽  
Security And Privacy ◽  
Protected Health Information ◽  
Medical Practices ◽  
Regulatory Guidelines ◽  
The World

Compliance with regulatory guidelines and mandates surrounding information security and the protection of privacy has been under close scrutiny for some time throughout the world. Smaller organizations have remained “out of the spotlight” and generally do not hire staff with the expertise to fully address issues of compliance. This case study examines a project partnership between an information-technology (IT) consultant who specializes in small business and a diminutive medical practice that sought support with compliance issues surrounding a research study it was conducting. Other small medical practices were contributing to the research; consequently, information sharing while concurrently adhering to the regulations of the Health Insurance Portability and Accountability Act (HIPAA) of 1996 was a significant aspect of the project. It was also critical that numerous other security and privacy legislative requirements were met. The issue of data security is often neglected in IT instruction. This case study provides a foundation for examining aspects of information security from the perspective of the small-business IT consultant.

Small Firms' Demand for Health Insurance: The Decision to Offer Insurance

2002 ◽  
Vol 39 (2) ◽  
pp. 118-137 ◽  
Author(s):  
Jack Hadley ◽  
James D. Reschovsky
Keyword(s):  
Health Insurance ◽  
Small Firms ◽  
Insurance Coverage ◽  
Safety Net ◽  
Robert Wood Johnson Foundation ◽  
Demand For Insurance ◽  
Negative Effect ◽  
Nationally Representative ◽  
Demand For Health ◽  
Employer Health Insurance

This paper explores the decisions by small business establishments (<100 workers) to offer health insurance. We estimate a theoretically derived model of establishments' demand for insurance using nationally representative data from the 1997 Robert Wood Johnson Foundation Employer Health Insurance Survey and other sources. Findings show that offer decisions reflect worker demand, labor market conditions, and establishments' costs of providing coverage. Premiums have a moderate effect on offer decisions (elasticity = –.54), though very small establishments and those employing low-wage workers are more responsive. This suggests that premium subsidies to employers would be an inefficient means of increasing insurance coverage. Greater availability of public insurance and safety net care has a small negative effect on offer decisions.

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