Appropriate Housing Finance Strategies for the Low-income Earners Urban Areas through Lending Finance-Institutions: The case of Manzese informal settlement, Dar es Salaam, Tanzania

2012 ◽  
Author(s):  
Niyokwizigira Jackson ◽  
Manirakiza Richard
2002 ◽  
Vol 45 (8) ◽  
pp. 199-216 ◽  
Author(s):  
Arif Hasan

Over 20 years the Orangi Pilot Project has been working to understand the problems of Orangi, a district of Karachi largely characterised by high-density informal settlement, and enable its residents to develop and implement solutions. Sanitation was identified as the major problem and a sewerage system was built. From this work was developed the “internal-external” concept for sanitation, which has 4 levels: sanitary latrines in houses; underground sewer in lane; neighbourhood collector sewer; and trunk sewer and treatment plant. The first three components are “internal” and can be undertaken by low-income communities; the “external” fourth component has to be funded and carried out by government or similar agency. Successful and unsuccessful attempts elsewhere to replicate this model have both confirmed the effectiveness and practicality of such community-based action and shown the – largely organisational – pitfalls that must be avoided.


2014 ◽  
Vol 5 (1) ◽  
pp. 89-99 ◽  
Author(s):  
K. Okurut ◽  
R. N. Kulabako ◽  
P. Abbott ◽  
J. M. Adogo ◽  
J. Chenoweth ◽  
...  

Throughout Africa, the population in urban areas is increasing rapidly, often exceeding the capacity and the resources of the cities and towns to accommodate the people. In sub-Saharan Africa, the majority of urban dwellers live in informal settlements served by inadequate sanitation facilities. These settlements present unique challenges to the provision of sustainable and hygienic sanitation, and there is insufficient information on access to improved facilities. This paper reports findings of a study undertaken in low-income informal settlements using a mixed methods approach to assess access to sanitation and identify the barriers to household uptake of improved sanitation facilities. More than half of the respondents (59.7%) reported using sanitation facilities that are included in the WHO/UNICEF Joint Monitoring Programme definition of improved sanitation. However, a high proportion of these facilities did not provide access to basic sanitation. Less than 5% of all the respondents did not report problems related to sustainable access to basic sanitation. The findings highlight the urgent need to develop specific and strategic interventions for each low-income informal settlement, to upscale the sustainable access and use of improved sanitation in urban centres.


Author(s):  
Ali asghar Pilehvar

AbstractThe development of urbanization and urbanism in Iran has created a wide socioeconomic gap in urban areas. Rapid population growth along with the lack of socioeconomic growth programs and urban development strategies have deteriorated unemployment, inflation, housing price, traffic congestion, and marginalization in cities, particularly in metropolises of Iran. This paper, using a descriptive-analytic research method and a meta-analysis technique, addresses the urbanization and urbanism changes in Iran. Using GIS technique and CV formula, the spatial distribution of urbanization and its rapid growth in Iran are depicted. The research data was derived from a systematic review of documents and techniques over 40 years. The results of the study demonstrated that Iranian cities have undergone an unsustainable growth trend and urbanization has overtaken urbanism. Over the past 4 decades, cities have been struggling with rapid growth and development. In this regard, development-oriented governments can play a significant role in tackling growth and urbanization problems. These problems are especially evident in the socio-economic, urban planning and urban ecology. The rapid growth of urbanization (74% in 2016) has resulted in the emergence of metropolitan areas in an unstable process. Also, in metropolitan areas of Iran, environmental and ecological threats, rural–urban migration and marginalization have posed serious national–regional and local challenges. The structural–functional reforms in Iran, along with skeletal–spatial and socio-economic changes in cities, have given rise to a new social class (low-income people), which is characterized with non-formal businesses and informal settlements in the outskirts of cities, especially metropolitan areas. This has prompted unsustainability in main indicators of urban development such as security, building density, environmental threats, and centralization, among other things. This analysis is based on indicators such as density and centralization, informal settlement, and urban security.


Author(s):  
Bruce Rutayisire ◽  
Dennis Wolter ◽  
Nicholas Kuria ◽  
Rachel Sklar

Abstract To ensure sanitation for all by 2030, fecal sludge collection services in low-income urban areas with no sewer connections need improvement. One of the major issues is the gap between low-income household's willingness to pay and the cost of emptying services in low-income areas. One way of lowering the cost of these services is through process optimization. In this regard, we conducted a time and motion study to better understand the bottlenecks associated with the collection of fecal waste from different types of on-site sanitation facilities. Our results show that emptying pit latrines, which make up 53% of the market for emptying services in Kigali, takes twice longer than emptying septic tanks. 33% of households that requested the service were located in an informal settlement with no access to road and could only be served by a semi-mechanized method which required use of barrels, and a portable pump. In general, interventions related to minimizing trash disposal in pits and septic tanks can go a long way in making the emptying process more time and cost-efficient. Additionally, developing effective and efficient pumping technologies that are suitable for use in inaccessible areas should be prioritized.


Author(s):  
Remus Runcan

According to Romania’s National Rural Development Programme, the socio-economic situation of the rural environment has a large number of weaknesses – among which low access to financial resources for small entrepreneurs and new business initiatives in rural areas and poorly developed entrepreneurial culture, characterized by a lack of basic managerial knowledge – but also a large number of opportunities – among which access of the rural population to lifelong learning and entrepreneurial skills development programmes and entrepreneurs’ access to financial instruments. The population in rural areas depends mainly on agricultural activities which give them subsistence living conditions. The gap between rural and urban areas is due to low income levels and employment rates, hence the need to obtain additional income for the population employed in subsistence and semi-subsistence farming, especially in the context of the depopulation trend. At the same time, the need to stimulate entrepreneurship in rural areas is high and is at a resonance with the need to increase the potential of rural communities from the perspective of landscape, culture, traditional activities and local resources. A solution could be to turn vegetal and / or animal farms into social farms – farms on which people with disabilities (but also adolescents and young people with anxiety, depression, self-harm, suicide, and alexithymia issues) might find a “foster” family, bed and meals in a natural, healthy environment, and share the farm’s activities with the farmer and the farmer’s family: “committing to a regular day / days and times for a mutually agreed period involves complying with any required health and safety practices (including use of protective clothing and equipment), engaging socially with the farm family members and other people working on and around the farm, and taking on tasks which would include working on the land, taking care of animals, or helping out with maintenance and other physical work”


2006 ◽  
Vol 1 (2) ◽  
Author(s):  
E. v. Münch ◽  
G. Amy ◽  
J. F. Fesselet

This paper describes the potential of ecological sanitation (ecosan) to provide sustainable excreta disposal in emergency situations and in peri-urban areas or slums in developing countries. At the present time, pit latrines are the most common form of excreta disposal both for emergency situations and in low-income peri-urban areas or slums. Although not intended to be a long-term solution, pit latrines provided during emergencies are often used for a long time (more than six months to years). This practice is not sustainable if the area is prone to flooding or there are soil conditions that allow groundwater pollution in areas where groundwater is used for drinking water, to name but two of the main factors. We propose eight criteria for the applicability of ecosan based on analysis of three case studies representing different types of emergency situations. The two most important criteria are awareness and expertise in ecosan within the aid agencies, and availability of standardised, lightweight toilet units that are quick to assemble and easy to transport (e.g. container for faeces, and urine diversion squatting pan made of impact-resistant molded polypropylene). Such toilets could be moved to, or replicated in, other areas in need after the emergency (peri-urban areas or slums). This would provide benefits for Millennium Development Goals achievements (targets on hunger, child mortality, sanitation and slum dwellers) at lower cost than conventional sanitation systems. Costs for sanitation systems should be compared based on the entire system (toilet, transport, treatment, reuse in agriculture), using Net Present Value analysis for capital, and operating and maintenance costs.


Land ◽  
2021 ◽  
Vol 10 (3) ◽  
pp. 318
Author(s):  
B. G. J. S. Sonneveld ◽  
M. D. Houessou ◽  
G. J. M. van den Boom ◽  
A. Aoudji

In the context of rapid urbanization, poorer residents in cities across low- and middle-income countries increasingly experience food and nutrition deficiencies. The United Nations has highlighted urban agriculture (UA) as a viable solution to food insecurity, by empowering the urban poor to produce their own fresh foods and make some profit from surplus production. Despite its potential role in reducing poverty and food insecurity, there appears to be little political will to support urban agriculture. This is seen in unclear political mandates that are sustained by information gaps on selection criteria for UA sites. The research reported here addresses this issue in the form of a decision-making support tool that assesses the suitability of cadastral units and informal plots for allotment gardens in urban and peri-urban areas. The tool was developed and tested for three rapidly expanding cities in Benin, a low-income country in West Africa, based on an ordered logit model that relates a set of 300 expert assessments on site suitability to georeferenced information on biophysical and socio-economic characteristics. Soil, land use, groundwater depth, vicinity to market and women’s safety were significant factors in the assessment. Scaled up across all cadastral units and informal sites, the tool generated detailed baseline maps on site suitability and availability of areas. Its capacity to support policymakers in selecting appropriate sites comes to the fore by reporting changes in site suitability under scenarios of improved soil fertility and enhanced safety for women.


Urban Forum ◽  
2021 ◽  
Author(s):  
Alexandra Panman ◽  
Ian Madison ◽  
Nyambiri Nanai Kimacha ◽  
Jean-Benoît Falisse

AbstractThis paper explores the role of savings groups in resilience to urban climate-related disasters. Savings groups are a rapidly growing phenomenon in Africa. They are decentralized, non-institutional groups that provide millions of people excluded from the formal banking sector with a trusted, accessible, and relatively simple source of microfinance. Yet there is little work on the impacts of savings groups on resilience to disasters. In this paper, we use a combination of quantitative and qualitative evidence from Dar es Salaam (Tanzania) to shed new light on the role that savings groups play in helping households cope with climate-related shocks. Drawing on new data, we show that approximately one-quarter of households have at least one member in a group, and that these households recover from flood events faster than those who do not. We further argue that the structure of savings groups allows for considerable group oversight, reducing the high costs of monitoring and sanctioning that often undermine cooperative engagement in urban areas. This makes the savings group model a uniquely flexible form of financing that is well adapted to helping households cope with shocks such as repeated flooding. In addition to this, we posit that they may provide a foundation for community initiatives focusing on preventative action.


BMC Nutrition ◽  
2016 ◽  
Vol 2 (1) ◽  
Author(s):  
Laura Cornelsen ◽  
Pablo Alarcon ◽  
Barbara Häsler ◽  
Djesika D. Amendah ◽  
Elaine Ferguson ◽  
...  

BMJ Open ◽  
2021 ◽  
Vol 11 (7) ◽  
pp. e049564
Author(s):  
Mary Abboah-Offei ◽  
Akosua Gyasi Darkwa ◽  
Andrews Ayim ◽  
Adelaide Maria Ansah-Ofei ◽  
Delanyo Dovlo ◽  
...  

IntroductionWith rapid urbanisation in low-income and middle-income countries, health systems are struggling to meet the needs of their growing populations. Community-based Health Planning and Services (CHPS) in Ghana have been effective in improving maternal and child health in rural areas; however, implementation in urban areas has proven challenging. This study aims to engage key stakeholders in urban communities to understand how the CHPS model can be adapted to reach poor urban communities.Methods and analysisA Participatory Action Research (PAR) will be used to develop an urban CHPS model with stakeholders in three selected CHPS zones: (a) Old Fadama (Yam and Onion Market community), (b) Adedenkpo and (c) Adotrom 2, representing three categories of poor urban neighbourhoods in Accra, Ghana. Two phases will be implemented: phase 1 (‘reconnaissance phase) will engage and establish PAR research groups in the selected zones, conduct focus groups and individual interviews with urban residents, households vulnerable to ill-health and CHPS staff and key stakeholders. A desk review of preceding efforts to implement CHPS will be conducted to understand what worked (or not), how and why. Findings from phase 1 will be used to inform and co-create an urban CHPS model in phase 2, where PAR groups will be involved in multiple recurrent stages (cycles) of community-based planning, observation, action and reflection to develop and refine the urban CHPS model. Data will be managed using NVivo software and coded using the domains of community engagement as a framework to understand community assets and potential for engagement.Ethics and disseminationThis study has been approved by the University of York’s Health Sciences Research Governance Committee and the Ghana Health Service Ethics Review Committee. The results of this study will guide the scale-up of CHPS across urban areas in Ghana, which will be disseminated through journal publications, community and government stakeholder workshops, policy briefs and social media content. This study is also funded by the Medical Research Council, UK.


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