scholarly journals Cash-Heavy to Cash-Lite Indian Society: A Case Study From the Rural Northern Indian State

2018 ◽  
Vol 1 (2) ◽  
pp. 80-87
Author(s):  
NAVNEET DIMRI ◽  
PRADEEP CHAUDHRY
Keyword(s):  
Rural Areas ◽  
Tax Avoidance ◽  
Uttar Pradesh ◽  
Indian Society ◽  
Main Stream ◽  
Adoption Of Technology ◽  
Utilization Of Technology ◽  
Indian State ◽  
Currency Management ◽  
The Government

The country needs to move away from cash-based transaction towards a cashless (electronic) payment system to help reduce currency management cost, track transactions, check tax avoidance, fraud etc., enhance financial inclusion and integrate the parallel economy with main stream. India has a majority percentage of population residing in rural areas and by and large, literary percentage is low in spite of adult education program launched by the government. Higher rural population, late adoption of technology by the country, lack of awareness among potential users, optimum utilization of technology in hand, optimum marketing of e-delivery channels and security concern in use of e-delivery banking channels are some major issues causing hindrance in converting cash rich Indian society to cash lite one. The present article deals with issues by way of presenting some key challenges noticed during survey in rural areas of Uttar Pradesh state of India.

scholarly journals Innovation and Management by Regional Rural Banks in Achieving the Dream of Financial Inclusion in India: Challenges and Prospects.

2020 ◽  
pp. 222-234
Author(s):  
Anis ur Rehman
Keyword(s):  
Rural Areas ◽  
Uttar Pradesh ◽  
The State ◽  
Financial Inclusion ◽  
Credit Expansion ◽  
Achieving The Dream ◽  
Chi Square ◽  
Political Interference ◽  
Chi Square Test ◽  
The Government

The Regional Rural Banks are government-owned, regionally based and rurally oriented financial institutions specialized in catering to the credit needs of the neglected and weaker sections of the society. In the recent past, RRBs have become a potent mediator for financial inclusion in rural areas. This paper summarizes the innovative methods used by the employees of these banks in deposit mobilizations, credit expansion and recovery of the loan. The primary purpose of the research is to find the problems faced by officials of these banks in marketing their services to the rural customer. The opinions of these bank officials regarding the above factors and the functioning of these banks and their impact on society have also been studied. For this purpose, a sample of 96 bank officials of Aryavart bank and Purvanchal Bank have been taken from the rural areas of Uttar Pradesh. Methodological tools of the research methods were Frequency and Chi-square test of independence which have been used to test the hypotheses developed in the study. The research empirically confirms and theoretically proves that the employees and staff of these two regional rural banks in the state are making their earnest effort to channelize the savings of rural people by mobilization of deposits by motivating them to deposit their surplus money in the regional rural banks. The bank officials are making efforts to extend credit facilities in rural areas to uplift the people economically. The bank officials are facing problems in deposit mobilization, and credit expansion in the rural areas of the state and they are managing these problems very efficiently. Some political interference was found in the functioning of these banks. In the opinion of these bank officials, the overall working of these regional rural banks is proper. The results of the research can be useful for policymakers in the government to understand the hurdles faced by regional rural banks in reaching to the poor and needy sections of the society. The insights from this paper can help the policymakers to craft innovative schemes which enable these banks to reach the most inaccessible customers in rural areas. Keywords Regional Rural Banks, deposit mobilizations, credit expansion, financial inclusion, loan recovery.

scholarly journals Impact of Covid-19 Pandemic on Mental Health of Higher Education Stakeholders

2021 ◽  
Vol 9 (8) ◽  
pp. 1036-1074
Author(s):  
Priyanka Verma
Keyword(s):  
Mental Health ◽  
Higher Education ◽  
Online Education ◽  
Education System ◽  
Rural Areas ◽  
Uttar Pradesh ◽  
Vital Role ◽  
Online Mode ◽  
The Government ◽  
Teachers And Parents

Abstract: During the time of covid-19 whole education system has shifted from offline mode to online mode which plays a vital role in the increasing stress, anxiety, depression and other mental problem among the students, teachers, and parents. Because they all are not familiar with the online education system. So in this scenario, we should know that how much they all are aware and capable to use different online tools and courses like swayam, Courera, edu, NPTEL, YouTube, etc with their economic condition, infrastructure, and mental health too. Are they able to continue their learning during this scenario? Due to lack of awareness they all are getting mentally disturbed. In this situation, they all need support from our government because for the present situation they were not prepared from earlier. A survey was conducted by us in Uttar Pradesh to analyze the effect of lockdown on students (age 15-35 years), teachers and parents (total 162 respondents) belongs from urban and rural areas through Google form during Sep – Oct month2020. So that most of the responses come from Uttar Pradesh and the city Lucknow. Through this survey we draw the different factors like not comfortable, privacy concerns, not aware, sleeping pattern, lazier, stressful, worried, eye problem, digital screens, burden of work, and disrespectful behavior which somewhere affect the mental health and behavior of the respondents. We have also taken response to rating online education system and examination at the likert scales 1(poor) — 5(excellent). This paper will help to know what the reasons behind the above mention factors are. We have find out the proportion of students, teachers, and parents who are facing different types of mental problems, and we are trying to show finding of the survey with the help of different graphs also. Keywords: Online higher education system, different factors affect mental health, the problem faces by the students, teachers, and parents, awareness about online courses, the suggestion for the government.

scholarly journals Economic empowerment of rural women through food processing

2021 ◽  
Vol 17 (2) ◽  
pp. 318-321
Author(s):  
Rashmee Yadav ◽  
Brij Vikash Singh
Keyword(s):  
Rural Women ◽  
Rural Areas ◽  
Food Processing ◽  
Fruits And Vegetables ◽  
Family Income ◽  
Skill Training ◽  
Uttar Pradesh ◽  
Training Programme ◽  
The Government ◽  
Training Programmes

Rural women can play a significant role by their effectual and competent involvement in entrepreneurial activities. They have basic indigenous knowledge, skill and potential and resources to establish and manage enterprise. Income generating activities are effective instrument of social and economic development to generate employment for a number of farm women within their own social system and best tool for rural women as it adds to the family income. Women are backbone of any nation. Prosperity of the nation depends upon the prosperity of its women. Entrepreneurship is one of the ways for empowerment of women especially in rural areas and hence, promotion of women entrepreneurs is focused highly by the Government. Te food processing is one of the efforts initiated to promote value addition of fruits and vegetables especially for the unemployed, both men and women of the state. It focuses on need based short term skill training where participants learn from hands on training/ practices. The present study was undertaken to find out usefulness of fruits and vegetables preservation, milk and milk products training programme organized under rural youth training for self employment by the rural women. The study was conducted in Auraiya district of Uttar Pradesh. The sample consisted of 20 women participants each training programmes. The data was collected through personal interview technique using interview schedule. Frequency and percentage were calculated for analyzing the data. The results indicated that the fruits and vegetables preservation training perceived as good and increased their knowledge, skill and efficiency about fruits and vegetables preservation.

scholarly journals Impact of Male Out-Migration on Women Left Behind: A Study of Two Villages in Uttar Pradesh

2018 ◽  
Vol 3 (1) ◽  
pp. 75-92 ◽  
Author(s):  
Ruchi Singh
Keyword(s):  
Rural Areas ◽  
Household Income ◽  
Uttar Pradesh ◽  
Verbal Abuse ◽  
Population Pressure ◽  
Financial Autonomy ◽  
Left Behind ◽  
The Government ◽  
Migrant Households ◽  
The Impact

Male out-migration is the most often adopted strategy in rural areas to surmount risks associated with agriculture and to diversify income. There are various reasons for the increased exodus of labor from rural areas, such as underdevelopment, unemployment, less availability of non-farm jobs and population pressure. Uttar Pradesh has the highest number of male out-migrants. Male persistent absence has many repercussions on women left behind. Despite this, there is a dearth of literature on the impact of migration on women left behind. The current study tries to fill this void. The objective of the study is to look into various socioeconomic, psychological and political impacts of male out-migration on women left behind. To meet the objective, 100 women from migrant households were surveyed in two randomly selected villages of Uttar Pradesh using snowball methodology. The study found that the impact of male out-migration on women has both positive and negative facets. Migration has increased their household income, thereby increasing their social status in village. But economic gains are often offset by increased workload of women in household and agriculture. Although decision-making has empowered women, at the same time a lack of financial autonomy and an inability to take decisions on important matters impedes their empowerment. Insecurity and loneliness are other major issues, followed by a hindrance in access to entitlements. Women are more prone to physical, social and verbal abuse in the absence of men. Thus in order to reap positive benefits of out-migration, the government should empower women by providing them agriculture-related technical knowledge and should encourage a change in the mindset of communities.

scholarly journals Implementation fidelity of village health and nutrition days in Hardoi District, Uttar Pradesh, India: a cross-sectional survey

2019 ◽  
Vol 19 (1) ◽  
Author(s):  
Mira Johri ◽  
Louis Rodgers ◽  
Dinesh Chandra ◽  
Cybil Abou-Rizk ◽  
Eleanor Nash ◽  
...  
Keyword(s):  
Antenatal Care ◽  
Rural Areas ◽  
Institutional Delivery ◽  
Uttar Pradesh ◽  
Implementation Fidelity ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Health And Nutrition ◽  
The Government ◽  
Village Health

Abstract Background Village Health and Nutrition Days (VHNDs) are a cornerstone of the Government of India’s strategy to provide first-contact primary health care to rural areas. Recent government programmes such as the Janani Suraksha Yojana (JSY) and Mission Indradhanush (MI) have catalysed important changes impacting VHNDs. To learn how VHNDs are currently being delivered, we assessed the fidelity of services provided as compared to government norms in a priority district of Uttar Pradesh. Methods We fielded a cross-sectional study of VHNDs to provide a snapshot of health services functioning. Process evaluation data were collected via administrative sources, non-participant observation using a standardised form, and structured questionnaires. Questionnaires were designed using a framework to assess implementation fidelity. Key respondents were VHND participants, front-line workers involved in VHND delivery, and VHND non-participants (pregnant women due for antenatal care or children due for vaccination as per administrative records). Results were summarised as counts, frequencies, and proportions. Results In the 30 villages randomly selected for inclusion, 36 VHNDs were scheduled but four (11.1%) were cancelled and one VHND was not surveyed. Vaccination and antenatal care were offered at 96.8% (30/31) and child weighing at 83.9% (26/31) of VHNDs. Other normed services were infrequently provided or completely absent. Health education and promotion were particularly weak; institutional delivery was the only topic discussed in a majority of VHNDs. The true proportion of any serious problem impeding vaccine delivery was 47.2% (17/36), comprising 4 VHND cancellations and 13 VHNDs experiencing vaccine shortages. Of the 13 incidents of vaccine shortage, 11 related to an unexpected global shortage of injectable polio vaccine (IPV). Over the 31 VHNDs, 37.8% (171 of the 452 scheduled beneficiaries) did not participate. Analysis of missed opportunities for vaccination highlighted inaccuracies in beneficiary identification and tracking and demand side-factors. Conclusions The transformative potential of VHNDs to improve population health is only partially being met. A core subset of high-priority services for antenatal care, institutional delivery, and vaccination associated with high-priority government programmes (JSY, MI) is now being provided quite successfully. Other basic health promotion and prevention services are largely not provided, constituting a critical missed opportunity.

Who Says Elephants Can’t Dance? Uttar Pradesh Women Power Line 1090

2015 ◽  
Vol 4 (1) ◽  
pp. 40-51
Author(s):  
Neeraj Dwivedi ◽  
Nishant Saxena
Keyword(s):  
Rural Areas ◽  
Uttar Pradesh ◽  
Scaling Up ◽  
Power Line ◽  
The Third ◽  
Agile Organization ◽  
Cyber Crimes ◽  
The Government ◽  
Set Up ◽  
Eve Teasing

Women Power Line 1090 was a facility set up by the government of Uttar Pradesh, the most populous state of India, for eradicating the menace of harassment of women in the state. The case briefly presents the genesis of the 1090 project and traces the journey of the project from an idea to the creation of an innovative and agile organization within the normally bureaucratic police force. The case concludes by presenting the challenges faced by the protagonist while analyzing the first seven months performance of his brainchild. The first challenge discussed is how he can extend 1090 to address more severe problems of eve-teasing, domestic violence and cyber crimes related to women. The second challenge he is thinking about is scaling up the operations without losing quality. The third challenge he is looking at is to find ways to create awareness and mobilization in the rural areas, which are home to 77 per cent of the state’s population.

PERFORMANCE APPRAISAL OF KASHI GOMTI SAMYUT GRAMIN BANK : WITH SPECIAL REFERENCE TO EASTERN U.P.

2016 ◽  
Vol 12 (1) ◽  
Author(s):  
Kishan Jee ◽  
Atishayendra Kaushal
Keyword(s):  
Performance Appraisal ◽  
Rural Areas ◽  
Financial Services ◽  
Urban Areas ◽  
New Technology ◽  
Local Level ◽  
Uttar Pradesh ◽  
Service Industries ◽  
Indian State ◽  
The Republic

Kashi Gomti Samyut Gramin Bank is a rural bank of Eastern UP. Rural Bank is a local level banking organizations which operates in different states of India. RRBs had been constituted with a view to serve basic banking and financial services in the rural areas. It mobilizes financial resources from rural / semi-urban areas and provides loans and advances primarily to small and marginal farmers, agricultural labourers, and rural artisans. It is also worked as variety of different functions as an agent like carrying out government operations related to disbursement of wages of MGNREGA workers, distribution of pensions, locker facilities, debit and credit cards facilities etc. Uttar Pradesh is the most populous state in the Republic of India as well as the most populous country subdivision in the world. It covers 243,290 square kilometers (93,933 sq mi), equal to 6.88% of the total areas of India, and is the fourth largest Indian state by area and the third largest Indian state by economy, with a GDP of ?9,763 billion (US$150 billion). Agriculture and service industries are the largest parts of the state's economy. More than 60 percent population's livelihood is based on agriculture. Due to non availibity of banking facilities, they could not maintain qualities and quantities of food grains production; adaptation of new technology and also compensation of natural calamities losses. KGSG bank established in UP's main rural bank to solve the problems of rural. This study has been attempted an appraisal of the performance of KGSG bank in esteem of Period-wise Deposit and Advance Growth, Analysis of Income, Analysis of Expenditure and Analysis of Profitability etc.

scholarly journals Improving Last-mile Delivery of COVID-19 Vaccines: The Cluster Strategy

2021 ◽  
Vol 11 (3) ◽  
pp. 1079-1082
Author(s):  
Anila Varghese ◽  
Surachna ◽  
Sidharth Sekhar Mishra
Keyword(s):  
Health Care ◽  
Rural Areas ◽  
Cultural Practices ◽  
Health Workers ◽  
Herd Immunity ◽  
Uttar Pradesh ◽  
North India ◽  
Cluster Approach ◽  
Cluster Strategy ◽  
The Government

Vaccination against the COVID 19 virus is the most effective way to prevent infection and save lives. It is estimated that 285 million doses per month will be needed over the next five months to vaccinate all remaining adults by the end of 2021. To accelerate the vaccination coverage for its population, the state of Uttar Pradesh, North India, has planned a cluster approach to vaccination in rural areas. The cluster strategy is a micro-plan for vaccination by the government of U.P involving intensive mobilisation activities followed by vaccination at centres set up in schools, Panchayat Bhavans and other selected places. It is a people-centred and comprehensive approach, modelled on listening to the intended beneficiaries and stakeholders is vital. It will reduce expenses related to travel and loss of wages for those missing work while travelling far to get vaccinated. The cluster approach is also along the lines of the Near to Home COVID Vaccination Centres (NHCVC) for Elderly and Differently Abled Citizens. The main fear of the health workers regarding the cluster approach is concerning adverse events and their management at the peripheral level. This strategy is only practically possible if an adequate supply of vaccines is available. The cluster approach to vaccination ensures accessibility, includes community participation and is provided free of cost. This is thus in line with the concept of Primary Health Care (PHC) which is essential health care made universally accessible to individuals and families in the community by means acceptable to them, through their full participation and at a cost the community and country can afford. Popularising this strategy and applying it to other states in a tailored manner based on social and cultural practices can give the nation the necessary momentum to attain the target of herd immunity quickly and curb the COVID-19 pandemic.

scholarly journals NABARD CONTRIBUTION IN AGRICULTURE AND RURAL DEVELOPMENT WITH SPECIAL REFERENCE TO WATERSHED PROJECT UNDER RIDF SCHEME IN INDIA

2021 ◽  
Vol 21 (2) ◽  
Author(s):  
Rakesh Kumar Kulshreshtha ◽  
Amod Sharma
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Uttar Pradesh ◽  
Infrastructure Development ◽  
Economic Activities ◽  
Sustainable Rural Development ◽  
Development Fund ◽  
Basic Objective ◽  
The Government ◽  
District Offices

The Government of the India is giving emphasis on ‘Growth with Social Justice’ with the basic objective of planning for the development of India since its independence and made significant strides in developing rural India through Five Year Plan. A Rural Infrastructure Development Fund (RIDF) was introduced in the budget of 1995-96. The RBI governs this fund through NABARD with corpus from the nationalized banks. The NABARD was setup by the Government of India as a development bank in July 12, 1982 which operates through its head office at Mumbai, 28 regional offices situated in state capitals and 391 district offices at districts levels. The mandate also covers supporting all other allied economic activities in rural areas, promoting sustainable rural development. The various functions of NABARD are supervisory functions, institutional and capacity building, role in training etc. The paper analyses some of the issues that arise in the context of utilization of the fund under watershed for farm irrigation in Agra District of Uttar Pradesh, India

scholarly journals Stakeholder perspectives on proposed policies to improve distribution and retention of doctors in rural areas of Uttar Pradesh, India

2021 ◽  
Vol 21 (1) ◽  
Author(s):  
Veena Sriram ◽  
Shreya Hariyani ◽  
Ummekulsoom Lalani ◽  
Ravi Teja Buddhiraju ◽  
Pooja Pandey ◽  
...  
Keyword(s):  
Focus Group ◽  
Rural Areas ◽  
Policy Development ◽  
Stakeholder Analysis ◽  
Uttar Pradesh ◽  
Policy Adoption ◽  
Focus Group Discussions ◽  
Group Discussions ◽  
The Government ◽  
Stakeholder Power

Abstract Background In India, the distribution and retention of biomedical doctors in public sector facilities in rural areas is an obstacle to improving access to health services. The Government of Uttar Pradesh is developing a comprehensive, ten-year Human Resources for Health (HRH) strategy, which includes policies to address rural distribution and retention of government doctors in Uttar Pradesh (UP). We undertook a stakeholder analysis to understand stakeholder positions on particular policies within the strategy, and to examine how stakeholder power and interests would shape the development and implementation of these proposed policies. This paper focuses on the results of the stakeholder analysis pertaining to rural distribution and retention of doctors in the government sector in UP. Our objectives are to 1) analyze stakeholder power in influencing the adoption of policies; 2) compare and analyze stakeholder positions on specific policies, including their perspectives on the conditions for successful policy adoption and implementation; and 3) explore the challenges with developing and implementing a coordinated, ‘bundled’ approach to strengthening rural distribution and retention of doctors. Methods We utilized three forms of data collection for this study – document review, in-depth interviews and focus group discussions. We conducted 17 interviews and three focus group discussions with key stakeholders between September and November 2019. Results We found that the adoption of a coordinated policy approach for rural retention and distribution of doctors is negatively impacted by governance challenges and fragmentation within and beyond the health sector. Respondents also noted that the opposition to certain policies by health worker associations created challenges for comprehensive policy development. Finally, respondents believed that even in the event of policy adoption, implementation remained severely hampered by several factors, including weak mechanisms of accountability and perceived corruption at local, district and state level. Conclusion Building on the findings of this analysis, we propose several strategies for addressing the challenges in improving access to government doctors in rural areas of UP, including additional policies that address key concerns raised by stakeholders, and improved mechanisms for coordination, accountability and transparency.

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