How Small Business Enterprises of Russia Attract Investments: Practices and Problems

10.12737/5966 ◽  
2014 ◽  
Vol 2 (5) ◽  
pp. 47-54
Author(s):  
Фомичева ◽  
Irina Fomicheva
Keyword(s):  
Public Policy ◽  
Small Business ◽  
Exchange Rates ◽  
Interest Rates ◽  
Growth Rates ◽  
Small Businesses ◽  
Foreign Investments ◽  
Inflation Rates ◽  
Business Support ◽  
Capital Financing

Considered are possible sources of real investments for small businesses. It is shown how foreign investments in Russia make shifts towards securities market. Dynamics and structure of domestic sources of debt funds for fixed capital financing are examined. Considerable growth rates of the volume of investments is emphasized as well as growing number of sources of financing with substantial share of budgetary funds in the total amount of investment. Factors conducive to investment activities are outlined. Dynamics of mortgage lending, as the author shows, is not actually impacted neither by the dynamics of interest rates, nor by exchange rates ratio and inflation rates in Russia, while underuse of budgetary funds allocated for programs of small and medium business support proves that public policy in this sphere is inefficient.

Street-Level Technocracy in UK Small Business Support: Business Links, Personal Business Advisers, and the Small Business Service

10.1068/c0112 ◽  
2002 ◽  
Vol 20 (2) ◽  
pp. 179-194 ◽  
Author(s):  
Kevin Mole
Keyword(s):  
Small Business ◽  
Tacit Knowledge ◽  
Small Businesses ◽  
Support Service ◽  
Recent Attempt ◽  
Business Service ◽  
Business Policy ◽  
Street Level ◽  
Business Support ◽  
The Uk

The broad focus of this paper is the divergence of implemented policy from intended policy in UK small business support. The Small Business Service (SBS) is the United Kingdom's most recent attempt to provide coherent support for small business. With its structure of local franchisees and multiagency partnerships, the SBS is part of the United Kingdom's Modernising Government agenda, which aims to provide ‘joined-up’ and responsive public services. However, it is not always easy for policymakers to execute new plans in the form in which they were intended. Street-level bureaucracies develop where those who implement complex policies amend them to make them easier to apply in practice. This paper investigates the UK Business Links' Personal Business Adviser (PBA) service. The paper draws on data from a focus group often PBAs and subsequent survey of the 175 PBAs in England and Wales conducted in summer 1998. The experience and tacit knowledge of PBAs provides the expertise for a bespoke support service to small businesses. Business advisers have both technical expertise and closeness to delivery that confers the power to amend small business policy. This tacit knowledge confers powers akin to a ‘street-level technocracy’. Thus, policies that do not carry PBA support, such as targeting, are unlikely to be implemented effectively. A new approach to small business support has been formed from the difficulty in controlling PBAs through performance indicators, which appear to have distorted the intended policy, and the Modernising Government agenda. The new SBS devolves the operation, but not all control, of business advice from the national SBS to local Business Links. PBAs will play a major part in the network mode of governance of the new SBS franchisees.

scholarly journals Promoting small business support of youth physical activity in low-income, minority neighborhoods (Preprint)

2018 ◽  
Author(s):  
Richard Suminski ◽  
Shannon Robson ◽  
Eric Plautz
Keyword(s):  
Physical Activity ◽  
Small Business ◽  
Low Income ◽  
Small Businesses ◽  
Primary Outcome ◽  
Activity Levels ◽  
Physically Active ◽  
Business Support ◽  
Youth Physical Activity

BACKGROUND An unacceptably high percentage of our nation’s low-income, minority youth (< 18 years of age) are not regularly physically active. This contributes to extreme health disparities such as obesity rates nearly two-fold higher than those seen in white youth and greater risk for diabetes and related cardiometabolic disorders. The presence of quality youth physical activity opportunities (YPAO) enables and encourages physically active lifestyles. Unfortunately, quality YPAOs often are lacking in places where minority youth live, resulting in low activity levels and subsequent health issues that represent significant disparities in our society. Our previous research found that small businesses (< 500 employees), which represent over 99% of all employers, are powerful resources for creating and improving YPAOs. In accordance with the Socioecological Model and established philanthropic principles, we developed an alpha version of an intervention (alpha-i) for increasing small businesses’ involvement with YPAOs. OBJECTIVE The objectives of the proposed study is to create a beta version (beta-i) of the intervention and conduct a pilot study of its impact on small business support for YPAOs and YPAO utilization by youth in low-income, minority neighborhoods. METHODS We will complete three aims to meet our study objectives. Aim 1: Refine alpha-i components by completing focus groups with small business owners, YPAO providers, and parents/guardians of youth from low-income, predominantly minority neighborhoods. Results of the qualitative analysis will inform final tailoring of the intervention to create the beta-i which will be tested in Aim 2. Aim 2: Determine the effect of the beta-i on small business support for YPAOs in low-income, minority neighborhoods by conducting a plot cluster randomized-control trial with randomization at the neighborhood level. Intervention neighborhoods (n=10) will receive the beta-i while control neighborhoods (n=10) will be provided a standard practice intervention for a period of one year. The primary outcome for aim 2 will be the percentage of small businesses not supporting YPAOs at baseline that subsequently provide support for YPAOs at follow-up. We also will consider the U.S. dollar equivalent of all types of support (monetary, goods/services and time) donated for YPAOs by small businesses. Aim 3: Examine the impact of the increased small business support for YPAOs on YPAO utilization by youth. The primary outcome will be the percent change in the number of youth participating in YPAOs from baseline and follow-up in the treatment and control neighborhoods. RESULTS Outcomes from this study are pending; however, preliminary studies we’ve conducted supporting the research protocol indicate that 62% of businesses not supporting community physical activity initiatives thought they should support such initiatives and that businesses supporting YPAOs did so to give back to the neighborhood, improve children's health, provide athletic experiences, and/or increase customers/revenue. In a six-month pilot study of a developmental approach to encourage small business support of physical activity in their neighborhood, we observed a 27% increase in the number of businesses supporting local physical activity programs. CONCLUSIONS The proposed study is significant because it will provide evidence that an easily replicated approach can be used to increase small business support for YPAOs and that this support results in greater use of the YPAOs by youth. Our next step will be to determine if YPAO changes resulting from increased small business support positively influence youth physical activity levels as measured by accelerometry. Our long-term goals are to create a nationally implementable practice for increasing support for YPAOs and strengthen the science of addressing health disparities in socially disadvantaged populations.

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI INVESTASI SWASTA DI BEBERAPA NEGARA DI ASEAN

2019 ◽  
Vol 1 (3) ◽  
pp. 679
Author(s):  
Titin Yulida ◽  
Syamsul Amar B ◽  
Melti Roza Adry
Keyword(s):  
Data Analysis ◽  
Exchange Rates ◽  
Interest Rates ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Private Investment ◽  
Descriptive Research ◽  
Analysis Technique ◽  
Inflation Rates ◽  
The Interest Rate

This study aims to analyze the effects of: interest rates on private investment in ASEAN, inflation rates on private investment in ASEAN, exchange rates on private investment in ASEAN, output on private investment in several countries in ASEAN. This type of research is descriptive research. The data in this study are secondary data. The data analysis technique used is descriptive analysis and inductive analysis and hypothesis t test and f test. The results showed that the interest rate had a positive and not significant effect on private investment (Y), inflation had a negative and not significant effect on private investment (Y), the exchange rate had a negative and significant effect on private investment (Y), and output had a positive and significant effect towards private investment (Y).

scholarly journals ANALISIS PENGARUH TINGKAT INFLASI, TINGKAT SUKU BUNGA, DAN NILAI TUKAR TERHADAP INDEKS HARGA SAHAM GABUNGAN (IHSG) DI BURSA EFEK INDONESIA (BEI) PERIODE 2013-2015

2020 ◽  
Vol 6 (2) ◽  
pp. 121
Author(s):  
Daniar Primavistanti ◽  
Aftoni Sutanto
Keyword(s):  
Exchange Rate ◽  
Interest Rate ◽  
Exchange Rates ◽  
Interest Rates ◽  
Stock Price ◽  
Price Index ◽  
Stock Exchange ◽  
Composite Index ◽  
Inflation Rates ◽  
Stock Price Index

This research aimed to analyze and test the effect of inflation rates, interest rate and exchange rate  on the stok price index  at the stock exchange in 2013–2015. Independent variable used are inflation, interest rates, and exchange rates. While the dependent variable is the stock price index. The object of this research  is in the market listed  on the stock price index. The  inflation  rates, interest rates,  and  the  exchange  rate that  are  taken  from Indonesian Bank. The  analytical  method used is the classic assumption test and regression test. Based  on  the  survey  result revealed  that in partial  inflation and the exchange  rate does not  significantaly  influence the Stock  Exchange  Composite Index. While the variable interest rate significantly influence the Stock Exchange Composite Index. The test results simultaneosly show variable inflation, interest rates and exchange rates have an influence on the Stock Exchange  Composite Index. The coefficient of determination was 28,3%.

scholarly journals The stability of money demand in Kazakhstan

2020 ◽  
Vol 9 ◽  
Author(s):  
Dinoza Azizova
Keyword(s):  
Exchange Rates ◽  
Interest Rates ◽  
Money Demand ◽  
Stock Prices ◽  
Research Paper ◽  
Related Topic ◽  
Amount Of Information ◽  
Inflation Rates ◽  
The Stability ◽  
Do So

The objective of this research paper is to identify and analyze and investigate the domestic money demand in Kazakhstan. While in other counties money demand relies on the several factors such as: income among the population, inflation rates, real foreign interest rates, stock prices and exchange rates, we will try to find out the key dependent elements for Kazakhstan, since each country is unique and has its own benefits in terms of economy. To do so, different articles, starting all the way from the years of 2000 will be used, due to the limited amount of information available in this related topic.

SMALL BUSINESS SUPPORT ANALYSIS IN THE SAMARA REGION

2020 ◽  
Author(s):  
Olesya Sergeevna Idemeneva ◽  
Keyword(s):  
Small Business ◽  
Small Businesses ◽  
Small Enterprises ◽  
Business Support ◽  
Youth Entrepreneurship

The article considers the criteria for classifying entities as small businesses, emphasizes the importance of entrepreneurs, and analyzes existing small businesses in the region. The study substantiates the need to support small enterprises, namely, the example of the Samara region considers regional support for small businesses and identifies the most relevant trends in supporting youth entrepreneurship

To Lend or Not to Lend

2020 ◽  
pp. 1-22
Author(s):  
Traci L. Mach ◽  
Courtney M. Carter ◽  
Cailin R. Slattery
Keyword(s):  
Logistic Regression ◽  
Interest Rate ◽  
Small Business ◽  
Interest Rates ◽  
Small Businesses ◽  
Peer To Peer ◽  
Business Loan ◽  
Level Data ◽  
Small Business Loans

The current paper examines loan-level data from Lending Club to look at peer-to-peer borrowing by small businesses. We begin by looking at characteristics of loan applications that were and were not funded and then take a more in-depth look at funded applications. Summary statistics show an increasing number of small business loan applications over time. Beginning in 2010—when consistent measures of loan purpose were recorded for all applications—loan applications for small businesses were on average less likely than loans for other purposes to have been funded. However, logistic regression results that control for the quality of the application show that, holding all else constant, applications for a loan for a small business were almost twice as likely to have been funded as loans for other purposes. Focusing on funded applications, we note that funded business loans were slightly larger on average than loans funded for other purposes but paid similar interest rates. However, relative to small business loans from traditional sources, peer-to-peer small business borrowers paid an interest rate that was about two times higher. Regression results that control for application quality show that peer-to-peer loans for small businesses were charged almost a percentage point interest rate premium over non-business loans. Logistic regression results that look at loan performance indicate that loans for small businesses were much more likely to be delinquent or charged off.

The Paradox of Small Business Support: Preliminary Outcomes of the Crisis

2011 ◽  
pp. 149-155 ◽  
Author(s):  
A. Vilensky
Keyword(s):  
Small Business ◽  
Small Businesses ◽  
Small And Medium Enterprises ◽  
Russian Regions ◽  
Business Climate ◽  
Business Support ◽  
Economic Parameters ◽  
Medium Enterprises

In Russian regions with the greatest support for small and medium-sized businesses, especially in Moscow, small businesses declined much stronger in the basic economic parameters during the crisis than in other regions. The reasons for this lie in unfavorable business climate and corruption. Therefore, the most important area to facilitate development is transformation of the environment of small and medium enterprises, rather than increasing the volumes of budget funds for their support.

scholarly journals A roadmap for smart city services to address challenges faced by small businesses in South Africa

2017 ◽  
Vol 20 (1) ◽  
Author(s):  
Haydn Du Plessis ◽  
Annlize L. Marnewick
Keyword(s):  
Small Business ◽  
Smart City ◽  
Small Businesses ◽  
Smart Cities ◽  
Business Owners ◽  
Government Support ◽  
Small Business Owners ◽  
Business Support ◽  
Skills Shortages ◽  
The Impact

Background: Small businesses are an important part of the South African economy, yet they have high rates of failure. Several contributing factors have previously been identified through literature, including regulatory compliance, skills shortages and lack of government support. Globally, there has been an increased interest in smart cities and the variety of services they offer. These technologies were investigated to establish what role, if any, they could play in alleviating the challenges that small businesses face.Aim: Identify the relative impact of each of these challenges on the small-business and the relative value of each of the smart city services in order to determine which services would have the largest impact in addressing the challenges.Method: This research used these factors and identified which challenges had the largest time and financial impact on small businesses and investigated ways in which a variety of smart city services could be leveraged to address these challenges. Using a multi-criteria decision analysis technique, 44 small-business owners participated in the research. Weighted results for the impact of each of the challenges and the value of each of the services were obtained.Results: Through the subsequent analysis of the results, it was found that small businesses face many challenges because of lack of government and entrepreneurial support, as well as widespread corruption. Similarly, the small-business owners identified that educational material, small-business support portals and eGovernment systems would be the most valuable services that a smart city could offer them. Various sources of literature were used to identify these smart city services and link them to the business challenges that they may be able to mitigate. The infrastructural prerequisites for each of the services were also investigated to identify dependencies and potential problems in their deployment.Conclusion: The various aspects of this study were integrated, and a smart city roadmap for small-business support was subsequently developed. This roadmap will assist cities in planning their smart city deployment, so that they may better support small businesses in the role that they play in the country’s economy.

scholarly journals CHANGING THE LARGE BANK LOANS ROLE IN THE SMALL BUSINESS DEVELOPMENT

2021 ◽  
pp. 87-96
Author(s):  
Maryna Matviienko ◽  
Keyword(s):  
Small Business ◽  
Interest Rates ◽  
Small Businesses ◽  
Banking Sector ◽  
Bank Loans ◽  
Financial Resources ◽  
Adjustment Process ◽  
Capital Investments ◽  
Dynamic Adjustment ◽  
Venture Capital Investments

The article is aimed at analyzing the world and domestic practice of small business lending by large banks and focusing on changing their role as major financial resources suppliers. The article also examines the existing and new forming alternative forms of attracting resources, which, today, better meet the needs and opportunities of small business.An analysis of the statistics showed that lending to small businesses by the largest banks as in Ukraine as in other countries has decreased sharply compared to indicators since 2008 and remains relatively depressed to this day. So the ability to get loans for enterprises has become essentially shorter. The development of almost any business is impossible without external funding. The growing due to own funds will take many years. This condition made small business interested in finding new financing sources. The article examines the dynamic adjustment process aftershock for the loan offer. In Ukraine like in some other countries where the largest banks had high market shares, aggregate credit flows for small businesses became extremely shorter, interest rates staid high or even rise, fewer businesses rose, unemployment rose, and wages fell. The loans flow resumed after 2010, but other lenders intensified, slowly filling the void, but interest rates remained high. The financial resources market is wide enough, and there are both local and external players. And for solving different problems, different tools can be chosen. Venture capital investments are used, for example, for a good start or a powerful breakthrough; long-term loan money or investor’s entry into capital can be used for progressive growth or entry into new markets. A variety of leasing products allow financing not only the purchase the source of transport or equipment, but also rent or buying out warehouse space or offices. There are even so interesting tools such as ICO. It should be concluded that the influence of these factors, as well as the development of block chain technologies and the emergence of alternative (public) forms of financing and development of social enterprise are gradually leading to the loss of key positions of the banking sector in financing small business projects. All these processes have shown that the financial sources accumulation even for big project can be organized in the way of multiplied microcredit system trough attraction stakeholders. Such examp-les we can mark in various business sectors, for example, in transport –collective financing of the ship construction. Keywords: Small Business, Financing, Loans, Banks, Banking._______________________©Matviienko M.,2021

Sign in / Sign up

Export Citation Format

Share Document