scholarly journals Research on Enterprise Financial Customer Classification Method and Preference Based on Intelligent Algorithm

2021 ◽  
Vol 2021 ◽  
pp. 1-11
Author(s):  
Ze Fu ◽  
Bo Zhang ◽  
Lingjun Ou ◽  
Kaiyang Sun ◽  
Xinyi Sun ◽  
...  

Compared with the past questionnaire survey, this paper applies the intelligent algorithm developed rapidly in recent years to identify the tendency of customers to buy financial products in the market. In addition, for the single state customer classification indicators based on the previous demographic information and action information, it is proposed to combine the action of market activities with demographic information; that is, the static integrated customer classification index is further combined with the improved neural network model to study the classification and preference of enterprise financial customers. Firstly, the enterprise financial customer classification model based on neural network algorithm is studied. Aiming at the shortcomings of easy falling into the local optimal solution of neural network algorithm, slow convergence speed of algorithm, and difficult setting of network structure, combined with the characteristics of genetic algorithm, the concept of adaptive genetic neural network algorithm is proposed. Then, the design of adaptive genetic neural network model is studied. Secondly, combined with the customer data of a financial enterprise and the characteristics of enterprise finance, this paper analyzes the risk influencing factors of enterprise financial customers, analyzes the customer data, evaluates the enterprise financial customers through the adaptive genetic neural network model, and realizes the classification of enterprise financial customers. Through an example, it is proved that the enterprise financial customer classification and preference model based on the adaptive genetic neural network algorithm discussed in this paper has better customer classification accuracy and can provide better method support for enterprise financial customer management.

Author(s):  
Aravind Akella ◽  
Vibhor Kaushik

AbstractThe development of Coronary Artery Disease (CAD), one of the most prevalent diseases in the world, is heavily influenced by several modifiable risk factors. Predictive models built using machine learning (ML) algorithms may assist healthcare practitioners in timely detection of CAD, and ultimately, may improve outcomes. In this study, we have applied six different ML algorithms to predict the presence of CAD amongst patients listed in an openly available dataset provided by the University of California Irvine (UCI) Machine Learning Repository, named “the Cleveland dataset.” All six ML algorithms achieved accuracies greater than 80%, with the “Neural Network” algorithm achieving accuracy greater than 93%. The recall achieved with the “Neural Network” model is also highest of the six models (0.93). Additionally, five of the six algorithms resulted in very similar AUC-ROC curves. The AUC-ROC curve corresponding to the “Neural Network” algorithm is slightly steeper implying higher “true positive percentage” achieved with this model. We also extracted the variables of importance in the “Neural Network” model to help in the risk assessment. We have released the full computer code generated in this study in the public domain as a preliminary effort toward developing an open solution for predicting the presence of coronary artery disease in a given population and present a workflow model for implementing a possible solution.


2021 ◽  
Vol 48 (6) ◽  
pp. 0602112
Author(s):  
庞祎帆 Pang Yifan ◽  
傅戈雁 Fu Geyan ◽  
王明雨 Wang Mingyu ◽  
龚燕琪 Gong Yanqi ◽  
余司琪 Yu Siqi ◽  
...  

2019 ◽  
Vol 24 (2) ◽  
pp. 217-230
Author(s):  
Olalekan Shamsideen Oshodi ◽  
Wellington Didibhuku Thwala ◽  
Tawakalitu Bisola Odubiyi ◽  
Rotimi Boluwatife Abidoye ◽  
Clinton Ohis Aigbavboa

Purpose Estimation of the rental price of a residential property is important to real estate investors, financial institutions, buyers and the government. These estimates provide information for assessing the economic viability and the tax accruable, respectively. The purpose of this study is to develop a neural network model for estimating the rental prices of residential properties in Cape Town, South Africa. Design/methodology/approach Data were collected on 14 property attributes and the rental prices were collected from relevant sources. The neural network algorithm was used for model estimation and validation. The data relating to 286 residential properties were collected in 2018. Findings The results show that the predictive accuracy of the developed neural network model is 78.95 per cent. Based on the sensitivity analysis of the model, it was revealed that balcony and floor area have the most significant impact on the rental price of residential properties. However, parking type and swimming pool had the least impact on rental price. Also, the availability of garden and proximity of police station had a low impact on rental price when compared to balcony. Practical implications In the light of these results, the developed neural network model could be used to estimate rental price for taxation. Also, the significant variables identified need to be included in the designs of new residential homes and this would ensure optimal returns to the investors. Originality/value A number of studies have shown that crime influences the value of residential properties. However, to the best of the authors’ knowledge, there is limited research investigating this relationship within the South African context.


2014 ◽  
Vol 933 ◽  
pp. 921-925
Author(s):  
Xin Yun Liu ◽  
Heng Jun Liu

Enterprise financial distress prediction based on neural network has some disadvantages, such as complex structure, slow convergence rate and easily falling into local minimum points. The paper presents the genetic neural network based enterprise financial distress prediction. Firstly, the structural parameters of neural network model are encoded and connected into gene sequence to obtain an individual. A certain number of individuals make up a population. Secondly, after the reproduction, crossover and mutation operations upon the population, the best individual, that is the optimal structure parameters of neural network model, is obtained. Finally, the neural network model with the optimal structure parameters is trained by the training samples and the trained neural network model can realize enterprise financial distress prediction. The testing results show that the method achieves higher training speed and lower error rate.


2020 ◽  
Vol 10 (7) ◽  
pp. 1644-1653
Author(s):  
Danyang Li ◽  
Yumei Sun ◽  
Wanqing Liu ◽  
Bing Hu ◽  
Jianlin Wu ◽  
...  

Image segmentation is the basis of image analysis and understanding, and has an unshakable position in the field of computer vision. In order to improve the accuracy of nuclear magnetic image segmentation of rectal cancer, this paper proposes an improved genetic neural network algorithm for the problems of traditional BP neural network algorithm. In order to enhance the network performance, this paper improves the genetic neural network from the two aspects of fitness function and genetic operator, which makes the training speed and convergence precision greatly improved. Target samples were analyzed by image histogram analysis, and the improved genetic neural network was used to learn the samples to obtain the training network. Taking the pixel matrix of the image as the input vector, it is put into the trained network for classification, and finally the segmentation is realized. The simulation experiment proves that compared with the classical image segmentation method, the improved genetic neural network image segmentation method has a good segmentation effect and is a feasible image segmentation method.


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