RELATIONSHIP BETWEEN HOUSING AFFORDABILITY AND HOUSE OWNERSHIP IN PENANG

2015 ◽  
Vol 75 (9) ◽  
Author(s):  
N. M. Sani
Keyword(s):  
Household Income ◽  
House Price ◽  
Binary Logistic Regression ◽  
Sampling Technique ◽  
Housing Affordability ◽  
Household Expenditure ◽  
Level Of Education ◽  
Income Household ◽  
Number Of Children ◽  
Work Level

There are many variables affected housing affordability. The variables are household income, household expenditure, monthly household payment, type of work, level of education, number of children, house price, housing location etc. These variables have been used as an indicator for future housing buyer before they make a decision to own a house. The objectives of this research are to determine the relationship between housing affordability and house ownership. The sample of this research comprises individuals who own a house at Flat Setia Vista, Relau, Pulau Pinang. The convenience sampling technique is used for this research with Binary Logistic Regression method as its analytical tool. The findings indicate that from six variables were tested in this research, namely household income, household expenditure, monthly household payment, type of work, level of education and number of children, only two variables have a relationship of housing affordability in housing ownership in Penang such as household income and number of children.

scholarly journals Binary logistic regression to estimate household income efficiency. (south Darfur rural areas-Sudan)

2016 ◽  
Vol 4 (1) ◽  
pp. 31
Author(s):  
Sofian A. A. Saad ◽  
Amin Adam ◽  
Afra H. Abdelateef
Keyword(s):  
Logistic Regression ◽  
Rural Areas ◽  
Household Income ◽  
Household Head ◽  
Binary Logistic Regression ◽  
Statistical Technique ◽  
Household Expenditure ◽  
Response Variable ◽  
Explanatory Variables ◽  
Main Factors

<p>The main objective behind this study is to find out the main factors that affects the efficiency of household income in Darfur rejoin. The statistical technique of the binary logistic regression has been used to test if there is a significant effect of fife binary explanatory variables against the response variable (income efficiency); sample of size 136 household head is gathered from the relevant population. The outcomes of the study showed that; there is a significant effect of the level of household expenditure on the efficiency of income, beside the size of household also has significant effect on the response variable, the remaining explanatory variables showed no significant effects, those are (household head education level, size of household head own agricultural and numbers of students at school).</p>

scholarly journals Measuring Young Professionals’ Housing Affordability in Greater Kuala Lumpur

2018 ◽  
Vol 7 (3.30) ◽  
pp. 334
Author(s):  
Nor Suzylah Sohaimi ◽  
Alias Abdullah ◽  
Syafiee Shuid
Keyword(s):  
Household Income ◽  
Employment Status ◽  
Transportation Cost ◽  
Binary Logistic Regression ◽  
Housing Affordability ◽  
Bachelor's Degree ◽  
Housing Cost ◽  
Kuala Lumpur ◽  
Young Professionals ◽  
Residual Income Approach

A plethora of approaches applied for measuring the housing affordability. Undoubtedly, the housing cost and household income are ubiquitous predictors to address the housing affordability. Besides, housing policies also receive an enormous attention in debating this issue. This study, therefore, presents the predictors of transportation cost along with other factors in addressing housing affordability for young professionals. Equally, important, individual life event is also highlighted as this matter is being given less attention. By adopting these dimensions, it is idyllic in associating the study gap. Young professionals are individuals aged between 25 and 35 years old and either working or living in Greater Kuala Lumpur with at least a bachelor’s degree qualification and registered through the professional firm. The purpose of the study is first, to measure young professionals’ affordability by underpinning the residual income approach and second, to explore the affordability through the housing trajectories concept. Thus, 290 survey data were analysed using the binary logistic regression. The study found that the predictors such as the presence of children, professional for engineer and quantity surveyor, employment status of permanent and other, household expenditure, household income, housing cost, transportation cost, housing location of Petaling Jaya and Putrajaya, are statistically significant to the housing affordability.  

scholarly journals THE GAP BETWEEN HOUSING AFFORDABILITY AND AFFORDABLE HOUSE: A CHALLENGE FOR POLICY MAKERS

2021 ◽  
Vol 19 (17) ◽  
Author(s):  
Najihah Azmi ◽  
Ahmad Ariffian Bujang
Keyword(s):  
Affordable Housing ◽  
Household Income ◽  
House Price ◽  
Housing Affordability ◽  
Policy Makers ◽  
Housing Costs ◽  
The Difference ◽  
The Relationship ◽  
Descriptive Method ◽  
Affordable House

Much of the literature defines housing affordability as the relationship between household income and housing expenditure (housing costs). Affordable housing refers to the affordability of the household to own or rent the housing. Housing becomes unaffordable if the housing costs exceed the income of the household. Thus, the objective of this paper is to define the difference between housing affordability and an affordable house and to identify the factors influencing the gap between housing affordability and an affordable house. To achieve the objectives of this paper, 28 variables or factors have been identified. These variables or factors are then analysed by using the descriptive method of analysis. After analysing 28 identified variables or factors, the findings show that a high house price, a high monthly repayment, the type of property ownership and the land area either extremely or moderately influenced the gap between housing affordability and an affordable house.

scholarly journals PENGARUH RESISTANCE BARRIERS DAN FAKTOR DEMOGRAFI TERHADAP RESISTENSI INOVASI MOBILE BANKING DI KOTA MATARAM

2015 ◽  
Vol 15 (1) ◽  
Author(s):  
Muhtar Ahmad ◽  
Dedy Iswanto ◽  
Lalu Adi Permadi
Keyword(s):  
Logistic Regression ◽  
Household Income ◽  
Binary Logistic Regression ◽  
Demographic Variables ◽  
Cellular Phones ◽  
Mobile Banking ◽  
Level Of Education ◽  
Independent Variables ◽  
Gender And Age ◽  
Binary Scale

This study is aimed to examine variables that determine mobile banking resistance among banking customer in Mataram. The study included independent variables to a logistic regression model to predict mobile banking adoption or non-adoption. Referring Theory of Innovation Resistance that proposed by Ram and Sheth’s (1989), the study examined the effect of resistance barriers variables i.e. usage barrier, value barrier, risk barrier, tradition barrier and image barrier on mobile banking resistance. In addition, the study examined demographic factors i.e. gender, age, level of education and household income. Total respondents were 234, who were of customers of BRI, BCA and Mandiri in Mataram who use mobile devices (cellular phones, smartphones, tablets). Data were analyzed using Binary Logistic Regression because the dependent variable i.e. mobile banking resistance is measured by a binary scale, 0 for “user” and 1 for “non-user”. The results showed that usage barrier, value barrier, and risk barrier had a positive significant effect on mobile banking resistance. Among demographic variables, only gender and age had a significant effect on mobile banking resistance, while household income and level of education had a non-significant effect.Keywords: mobile banking, resistance barriers, innovation resistance, logistic regression

scholarly journals Gambling Consumers in Thailand

2017 ◽  
Vol 13 (5) ◽  
pp. 136
Author(s):  
Pannapa Changpetch
Keyword(s):  
Household Income ◽  
Household Head ◽  
Household Expenditure ◽  
Work Status ◽  
Income Household ◽  
Head Of Household ◽  
The North ◽  
Gambling Expenditure ◽  
Economic Survey ◽  
Gambling Consumption

This paper presents a study of household gambling consumption in Thailand in 2011. We investigate the nonlinear relationships between this behavior and household alcohol expenditure, household gambling expenditure, and demographic factors. We use Treenet to analyze datasets drawn from a socio-economic survey of 42,083 Thai households conducted in 2011. The results show that the five most significant variables in order of importance for predicting the likelihood of household gambling consumption are household income, household region, work status of the household head, religion of the household head, and age of the household head. In summary, the Treenet results suggest that the likelihood of gambling consumption was higher for households with an income of more than 25,000 Bahts per year, a location in the North, a Buddhist head of household, a head with active work status, a head between 35 and 55 years old, with household expenditure spent on alcohol consumed at home of more than 500 Bahts, with household expenditure spent on tobacco of more than 100 Bahts, and a head of household with less education.

scholarly journals Single Mother Affordability to Own a House

2018 ◽  
Vol 1 (1) ◽  
pp. 1
Author(s):  
Azizah Binti Ismail
Keyword(s):  
Single Mothers ◽  
Affordable Housing ◽  
Single Mother ◽  
House Price ◽  
Housing Price ◽  
Secondary Data ◽  
Sampling Technique ◽  
Housing Affordability ◽  
Primary Data ◽  
Affordable House

The issue of housing affordability often involves middle and lower income groups. However, the problem of housing affordability is more critical, experienced by single mothers due to single mother is an individual who is the head of the family. The objective of this research to examine the factors that influences the problem of single mothers to own their own house. In addition, this research also to identify the type and price range of affordable house for single mothers. The process of the study begins from problem identification, literature review, case study, data collection, analysis and interpretation of research findings. Questionnaires are used to collect the primary data from respondents while literatures reviews are the secondary data for the research. The sample of this research includes 95 single mothers who are working and registered under The Ministry of Women and Family Darul Takzim. The random sampling technique was the method of sampling utilized. The findings of the research found out that there are a few main factors which influence the affordability of single mother to own their own house influenced by socio economic status such as race, age, single mother status, level of education, working period, the number of household, lower household incomes and house prices in the market. Besides, the type of affordable house may afford by single mothers is single storey and double storey house in a range price between RM50,000 to RM100,000. They are also may own an affordable housing provide by government which is single and double storey low and medium cost in range RM50,000 to RM80,000. In the end of study, various proposals are recommended such as government should control the house price in the market, loosening the loan conditions, the payment of 10 percent deposit and also loosening the rate interest.  For developer, they should increase the number of housing for target groups and carry out the market study to identify the affordable housing price.

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEMISKINAN RUMAH TANGGA DI KECAMATAN BAYANG KABUPATEN PESISIR SELATAN

2019 ◽  
Vol 1 (1) ◽  
pp. 213
Author(s):  
Rina Nasmiwati ◽  
Mike Triani
Keyword(s):  
Regression Analysis ◽  
Quantitative Research ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Cluster Sampling ◽  
Level Of Education ◽  
Insignificant Effect ◽  
Poor Households ◽  
Work Level

This study aims to analyze the influence of the level of education, type of work, level of health, number of dependents, ana mental/spiritual attitudes towards poverty of households in the Bayang sub-district of Pesisir Selatan district. The type of research is descriptive and quantitative research. The population of this study is poor households in the Bayang sub-district of Pesisir Sealatan district. The sample was determined based on cluster sampling technique, which was obtained through 42 respondents. This study uses multiple linear regression analysis. The results of this study indicate that (1) the level of education has a positive and insignificant effect on poverty of households in the Bayang sub-district Pesisir Selatan district, (2) the type of work has a positive and insignificant effect on poverty of households in the Bayang sub-district Pesisir Selatan district, (3) level health has a positive and insignificant effect on poverty of households in Bayang sub-district Pesisir Selatan district, (4) the number of dependents has a positive and significant effect on poverty of households in Bayang sub-district Pesisir Selatan district, (5) mental/spiritual attitudes have a positive and insignificant effect on poverty of households in Bayang sub-district Pesisir Selatan district, (6) together there is a positive and significant effect on poverty of households in Bayang subdistrict Pesisr Selatan district.

scholarly journals Drivers of Cooperation Activity in Kosovo’s Agriculture

Agriculture ◽  
2019 ◽  
Vol 9 (5) ◽  
pp. 96 ◽  
Author(s):  
Shyhrete Muriqi ◽  
Maria Fekete-Farkas ◽  
Zsolt Baranyai
Keyword(s):  
Rural Areas ◽  
Binary Logistic Regression ◽  
Sampling Technique ◽  
Farm Size ◽  
Primary Data ◽  
Binary Logistic Regression Analysis ◽  
Factors Affecting ◽  
Level Of Education ◽  
Cooperative Institutions ◽  
High Level

This research aims to determine the demographic and economic factors affecting agriculture cooperation activity in Kosovo. Primary data was collected from 249 farmers in Kosovo through structured questionnaires using the random sampling technique. The results show that the level of cooperation among farmers in Kosovo is low due to the lack of trust in the cooperative institutions. The binary logistic regression analysis used in the study shows that location, gender, age, education level, trust, and farm size have significantly influenced the cooperation activity. Findings also highlight that the farmers who live in rural areas, as well as those who are young and have got a higher level of education and trust, show a higher level of activity associated with cooperation, whereas farms managed by (older) men with lower level of education are less likely to cooperate. Estimation indicates that medium sized farms show a high level of cooperation, which can be statistically verified, and only the type of farming has nonsignificant influence in cooperation.

UPAYA PEDAGANG PELATARAN DI PASAR SETONO BETEK KEDIRI DALAM MENGAKSES MODAL UNTUK MENGEMBANGKAN USAHANYA

2018 ◽  
Vol 2 (1) ◽  
pp. 1
Author(s):  
Dhiyan Septa Wihara ◽  
Poniran Yudho Leksono
Keyword(s):  
Work Experience ◽  
Sampling Technique ◽  
Education Level ◽  
Family Burden ◽  
Chi Square ◽  
Street Vendors ◽  
Level Of Education ◽  
Key Words Age ◽  
Capital Access ◽  
The Relationship

<p>This study aims to 1) Describe the characteristics of the merchants of the market in the setono betek kediri which includes age, education level, family burden and work experience dependent on the access of capital to develop their business, 2) to analyze the relationship between the characteristics of the merchant of the market in the setono betek kediri towards their capital access to develop their business .The population in this study were vegetables and food street vendors, amounting to 120 traders. The number of samples used was 55 respondents with sampling technique using Slovin formula. The analysis used is Chi Square is to see the relationship between traders characteristics with access to their capital in developing their business. The results showed that the age of traders has a relationship to access capital, this is evidenced by the value of perason chi square 0.000 &lt;0.05. The level of education of traders is also associated with capital kases with pearson chi square value 0.001 &lt;0.05. The number of dependents of family burden is related to access to capital with pearson chi square value 0.001 &lt;0.05. The work experience of traders is related to their capital access in developing the business with pearson chi square value 0.005 &lt;0.05.</p><p><br />Key words : Age, education level, family burden, work experience, street vendors</p>

scholarly journals Knowledge, attitude, and utilization of drugs toward COVID-19 pandemic among Bale Zone residents, Southeast Ethiopia

2021 ◽  
Vol 9 ◽  
pp. 205031212110343
Author(s):  
Ayele Mamo ◽  
Mesud M Hassen ◽  
Ahmednur Adem ◽  
Zinash Teferu ◽  
Musa Kumbi ◽  
...  
Keyword(s):  
Drug Use ◽  
Severe Acute Respiratory Syndrome ◽  
Good Practice ◽  
Binary Logistic Regression ◽  
Sampling Technique ◽  
Cross Sectional Study ◽  
Health Problems ◽  
P Value ◽  
Cross Sectional ◽  
Bale Zone

Background: Coronavirus disease is a highly transmittable and pathogenic viral infection caused by severe acute respiratory syndrome coronavirus 2, which poses therapeutic dilemmas. Some suggestions for drug treatment seem problematic. Beliefs about the causes of health problems are determinants of treatment seeking decisions. Hence, one of the alternatives for the solution of health problems is employing traditional medicine to prevent coronavirus disease 19. Objective: To assess the knowledge, attitude, and utilization of drugs toward the coronavirus disease 19 pandemic among Bale zone residents. Methods: Community-based cross-sectional study was conducted among the Bale Zone population from May 30 to June 30, 2020. Eight hundred fifty-four participants were selected using a single population formula, and a multistage sampling technique was employed. Data were analyzed using SPSS version 25.0. Descriptive and binary logistic regression was used to analyze the outcomes. A p value ⩽ 0.05 was considered statistically significant. Results: Out of the total 854 respondents, about 534 (62.5%) got information about coronavirus disease 19 from TV/radio. More than two-thirds (71.9%) of the respondents have known that severe acute respiratory syndrome coronavirus 2 has no curative drugs, and 65.4% had a more appropriate attitude toward overall drug use in coronavirus disease 19. Level of education and, attitude towards drug use were singnificantly associated with knowledge of drugs, source of information about coronavirus disease 19 and having good practice were significantly associated with atittude toward drug utilization. Conclusion: One out of two study participants have good knowledge regarding drugs to the coronavirus disease 19 pandemic. Illiterate people in the community were identified to have poor knowledge about drugs, hence community educuation program is important to improve the knowledge about drugs towards the coronavirus disease 19 pandemic.

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