scholarly journals Professional financial advice, self‐control and saving behavior

2018 ◽  
Vol 43 (1) ◽  
pp. 23-34 ◽  
Author(s):  
Fen Liu ◽  
Tansel Yilmazer ◽  
Cäzilia Loibl ◽  
Catherine Montalto
Keyword(s):  
Self Control ◽  
Financial Advice ◽  
Saving Behavior

scholarly journals Pengaruh Self Control, Financial Literacy Dan Parental Socialization Terhadap Saving Behavior

2021 ◽  
Vol 3 (1) ◽  
pp. 8
Author(s):  
Jennifer Jennifer ◽  
Ary Satria Pamungkas
Keyword(s):  
Financial Literacy ◽  
Sampling Method ◽  
Positive Relationship ◽  
Self Control ◽  
Parental Socialization ◽  
Generation Z ◽  
Convenience Sampling ◽  
Saving Behavior

The purpose of this study is to find out about the influence of self control, financial literacy, parental socialization can affect saving behaviour. This study uses the generation Z at Jakarta as many as 219 respondents and analyzed with SmartPLS 3.2.8. Those samples are collected with google form and use convenience sampling method. The results of this study indicate that self control, financial literacy and parental socialization can affect saving behavior and all of these variable have positive relationship toward saving behaviour.Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis pengaruh kontrol diri, literasi keuangan dan sosialisasi orang tua terhadap perilaku menabung. Penelitian ini menggunakan sampel yaitu pada generasi Z di Jakarta sebanyak 219 responden dan dianalisa dengan SmartPLS 3.2.8. Sampel diperoleh melalui google form dan pemilihan sampel yang digunakan adalah teknik convenience sampling. Hasil penelitian ini menunjukkan bahwa kontrol diri, literasi keuangan dan sosialisasi orang tua memiliki pengatruh terhadap perilaku menabung dan seluruh variabel memiliki hubungan yang positif terhadap perilaku menabung.

Preschoolers' Saving Behavior: The Role of Planning and Self-Control

2018 ◽  
Vol 90 (4) ◽  
pp. e407-e420 ◽  
Author(s):  
Deepthi Kamawar ◽  
Kimberly Connolly ◽  
Andrea Astle-Rahim ◽  
Serena Smygwaty ◽  
Corrie Vendetti
Keyword(s):  
Self Control ◽  
Saving Behavior

scholarly journals An Assessment of Saving Behavior in the Religious Education Institution

2020 ◽  
Vol 55 (4) ◽  
Author(s):  
Yunika Murdayanti ◽  
Igka Ulupui ◽  
Etty Gurendrawati ◽  
Unggul Purwohedi ◽  
Suherman
Keyword(s):  
Economic Growth ◽  
Religious Education ◽  
Religious Beliefs ◽  
Negative Influence ◽  
Positive Influence ◽  
Self Control ◽  
Financial Knowledge ◽  
Primary Data ◽  
Significance Level ◽  
Saving Behavior

The speed of a country’s economic growth depends on its ability to save; a higher level of savings will encourage investment and stimulate economic growth. Millennials must understand the meaning of saving and have an ability to independently manage their money. This article is a preliminary study whose purpose is to determine the financial knowledge, self-control, and religious beliefs that influence saving behavior among students who are in Millennial-Vertical Generations. This article describes a new idea with respondents from Islamic Education Institutions. The research method used is explanatory and examines the relationship between the hypothesized variables. The population in this study is 2,509 students in the Darunnajah Islamic Boarding School in South Jakarta, while the sample used the Slovin formula of 345 respondents. Data collection used primary data through the distribution of questionnaires. The data analysis technique used is the path analysis method, which measures the direct and indirect effects between variables. The hypothesis testing is done by comparing t-statistics with t-table, which is equal to 2.594 for n=268, or comparing P values with a significance level (0.05).The results of this study show the positive influence financial knowledge has on saving behavior; however, self-control has a negative influence on saving behavior and a positive influence on religious beliefs against saving behavior. This study recommends increasing the number of variables that play an important role in student saving behavior and expands the number of research objects to be compared.

scholarly journals Does Self-Control Moderate the Relationship between Social Influence and Savings Behavior among Small Business Owners?

2021 ◽  
Vol 1 (2) ◽  
pp. 32-47
Author(s):  
Eva Mpaata ◽  
Ernest Saina ◽  
Naomy Koskei
Keyword(s):  
Small Business ◽  
Social Security ◽  
Social Influence ◽  
Business Owners ◽  
Self Control ◽  
Small Business Owners ◽  
Cross Sectional ◽  
Kampala City ◽  
Saving Behavior ◽  
Cross Sectional Design

This study examined whether self-control moderates the association linking social influence to saving behavior among small business owners. Using a standardized questionnaire, the study utilized a cross-sectional design to collect data from 402 micro and small business owners based in Kampala City. Process macro was used to analyze the interactive impact of self-control and social influence on saving behavior. The findings showed a significant interactive effect of self-control and social influence on saving behavior in Kampala, Uganda. Also, the results showed that the social impact on micro and small business owners' saving actions, at any degree of self-control, has a significant impact. These findings provide the literature and theory in behavioral finance with valuable insights. The study employed a cross-sectional design, rejecting a longitudinal analysis. Furthermore, we focused on Kampala City, leaving out other Ugandan cities. For those with low self-control, the government can implement deliberate government policies that impose savings in national social security funds and scale up the percentage of social security system savings for all individuals with strong self-control. The study points to the moderating effect of self-control on the link between social influence and saving behavior.

Role of Self-Control and Regulatory Focus in Saving Behavior

2009 ◽  
Author(s):  
Kimberley R. Monden ◽  
Melinda J. Key-Roberts
Keyword(s):  
Regulatory Focus ◽  
Self Control ◽  
Saving Behavior

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI SAVING BEHAVIOR GENERASI MILENIAL

2021 ◽  
Vol 6 (01) ◽  
pp. 47-58
Author(s):  
Rensi Suryanti ◽  
Wisnu Setyawan ◽  
Ulfa Dwi Nopiana
Keyword(s):  
Peer Influence ◽  
Financial Literacy ◽  
Self Control ◽  
Saving Behavior

Sebagai  Generasi Millenial dalam era perkembangan digital saat ini tentu harus menyadari betul bahwa apa yang dilakukan masa kini akan berdampak pada masa depan dan menabung merupakan salah satu pilihan dalam menjaga kestabilan keuangan untuk jangka pendek maupun jangka panjang. Penelitian ini dilakukan dengan tujuan untuk menganalisis faktor-faktor apa saja yang dapat mempengaruhi saving behavior generasi milenial pada mahasiswa manajemen angkatan 2016 Universitas Pelita Bangsa. Metode analisis data yang digunakan pada penelitian ini adalah metode deskriptif kuantitatif dan data yang digunakan adalah data sekunder dan data primer berupa kuesioner dengan sampel sebanyak 282 mahasiswa. Pengolahan data pada penelitian ini menggunakan program SPPS 26. Hasil dari penelitian ini menunjukan secara parsial financial literacy, self-control, saving motive dan income dapat mempengaruhi saving behavior generasi milenial mahasiswa manajemen angkatan 2016 Universitas Pelita Bangsa, sedangkan secara parsial peer influence tidak berpengaruh signifikan terhadap saving behavior generasi milenial mahasiswa manajemen angkatan 2016 Universitas Pelita Bangsa

scholarly journals Reflective and impulsive processes underlying saving behavior and the additional roles of self-control and habit.

2018 ◽  
Vol 11 (3) ◽  
pp. 135-146 ◽  
Author(s):  
Vanessa Allom ◽  
Barbara Ann Mullan ◽  
Lauren Monds ◽  
Sheina Orbell ◽  
Kyra Hamilton ◽  
...  
Keyword(s):  
Self Control ◽  
Saving Behavior ◽  
Impulsive Processes

scholarly journals KONTROL DIRI, PENDIDIKAN PENGELOLAAN KEUANGAN KELUARGA, PENGETAHUAN INKLUSI KEUANGAN SISWA PENGARUHNYA TERHADAP PERILAKU MENABUNG SISWA SMK SE KOTA KEDIRI

2017 ◽  
Vol 4 (1) ◽  
pp. 59 ◽  
Author(s):  
Meta Ardiana
Keyword(s):  
Financial Management ◽  
Management Education ◽  
Total Sample ◽  
Financial Inclusion ◽  
Self Control ◽  
Accounting Students ◽  
Education Students ◽  
Linear Regression Technique ◽  
Saving Behavior ◽  
Control Family

This study aimed (1) to analyze the influence of self-control on the savings behaviors of students, (2) analyze the influence of family financial management education to saving behavior, (3) analyze the effect of students knowledge of financial inclusion on the saving behaviors of students, (4) analyze the influence of self control, family financial management education, students knowledge of financial inclusion on saving behavior of students SMK in Kediri. The population in this study is accounting students and banking students a total of 477 and a total sample of 211 students. The data collection techniques used were questionnaire and document. Analyze methode using multiple linear regression technique. The result showed that the self control, family financial management education, students knowledge of financial inclusion partially has positive significant effect on saving behaviors student SMK in Kediri. Self control, family financial management education, students knowledge of financial inclusion Simultaneously have positive significant effect on saving behaviors student SMK in Kediri

Kontrolliertes Trinken bei Alkoholkonsumstörungen: Eine systematische Übersicht

2015 ◽  
Vol 61 (3) ◽  
pp. 147-174 ◽  
Author(s):  
Joachim Körkel
Keyword(s):  
Self Control ◽  
Systematische Übersicht

Hintergrund: Verhaltenstherapeutische Behandlungen zum selbstkontrollierten Trinken (KT) wurden in den letzten 50 Jahren vielfältig erforscht. Eine aktuelle Übersicht über den gegenwärtigen Status dieses Ansatzes liegt nicht vor. Fragestellung: Es wird ein systematischer Überblick über die Konzept- und Forschungsgeschichte des KT (Definition, theoretische Wurzeln, Behandlungsmethoden), Wirksamkeit von KT-Behandlung (inkl. Prognosefaktoren) sowie Implementierung von KT in das Behandlungssystem (Akzeptanz und Verbreitung) vorgenommen. Methodik: Gemäß den PRISMA Richtlinien wurde in den Datenbanken PsycINFO, Medline und Psyndex nach psychologischen Behandlungen zum selbstkontrollierten Alkoholkonsum bei Menschen mit klinisch relevanten Alkoholproblemen recherchiert und 676 einschlägige Beiträge identifiziert. Ergebnisse: KT wird als regelgeleitet-planvoller Alkoholkonsum definiert. Seine theoretischen Wurzeln reichen von Lerntheorien bis zur Psychologie der Selbstregulation. In der Behandlung haben Behavioral Self-Control Trainings frühere Methoden (z. B. aversive Konditionierung, Kontingenzmanagement und Reizexposition) abgelöst. Einzel und Gruppenbehandlungen sowie Selbsthilfemanuale zum KT erweisen sich über das gesamte Spektrum des problematischen Alkoholkonsums als kurz- und langfristig wirksam zur Reduktion des Alkoholkonsums und alkoholassoziierter Probleme wie auch zur Förderung des Übergangs zur Abstinenz. Prognostisch bedeutsam sind v. a. der Zielentscheid des Patienten pro KT und seine Zuversicht in die Realisierbarkeit von KT. Akzeptanz und Verbreitung von KT haben in den letzten Jahrzehnten zugenommen und variieren u. a. länderspezifisch. Schlussfolgerungen: Angesichts der Wirksamkeit von KT-Behandlungen sowie gesundheitspolitischer, ethischer, therapeutischer und ökonomischer Überlegungen sollten Reduktionsbehandlungen gleichrangig neben Abstinenzbehandlungen in ein zieloffen ausgerichtetes Behandlungssystem integriert werden.

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